ATFunded Review 2025 – Prop Firm Features, Rules & Payout Explained

ATFunded is a broker-backed prop trading firm providing funded accounts through a normal 2 Step Evaluation Challenge. The firm currently (as of 2025) provides account sizes from $5000 to $200,000 with a maximum drawdown limit of 10% and profit split of up to 80%. Trade takes place on ‘platform 5’ and traders may trade both manually or algorithmically, subject to certain limits. In this ATFunded prop firm review, we bring out every detail about the ATFunded prop firm including trading rules, cost, scaling plan and more so that you have easy yet comprehensive info before embarking on the challenge.
 

ATFunded Prop Firm Details

Pros and Cons of ATFunded

ATFunded is rapidly shaking up the prop trading world, especially in 2025. It’s 2-step tidy evaluation, inexpensive account fees and consistent payouts appeal to the most modest swing and position traders - those more concerned about high safety than shining glitz.
But does the firm actually have the muscle to play with the big players or is it just a cozy cottage shop for those who do business at a leisurely clip? Let’s consider good versus not-so-good.

ATFunded Challenge Types, Fees and Profit Split

ATFunded,​‍​‌‍​‍‌​‍​‌‍​‍‌ which is backed by the regulated broker ATFX, is a modern and simple prop firm offering funded trading capital. Their programs are made to suit both new and experienced traders with an emphasis on clear risk management and a minimum entry fee starting from only $25. The company only uses the MetaTrader 5 (MT5) platform and permits both manual and automated (EA) trading methods. With two separate evaluation models - the 1-Step Pro Program and the 2-Phase Challenge. ATFunded wants to be the next of the funded accounts for various trading styles.
 

Overview of ATFunded Challenges

The table below briefly compares the two main ATFunded challenges: the 1-step Pro Program and the traditional 2-Phase Challenge.

ATFunded Pro Program (1-Step Evaluation)

The Pro Program is a single-phase evaluation model of ATFunded, which is a great fit for seasoned traders who can quickly demonstrate outstanding performance. The most significant difference is the Trailing Drawdown that goes up as your profit grows, giving a clear but still flexible limit of risk.

Why to Choose the Pro Program (1-Step) Challenge?

• Fast Route to Funding: Because there is only a single 8% profit target, you can get a funded account in a much shorter time than if you had a two-phase model
• Trailing Drawdown: The trailing drawdown gives you more room for maneuver when you are quite profitable, as the risk is calculated from the highest equity point.
• Easy: A simple one-step method is likely to be preferred by those traders who are sure of their strategy and its ability to achieve the target in an efficient manner.

ATFunded 2-Phase Challenge (2-Step Evaluation)

Two separate phases are the main feature of the 2-Phase Challenge by ATFunded which is a more traditional structure for the evaluation of a trader's skills and consistency. The character of the model is the Static Drawdown rules giving the risk limits which can be anticipated as they are based on the initial account balance.

Why to Choose the 2-Phase Challenge

• Risk Management with Less Pressure: The Static Drawdown is always the same as it is determined by the original balance, that is profits do not raise the maximum loss limit thus giving the possibility to hold onto the profits without the drawdown risk increasing further.
• Stress on Consistency: The main objective of the two-step outline with the second-phase profit target (5%) being lower is to check if the trader can keep going disciplined for a longer time period.
• No Limit to Trading Days: The traders are free to choose the days on which they will undertake both phases as there is no time limit, thus they will be able to concentrate on the quality of their trades rather than rushing and making risky trades.

Our Final Verdict on ATFunded Account Types

ATFunded has two evaluation routes that are very competitive and up to date with the current market trends. The 2-Phase Challenge is an option that would be more attractive to those traders who are looking for the security that comes with Static Drawdown rules, not allowing the loss limit that 'trails' to gradually eat away at the profits. This type of trader is, therefore, the one who is patient and has a high-reward-to-risk strategy.
 

On the other hand, the Pro Program (1-Step) would be the right choice for the confident, risk-taking traders who are capable of quickly reaching the 8% target and capable of effectively handling a Trailing Drawdown that keeps moving in line with their equity peak. There is an excellent 80% profit split as well as unlimited trading days in both programs, which are great benefits compared to most of the competitors in 2025. The main negative points of the program are that there is no scaling plan (fixed account size) and during the 5-minute window where major events happen, trading must be strictly done without news. All in all, ATFunded is a great deal - it's quite clear and it's geared towards pro traders who are looking for new ​‍​‌‍​‍‌​‍​‌‍​‍‌challenges.
 

Scaling Plan at ATFunded 

ATFunded goes straight to the point not doing crazy scaling like all other prop firms make you do: doubling your account size after a withdrawal, hitting one goal after another.

Instead, all traders remain glued to a given level until they demonstrate genuine skill. Their model is simple and actually, created for traders.
 

Trade for 3 more and traders are included in our ATFunded+ Program
 

It All Begins with a Generous 80% Payout Split

You are 80% from the first day you work (2-step). That’s a simple profit share that begins high, has no ramping and continues as long as you are funded. That sort of consistency already sets ATFunded apart from brokers who slash cuts as soon they are no longer shiny and new. If you go the Pro Account route, you will start at 50% for first two payouts and then 80% with third payout.
 

Introducing ATFunded+: Where Consistent Traders Earn More

But that is not the end of the story. With ATFunded+ your income can grow while your account size remains the same. It works like this:

Why This Matters for Traders

It's a unique scaling plan, because instead of doing one thing just by scaling how high your account gets, ATFunded+ rewards actual performance over time. So, if you:

• Trade with discipline and patience
• Want to build a side income
• Trust your strategy
• Love helping others win
• This program transforms your victories into something much more than personal gain.

ATFunded: Scaling, The Smarter Way

Yes, ATFunded still won’t inflate your account the second you reach a milestone proletariat. With ATFunded+, however, your earning scale the minute your skill and consistency do. In a realm of phony targets and strict formulas, that feels not just refreshing - real.

• Receive 80% of all your earnings.
• Execute your own trades. Period.
• Allow followers to copy you and earn dollars whilst you sleep.

Want to increase earnings on company capital? - Kick off with ATFunded’s 2-step challenge, enter code TRUSTED and score 15% off the already affordable entry fee.
 

ATFunded Spreads & Commissions

Let’s just go straight to the numbers that concern you as a trader. ATFunded has done away with the sky-high platform fees and sneaky hidden charges, although it has maintained a fair commission plan to keep its trading floor nice and healthy.
 

Commission Fees (Simple & Fair)

$5 flat per round trip per lot traded. That flat fee applies to all pair types you can trade - currency pairs, indices, metals or cryptoIt is not the lowest price you will find, but it’s not expensive either, so you receive execution that feels more similar to what the big banks have.
 

Daily Drawdown Calculation at ATFunded

The drawdown rules can break or make your challenge and ATFunded spells them out.
 

Daily Drawdown: 4% Limit

• Whenever you start a new day of trading your starting balance is the maximum amount you can lose in the next 24 hours.
• Say your account is at $100,000 when the clock strikes midnight server time; then you can afford to let it fall only as low as $96,000 that day.
• If at any point your equity or balance slips below that $96,000 line as the daily clock ticks away, you break the rule and it’s game over.

Just keep in mind that this limit is reset every night at 00:00 server time, so you will start fresh the next morning.
 

Overall Drawdown: 10% max loss

ATFunded, meanwhile, Sticks with a harsh long-term rule beyond its daily loss cap:

• 2-Phasen-Challenge: Your entire account can never drop more than 10% from the starting amount. That figure is from the original balance, not floating equity or peak equity.
• The Account in Pro model has a Maximum Loss Limit, also called a trailing drawdown, in both Phase 1 and Funded Account stage. The limit is calculated based on the maximum balance or equity your account has reached so far at the end of any day.
• It never gets smaller, even if your balance or equity is smaller at the end of a subsequent day.
• After that cap reaches your original account size, it stops rising and doesn’t rise again.
• Limit refreshes at 00:00 server time (only if you achieve a new highest balance or equity).

Traders enjoy because clarity and predictability you can monitor.
 

Leverage Breakdown by Asset Class

ATFunded matches use Multiplier according to the risk that each market brings. Here is the plan:
 

This prudent, however balanced setup forces traders to deal with threat sensibly, notably in erratic markets like crypto or oil.
 

Our Review on ATFunded Drawdown, Spreads & Commission

ATFunded provides a steady, risk-aware home to traders who know that the thinking long-term makes it clear gains do not come from ignoring drawdown limits and costs.

• The $5 fee per lot is transparent, reasonable and consistent with what the best prop firms charge.
• The drawdown rule is simple and protective, enabling traders to focus on consistent gains over excess leverage.
• The leverage plan is realistic; it prevents account blow-ups, yet large enough for positions that are monitored and managed properly.

If you prefer straightforward rules, fair prices and a firm grip on risk then ATFunded offers up a clean playpen for serious trading - no sneaky traps to fear here.
 

ATFunded Trading Rules (2025): What is Allowed and What is not

Ready to accept the ATFunded 2-Step Challenge? And in that case you would better know a thing or two about how they trade, because it’s not just nice to have - it’s the only way you will survive. The firm offers a fair appraisal and is open to all manner of approaches, but it also sets some clear boundaries you should not push.
Scan the list below to see what the ATFunded rules say about the trading strategies that you can use and what will get you shut down.
 

Allowed & Prohibited Trading Practices at ATFunded

What if You Violate the ATFunded Rules?

ATFunded respects mistakes, but also makes room for you to learn and come back stronger than ever. So, if you:

• Blow 5 accounts in a month? - You hold off on buying new ones until 30 days have passed.
• Crash 3 funded accounts? - That same month-long pause hits you.
• Rack up three total bans? - You are BANNED from site!
• It’s not just penalties - it is your reset button.

The true success in trading comes through learning from every failure. ATFunded wants you to think twice and come back with a clear head. Perfection isn't the goal, growth is.
 

Our Review of ATFunded's Trading Rules

ATFunded gets a nice blend of freedom and fairness. You can use EAs, trade copiers or dashboards as long as they replicate your plan. You attempt to milk the system by choppy copy-trading, prop-firm hedging or latency tricks and it will not end well. These rules ensure the evaluation process is fair and that money goes only to traders who demonstrate real skill, as opposed to hot-stuff hustlers. If you like freedom within a flat border and are in love with the community that pays out for discipline - not funny nonsense - ATFunded is where your dorm room will be.
 

What Kind of Competitions Does ATFunded Hold?

ATFunded also frequently hosts community contests and giveaways, which can include such prizes as accounts for life or discount promos. It will appear on their official Instagram and X pages, this is a fun way to keep traders active within the ATFunded community. ATFunded giveaways are not chart countless generations and they rely on snapshot sweepstakes that reside in their social feed. Here is the quick list of financial markets available to trade at ATFunded:
 

Trading Instruments offered by ATFunded

ATFunded caters to traders who adopt a blend of instruments, so just about every style - from jittery forex scalping to and laid-back crypto swinging - has somewhere to call home. All orders run on the broker's ‘Platform 5’ backbone, meaning you have swift, seamless access to what’s in the line-up underneath:

• Platform: All trading is conducted via ‘Platform 5’ and it performs multi-asset dealing seamlessly.
• Leverage: Adjust the settings for each asset class so that you are not too highly exposed in times of increased volatility.
• No News Trading: Setting any trade any five minutes before the news release or 5 minutes after is prohibited.

Our Quick Review of Trading Instruments offered by ATFunded

ATFunded’s menu seems to us solid and trader-friendly.

• You have wide access to forex, metals, indices, oil and crypto - all from a single screen.
• Some minimum loan-to-value ratios close, fitting our risk to each market and you can trade defense.
• Rules are simple, with no weekend crypto and clear news blackout windows.

This prop shop is a fit for multi-asset traders, who also want and look forward to clear rules and a steady risk-managed trading environment.
 

ATFunded Payout Process & Requirements (Updated for 2025)

The best thing about prop trading, far and away is that you can get paid - but the thrill of that goes right out the window if it’s slow, foggy or worse yet doesn’t feel fair. Payout system of ATFunded was designed to award consistent performance, protect the company and provide traders an option to invest or withdraw profits. Below is everything there is to know about how to request a payout, complete KYC, select a payment method and meet the eligibility rules.
 

When Can You Ask for Your First Payout?

Ask for your first payout 14 days after you make a deposit and placed your first trade.
But before you click submit, here are a few checks to hit.

Minimum Profit Requirement by ATFunded

ATFunded imposes a reasonable and easy withdrawal rule to the traders. For 2-Phase Challenge accounts, the minimum payout is $100 and for 1-Phase Pro accounts, it goes down to $125.
 

They split profits 50/50 in Pro account, half is pulled out and half stays on trading account as a cushion for the trailing drawdown limit. These figures are factored in following the profit split, meaning traders can gradually grow their funded account balance and continue to receive periodical payouts.
 

Payout with ATFunded

Once you hit the redemption mark, there are two easy payout options:
 

Option What It Does

• Withdraw: Transfer your earnings to a bank account, e-wallet or wallet for cryptocurrencies at any time.
• If ATFX Accepts Your Country When You send money to your trading account with ATFX you TRADE IT If you win bets, you just leave the capital there and let it grow.
• Select the ATFX path and your account is re-associated with the ATFunded dashboard. That bonus link gets you tools to build a record and entry into the ATFunded+ club.

KYC Must Clear Before You Get Paid

KYC for trading on Funded account profiles is necessary. This process can begin before the challenge is even completed.
 

KYC Step: What You Provide

• Identity Check: A good-quality scan of a government ID or passport
• Face Verification : Real time face scan and compare with the ID.
• The whole process is fast, secured for safety reasons and typically completed within minutes after your account is funded.

Payment Methods Accepted by ATFunded

You can purchase funded accounts at AFunded using the below payment methods

• VISA / Debit & Credit Cards
• Skrill
• Neteller
• PIX
• MACH
• ePay
• PagoEfectivo
• MyBank
• MBWa
• Multibanco
• Przelewy24, Blik
• Rapid Transfer

Crypto Payments are also accepted:

Tether (USDT) TRC20, ERC20,
 

Note: You are paying for all network or gas fees; if we receive less, then the transaction may fail.
 

Refund Policy of ATFunded

• Refunds can only be requested for first-time logins.
• You can no longer get your refunds after you have made at least one trade.
• Play must be scheduled in advance.

Funded Account Delivery Time 

• Card Payments: Usually instant
• Payments with cryptocurrency: Up to 4 hours from the moment of full confirmation

Our Review: Payouts & Requirements at ATFunded

Receiving cash at ATFunded is transparent,fast and convenient. With an innovative dual-option model, traders can take “profits” in hand immediately or reinvest them with ATFX and continue to increase their value on their own.
 

Robust KYC (Know Your Customer) checks, reasonable minimums and clear rules mean that this platform rewards traders who log on day after day, not those looking for one lucky swing or big trade.
 

ATFunded Restricted Country List

ATFunded desires all users to feel safe and secure while trading. To keep that promise, the company cuts off service for some people living in certain locations. The decision is often tied to global sanctions, domestic laws or trading rules of an area.
 

Restricted Countries:

• Afghanistan
• Belarus
• Bulgaria
• Canada
• China
• Cuba
• Egypt
• Eritrea
• Iran
• Iraq
• Jordan
• Libya
• Myanmar
• Nicaragua
• North Korea
• Pakistan
• Russia
• Somalia
• Sudan
• Syria
• United Arab Emirates
• United States
• Venezuela
• Vietnam
• Yemen

ATFunded demo accounts, challenge programs or any verification won’t be applicable for these country individuals.
 

If you are from a country listed in the banned country list of ATFunded then the firm can still refuse to give you access because they must follow the international law. Before you register, always review all prop firm rules and the firm’s terms so that you know what to expect.
 

Final Thoughts on ATFunded

Overall, ATFunded is a simple and no-nonsense prop firm with fair challenge fees, easy trading rules and fast payouts. It is a good option for traders who want a more organized structure, solid security and growth as opposed to get-rich-quick hype.
 

And if you are in the market for a simple, reliable place to try out your trading chops and pocket some real money, ATFunded offers a good blend of loose rules and wallet-lighting fees. Defined rules, low contest fees and consistent payouts distinguish them for traders who are serious about their work.
 

That said, if you want on-demand scaling in an absolute snap (their funding hits your account in seconds) or if you live outside the areas they support, then ATFunded simply won’t cut it for you.
 

Remember, what won today on the charts does not mean it will win tomorrow, so always judge the risk. If you are on the fence, consulting a registered financial adviser is always a good idea before you take the plunge.