Read our full My Funded Futures review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated June 2026.
|Futures|50% OFF
Discount Code
Coupon Code
TRUSTED
Profit Split
80%
Payout Speed
On Demand
Max Allocation
$600K
Starting Price
$109
$54.50
50% OFF
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My Funded Futures Review 2026: Honest Look at Rules, Payouts & Account Types
If you trade futures, you've probably heard of My Funded Futures. It's been everywhere on social media, and the Trustpilot score is almost impossible to ignore, 4.9 out of 5 from over 18,000 reviews. That's a rare number in the prop firm space.
But here's the thing. A high score doesn't tell the whole story. I've dug through the data, the payout records, the trader complaints, and the fine print to figure out what this firm actually delivers. Because in 2026, prop firm information changes fast, and a review written six months ago can already be wrong.
This is the full breakdown. No fluff. No sales pitch.
My Funded Futures is a US-based firm that launched in 2023, run by CEO Matthew Leech. It's exclusively futures, no forex or crypto. The main draw is zero activation fees on all plans, which saves you a chunk of change compared to competitors who hit you with a fee after you pass the eval.
It has paid out over $180 million across more than 114,000 payouts since launch . That's a real number you can verify. The Trustpilot score sits at 4.9 with over 18,000 reviews, and the TTP score is 9.5 out of 10.
But before you buy a challenge, you need to understand the rules that can trip you up, the 50% consistency rule during evaluation, the Tier 1 news restrictions on Rapid and Pro accounts, and the withdrawal buffer on Pro plans. These are not hidden traps, but traders who don't read the terms often lose accounts over them.
Bottom line: good for disciplined intraday scalpers who want low entry costs. Less good for swing traders, news traders, or anyone who hates consistency rules.
My Funded Futures is a futures prop firm registered as MyFundedFutures LLC in the United States, operating since 2023. The CEO is Matthew Leech, and the headquarters is in Dallas, Texas .
It's a focused firm. Unlike many prop shops that try to cover forex, crypto, stocks, and futures all at once, MFFU sticks to futures markets on CME, CBOT, NYMEX, and COMEX exchanges. You trade Nasdaq, S&P, Gold, Crude, and the rest of the usual suspects. No indices from other exchanges, no crypto futures.
The firm offers simulated capital for evaluation purposes, then moves traders to sim-funded accounts where real payouts can be earned. Brokers are Tradovate and Rithmic .
One thing to note: the legal name has been listed as My Funded Futures LLC with registration number 2401134. The company structure is US-based, which matters for regulatory compliance and dispute resolution. If something goes wrong, you're dealing with US business law, not an offshore entity.
MFFU offers four main evaluation models, each designed for a different trading style. The old Core and Scale accounts have been phased out and replaced with the current lineup.
The Flex account is the entry-level option, built for traders who want the lowest possible cost to get started. It's a one-step evaluation with a 6% profit target and End-of-Day drawdown.
Pricing:
$25,000 account: $84 (or $95 depending on promo period)
$50,000 account: $107
Key rules:
Profit target: 6% ($1,500 for $25K, $3,000 for $50K)
Max drawdown: 4% EOD
No daily loss limit
Minimum 2 trading days
50% consistency rule during evaluation
News trading: ALLOWED, no restrictions, even Tier 1 events
This is the best option for beginners. No activation fees, the cheapest entry in the futures prop firm space, and you can trade through high-impact news without worrying about a rule breach.
The downside? Contract limits are tighter. On a $50K Flex, you're capped at 5 mini contracts or 50 micros. If you like to size up, this will feel restrictive.
The Rapid account is designed for speed. It's a one-step eval with a 6% profit target, but the drawdown is real-time trailing instead of EOD. This is the key difference that catches traders off guard.
Pricing:
$50,000: $157
$100,000: $267
$150,000: $347
Key rules:
Profit target: 6%
Max drawdown: 3% ($3,000 on $100K, $4,500 on $150K)
Real-time trailing drawdown
No daily loss limit
Minimum 2 trading days
50% consistency rule during evaluation
Tier 1 news restricted (no positions 2 minutes before or after CPI, FOMC, NFP)
The real-time trailing drawdown is the biggest risk here. If your account hits a profit peak intraday and then pulls back, your drawdown limit moves up with that peak. A trader on a $50K Rapid account who sees $52,000 intraday and then drops to $50,500 could breach, even though they're still in profit overall. That's not a glitch, it's how the rule works.
The Rapid account does offer daily payouts, which is rare in the futures prop space. Most firms lock you into weekly or bi-weekly cycles. If cash flow matters to you, this is a strong option.
The Pro account is the premium plan, a three-phase challenge aimed at traders who want to eventually transition to a live funded account with a real brokerage.
Pricing:
$50,000: $227
$100,000: $344
$150,000: $477
Key rules:
Profit target: 6%
Max drawdown: 4% EOD ($2,000 on $50K, $3,000 on $100K, $4,500 on $150K)
No daily loss limit
Minimum 2 trading days
50% consistency rule during evaluation ONLY (no consistency rule in funded stage)
Tier 1 news restricted
Withdrawal buffer required ($2,100 for $50K account)
After 3 consecutive payouts, transition to Instant Funding account
The Pro account fee is higher, but you get more flexibility. No consistency rule in the funded stage means you can trade more aggressively once you've passed. The transition to an Instant Funding account after three payouts is a real path to live capital.
The withdrawal buffer is the catch. You need to leave a certain amount in the account before you can withdraw. For a $50K Pro account, that's $2,100. If your account drops below that buffer after a withdrawal, you can't request another payout until you rebuild.
Newer addition, a one-step challenge with a 4% drawdown and no consistency rule at all. It's designed for traders who found the 50% rule too restrictive.
Pricing:
$50,000: $153
No consistency rule, no minimum trading days (just 1 day), and news trading is allowed. It's essentially a simpler path to funding, but it's only available in the $50K size for now.
This is where most traders lose accounts, not because the rules are unfair, but because people confuse End-of-Day drawdown with real-time trailing.
Used on Flex and Pro accounts. Your drawdown level only adjusts at market close, 5:00 PM EST. Intraday swings don't affect your limit until the day ends.
Example:
You start a $50,000 Flex account with a $2,000 max drawdown, liquidation at $48,000
During the day, you gain $1,000 in unrealized profit, then the market reverses and you break even at $50,000
Your EOD drawdown limit stays at $48,000
You haven't violated anything
That leisure during the day is a real advantage. It means you can hold through intraday noise without being forced out.
Used on the Rapid account. Your drawdown level moves up with your highest equity point, even intraday.
Example:
Same $50,000 account, $2,000 max drawdown
You hit $51,000 intraday on an open trade
Your drawdown limit immediately moves to $49,000
The trade pulls back and you close at $50,500
Your drawdown limit is now $49,000, not $48,000
Traders who expect EOD behavior on a Rapid account get burned by this. The difference between the two models is not a minor detail, it's the difference between passing and failing.
Scalping is allowed, manual or semi-automated. Trade copiers are allowed, but only between your own MFFU accounts. Weekend holding is allowed on some accounts .
Swing trading is prohibited. Positions must be closed by 4:10 PM EST daily. Grid trading is banned. Hedging the same instrument in opposite directions across multiple accounts is not allowed.
During evaluation on Flex, Rapid, and Pro accounts, no single day can account for more than 50% of your total profit. If your target is $3,000 and you make $2,500 in one day, you'll need to keep trading until your total profit reaches at least $5,000 so that day represents 50% or less.
This rule exists for a reason, it prevents lucky one-trade winners from passing. But it also means aggressive scalpers who have a huge day need to keep trading carefully to meet the requirement.
Flex account: no restrictions at all. Trade through CPI, NFP, FOMC, anything.
Rapid and Pro accounts: Tier 1 news is restricted. No open positions or new trades 2 minutes before and 2 minutes after high-impact events. Normal news trading is fine.
This is a pretty standard restriction across the industry. Most futures prop firms ban news trading entirely. MFFU at least allows normal news flow on Rapid and Pro.
Here's where the data matters. My Funded Futures has paid out over $180 million since launch, across 114,000 payouts . The largest single payout was $229,180. The average payout is around $1,579.
In the last 30 days alone, the firm paid out $13.7 million across 6,921 payouts . These are real numbers from the payout tracking system, not promotional claims.
The profit split is 100% on the first $10,000 of profits, then 80% after that. The payout frequency depends on your account type:
Flex: weekly (after 5 winning days with minimum $100/day)
Rapid: daily (after 5 winning days)
Pro: bi-weekly (14-day minimum trading period)
Payout methods are Rise, Crypto, and Bank Wire . Most withdrawals are approved within 24 hours, and traders report receiving funds within 24 to 48 hours after approval.
The one catch: Pro accounts require a withdrawal buffer. You can't empty the account. For a $50K Pro account, you need to keep at least $2,100 in the account before withdrawing. This is standard across prop firms, but newer traders sometimes miss it and get frustrated.
I went through the Trustpilot samples. Over 18,000 reviews with a 4.9 average sounds almost too good. And honestly, some of those 5-star reviews are short, "Tim was great," "Good service," five words and done. That pattern always makes me look harder at the negative reviews.
The 1-star reviews tell a different story. Several traders report being banned after requesting payouts, with the firm citing "multiple profiles" or "coordinated trading." One trader wrote that his wife was denied a payout because her husband also trades with the firm, no evidence of actual rule breaking .
Others report technical issues, ghost trades executing while the platform was closed, stop losses being rejected, and support refusing to restore accounts even when the audit trail showed a server error. A trader named Jeffrey documented a 17-point price discrepancy caused by what he described as a bridge execution failure, with support admitting a $600 variance but refusing a reset .
There are also reports of accounts being terminated shortly after the first payout request. A pattern of "compliance calls" followed by permanent bans, with the firm not sharing specific evidence.
Now, is this widespread? No. The vast majority of 18,000 reviews are positive. But these are not isolated edge cases either. The same complaints appear repeatedly, multiple profiles accusation, sudden termination after payout, and vague compliance reasons without evidence.
My take: if you trade cleanly, one account, one device, no copy trading, you're probably fine. But if you're in a household with another trader, share an IP, or have any account history that could be flagged, you're at higher risk.
MFFU offers a scaling plan that can take your allocation up to $1,000,000. The scaling is based on reaching profit milestones and maintaining discipline. It's not automatic, you need to hit targets and follow rules.
For example, on a $50K account, making $1,500 in profit raises your mini contract limit from 2 to 3. The system progressively unlocks more contracts as you hit profit milestones .
The Pro account offers more immediate contract availability but still requires a profit buffer for withdrawals. The scaling plan is a nice feature for consistent traders, but it's not the fastest growth model out there. Other firms offer more aggressive scaling for top performers.
MFFU has a long list of banned countries. If you're in Afghanistan, China, Indonesia, Iran, Iraq, Nigeria, Pakistan, Philippines, Russia, South Africa, Turkey, Ukraine, UAE, Vietnam, or many others, you cannot open an account .
Check the full list on their website before buying anything. Country restrictions can change without much notice, and if your country gets added later, you might lose access to your account.
Support is available through live chat and email. Traders consistently mention fast response times, with most issues resolved within minutes to hours. The Trustpilot reviews name specific support agents, SKYNYRD, Yasser, Oliver, Ike, Tim, Emma, Michael, and many others. That's a good sign, real names, consistent mentions over time.
The support team handles platform issues, account questions, and payout problems. Based on trader reports, payout-related issues get the fastest resolution. Rule clarification questions sometimes get templated answers, which can be frustrating.
There's no phone support. If you want to talk to someone, it's chat or email only.
My Funded Futures is a legitimate firm with serious payout volume and generally positive trader sentiment. The $0 activation fee model is genuinely useful for traders who want to minimize upfront costs. The payout speed is real, and the profit split is competitive.
But it's not for everyone.
Good fit:
Intraday scalpers who trade small ES or NQ
Traders who can handle the 50% consistency rule
People who want daily or weekly payouts
Traders who prefer End-of-Day drawdown (Flex or Pro)
Bad fit:
Swing traders who hold overnight or over weekends
News traders who want no restrictions (use Flex only)
Traders who dislike consistency rules (use Builder account)
Anyone in a restricted country
The 1-star reviews about sudden termination after payouts are concerning. They're not the majority, but they're common enough to notice. If you're going to trade here, document everything, screenshot your trades, save your audit logs, and don't push the rules on multiple accounts or IP sharing.
Use the code TRUSTED for discounts on your evaluation. Check the latest offers on The Trusted Prop before buying, because promo terms change.
And as always: prop firm challenges involve risk. Most traders do not pass evaluations. Read the firm's current rules on their website before purchasing, because rules can change without notice.
Risk reminder: Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm's latest terms before buying. This review is based on available information as of May 2026 and may not reflect recent changes.
Sources: The Trusted Prop backend data, Trustpilot review samples, and public firm disclosures.
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My Funded Futures
Trust Score: 95/100 · 4.8
