FTMO Review 2025 – Prop Firm Features, Rules & Payout Explained
Read our full FTMO review, including a detailed breakdown of Challenge types, Drawdown rules, Prohibited Strategies, and Payout process.
4.3
4.3
FTMO
Crypto, Indices, Metals, Commodities, Forex
CZ
2015
CEO: Otakar Suffner
Get Upto 1500 Trust Points
cTrader
DXTrade
Wire Transfer/ Bank Transfer
Wire transfer/ Bank Transfer
Mastercard
Visa
Skrill
Credit/Debit Card
Crypto
Eightcap
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In the year 2025, FTMO is still dominating as a leading figure in the prop trading world, paving the way for funded accounts for expert Forex traders worldwide. Among the longest-lived prop trading firm histories in the industry, FTMO prop company is most recognized for its reliability and transparency in its funding models and payouts.
FTMO is recognized for its trader-friendly, two-stage challenge which is an in-depth examination of a trader's discipline and risk management. The completion of the two evaluation steps qualifies the traders for an account funded by FTMO with the initial profit split of 80%. FTMO, with the profit split going up to 90% and a world-class scaling plan that can be as high as $2,000,000, is the one to be trusted with a prop firm of the type which traders looking for consistent profit generation and desire to get large capital access without the use of their own funds at large are.
As of December 2025, FTMO is celebrating its 10th Anniversary and has officially launched its funded trading platform in India.
FTMO Prop Firm Overview
| Category | Details |
| Company Name | The prop firm name is FTMO. |
| Legal Name | FTMO's legal name is FTMO s.r.o. (or related entities like FTMO Evaluation Global s.r.o.). |
| Registration Number | FTMO's registration number is 031 36 752 (for FTMO s.r.o.). |
| CEO | The CEO of FTMO is Otakar Šuffner and Marek Vašíček |
| Headquarters | The headquarters is located at Prague, Czech Republic. |
| Broker | The broker associated with FTMO is FTMO (using its own liquidity providers). |
| Operating Since | FTMO has been operating since 2015. |
| Account Sizes | FTMO provides account sizes ranging from $10,000 to $200,000 (initial Challenge sizes). |
| Profit Split | FTMO offers a 80% to 90% profit split. |
| Challenge Types | FTMO offers Standard, Aggressive and Swing accounts (all follow a 2-step Evaluation Process). |
| Payout Cycle | FTMO offers payouts bi-weekly (every 14 days), processed within an average of 8 hours. |
| Payout Method | The withdrawal methods supported by FTMO are Bank Transfer, Skrill and Cryptocurrencies (BTC, LTC, USDT). |
| Trading Platforms | FTMO supports trading on MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader and DXtrade. |
| Financial Markets | FTMO supports trading in Forex, Commodities, Indices, Cryptocurrencies and Stocks (CFDs). |
| Max Allocation | FTMO offers a maximum initial allocation of $400,000 per trader/strategy. |
| Max Scaling | FTMO provides scaling opportunities up to $2,000,000. |
| Trustpilot Score | FTMO has a 4.8/5 (as of 2025) rating based on over 32,942 reviews. |
Pros and Cons of Trading with FTMO Prop Firm
The FTMO funding model is arranged in such a way that the rules of risk and money management will be followed by the traders in a consistent manner and this will eventually result in disciplined trading. Prior to going through the challenge, traders should consider the advantages like excellent infrastructure of the firm and high profit-making potential against the disadvantage of strict account management rules.
| Pros | Cons |
| High Profit Split starting at 80% and scaling up to 90%. | Strict Drawdown Limits (5% Daily/10% Max for Standard) can lead to quick disqualification. |
| High Capital Ceiling with a scaling plan up to $2,000,000. | Two-Phase Evaluation (Challenge & Verification) is rigorous. |
| Reputable and Established firm operating since 2015. | Consistency Rule may be required/applied, limiting certain erratic strategies. |
| Flexible Challenge with no minimum or maximum trading days (after minimum 4 days). | News Trading Restrictions apply to the Standard and Aggressive account types. |
| Variety of Platforms (MT4, MT5, cTrader, DXtrade) and a wide range of tradable instruments. | Evaluation Fee is lost if the Challenge is failed, though it is fully refundable upon first profit split from the FTMO Account. |
FTMO Account Types and Fees & Profit Split in Brief (2025)
FTMO has 2 different accounts - FTMO Account (Classic) and the FTMO Swing Account. Each specifically designed for a different trading style and risk tolerance. They all carry out an Evaluation Process (Challenge and Verification) for two steps and then there is an account with FTMO where the trader has access to funds, the fees being returned fully to the trader on their first profit split from the FTMO Account.
| Feature | FTMO Classic Account | FTMO Swing Account |
| Account Types | Standard & Aggressive Risk Options | Standard & Aggressive Risk Options |
| Account Sizes | $10k, $25k, $50k, $100k, $200k | Same as Classic Account |
| Account Fees (Start From) | Standard: €155 ($10k) / Aggressive: €250 ($10k) | Same as Classic Account |
| Profit Target | Standard: 10%/5% | Aggressive: 20%/10% | Same as Classic Account |
| Daily Drawdown (Max. Loss) | 5% (Standard) / 10% (Aggressive) | Same as Classic Account |
| Max Drawdown (Max. Loss) | 10% (Standard) / 20% (Aggressive) | Same as Classic Account |
| Drawdown Type | Equity-based (Maximum Loss) | Equity-based (Maximum Loss) |
| Min. Trading Days | 4 days | 4 days |
| Max Trading Days | Unlimited | Unlimited |
| Leverage | Up to 1:100 | Up to 1:30 |
| Stop Loss Rule | Not mandatory | Not mandatory |
| Consistency Score Rule | Yes | Yes |
| News Trading Allowed | No (with restrictions) | Yes (No restrictions) |
| Profit Split | 80%, up to 90% (Scaled) | 80%, up to 90% (Scaled) |
| Payout Frequency | Bi-weekly (14 days) | Bi-weekly (14 days) |
FTMO 2-Step Challenge Account
The FTMO 2-Step Challenge is the perfect solution for most traders who want to maintain a balance between risk and reward.
| Account Size ($) | Account Fee (Starting) | Profit Target (Challenge $) (10%) | Profit Target (Verification $) (5%) | Max Daily Drawdown ($) (5%) | Max Total Drawdown ($) (10%) |
| $10,000 | €155 | $1,000 | $500 | $500 | $1,000 |
| $25,000 | €250 | $2,500 | $1,250 | $1,250 | $2,500 |
| $50,000 | €345 | $5,000 | $2,500 | $2,500 | $5,000 |
| $100,000 | €540 | $10,000 | $5,000 | $5,000 | $10,000 |
| $200,000 | €1,080 | $20,000 | $10,000 | $10,000 | $20,000 |
Why Choose FTMO Classic Account (Standard Risk)
- Reasonable Risk: The 5% daily and 10% overall limits keep the risk at a level that can be easily managed.
- High Leverage: With the leverage of up to 1:100, the trade size can be quite decent and there is still a great deal of flexibility left.
- The Aggressive Risk option, on the other hand, features higher profit targets (20%/10%) and increased loss limits (10% daily, 20% total).
FTMO Swing Account
The Swing Account is dedicated to traders who will hold positions overnight or over the weekend and those traders who want to trade around the release of the high-impact news but not be restricted. The main drawback of this account is that the maximum leverage is lower than usual.
| Account Size ($) | Account Fee (Starting) | Profit Target (Challenge/Verification) (10% / 5% or 20% / 10%) | Max Daily Drawdown (5% or 10%) | Max Total Drawdown (10% or 20%) |
| $10,000 | €155/€250 | $1,000/$500 or $2,000/$1,000 | $500 or $1,000 | $1,000 or $2,000 |
| $25,000 | €250/€490 | $2,500/$1,250 or $5,000/$2,500 | $1,250 or $2,500 | $2,500 or $5,000 |
| $50,000 | €345/€775 | $5,000/$2,500 or $10,000/$5,000 | $2,500 or $5,000 | $5,000 or $10,000 |
| $100,000 | €540/€1,395 | $10,000/$5,000 or $20,000/$10,000 | $5,000 or $10,000 | $10,000 or $20,000 |
| $200,000 | €1,080/€2,700 | $20,000/$10,000 or $40,000/$20,000 | $10,000 or $20,000 | $20,000 or $40,000 |
Why Choose FTMO Swing Account
- Weekend/overnight trading: Swing traders get the chance to hold their positions over the weekend, and that is a very important point.
- Freedom to trade the news: Compared to the other account types, the elimination of the news trading restriction is the most significant feature.
- Long-Term Aim: Lower leverage (1:30) will be the right choice for a less risky, more extended position-based trading strategy.
Our Verdict on FTMO Account Types
FTMO has successfully drawn a clear line between the two different account types with its two different account types. The FTMO 2-Step Challenge will be the right Account for most traders who are just starting their trading journey. The FTMO Swing Account may be the most valuable and important trading community addition. A vast number of traders will be able to benefit from long-term and news-based trading strategies, which in turn will be a great advantage even though the leverage is lower.
FTMO Drawdown Rules
One of FTMO's risk management rules is the main priority and the chief cause of the evaluation's failure, the firm is most concerned about preserving the capital.
The Maximum Daily Loss is the most important drawdown metric, calculated as 5% (Classic Standard Risk) or 10% (Classic Aggressive Risk) of the initial account balance. This limit is based on the current day's equity at the start of the trading day and is reset daily. The Maximum Loss is an absolute, equity-based drawdown (10% or 20% of the initial balance) that is not allowed to be exceeded at any time. These restrictions aim to put an end to the taking of excessive risks and as they are very strictly regulated, they serve to maintain the trader's actions in accordance with the overall risk protocol of the firm.
FTMO News Trading Details
The traders trading on FTMO 2-Step Challenge accounts are not allowed to trade on trading instruments that are heavily impacted (e.g., AUD, NZD, USD, EUR pairs) during a high-impact news event. The FTMO news trading restriction starts from two minutes before to two minutes after the news release. Opening or closing trades in this four-minute window, as well as placing or modifying pending orders, will result in a violation of the FTMO Account Agreement. The FTMO Swing Account is the only one that eliminates all the restrictions on news trading and thus is a great choice for pro traders.
FTMO Spreads & Commissions
By offering trader-focused forex conditions close to the real market environment is one of FTMO's main objectives. The same is true for transparent spreads and commissions.
The broker uses a raw spread model with a minimal commission structure. Spreads are typically low and variable, which indicate the liquidity of the market at that particular time. For instance, on major Forex pairs such as EUR/USD, the spread is very often almost zero pips. Commissions are charged on a per-lot basis and are usually at the level of $5 USD per standard lot traded round-turn (or equivalent in other currencies like EUR or GBP). This method, along with the competitive execution offered by their liquidity providers, makes the trading costs fairly predictable and quite attractive for professional traders.
Trading Instruments offered by FTMO
FTMO is open to offer the clients a vast and diverse basket of the financial markets, which means the traders are now at liberty to adopt a multi-strategy and multi-asset trading approach.
The tradable instruments are: more than 50 Forex Pairs (Majors, Minors, Exotics), Commodities (both precious metals like Gold and Silver and energy products like Crude Oil), a wide variety of global Stock Indices (e.g., S&P 500, NASDAQ, DAX), Cryptocurrencies (Bitcoin, Ethereum, Litecoin, etc., as CFDs) and Stocks (CFDs of individual shares, mainly US and European). The extensive product line is identical for all accounting types, thus enabling traders to diversify in both trading and risk management.
FTMO Trading Rules (2025) - What is Allowed and What is Not
As long as the strategy imitates real-market conditions, FTMO is typically considered as one of the least restrictive prop firms in terms of trading strategies.
| Trading Strategy | Allowed or Not | Details |
| Hedge/Martingale | Allowed | No restrictions on hedging or using Martingale strategies. |
| Expert Advisors (EAs) | Allowed | EAs are permitted, provided they do not violate the prohibited practices. |
| Scalping/Day Trading | Allowed | All standard intra-day strategies are permitted. |
| Holding over Weekend | Allowed (Swing) / Not Allowed (Classic) | Only the Swing Account allows holding positions over the weekend. |
| News Trading | Not Allowed (Classic) / Allowed (Swing) | Restricted for 2 minutes before and after high-impact news on Classic accounts. |
FTMO Account Prohibited Practices
- By third-party data that is outdated, or by platform latency/server errors that are not corrected, you must not try to get an advantage.
- Arbitrage trading (Latency Arbitrage, Reverse Arbitrage). Trading that is not reflective of real-market conditions or trading that is done with guaranteed fills.
- Do not use more than one account to trade with opposite positions so that you can pass the evaluation with one account.
- If you have more than one FTMO trading account, then you must not trade the same way in all of them as the maximum capital allocation per strategy is $400,000.
Scaling Plan at FTMO
The FTMO Scaling Plan is what makes the difference for traders who want to have a clear path of how to take care of a large capital and increase their profit share. They can increase the funded amount by 25% every four months until they reach the maximum capital allocation of $2,000,000. Besides, traders are required to be net profitable by 10% or more within the four-month period, have made at least two profit withdrawals, and have a positive account balance at the time of the review in order to be allowed to scale. On top of that, the trader's profit split is also permanently increased from 80% to 90% as a result, long-term consistency and performance are very heavily rewarded.
Payment Methods & Payout Process at FTMO
FTMO is committed to paying out quickly and securely and also offers different options to pay the Challenge fee and withdraw profits.
- Payment of the FTMO 2-Step Challenge fee is available via credit/debit card (instant), bank transfer (2-5 business days), and a few cryptocurrencies (up to 24 hours), while the fees vary from free for the card/bank to 3% for certain crypto options.
- Profit withdrawals from the FTMO Accounts are possible through bank transfer - a widely used e-wallet like skrill or via cryptocurrencies (BTC, LTC, USDT).
How the FTMO Payout Process Functions
FTMO operates on a bi-weekly (14-day) payout cycle and hence a trader may only request his/her profit share beginning from the 14th calendar day after the first trade. They normally respond to the withdrawal request within a very competitive average time of 8 hours, the traders get fast access to the money that is owed to them. FTMO covers the transaction fees on the trader's side.
FTMO Restricted Countries
FTMO is a globally operating prop firm and their simulated funded trading services are based on regulatory and risk management factors, it has some limitations in the areas of certain countries.
Restricted Countries List
- Iran
- Syria
- Myanmar
- North Korea
- Individuals listed on international sanction lists.
Our Final Verdict on FTMO
In 2025, FTMO is one of the oldest and most trusted prop firms in the industry, which can be mainly attributed to its well-organized risk structure and a high capital scaling up to $2,000,000. The transparent and challenging two-step evaluation is a genuine path to obtaining funding. The organization is very appealing to professionals who have a long-term orientation because of a very good profit split of 80 - 90% and a scaling plan that is at the very top of the prop firm industry. Even if the FTMO 2-Step Challenge account seems somewhat restrictive to you, then the FTMO Swing account gives you the opportunity to trade during the news events and hold positions overnight. FTMO's trader-focused trading environment and efficient prop firm payout process are two of the main reasons why it is considered a reliable and serious funding partner.