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FXIFY Review 2026 – Prop Firm Features, Rules & Payout Explained
Read our full FXIFY review, including a detailed breakdown of Challenge types, Drawdown rules, Prohibited Strategies, and Payout process.
4.5
4.5
FXIFY
Forex, Stocks, CFDs, Metals
GB
2024
CEO: David Bhidey and Peter Brown
10% Off + 5% Cashback or Upto 1200 Trust Points
DXTrade
MetaTrader
Rise
Wire Transfer/ Bank Transfer
Wire transfer/ Bank Transfer
PayPal
Crypto
FXPIG
FXIFY is a prop firm that stands out with its diverse challenge account types and instant funding model. FXIFY offers One-Phase, Two-Phase and Three-Phase evaluation models along with Instant Funding and Crypto programs. With a $400,000 maximum account size and a generous 90% profit split, FXIFY offers disciplined traders the opportunity to manage as much as $4,000,000 in simulated funds. In this FXIFY review, we will cover the ins and outs of all FXIFY rules, account fees and funding programs so you can decide if it’s the right trading firm for your journey.
FXIFY Prop Firm Overview
| Category | Details |
| Company Name | The prop firm name is FXIFY. |
| Legal Name | FXIFY's legal name is FXIFY™ Solutions LTD. |
| Registration Number | FXIFY registration number is 14451720. |
| CEO | The CEO of FXIFY is Peter Brown and David Bhidey. |
| Headquarters | The headquarters is located in the United Kingdom. |
| Broker | The broker associated with FXIFY is FXPIG. |
| Operating Since | FXIFY has been operating since May 2023. (2+ years) |
| Account Sizes | FXIFY provides account sizes ranging from $5K – $400K. |
| Profit Split | FXIFY offers a up to 90% (up to 100% for certain Crypto programs) profit split. |
| Account Types | FXIFY offers 1-Step, 2-Step, 3-Step, Instant Funding and Lightning challenges. And also has Crypto One Phase Assessment, Crypto Instant Funding |
| Payout Cycle | FXIFY offers payouts every 14 days (Bi-weekly) or 30 days (Monthly). |
| Payout Method | The withdrawal methods supported by FXIFY are Not Available. |
| Trading Platforms | FXIFY supports trading on MT4, MT5, DXTrade, and TradingView. |
| Financial Markets | FXIFY supports trading in Forex, Crypto, Indices, Commodities, Stocks, and Gold. |
| Max Allocation | FXIFY offers a maximum allocation of Up to $4,000,000. |
| Max Scaling | FXIFY provides scaling opportunities up to $4,000,000. |
| Trustpilot Score | FXIFY has a 4.3/5 (as of 2025) rating based on 4,317 reviews. |
Pros and Cons of FXIFY
FXIFY prop firm is very flexible with their trading rules, but it does come with few restrictions. Depending on how you like to trade, it is important to know the pros and cons of trading with the firm. Before starting your funded trading journey with FXIFY prop firm, get a quick look at the firm's features:
| Pros | Cons |
| High Profit Split: Up to 90% of performance split. | High Top-Tier Fee: $400k challenge = $2,950 for 1 to 2 phases. |
| High Scalability: Max allocation can be as high as $4,000,000. | Tight Drawdown (One-Phase): The Max Total Drawdown is 6% on the One-phase. |
| Flexible strategies: EA, Martingale, Grid trading as well as holding trades over the weekend are available. | The clock is ticking to meet this challenge: Lightning Assessment must be completed within 7 days. |
| No Time Limit: No conventional evaluation program has a time limit. | Low Crypto Leverage: The highest leverage you can use with cryptos is either 5:1 or 2:1. |
| Several Platforms: MT4, MT5, DXtrade and TradingView are available. | Info Differ: Numbers of Drawdown and target percentage varies greatly among the six programs. |
FXIFY Account Types and Fees
FXIFY’s six exclusive funded programs - One-Phase, Two-Phase, Three-Phase, Instant Funding, Lightning Assessment and Crypto are extremely customized. The fees and rules vary substantially depending on the program selected, so traders have a lot of options in risk and pace you prefer.
Here's a breakdown of each FXIFY challenge type and funding model:
| Feature | One-Phase | Two-Phase (Standard) | Three-Phase | Lightning Assessment | Instant Funding | Crypto (Standard) |
| Account Types | Evaluation | Evaluation | Evaluation | Evaluation | Funded | Evaluation |
| Account Sizes | Up to $400k | Up to $400k | Up to $400k | Up to $100k | Up to $50k | Up to $100k |
| Account Fees (Start From) | $59 | $59 | $39 | $59 | $69 (as low as) | Varies (e.g., $125) |
| Profit Target | 10% | 10% / 5% | 5% / 5% / 5% | 5% | N/A (Funded) | 9% |
| Daily Drawdown | 3% | 4% | 5% | 3% | 4% | Varies (e.g., 3%) |
| Max Drawdown | 6% | 10% | 5% | 4% | 8% | Varies (e.g., 6%) |
| Drawdown Type | Static | Static (Classic option) | Static (Inferred) | Trailing | Trailing | Varies |
| Min. Trading Days | 5 Days | 5 Days | 5 Days | 3 Days | None | 4 Days (Evaluation) |
| Max Trading Days | No Limit | No Limit | No Limit | 7 Days | N/A | No Limit |
| Leverage | Varies | Varies | Varies | Varies | Up to 50:1 | 5:1 or 2:1 |
| Stop Loss Rule | Not Required | Not Required | Not Required | Not Required | Not Required | Not Required |
| Consistency Score Rule | None | None (Standard) | None | 30% (Eval & Funded) | None | 25% (Eval & Funded) |
| News Trading Allowed | Yes | Yes | Yes | Yes | Yes | No (5 mins before/after) |
| Profit Split | Up to 90% | Up to 90% | Up to 90% | Up to 90% | Up to 90% | Up to 100% |
| Payout Frequency | On Demand/Bi-Weekly/Monthly | On Demand/Bi-Weekly/Monthly | On Demand/Bi-Weekly/Monthly | 7 Days/Bi-Weekly | Bi-Weekly | Varies |
FXIFY 3-Phase Challenge
The FXIFY 3-Phase Challenge is FXIFY's most lax and cheapest attempt featuring three sets of low take-profit targets.
| Account Size | Account Fee | Phase 1 Profit Target (5%) | Phase 2 Profit Target (5%) | Phase 3 Profit Target (5%) | Max Daily Drawdown (5%) | Max Total Drawdown (5%) |
| $5,000 | $39 | $250 | $250 | $250 | $250 | $250 |
| $10,000 | $59 | $500 | $500 | $500 | $500 | $500 |
| $15,000 | $79 | $750 | $750 | $750 | $750 | $750 |
| $25,000 | $149 | $1,250 | $1,250 | $1,250 | $1,250 | $1,250 |
| $50,000 | $249 | $2,500 | $2,500 | $2,500 | $2,500 | $2,500 |
| $100,000 | $399 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
| $200,000 | $799 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 |
| $400,000 | $1,599 | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 |
Why Choose this Account
- Lowest Starting Fee: It is least expensive to initiate a challenge ($39 for example can get you in on $5k).
- Softest Targets: Reportedly having individual approach targets as low as 5% from the tray.
- Unlimited Time: No time pressure to pass all 3 parts.
FXIFY 2-Phase Challenge
This is the typical balanced challenge type which has a higher target in Phase 1, but allows for a higher maximum total drawdown.
| Account Size | Account Fee | Phase 1 Profit Target (10%) | Phase 2 Profit Target (5%) | Max Daily Drawdown (4%) | Max Total Drawdown (10%) |
| $5,000 | $59 | $500 | $250 | $200 | $500 |
| $10,000 | $89 | $1,000 | $500 | $400 | $1,000 |
| $15,000 | $119 | $1,500 | $750 | $600 | $1,500 |
| $25,000 | $199 | $2,500 | $1,250 | $1,000 | $2,500 |
| $50,000 | $379 | $5,000 | $2,500 | $2,000 | $5,000 |
| $100,000 | $549 | $10,000 | $5,000 | $4,000 | $10,000 |
| $200,000 | $1,049 | $20,000 | $10,000 | $8,000 | $20,000 |
| $400,000 | $2,950 | $40,000 | $20,000 | $16,000 | $40,000 |
Why Choose this Account
- Upper Drawdown: 10% Max Total Drawdown For the secure, very much( generous)froggy.
- Standard Doses: 10% initial target with a balanced two step up.
- Unlimited Time: There is no time limit on when you need to pass.
FXIFY 1-Phase Challenge
The FXIFY 1-Phase Challenge is offered to those traders who can strike targets in a short period with high capital efficiency.
| Account Size | Account Fee | Profit Target (10%) | Max Daily Drawdown (3%) | Max Total Drawdown (6%) |
| $5,000 | $59 | $500 | $150 | $300 |
| $10,000 | $89 | $1,000 | $300 | $600 |
| $15,000 | $119 | $1,500 | $450 | $900 |
| $25,000 | $199 | $2,500 | $750 | $1,500 |
| $50,000 | $379 | $5,000 | $1,500 | $3,000 |
| $100,000 | $549 | $10,000 | $3,000 | $6,000 |
| $200,000 | $1,049 | $20,000 | $6,000 | $12,000 |
| $400,000 | $2,950 | $40,000 | $12,000 | $24,000 |
Why Choose this Account
- Quickest Review: A single one target (10%) must be met to receive funding.
- At Your Own Pace: Complete the assessment based on your preferred time without any time constraints.
- Fee and conditions:1. Standard Type [For large accounts] Two-Phase Type: The fee is same as Two-Phases for higher account balances equivalent or above a certain amount.
FXIFY Instant Funding (Forex)
With the FXIFY Instant Funding program, traders can avoid the evaluation altogether and purchase immediate access to simulated capital so that they can start earning money from day one of trading. It is one of the most expensive programs because of the immediate risk shift.
| Account Size | Account Fee | Max Daily Drawdown (4%) | Max Total Drawdown (8%) |
| $1,000 | $69 | $40 | $80 |
| $2,500 | $119 | $100 | $200 |
| $5,000 | $229 | $200 | $400 |
| $10,000 | $449 | $400 | $800 |
| $25,000 | $899 | $1,000 | $2,000 |
| $50,000 | $1,749 | $2,000 | $4,000 |
| $75,000 | $2,499 | $3,000 | $6,000 |
| $100,000 | $4,249 | $4,000 | $8,000 |
Why Choose this Account
- No Assessments: Raise funding and start making profit share as soon as today, without any evaluation process.
- Large Drawdown: Max Trailing Drawdown of 8% is significantly more room than encouragement evaluations.
- Zero Minimum Days: You do not have to trade a minimum number of days before submitting your first withdrawal request.
FXIFY Lightning Challenge (Forex)
The FXIFY Lightning Challenge is a one step test made for those experienced traders to demonstrate their skill and get funded in the fastest way.
| Account Size | Account Fee | Profit Target (5%) | Max Daily Drawdown (3%) | Max Total Drawdown (4%) |
| $10,000 | $59 | $500 | $300 | $400 |
| $25,000 | $149 | $1,250 | $750 | $1,000 |
| $50,000 | $249 | $2,500 | $1,500 | $2,000 |
| $100,000 | $399 | $5,000 | $3,000 | $4,000 |
Why Choose this Account
- Lowest Target : It uses the small target (only 5%) as all other evaluation models.
- Ultra-Fast: At least 3 trading days and must be cleared within 7 calendar days.
- Consistency Check: There is a 30% Consistency Rule (when lose it day repost and the total amount can not exceed 30%) maintains stability.
FXIFY Crypto 1-Phase Challenge (Crypto Standard)
Time limited evaluation campaign The FXIFY Crypto Challenge is a 1-phase challenge, not solution-dependent and focused on trading digital assets with regulation adjustment for market volatility.
| Account Size | Account Fee | Profit Target (9%) | Max Daily Drawdown (3%) | Max Total Drawdown (6%) |
| $5,000 | $59 | $450 | $150 | $300 |
| $10,000 | $99 | $900 | $300 | $600 |
| $25,000 | $249 | $2,250 | $750 | $1,500 |
| $50,000 | $499 | $4,500 | $1,500 | $3,000 |
| $100,000 | $999 | $9,000 | $3,000 | $6,000 |
Why Choose this Account
- High Payout Split: Boasts of a high commission split of 100% on selective programs.
- Crypto Focus: Design is tailored for cryptocurrency volatility.
- Low Min Days: minimum of 4 trading days needed for the evaluation phase.
FXIFY Crypto Instant Funding
This is the quickest way to begin making money from crypto trading, with no evaluation required and instant funded access.
| Account Size | Account Fee | Max Daily Drawdown (3%) | Max Total Drawdown (6%) |
| $5,000 | $125 | $150 | $300 |
| $10,000 | $250 | $300 | $600 |
| $25,000 | $525 | $750 | $1,500 |
| $50,000 | $999 | $1,500 | $3,000 |
| $100,000 | $1,999 | $3,000 | $6,000 |
Why Choose this Account
- Real Crypto Offerings: Trade Bitcoin as well as Altcoins.
- Restricted Risk Control: Offering a bit tighter 3% Daily and 6% Max Trailing Drawdown for restricted crypto allocation.
- Trade 80+ Cryptos: Gives you access to a vast array of cryptocurrencies.
Our Verdict for FXIFY Account Types
At FXIFY prop firm, their diverse funding options for traders is its strength. The FXIFY 3-phase challenge is a great way to go for beginners given the low fee and easy targets. For very experienced traders - the two separate profit targets with a high 10% Max Total Drawdown in the 2-Phase Challenge is the most ideal. The FXIFY Instant Funding and Lightning programs offer variations for those who value speed and immediate earnings, but at a higher account cost or as a time-bound situation.
FXIFY Drawdown Rules
FXIFY traders have the flexibility to select from 2 primary drawdown types, based on the program:
- Static Drawdown: Primarily for use with the One-Phase, Three-Phase challenges (and Two-Phase Classic). The maximum acceptable loss is based on the accounts balance at the beginning of a month and never changes during that month.
- Trailing Drawdown: For the purposes of Instant Funding and Lightning Inspection. In most cases it is the highest balance that your account achieved from a starting point, in others (if trading multiple accounts) it is the highest high water mark achieved by any of your accounts – And importantly this figure can never be reduced.
FXIFY News Trading Rules
You may news trade on all of the most important Forex and Instant Funding products. Yet in Crypto challenges (Standard and Instant Funding) trading is limited from 5 minutes before the high-impact news and up to 5 minutes after. Positions can generally be kept through the news but entering or exiting trades during that 10 minutes is not allowed.
FXIFY Spreads & Commissions - What You Really Pay?
Traders have a choice between 2 pricing models, whether they choose to be on a 'no commission' structure and enjoy ultra-tight spreads, or pay their way with lower spreads. This option allows position traders and active scalpers to choose the most convenient option for them.You can decide between one of two price plans at the time you purchase your membership:
- Raw Spreads + Commissions: FXIFY Offers raw interbank spreads to give you the tightest possible spread in FX for high-volume and active traders (over 30M per month volume) from $10/lot.
- Commission Free: This structure is commission-free, making it the best choice for position traders or those who prefer a simple, all-inclusive pricing model without separate commission charges.
Trading Instruments offered by FXIFY
FXIFY facilitates trading in the three largest financial markets: enabling traders to have a wide variety of assets to select for their strategies. The depth of crypto instruments are quite notable compared to a lot of other prop firms.The available markets and instruments include:
- Forex: All major and minor currency pairs are available.
- Crypto: You can trade with 80+ crypto coins, and among them, the most popular digital assets remain BTC or ETH as well as SOL.
- Gold: Gold(and probably other metals) are available, maximum leverage 50:1 for 'Increase Leverage' add-on.
FXIFY Trading Rules - What is Allowed and What is Not
FXIFY boast of being one of the most flexible prop firms for trading strategies. The vast majority of the strategies which most other corporations consider off-limits are perfectly acceptable here, permitting the trader to trade with the utmost of freedom.
| Trading Strategy | Allowed or Not | Details |
| Expert Advisors (EAs) | Allowed | Specially made for the MT4 platform. |
| Martingale | Allowed | Can function as an acceptable risk management strategy. |
| Grid Trading | Allowed | A sound plan which is well served. |
| Holding over Weekend | Allowed | You can hold positions open over the weekend. |
| News Trading | Allowed | Typically allowed, unless you have a particular restriction on say the crypto standard challenge. |
FXIFY Prohibited Practices
- Trading in violation of the Max Daily Loss (outside the 4% max or whatever for the program).
- If you operate outside of the Max Total Drawdown (5 After a level of 20 consultations increase) – try to reduce your lot size.
- Crypto-Standard only - Trading 5 minutes before and after the news event.
Scaling Plan at FXIFY
FXIFY has one of the best scaling schemes in the industry to reward successful traders with huge increases in capital - up to $20 million. The scaling plan is to double,triple or multiply a trader’s capital based on reaching performance and profit withdrawal targets. The highest amount a trader can get simulated in capital is $4,000,000. This generous maximum allocation makes FXIFY a great choice for any trader who seeks long-term growth.
FXIFY Payment Methods and Payout process
The payout process at FXIFY is designed to be flexible, offering flexible payout cycles and the ability to increase your profit split.
Details of payment method supported
- The firm facilitates payments and withdrawals in Cryptocurrency for eligible traders.
Details of payout options supported
- Standard Cycle: It is one “On Demand” free withdrawal out of the funded account within 30 days of your first funded trade.
- Faster Cycle: Every Two weeks (14 Days) or Monthly (30 days), Your choice of add-ons.
- Profit Split: $50 you can withdraw any time.
Details of how the payout process works
You can request your first FXIFY payout on successfully completing the Evaluation (as applicable) and closing your first profitable trade. The process is started by the trader when the payout request is made and typically lasts from one to three business days. Payouts must be made on the trader's identification where the billing address details correspond.
Countries Restricted at FXIFY
According to the challenge page on FXIFY, platform availability will differ The following countries are prohibited from trading with FXIFY. Below is the list.
- Afghanistan
- Algeria
- Burundi
- Central African Republic
- Congo Republic
- Crimea (Region)
- Cuba
- Democratic Republic of Congo
- Eritrea
- Ghana
- Guinea
- Guinea-Bissau
- Haiti
- Iran
- Iraq
- Ivory Coast
- Kenya
- Liberia
- Libya
- Myanmar
- Nicaragua
- North Korea
- Palestine
- Papua New Guinea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Vanuatu
- Venezuela
- Vietnam
- Yemen
- Zimbabwe
Our Final Verdict on FXIFY
FXIFY brings flexible funding programs for prop traders in 2025. The major strength is its account types, providing traders with multiple challenge options which perfectly fit their trading style, risk tolerance and performance. With profit split up to 90% and a maximum allocation of $400K through funded account purchases, FXIFY matches high performance with generous returns. Although the fees of the premium account at FXIFY are high, choosing from account types and its custom rules with add-ons ranks it as one of the top platforms for experienced traders in the prop firm world.