And for the Futures Challenge:

Right off the bat, you'll notice these prices are higher than what FTMO charges for similar account sizes. A $100K FTMO challenge costs around $500 to $600 depending on the promotion. Ment Funding's $100K starts at $900 minimum for futures and $975 for Forex. That's almost double.

But is the premium worth it?

The One-Step Advantage

Here's where Ment Funding earns its price tag.

Most prop firms use a two-step evaluation because it filters out luck-based traders. You hit a target in phase one, then prove you can protect capital in phase two. That's the industry standard.

Ment Funding throws that out the window. You complete one phase, hit 10%, and you're funded. No minimum trading days. No maximum trading days. You can take three years if you want.

For swing traders and position traders who hold trades for weeks, that's huge. A 30-day time limit on a challenge just doesn't work when your trading strategy requires waiting for setups that might take weeks to develop. Ment Funding removes that pressure entirely.

The Trustpilot reviews back this up. One trader named Robbin said it took him almost two years to get funded, and he credits the lack of time limits for his success . Another reviewer, El Emar, mentioned passing the evaluation in three days and getting funded the same day . So it works for both slow and fast traders.

That flexibility is real. Most prop firms would have disqualified the two-year trader during their evaluation window. Ment Funding didn't.

Drawdown Rules: Simple But Tight

Ment Funding uses a 6% max loss (trailing) and a 5% daily loss limit for the Forex challenge. The futures version uses 6% max loss and 3% daily loss.

The max loss is trailing, meaning it moves with your account equity until you reach 5% profit from your starting balance. After that, it locks at the starting balance minus 6%.

Here's a real example from the firm's own explanation :

Say you start a $100,000 account. Your max loss is $6,000, so you can't go below $94,000. If you grow the account to $107,000, your max loss stays at $94,000. It doesn't trail upward as you grow.

But here's the twist: once you make your first withdrawal, the max loss resets to your original starting balance. So if you withdraw profits and then have a bad run, you can still lose your original $100K without being forced to stop at $94,000. That's a good thing for traders who manage risk well.

The daily loss limit is 5% for Forex, based on the previous day's end balance. That's pretty standard. A 5% daily loss is enough to absorb normal drawdowns without forcing a close on a trade that's still valid.

For the futures challenge, the 3% daily loss is tighter. If you're trading gold or other volatile futures, you can hit that limit fast with bad luck on slippage. Futures traders need to be more careful here.

Profit Splits and Scaling

Ment Funding offers up to 90% profit split on upgraded accounts. The standard split is 75% on the first payout, and you can request a payout anytime after passing the challenge .

The scaling plan is aggressive. Starting from $25K or $100K, you can scale all the way to $5 million across both Forex and Futures programs.

The scaling criteria are:

1. Make at least one withdrawal

2. Over any 6-month window, have at least 3 months with more than 2% gain (not consecutive)

3. Total profits including past withdrawals exceed 10% of starting balance

When you qualify, your account doubles. A $100K account growing to $140K with $40K in profit gets closed, and you receive a fresh $200K live account.

This is a proper scaling plan. It's not just marketing fluff. Multiple traders on Trustpilot confirm they've scaled their accounts. One trader mentioned going from $100K to $400K over several months .

But let's be honest here, 10% profit target with 6% drawdown means you need a 1.67:1 profit-to-risk ratio just to break even on the risk scale. Most traders who can consistently hit that are already trading their own accounts. Ment Funding is betting that their softer rules compensate for the tight drawdowns.

What Traders Can and Cannot Do

Ment Funding's trading rules are straightforward but strict in specific areas.

Allowed:

• Expert Advisors (EAs) and custom scripts

• Hedging

• News trading (with restrictions)

• Weekend holding

• Overnight holding

Not Allowed:

• Martingale or averaging down

• Latency or pricing exploits

• Insider trading or front-running

• Strategy switching between evaluation and funded stages

• Off-the-shelf EAs or bots marketed to pass challenges

• Copy trading (EA, manual, or group)

• All-in trading or high risk overlap

The EA policy is interesting. Ment Funding bans "commercial bots" that are marketed to pass challenges but allows custom EAs. This is a strong middle ground, it filters out the garbage bots that firms hate but doesn't punish legit algorithmic traders.

The copy trading ban is strict. You cannot copy trades from other accounts, even your own. Each account must be traded independently. For traders who manage multiple accounts with identical strategies, this is a dealbreaker.

News trading is allowed but with a 6-minute blackout window around high-impact events from Forex Factory. That's 3 minutes before and 3 minutes after. You can manage open positions during this window but cannot open new ones.

The news rule is one of the more reasonable ones in the industry. Some firms ban news trading entirely or impose 30-minute windows. Ment Funding's approach keeps the flexibility while preventing latency arbitrage.

Customer Support: Discord-Centric

This is where Ment Funding could improve.

The firm does not have live chat on its website. All support goes through Discord. The CEO Anton Calmes is active in the Discord server, and multiple reviewers mention getting issues resolved within hours or even 12 hours .

But the lack of live chat is a problem for new traders who might not be Discord-savvy or who prefer traditional support channels. Older reviews on Trustpilot specifically called out slow response times. One trader from 2022 mentioned waiting "days or weeks" for replies . However, more recent reviews show improvement. Traders mention support team members like James, JanC, Susan, and Dax by name, saying they resolved issues within hours .

If you're comfortable with Discord-based support, it works fine. If you want a phone number or live chat widget, you're out of luck.

Payouts: Real and Fast

Multiple Traders on Trustpilot confirm receiving payouts from Ment Funding. The payout claims are backed by actual trader reports.

One reviewer from March 2026 said their payout reached their bank within the same day . Another trader mentioned receiving a second payout of over $6,000 USDT with processing under 24 hours . A third reviewer, funded for about 8 months, said Ment Funding always pays and resolves issues quickly .

The payout options are:

• Bank transfer via Riseworks (enter email, get link, transfer to bank)

• Crypto wallet via Columis (sent directly to connected wallet)

Processing is usually within 24 hours, with up to 48 business hours allowed for high demand .

Payouts are available every 30 days. The first payout has no minimum threshold based on the rules, but some larger accounts may require hitting a profit minimum before payout is allowed .

This is one of the cleaner payout structures in the industry. Many firms require a 30-day wait or a minimum profit threshold. Ment Funding allows withdrawals anytime after passing the challenge.

The CEO Factor

Anton Calmes isn't just a name on a registration document. He's active in the Discord community, responds to support tickets personally, and engages with traders regularly. Multiple Trustpilot reviews mention him by name, calling him "hands-on" and "responsive" .

One reviewer who had a KYC issue that got their account denied said Anton personally called them to discuss the situation and provided a full refund . Another reviewer, who had lost a $400K account during the CME outage in November 2025, said the team reviewed the situation and restored the account with no excuses .

That kind of CEO engagement is rare. Most prop firms have a faceless support team that follows a script. Ment Funding's model puts the founder directly in front of traders, which builds trust but also creates a liability if Anton becomes unavailable.

Red Flags and Complaints

No firm is perfect, and Ment Funding has its share of negative reviews.

KYC Issues

The most serious complaint comes from a US trader who passed their challenge, submitted ID and bank statement for KYC, and was flagged by the third-party KYC provider Sumsub. The trader claims Ment Funding denied them without giving a second attempt. Ment Funding's response shows a full refund was processed and the CEO personally attempted to explain the situation .

KYC rejection happens with every firm that uses third-party verification. But the way it's handled matters. Ment Funding apparently offers refunds when KYC fails. That's better than keeping the money, which some firms do.

Platform Migration Problems

A trader from Australia left a 1-star review about MT4 being pulled from their broker due to regulatory changes. The trader claimed Ment Funding didn't deliver what they ordered (MT4) and should refund accounts. Anton's response explains that MetaQuotes pulled MT4 from ThinkMarkets due to regulatory issues, which was beyond Ment Funding's control. They migrated to other platforms and offered alternatives .

Platform changes happen. But if you rely on MT4 specifically, this is a legitimate reason to check whether Ment Funding currently supports it. Based on the current data, Ment Funding supports MatchTrader, cTrader, DXTrade, and MetaTrader (but likely MT5, not MT4 for some regions).

Pricing Complaints

Multiple reviewers mention the high cost of challenges. One trader compared the $7,500 cost for a $1M account unfavorably to FTMO's $2,500 for similar drawdown in multiple $200K accounts .

This is a fair criticism. Ment Funding's pricing is premium. The trade-off is the one-step evaluation and no time limits, but not every trader values those enough to pay double.

Customer Support Delays

Early reviews (2022-2023) consistently mention slow support. More recent reviews show improvement. But the lack of live chat remains a pain point.

How Ment Funding Compares to Competitors

Let's stack Ment Funding against the big names in the prop firm space.

vs FTMO

FTMO is the industry standard. Two-step evaluation, 8% drawdown, lower prices. FTMO's $100K challenge costs around $500 when using a promo code. Ment Funding's $100K costs $975.

FTMO wins on price and brand trust. But FTMO has time limits (30 to 90 days), uses simulated environments (not live funding initially), and has a stricter approach to consistency rules.

Ment Funding wins if you value no time limits, one-step evaluation, and live funding from day one.

vs FundedNext

FundedNext offers a similar one-step evaluation (called "Stellar" account) with 15% profit target and 6% drawdown for $400 on a $100K account. That prices it between FTMO and Ment Funding.

FundedNext has more platform options (Tradelocker, DXTrade, MT5) and accepts more payment methods including crypto. But Ment Funding wins on scaling potential ($5M vs $2M) and the founder engagement.

vs The5ers

The5ers uses a unique "low-risk" model with step-by-step account growth instead of drawn-down limits. They have lower profit targets but more restrictive rules.

Ment Funding is better for traders who want a clear target and to be left alone. The5ers is better for beginners who need structure.

vs Apex Trader Funding

Apex dominates the futures space with cheap prices and instant funding options. A $100K futures account costs around $250 with no time limit on evaluation.

Ment Funding doesn't compete on price. Apex is significantly cheaper. But Apex has tighter drawdown rules and less flexibility on instruments.

Who Should Use Ment Funding

Ment Funding is not for everyone. It's best suited for:

Swing traders who hold positions for weeks and need no time pressure. The 10% target with no time limit is perfect for this type of trader.

Experienced traders who can consistently manage 6% drawdown and have a positive expectancy. The premium pricing makes sense only if you're confident you can pass.

Traders who want real capital, not simulated Ment Funding offers live funding, which means your trades actually affect real market liquidity. Some prop firms use simulated or demo accounts. Ment Funding uses real money.

Traders who want a founder-run firm If you value direct access to the CEO and a transparent approach, Ment Funding delivers.

Who Should Avoid Ment Funding

New traders The 6% drawdown with 10% target is tight. Most beginners burn through drawdown before hitting the target. Start with cheaper firms or demo accounts first.

High-frequency traders Latency restrictions, news blackouts, and no copy trading make HFT difficult.

Traders on a budget The prices are high. FTMO or FundedNext offer better value per dollar.

Traders who need 24/7 live chat support If you want instant phone support or a live chat widget, go elsewhere.

Ment Funding 2026 Discount

For traders who want to try Ment Funding, there's currently a 5% discount available using the coupon code "TRUSTED" at checkout . This applies across all challenge types and account sizes.

A $975 $100K Forex challenge becomes roughly $926. Not a huge saving, but it covers the commission on a few round-turn trades.

Visit the Ment Funding page on TheTrustedProp for the latest offers and to write your own review.

Our Final Verdict

Ment Funding is a legitimate prop firm that pays traders, has real funding, and is run by a founder who actually engages with his community. For the right trader, it's an excellent fit.

The one-step evaluation is genuinely better than most firms. No time pressure, no multiple phases, just one shot at hitting 10%. If you're a consistent trader, that simplicity is worth paying for.

But the high prices and tight drawdown make it a bad fit for beginners or traders who need a bigger margin of error.

TheTrustedProp Rating: 8.0/10

Best for: Swing traders, experienced traders who want one-step evaluation, traders who value founder access

Not recommended for: Beginners on a budget, HFT traders, traders who need tight spreads with high leverage

Discounted with code TRUSTED: 5% OFF

Disclaimer: Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm's latest rules before buying. TheTrustedProp may receive a commission for referrals made through affiliate links on this page. This does not affect our review or rating.

References:  Ment Funding Firm Profile and Trader Reviews, TheTrustedProp Database, accessed May 2026.