What is currently driving the prop trading model in the US?

The answer is quite straight forward: there is increased access as well as opportunities available to trade, not to mention smarter traders who would prefer not to risk their savings hoping to validate their trading skills.

Let’s go over the basics first: Prop trading is when a firm allows you to trade using their capital. You demonstrate your worth through an evaluation (or get instant access in some cases), abide by the rules, and if you do well, you are allowed to keep a percentage of the profit, typically between 70% to 90%.

Increased Supply and Demand for Funded Trading in the US

In 2025, more US traders are moving away from self-funded accounts, and looking to get funded through prop firms. The reason is clear: they wish to scale quicker without the need to risking personal money on each market dip or downturn.

We have also noticed an influx of traders transitioning from crypto and retail brokerages into formalized prop firm structures, especially futures and forex prop firms that directly cater to US regulations.

Changes In Rules & Access To Firms In The Year 2025

Above all, it is encouraging to know that the U.S. regulations have provided order to the hectic prop trading scope. There is growing clarity on what is permissible, there is a better schedule of payments, and an increasing number of prop firms based in the US are legally compliant and payout compliant.

Top Prop Firms for US-Based Traders

Looking for the best prop firm that actually supports U.S. traders, pays on time, and offers real trading freedom? Here's your go-to shortlist of the most trusted names in the game for 2025.

City Traders Imperium

About The Prop Firm: 

City Traders Imperium CTI (formerly, City Forex Imperial) has been active since 2018 and operates out of the UK. City Traders Imperium is known for focusing on the long-term development of their trader alongside strategy building. It is not simply about beating a challenge, it is about becoming a skilled trader. CTI is well rated 4.7/5 on Trustpilot due to their guidance and sustainability focus, so the firm has a decent reputation.

Challenge Types And Fees: 

CTI operates both evaluation and direct funding models. Funded account challenges start from around $29, and they offer flexible scaling with no hard daily drawdown limits  -  a dream for swing or position traders.

Payout Method: 

City Traders Imperium payout method includes Bank Transfer or Crypto Wallet, which is processed in 2-5 business days after the request.

Trading Platforms Supported: 

Trading platforms like MT5 and MatchTrader are supported by CTI, and they are synced with their risk management systems.

Best Known For: 

City Traders Imperium is famous for its mentorship-based trading, low drawdown pressure, and using a real trader community approach. This model is best suited for traders who care more about strategy refinement than speed.

BrightFunded

About the Prop Firm: 

Operating from the U.S., BrightFunded was launched in 2023 and has already made waves in the market. This prop firm is best known for high drawdown options, classic 2-step evaluation, and high-speed payouts which makes it a top choice for day traders and scalpers. It has also rapidly gained traction due to a TrustPilot score of 4.6/5 and a loyal user base who appreciate fast evaluations and payout policies.

Challenge Types and Fees: 

BrightFunded offers a two-phase evaluation starting at $69 for a $5,000 funded account. Optional add-ons like increased drawdown, news trading, and weekend holding are also available.

Supported Trading Platforms: 

Traders who value Advanced tools, precision and speed will be pleased to know that BrightFunded supports cTrader and DXtrader.

Payout Method: 

BrightFunded processes instant payouts via Crypto (USDC), and Bank Transfer, with many traders claiming to be paid within 24 hours.

Trading Platforms Supported:

cTrader and DXtrade platforms are supported by BrightFunded. Perfect for traders who prioritize fast execution, custom indicators, and professional-grade tools.

Best Known For:

BrightFunded is best known for offering high drawdown options, lightning-fast payouts, and trader-friendly add-ons like weekend holding, news trading, and custom drawdown levels. Its clean and simple 2-phase evaluation process appeals to both beginners and experienced traders.
 

E8 Markets

About the Prop Firm:

E8 Markets is based in Texas and was launched in 2021. The firm’s TrustPilot rating is near 4.5/5 and is consistently praised for ease of use and payout efficiency. E8 Markets has rapidly become a go to for U.S. based traders looking for high volume and automation support.

Challenge Types and Fees:

E8 provides both one-phase, two-phase, and three-phase evaluation models, starting with a challenge fee of $154 for a $25k account in the one-step challenge. E8 offers customization on their evaluation programs such as profit split 80%, 90% or 100%; drawdown from 4% to 14%, etc.

Payout Method:

E8 Markets processes payouts using Crypto, Mastercard, and Visa. The first payout can be accessed after eight days of trading.

Trading Platforms Supported:

Both MT4 and MT5 platforms are supported, with smooth execution and the allowance of EAs (Expert Advisors).

Best Known For: 

E8 Markets is well known for fast scaling, algo-trading support, and a customisable evaluation model, especially for those who engage in high-frequency trading.

Alpha Capital Group

About the Prop Firm:

Alpha Capital Group is based in London and was established in 2022. They focus on the high end of the market with strict consistency rules and trader-first policies. They have a 4.7/5 rating on Trustpilot which shows their trust as well as respect for their transparency, and supportive educational materials.

Challenge Types and Fees:

They have a one-phase, two-phase and three-phase challenge which starts at approximately $197 for a 25k account. Their standout rule is the 30% consistency rule which promotes steady performance.

Payout Method:

Profits can be withdrawn using Crypto (Rise), Wise, or they can also be sent directly to a bank account. Payouts are processed within 14 days unless there is a breach of compliance.

Trading Platforms Supported:

Alpha Capital Group currently has MT5 as its trading platform, while interfacing with TradingView is currently under development.

Best Known For:

Alpha Capital Group is well acclaimed for putting a focus on disciplined trading along with long-term scaling strategies and protecting the trader beyond unsustainable numbers.

What to Watch Out For

Some firms do not accept U.S. traders due to SEC/CFTC restrictions or internal policy. Common examples include:

• FTMO (no longer accepts new U.S. residents)
• The5%ers (restricts traders based in U.S.)
• My Forex Funds (was shut down in 2023)

How to Be Sure a Prop Firm Accepts U.S. Traders?

• Check their Terms of Service
• Ask in their Discord or live chat
• Look for U.S. payout support (Deel, Payoneer, Wise)
• Confirm via email or support ticket if you're still unsure

Or simply head to The Trusted Prop and read a review of your favourite prop firm. You’ll surely find all details like challenge details, payout process, countries restricted, etc., of that firm.

Pros and Cons of Prop Trading in the USA

Pros

• No personal capital at risk
• High profit share options available
• Scale-up opportunity
• Payouts in USD or crypto
• Instant Funding models are now available

Cons

• Strict rules (e.g., news trading, lot limits)
• Some firms have limited platform support
• High monthly data fees in futures programs
• Inconsistent support in newer firms

What US Traders Look for in a Prop Firm (2025 Buyer’s Guide)

When it comes to choosing the best prop firm in 2025, US traders have a specific checklist shaped by both regulatory limitations and trading goals. Below is a detailed guide outlining the top 10 things US traders consider before signing up with any prop trading firm.

1. Accepts US Traders

This is the first thing a US trader must check. Because of changing financial policies, many popular prop firms like FTMO and The 5%ers have discontinued their services to onboard US traders. Currently, US traders are on the lookout for firms that accept US traders and prominently market this in their terms. This aspect requires a lot of attention.

2. Profit Split And Payment Schedule

Most US traders wish to receive an 80% profit split or greater, as well as consistent payment schedules. Most traders wish to receive payouts weekly or biweekly. They also consider the following:

• How soon can the client make the first withdrawal?
• Do they have a limitation on minimum payout, i.e., $100?
• Does the entity provide split scaling, where payouts improve with time?

3. Evaluation Methodology And Trading Rules

Traders prefer experienced prop firms with evaluations that matches their trading style:

• A one-step or two-step challenge
• Instantly funded accounts (no evaluation required)
• No time restrictions offered
• Balanced profit amount (usually 8-10%) and liberal drawdown restrictions
• Rules regarding daily loss cap, lot limit, and minimum trading days must be provided

4. Platform Availability

The choice of platform is very important. Top prop firms offer:

• MetaTrader 4 (MT4) and MetaTrader 5 (MT5) - the most reliable trading platforms. 
• Traders also know cTrader, DXTrade, and Match-Trader 
• Some people prefer visual aids like TradingView or mobile-friendly platforms like TradeLocker.  

Many U.S. traders choose a prop firm with a trading platform that doesn’t match their trading style. Always check if the platform matches your trading goal.

5. Transparency and Information Visibility of Brokers

Traders in the United States seem to have more regard for regulations as the SEC, CFTC, and NFA supervise trading activities. They prefer:  

• Broker affiliated prop firms,  
• Prop firms with a relationship with regulated liquidity providers,  
• Clear stipulations on execution, fund custody, spread models, and other pertinent details

6. Flexibility in Trading

There are US traders who have different trading styles which include scalping, swing trading, and even the use of EAs. They seek:  

• Unrestricted overnight/weekend holding periods  
• Permitted news trading  
• Unlimited or a high number of lots  
• Use of EAs, bots, or copy trading

Prop firms that are very flexible with their terms are very attractive to traders and thrive in the market.

7. Scaling Strategies and Visionary Growth

Most traders not only want to get funded, but they also desire a stable trading career path. Scaling plans that allow accounts to climb up to $500k or more tend to increase traders’ interest. The scaling rules set in place to increase capital should also be clearly outlined by the firm, along with being performance-based, which helps in retaining traders.

8. Additional Learning Materials

Not a major priority, but a lot of prop firms do add these materials that help new traders achieve:

• Risk management tutorial  
• Access as a trader’s journal, dashboard, or portfolio tracking  
• Mentoring opportunities

All of these improve the traders chances of achieving consistency in their trades.

9. Community & Support  

For US traders, there is nothing more valuable than prompt customer support - especially when dealing with payouts or platform issues. Moreover, they look for:

• An active Discord or Telegram community.
• Live chat or email support.
• As well as, self-help forums or comprehensive FAQ sections.

10. Pricing, Addons & Discounts

Lastly, in the consideration of US traders, the challenge fees are compared against the funding potential. US traders are able to evaluate:

• Lower-tier pricing (some firms start as low as $50)
• Add-ons such as quicker payouts, higher drawdown, or reset options
• Verified coupon codes or discounts especially from The Trusted Prop.
• A to Z: How to Start Out With a Prop Firm Challenge
• Find a prop firm that allows traders from the US.
• Select a challenge that matches your skills.
• Learn the guidelines & drawdown limits.
• Develop or refine a strategy using demo accounts.
• Complete the evaluation.
• Begin live trading on a funded account.
• Monitor risks and slow scalable growth over time.

Summary  

For US traders, balance is crucial as the features a prop firm offers alongside the funding provided should not limit flexibility, support or trust. Accessibility, clear rules, unmatched profit potential, quick payouts, and regulatory alignment best describe the top prop firms in the USA tailored for American traders.

At The Trusted Prop, we handpick and review the best US-friendly prop firms backed by real trader feedback, verified rules, and exclusive discounts to help you trade with confidence.