ATFunded Review 2025 – Prop Firm Features, Rules & Payout Explained

ATFunded is a broker-backed prop trading firm that offers funded accounts via a traditional 2-Step Evaluation Challenge. As of 2025, the firm offers account sizes between $5,000 and $200,000 with a maximum drawdown of 10% and profit splits of 80%. The trades are done on the MT5 trading platform and traders may operate either manually or via algorithms within some predefined limits. In this prop firm review, we cover all aspects of ATFunded prop firm, such as trading rules, pricing, scaling plan and more, so that you have simple yet detailed information before deciding to take the challenge.

ATFunded Prop Firm Details:

Pros and Cons of ATFunded Prop Firm - The Balanced Scorecard

ATFunded is quickly making waves in the prop-trading scene, especially in 2025. Its clean two-step evaluation, budget-friendly account fees, and steady payouts appeal mostly to swing and position traders who prefer solid rules over bright distractions.

But does the firm really have the muscle to stand with the big players, or is it just a cozy cottage shop for people who move at a calm pace? Let us weigh the good and the not-so-good.

ATFunded Challenge Types, Fees, and Profit Split 

ATFunded runs the tried-and-true two-step challenge, as well as affordable one-step program. Both program rolls out in clear stages that let the firm watch your trading edge unfold across multiple days.

ATFunded 2-Step Challenge

Curious about getting funded without the usual headaches? This quick guide walks you through the ATFunded 2-Step program so you know what to expect:

Why Traders Choose ATFundeds 2-Step Program

• Balanced Risk, Solid Goals: The mix of 8% and 5% targets, plus a 10% cap on losses, offers room to think, not hurry.
• Beginner-Friendly Entry: With fees kicking off at just $35, even tight budgets can take a shot without stressing the wallet.
• No Hidden Gotchas: Clear rules you can read and test mean good behaviour keeps you funded; break the rules and you know why.

ATFunded Pro Challenge
 

For first two payouts, you can withdraw up to 50% of your profits. The other 50% however, remains on the account, and act as buffer towards your trailing drawdown limit.

Trailing Drawdown Limit 

Trails to starting balance once in profit by more than the DD amount and then stops.
 

Activation fee to receive funded account after passing

Funded Rules

• Pay period - biweekly (assuming minimum trades requirement has been met)
• Payout Amount - 50% for the first two payouts then 80% thereafter. Customer can also choose how much to withdraw to allow a bigger buffer.

From 3rd payout onwards you are added to ATFunded+ 

What You Won't Find at ATFunded

• No Instant Funding
• No News Trading-be careful during big announcements!
• No MT4 support-as of the latest update

Our Review of the ATFunded Prop Firm Challenge Model

ATFunded is not  the loudest prop firm around. It won't promise 100% profit splits or let you trade on weekends. What it does offer is a balanced, budget-friendly two-step route, steady biweekly payouts, and room to level up.

Whether you are a beginner, algorithmic, rule-based trader or switching from another broker, ATFunded challenge accounts give you space, trusted trading platforms, and a real chance to build a lasting career.

Scaling Plan at ATFunded: Growth Without the Traditional Ladder

ATFunded skips the flashy scaling gimmicks most prop firms love-wih doubling account sizes after a payout or forcing you to hit milestone after milestone before getting upgraded.

Instead, every trader stays glued to a single level until they show real skill. Their model is straightforward and, more importantly, designed with traders in mind.

After 3 payouts, trader are added to our ATFunded+ Program https://atfunded.com/atfundedplus/

Start with a Solid 80% Profit Split

From day one you keep 80% of every dollar you earn (2-step). That's a flat profit share that starts high, ramps no further, and stays intact for as long as you remain funded. That kind of steadiness already sets ATFunded apart from brokers that cut splits once the novelty wears off. With the Pro Account, you start at 50% profit for 1st two payouts and move to 80% at third payout

Introducing ATFunded+: Where Consistent Traders Earn More

But the story does not stop there. With ATFunded+ your income can climb even while your account size sits still. It works like this:

Why This Matters for Traders

Unlike most scaling plans that just look at how big your account gets, ATFunded+ rewards real performance. So, if you:

• Trade with discipline and patience
• Want to build a side income
• Trust your strategy
• Love helping others win

This program turns your wins into far more than just personal profit.

ATFunded: Scaling, The Smarter Way

Yes, ATFunded still won't pump up your account the moment you hit a milestone. With ATFunded+, though, your earnings scale the second your skill and consistency do. In a world full of fake targets and rigid rules, that feels-not just refreshing-real.

• Keep 80% of every profit you make.
• Execute your own trades. Period.
• Let followers copy you and add dollars to your pocket while you sleep.

👉 Want to grow earnings on company capital?

Jump into ATFunded's two-step Challenge, plug in code TRUSTED, and snatch 10% off the entry fee.

Spreads & Commissions offered by ATFunded

Let us get straight to the numbers that really matter to you as a trader.

ATFunded skips the sky-high platform fees and sneaky hidden charges, but it does keep a fair commission plan to keep the trading floor healthy.

Commission Fees (Simple & Fair)

$5 per round-trip per lot traded. That flat fee works for every pair you touch-whether forex, indices, metals, or crypto.

It is not the rock-bottom price you will find, yet it is not pricey either, so you get execution that feels closer to what the big banks enjoy.

Daily Drawdown Calculation at ATFunded

The drawdown rules can make or break your challenge, and ATFunded spells them out .

Daily Drawdown: 4% Limit

• Each new trading day your starting balance acts as the benchmark for how much you can lose over the next 24 hours.
• Say your account sits at $100,000 when the clock hits midnight server time; that means you can let your balance slip only to $96,000 on that day.
• If your equity or balance slides below that $96,000 line at any moment at the daily clock ticks on, you breach the rule and the challenge ends.

Remember, this limit resets every night at midnight server time so you get a fresh start each day.

Overall drawdown: 10% max loss

Beyond the daily loss cap, ATFunded keeps a tough long-term rule:

• 2-Phase Challenge: Your entire account can never drop more than 10% from the starting amount. The figure comes from that original balance, not from floating equity or peak equity.
• Account in Pro model has a Maximum Loss Limit, also called a trailing drawdown, in both Phase 1 and Funded Account stage. This limit is based on the highest balance or equity your account has had at the end of any day so far.
  It never goes down, even if your balance or equity is lower at the end of a later day.
  Once the limit reaches your starting account size, it stops moving and won’t go up anymore.
  The limit updates at 00:00 server time, but only if your balance or equity hits a new highest value.

Traders like this balance-based model because it is clear, predictable, and easy to monitor.

Leverage breakdown by asset class

ATFunded matches leverage to the risk each market brings. Here is the plan:

This cautious, yet balanced, setup pushes traders to manage risk sensibly, especially in sharp markets like crypto or oil.

Our Review: Drawdowns, Spreads & Commission at ATFunded

ATFunded gives a steady, risk-aware space for traders who know long-term gains come from obeying drawdown limits and keeping an eye on costs.

• The $5 per lot fee is clear, fair, and matches what top prop firms charge.
• The drawdown rule is straightforward and protective, letting traders concentrate on steady profits instead of reckless over-leverage.
• The leverage plan is sensible, stopping account blow-ups yet wide enough for positions that are watched and managed well.

If you like clear rules, honest pricing, and a tight grip on risk, ATFunded gives you a clean playground where you can trade seriously without hidden pitfalls.

ATFunded Trading Rules (2025): What You Can Do and What You Can't

Planning to take the ATFunded 2-Step Challenge? Then knowing their trading rules is more than nice to have - it is the only way to keep your account alive. The firm gives a fair evaluation and welcomes plenty of strategies, yet it also draws clear lines you must not cross.

Scan the list below to see what the fund lets you do and what will get you shut down.

Allowed & Prohibited Trading Practices at ATFunded

What Happens If You Break the Rules?

ATFunded takes mishaps seriously-yet still leaves space for you to learn and return stronger.

• Blow 5 accounts in a month? - You sit out 30 days before buying any new ones.
• Crash 3 funded accounts? - Same month-long pause hits you.
• Rack up three total bans? - You are permanently banned from the site.

These are not just penalties - it is your own reset button. ATFunded encourages disciplined, rule-based trading and wants traders to reflect, improve, and come back with a fresh head. 

Perfection isn't the goal. Growth is.

Our Review of ATFunded's Trading Rules

ATFunded nails a good mix of freedom and fairness. You can run EAs, trade copiers, or dashboards as long as they mirror your own plan. Try to milk the system with choppy copy-trading, prop-firm hedging, or latency tricks, and it won't end well.

These rules keep the evaluation fair and make sure funding goes only to traders who show real skill instead of quick-fix hustlers.

If you like freedom inside clear boundaries and want a community that pays out for discipline instead of gimmicks, ATFunded is the home for you.

What Kind of Competitions Does ATFunded Hold?

ATFunded regularly organizes community competitions and giveaways, offering traders a chance to win various rewards from free accounts to discount offers. These events are usually announced on their official Instagram and X pages, creating a fun and engaging way for traders to stay active within the ATFunded community.

ATFunded contests aren't marathons of charts and clocks; they lean on snapshot giveaways that live on their social feed. Here's the short list:

Trading Instruments offered by ATFunded

ATFunded caters to traders with a mix of instruments, so almost every style-from jittery forex scalping to laid-back crypto swinging-finds a home. All orders sit on the broker's MT5 backbone, giving you quick, smooth access to the line-up below:

Trading Platform: All transactions run on MetaTrader 5 (MT5), which handles multi-asset orders without a hitch.

Leverage: Settings fit each asset class, so you avoid being over-exposed when volatility spikes.

No News Trading: Opening or closing any position within 5 minutes before or after major news is off-limits.

Our Quick Review of Trading Instruments offered by ATFunded

ATFunded's menu strikes us as solid and trader-friendly. 

• You get broad exposure to forex, metals, indices, oil, and crypto-all from one screen.
• Leverage limits match each market's risk, letting you trade with caution.
• Rules are plain, with no weekend crypto and clear news blackout slots.

This prop firm works well for multi-asset traders, particularly swing and position traders who value clear rules and a calm, risk-managed trading space.

ATFunded Payout Process & Requirements (Updated for 2025)

Getting paid is easily the best part of prop trading - yet that thrill disappears if the process is slow, foggy, or unfair. ATFunded's payout setup aims to reward steady performance, shield the company, and give traders the choice to reinvest profits or spend them. Below, you will find everything about how to ask for a payout, finish KYC, pick a payment method, and meet the eligibility rules.

When Can You Ask for Your First Payout?

Request your first payout 14 days after you open a funded account and place your very first trade.

Before clicking submit, though, make sure you hit the following checks:

Minimum Profit Requirement by ATFunded

ATFunded sets a fair and simple withdrawal structure for its traders. On 2-Phase Challenge accounts, the minimum payout starts at $100, while for 1-Phase Pro accounts, the minimum is $125.

In Pro accounts, profits are split evenly — 50% is withdrawn, and 50% remains in the trading account which acts as a buffer for the trailing drawdown limit. These amounts are calculated after the profit split, ensuring traders can steadily build their funded balance while still enjoying regular payouts.

Cashing Out with ATFunded

As soon as you hit the eligibility mark, you can pick one of two easy cash-out options:

Option What It Does

• Direct Withdrawal: Move your earnings straight to a bank, e-wallet, or crypto wallet in a flash.
• Transfer to ATFX: If we accept your country, send money to your ATFX account, trade with it, and let your capital grow on its own.

Choose the ATFX path, and your account re-links to the ATFunded dashboard. That bonus connection gives you record-building tools and entry to the ATFunded+ club.

KYC Must Clear Before You Get Paid

To start trading on Funded account, you must first complete KYC verification. The process can be started even before passing the challenge.

KYC Step: What You Provide

• Identity Check: A clear scan of a government ID or passport
• Face Verification: Live facial scan that matches the ID

The whole thing is quick, locked down for security, and usually finishes in minutes once your account is funded.

Payment Methods Accepted by ATFunded

You can send or receive money with lots of trusted global systems:

Fiat Payments:

• VISA / Debit & Credit Cards
• Skrill
• Neteller
• PIX
• MACH
• ePay
• PagoEfectivo
• MyBank
• MBWay
• Multibanco
• Przelewy24, Blik
• Rapid Transfer

Cryptocurrencies Accepted:

• Tether (USDT) TRC20, ERC20, MATIC

Note:

• You pay all network or gas fees; if we get less, the transaction may fail.

Refund Policy of ATFunded

• Only accounts that have never been used can be refunded.
• Once you place even one trade, refunds are no longer possible.
• Requests should arrive before any activity begins.

Funded Account Delivery Time 

• Card Payments: Usually instant
• Crypto Payments: Up to 4 hours after full confirmation

Our Review: Payouts & Requirements at ATFunded

Getting paid at ATFunded is clear, quick, and flexible. The unique dual-option model lets traders pocket profits right away or roll them back into ATFX to keep growing on their own.

Good KYC (Know Your Customer) checks, sensible minimums, and clear rules mean this platform pays traders who show up day after day, rather than those hoping for a single lucky swing or big trade.

ATFunded Resitricted Country List

ATFunded wants every user to feel safe and protected while trading. To keep that promise, the company stops providing services to people living in some places. This decision usually links to global sanctions, local laws, or trading rules set by a region.

Restricted Countries:

• Afghanistan
• Belarus
• Bulgaria
• Canada
• China
• Cuba
• Egypt
• Eritrea
• Iran
• Iraq
• Jordan
• Myanmar
• Nicaragua
• North Korea
• Russia
• Somalia
• South Sudan
• Sudan
• Syria
• United Arab Emirates
• United States
• Venezuela
• Vietnam
• Yemen

People from these nations cannot use ATFunded's demo accounts, challenge programs, or any verification tools.

If you live in a listed country, ATFunded can still refuse you access because obeying international law comes first. Before registering, always read your own rules and the firm's terms so you know what to expect.

Final Thoughts on ATFunded

Overall, ATFunded is a clean, no-nonsense prop firm that charges fair challenge fees, keeps trading rules simple, and pays out fast. It's a good choice for traders who want a clear structure, solid transparency, and growth over get-rich-quick hype.

If you want a straightforward, dependable place to test your trading skills and earn real capital, ATFunded strikes a nice mix of flexible rules and wallet-friendly costs. Clear guidelines, low challenge fees, and frequent payouts set them apart for traders who take their craft seriously.

That said, if you need quick scaling, instant funding, or live in a region they don't support, ATFunded might fall short for you.

Keep in mind that what worked yesterday on the charts may not work tomorrow, so always weigh the risks. When in doubt, talking things over with a licensed financial advisor is the safest move before you dive in.