Introduction

Funded Trading Plus is one of the leading prop firms in 2026, known for providing clear, no-time-limit prop firm evaluations. However, the important question is, does their focus on simplicity actually make it easier for you to trade on funded account and secure a payout compared to other firms?

Funded Trading Plus is probably the right place for traders that like a calm atmosphere without the pressure of a time limit, but you still have to be very alert and remember the Funded Trading Plus challenge rules about trailing drawdowns. Not knowing how their exact loss limits move can lead to losing a funded account very quickly.

In this Funded Trading Plus review, we take a closer look at different account structures, risk limits, the workings of the Funded Trading Plus payout system and the huge scaling potential that can help you figure out whether this is the right place for your trading strategy in 2026.

Want to know how this prop firm stands up to others? Have a look at our complete Funded Trading Plus review at The Trusted Prop page.

What is Funded Trading Plus?

Funded Trading Plus is a prop trading firm located in the UK that has been operating since 2021 and is helping traders to access huge simulated capital. The firm focuses on structured evaluations with no time limits, appealing to traders who prefer patience over speed-based targets.

Funded Trading Plus offers programs like the 1-Step Express Challenge, 2-Step Classic Challenge and Instant Funding Models - that are designed to match different trading styles. After successfully passing your prop firm evaluation by achieving the profit targets and avoiding the loss limits, you get a funded account by Funded Trading Plus. At this moment, you can get a considerable profit split which starts at 80% and can go up to 100%, when you hit 30% at overall profit.

Key points about the Funded Trading Plus prop firm:

   • No Time Limits: You get the freedom to pass the challenge slow or fast, which significantly reduces psychological pressure and allows traders to focus on quality setups.
   • Multiple Platforms: Traders have the option to decide which platform they want to trade on from a wide choice of leading platforms in the industry such as MetaTrader 5 (MT5), cTrader, Match-Trader and Dxtrade.
   • Professional Conditions: The prop firm provides institutional-style execution and the trading environment feels like a real market.
   • Instant Access: They have a direct funding account type, unlike lots of firms, whereby you can bypass the evaluation and start earning rewards from the day you start.

Funded Trading Plus Evaluation Models Explained

In this Funded Trading Plus review, we have broken down the specific requirements for each account type to help you find the one which suits your trading style. Below are the details for the 1-Step Express Challenge, 2-Step Classic Challenge and Instant Funding Models in 2026.

Funded Trading Plus 1-Step Express Challenge

The 1-Step Express Challenge is for traders who want to get a Funded Trading Plus funded account in the quickest time possible. The 1-Step Express Challenge is designed for traders seeking a single-phase evaluation with no time restrictions and balanced trading rules. Below are the Funded Trading Plus 1-Step Challenge rules and key features explained.
 

   • Profit Target: To pass the challenge successfully, you need to make a profit of 10% on your virtual balance.
   • Drawdown Rules: This account has a 4% daily loss limit (the calculation is based on the previous day's closed balance at 16:59 EST) and a 6% maximum trailing drawdown. The trailing drawdown will cease to move once your account profit hits 6% of the initial balance.
   • Trading Conditions: The trader is allowed to use leverage up to 1:30. In contrast to many other firms, this program enables you to hold trades overnight and through the weekend without the need for a special add-on.
   • Account Sizes & Fees: The challenge sizes ranging from $10,000 to $200,000, with the lowest account entry prices starting at around $99, accessible for any budget.
   • Allowed Strategies: You can use manual strategies or Expert Advisors (EAs). News trading is also entirely allowed, which means you can trade high-impact economic events.
   • Profit Split: Traders can enjoy a standard reward of an 80% Funded Trading Plus profit split, which can be scaled up to 90% depending on the performance.
   • Payout Frequency: Your first Funded Trading Plus payout can be requested from day one of being funded with a minimum profit of $50 and for then on rest of all payouts can be requested every 7 days.
 

Account Size    Account Fee
$10,000    $99
$25,000    $199
$50,000    $349
$100,000    $549
$200,000    $999

Funded Trading Plus 2-Step Classic Challenge

The Funded Trading Plus 2-Step Classic Challenge is a typical path for normal traders who want to trade with less risk and have a drawdown that does not change. Below are the details of Funded Trading Plus 2-Step Challenge rules and main features.

   • Profit Target: The first step is to make a 7% profit in both Phase 1 and Phase 2 to demonstrate your skills for a longer time.
   • Drawdown Rules: This challenge gives you a 4% daily loss limit and an 8% total maximum loss. One of the great advantages in this case is the Static Drawdown, which remains at 92% of your starting balance and does not move upward with your profits.
   • Trading Conditions: This framework affords the highest Forex leverage, that is about 1:50, the higher leverage allows more flexibility in position sizing across forex and commodities.
   • Account Sizes & Fees: The account sizes range from $10,000 to $200,000. The fees are very competitive, for example, a $10,000 account costs around $89.
   • Allowed strategies: Most of the strategies are allowed in the 2-Step Challenge (Classic), including price action, scalping and swing trading. You can even use Expert Advisors (EAs) but, to prove that you are not just gambling, you have to follow the 35% consistency rule during the challenge phase.
   • Profit Split: Similarly to the Express model, in 2-Step Classic you will first receive an 80% share of the earnings with a possibility of gradually increasing your profit share to the 85% via the firm’s scaling plan.
   • Payout Frequency: In this 2-Step Classic model, payout request can be made every 10 calendar days, which provides you a clear and steady income stream.

Account Size    Account Fee
$10,000    $89
$25,000    $169
$50,000    $319
$100,000    $549

Funded Trading Plus Instant Funding

The Funded Trading Plus Instant Funding model offers the quickest route to making a profit at the Funded Trading Plus prop firm since it cuts out the evaluation process completely. Below are the Funded Trading Plus Instant Funding rules and key features explained.
 

   • Profit Target: There is not a profit target that you have to pass in order to get funded. The Instant Funding account by Funded Trading Plus is available once you purchase the account and complete your KYC process.
   • Drawdown Rules: There is a 6% daily loss cap and a 6% maximum trailing drawdown in this account type. The trailing drawdown will freeze at the initial balance once you have 6% in profit.
   • Trading Conditions: You are allowed to use a leverage of 1:30 and have the liberty to trade the news and keep positions over the weekend.
   • Account Sizes & Fees: Skipping the challenge means the entry fees are higher than for evaluation accounts, but you earn rewards from your first trade.
   • Allowed strategies: Manual trading and Expert Advisors (EAs) are fully supported by the firm. While news trading is allowed in instant account, high-risk strategies like arbitrage or grid trading are prohibited to maintain a professional trading environment.
   • Profit Split: You start off with an attractive 80% profit split that can scale up to 90%, which is competitive compared to many instant funding programs in the market.
   • Payout Frequency: You have the option to request your first payout from Funded Trading Plus right on day one as long as you have $50 in profit and subsequent requests can be made every 7 days.

Account Size    Account Fee
$5,000    $249
$10,000    $429
$25,000    $1,099
$50,000    $2,199
$100,000    $4,499

Funded Trading Plus Challenge Types Comparison

If you have decided which prop firm challenge or instant account to take then you can grab a 10% Off + 5% Cashback by using the coupon code ‘TRUSTED’ an exclusively Funded Trading Plus discount offer available at The Trusted Prop.
 

Funded Trading Plus Challenge and Instant Account Rules

Understanding Funded Trading Plus rules is essential before purchasing any evaluation or instant account. Most prop firm account breaches occur due to misunderstanding trailing drawdown rules are not adhering to trading restrictions.
 

Trading Consistency Rules

Funded Trading Plus enforces a consistency rule on the 2-Step Classic account. There is no consistency rule applied on the 1-Step challenge and Instant Funding model. The purpose of imposing a consistency rule is that traders should not just rely on a few lucky trades in order to make large profits. The firm expects traders to use actual trading strategies that showcases consistency and are long-term based.

• Consistency Requirement: If you are trading on the 2-Step Challenge (Classic) account, this means that no single day’s trading profit can represent more than 35% of the total profits that you have made during the challenge and a 50% consistency in the funded account. 
• Symbol Loss Limit: To prevent you from risking too much on a single asset, there is a loss limit of 3% per symbol (example, EURUSD). Which is applicable on all Funded Trdaing Plus evaluation and funded account (including the Instant Funding model).
• News Trading: Trading during high-impact news events is allowed in all account types which is a tremendous advantage for news enthusiasts.
   

Inactivity Rules
 

If you don’t trade for too long, then your account may be closed. The prop firm expects traders to use the funded account and full potential by active trading. Below is the inactivity rule applicable on all account types at Funded Trading Plus.
 

   • 30-Day Limit: You are required to execute at least one trade every 30 consecutive days.
   • Resetting the Clock: A trade must typically be open for at least one minute for the clock to be reset.
   • Consequence: Your account will be deactivated if you fail to trade for 30 days. It's always a good idea to check your dashboard to keep yourself active.
 

Drawdown and Risk Rules
 

Understanding the Funded Trading Plus challenge rules regarding risk is vital to protecting your account from avoidable breaches. These parameters define your trading boundaries, ensuring you maintain the discipline required to manage the Funded Trading Plus prop firm capital successfully. 
 

   • Stop Loss: Although a stop loss isn't absolutely necessary, it is a very good measure to protect your Funded Trading Plus funded account.
   • Daily Drawdown Reset: The daily loss limit gets refreshed every day at 16:59 EST relative to your account balance at that time.
   • Hard Breach: The moment you reach the Daily Loss (4% for Classic and Express and 6% for Instant) and Maximum Total Loss (8% static for Classic and 6% trailing for other accounts), then the account is immediately closed and can no longer be recovered.
 

Strictly following these Funded Trading Plus profit targets and drawdown rules is the difference between a successful withdrawal and a lost funded account. By staying within these risk limits, you ensure the longevity of your funded account.

Funded Trading Plus Platform Access & Trading Conditions (2026 Guide)

Funded Trading Plus prop firm offers elite trading conditions as it combines several technology providers to achieve very stable and fast execution.

• Modern Platforms: To trade you can use MetaTrader 5 (MT5), cTrader, Match-Trader or DXtrade. Hence, you can use the interface that you are most comfortable with.
• Execution: Your trades are executed at raw spreads plus a small commission. Therefore, the price you get is very close to the real market.
• Leverage: The leverage for your challenge can vary from 1:30 (1-Step and Instant) up to 1:50 (2-Step Classic).

What Trading Instruments Are Available on Funded Trading Plus?

Traders can trade on a broad range of markets. Therefore, you can spread your strategy over different types of assets:

   • Forex: Major, minor and many exotic currency pairs are available for trading.
   • Indices: Trade US30, NAS100 and UK100 to name a few.
   • Commodities: You can buy and sell oil, gold, silver, and other metals at competitive prices.
   • Cryptocurrencies: Popular coins like Bitcoin and Ethereum are available for trading even on weekends.
 

With over 100+ assets available, the Funded Trading Plus prop firm ensures you never miss a market opportunity regardless of your trading style. This wide selection of instruments allows for excellent diversification while you work toward your next Funded Trading Plus payout.
 

Funded Trading Plus Payout Process and Reward System

The Funded Trading Plus payout rules are designed to send money to traders quickly. Unlike other firms, you do not have to wait for long monthly cycles to receive your hard-earned profits.
 

Platform Supported for Payment & Payout at Funded Trading Plus?

You can pay for your challenge or payout your profits by:
 

   • Cryptocurrency: BTC, ETH and USDT.
   • Bank transfer: It will be by secure global providers such as Wise or Deel.
   • Cards/Wallets: The normal credit/debit cards are very much accepted for challenge fees.
 

Funded Trading Plus Payout Eligibility: When Can You Take out Money?

To receive your first profit withdrawal, you have to fulfill the Funded Trading Plus payout conditions which are as follows:
 

   • Make sure that your funded account is showing a profit of at least $50.
   • Close all your open positions before making the payout request.
   • There is no need to wait for a certain number of days. Once you are in profit, you are qualified.
 

Funded Trading Plus Payout Terms by Account Type

Profit Split: The standard profit split is 80% on all account types.
   • For all Funded Trading Plus challenges and Instant Funding model, the standard 80% profit split can be increased to a 90% profit share by achieving a total 20% profit.
   • After withdrawing 90% profit share, you can target for 30% overall profit in order to upgrade the profit split to 100%, which would be applicable to the account for lifetime.
Additional Add-Ons at Checkout:
   • Funded Trading Plus also offers optional add-ons at the checkout for traders who want to skip the profit scaling requirements and benefits high profit split from day one.
   • Traders can buy an upgrade to start immediately with a 90% of profit split for 1-Step challenge (but not for 200K account) and Instant Funding model, 85% of profit split for 2-Step challenge, rather than starting the funded account with a standard 80% profit split.
 

Payout Frequency: The has set different payout cycle for its account types.

   • You are eligible to request a payout on every week for 1-Step challenge and Instant Funding model (Add-on upgrade payout every 3 days, but not for 200K account). 

   • But for the Funded Trdaing Plus 2-Step Classic accounts, you may only request payouts every 10 days.

How Fast Are Funded Trading Plus Payouts Processed?

Funded Trading Plus normally approves your payout request within 24 to 48 hours after the submission in case of bank transfer. When you request payout with Cryptocurrency, the money gets to your wallet in just a few hours after the firm’s approval.
 

Funded Trading Plus Scaling Plan

Being a consistent trader, Funded Trading Plus scaling plan helps you to control more money without having to pay extra fees.

Scaling Requirement:

You need to reach 10% of profit for the 1-Step challenge and Instant Funding model. Both account types have a 30 days of inactivity period which means traders get a warning mail before 7 days of inactivity deadline. But the 2-Step Challenge differs from other accounts, as in this account type you must reach a 20% of total profit. Moreover, each scaling request requires a minimum 2 months of trading activity.

   • Growth: You get an increase in your capital up to the next account tier. For example, a $100k account scales to $150k, then $200k and so forth.
   • Maximum Allocation: You can continue your scaling journey up to a maximum of $2.5 million and there is a “Scale Boost” to $5M by purchasing an add-on for the 1-Step (but not for 200K account) and the Instant account.

How to Pass Funded Trading Plus: Pro Tips from Real Traders
   • Watch the Trailing Drawdown: On 1-Step and Instant accounts, the drawdown paths your High Watermark. It is wiser to take partial profits often so your drawdown won't trap you.
   • Pick the Classic for Safety: If you are a swing trader, the Static Drawdown on the 2-Step Classic is far safer as it doesn't move even when you are in profit.
   • No Time Pressure: There are no time limits, so you can wait for the perfect setup. Don't get the idea that you have to trade every day to pass.

Real User Feedback & Trust Factor About Funded Trading Plus Prop Firm

The Funded Trading Plus legit prop firm 2026 rating is one of the highest in the industry on Trustpilot with 4.4/5 ratings from 2,623 users.
 

What We Are Seeing Across the Community

Most traders on Trustpilot and Discord commend the firm for their simple payouts and the fact that they don't have hidden consistency rules that randomly fail people.

Should You Trust Funded Trading Plus?

Funded Trading Plus operates from the UK and has maintained a visible presence since 2021. However, like all prop firms, traders should independently verify terms, understand the drawdown structure and only purchase evaluations aligned with their strategy.

Trading with prop firms involves risk. Evaluation fees are non-refundable unless stated otherwise. Traders should carefully review official terms and conditions before purchasing any challenge.

Final Verdict: Is Funded Trading Plus Worth It in 2026?

Based on our research, Funded Trading Plus stands out in 2026 primarily due to its no-time-limit evaluation model and static drawdown option under the 2-Step Classic program. The 4% daily loss limit may feel restrictive for aggressive traders, but conservative traders may appreciate the structure. Weekly payouts and scaling potential add to its appeal. Overall, Funded Trading Plus may be a strong choice for traders who value flexibility and structured risk parameters over speed-based challenges.
Want to see how other firms compare? Visit The Trusted Prop for unbiased reviews and the latest prop rankings.