Read our full ATFunded review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated June 2026.
|Forex|Profit Split
80%
Payout Speed
On Demand
Max Allocation
$200K
Starting Price
$25
$17.50
30% OFF
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Let’s cut through the noise. Every week there’s a new prop firm promising fast funding, easy rules, and payouts that land in your account before you finish your coffee. Most fold within a year. Some never pay at all.
ATFunded launched in January 2025. That’s not a long track record, I’ll give you that. But what sets it apart from the 90-day wonders is the backing. ATFunded is owned by AT Global Markets LLC and operates in partnership with ATFX, a regulated global broker. That alone makes it worth a closer look than most new entrants.
I’ve gone through every piece of data available on this firm. Trader reviews from Trustpilot and The Trusted Prop. The full rulebook. Payout records. Pricing. The complaints. The praise. The numbers that actually matter.
Here’s what I found.
ATFunded is a prop trading firm that offers funded accounts through a standard evaluation process. You pay a fee, trade under clear rules, hit profit targets, and if you pass, you get access to simulated capital with profit splits up to 80%.
The firm is legally registered as AT Global Markets LLC, based in St. Vincent and the Grenadines. The CEO is Connor McCourt (though recent Trustpilot reviews mention a new CEO named CJ, suggesting a leadership change). It launched in January 2025 and supports trading on MetaTrader 5 (which they call Platform 5) across Forex, Indices, Metals, Oil, and Crypto.
The big differentiator here is the broker backing. ATFX is not a random offshore setup. It’s a legitimate broker with a real client base. That means the trading conditions at ATFunded, spreads, execution, liquidity, come from institutional infrastructure rather than a white-label plug-in. That matters more than most traders realize.
Before we dig into the details, here’s where ATFunded stands on reputation as of mid-2026.
Trustpilot: 4.6 out of 5, based on 81 reviews. The breakdown shows 72 five-star reviews, 3 one-star, 2 two-star, and 4 four-star. No three-star reviews at all. That’s a strong distribution.
The Trusted Prop community rating: 9.2 out of 10 across 7 reviews.
The Trusted Prop TTP Score: 9.5 out of 10.
Those numbers are impressive for a firm that’s barely 18 months old. But numbers don’t tell you everything. I read through every single review, both positive and negative, to understand what traders actually experience.
One Trustpilot reviewer named Albion Kryeziu wrote: “I personally give this prop firm a 5-star rating… the company is now led by CJ, someone I find even more reputable… I have never encountered a single issue regarding payouts. They are always processed on time.”
Another trader on Trustpilot named Leo Ray said: “I’ve been trading with AtFunded for the last 5 months… I’ve received 8 baby payouts, all processed on time without issues.”
These are consistent themes: fast payouts, good support, clear rules. The negative reviews mostly involve traders who didn’t read the rules or couldn’t pass KYC.
ATFunded offers two paths to funding: the 2-Phase Legacy Challenge and the Pro Program. They target different types of traders. Pick the one that fits your style.
This is the classic two-step evaluation. Phase 1 requires an 8% profit target. Phase 2 drops to 5%. Both phases use a balance-based static drawdown system.
Account sizes run from $5,000 up to $200,000. Pricing starts at $35 for the $5K account and goes up to $920 for the $200K account.
The daily drawdown is 4% based on the starting balance of the day. The max overall drawdown is 10% from the initial balance, not trailing. That means profits don’t raise your loss limit. Some traders like that predictability. Others find it restrictive.
Minimum trading days per phase: 3. No maximum time limit. Leverage is 1:30 for Forex, 1:20 for Metals and Indices, 1:10 for Oil, and 1:2 for Crypto.
A consistency rule applies: 30% rule in Phase 1. No single day’s profit can exceed 30% of the total profit target. If it does, the system adjusts the target automatically. Once funded, it gets replaced by a minimum trades rule.
Profit split: up to 80% from day one of the funded stage. Payout cycle is biweekly.
This is the faster track. One phase, 6% profit target. Trailing drawdown instead of static. No daily drawdown limit on the Pro program, just a max trailing drawdown.
Pricing starts at $25 for the $10K account. That’s cheap. With the TRUSTED code, the $10K Pro account drops to $17.50. The $50K Pro account goes from $49 to $34.30.
Profit split on Pro starts at 50% for the first two payouts, then jumps to 80% from the third payout onward. Consistency rule applies in Phase 1 (30% rule). Payouts are also biweekly.
Which one should you pick?
If you prefer predictable risk limits that don’t move against you, the 2-Phase with static drawdown is safer. Your max loss is always 10% of the starting balance. Profits don’t change that floor. That’s good for traders who hold winners and want to let them run.
If you want faster funding and can handle the trailing drawdown, the Pro Program makes sense. The trailing drawdown gives you more room as your equity grows, but it also means your maximum allowable loss moves up with your peak. If you have a big win early and then give back some profits, you might hit the trailing limit faster than you expect.
This is where most traders lose accounts. Let’s be clear on how ATFunded calculates drawdown because it’s different between the two programs.
Daily drawdown: 4% of the starting balance at 00:00 server time. If your balance is $100,000 at midnight, you cannot let your equity or balance fall below $96,000 at any point during that trading day. This resets every 24 hours.
Max drawdown: 10% from the initial account balance. If you start with $100,000, your equity cannot drop below $90,000 at any time during the entire challenge or funded stage.
One Trustpilot reviewer who left a 1-star review claimed the daily loss limit caught them off guard, but reading their own text: “I lost $-1,999.45 on day one, but my equity was lower than DLL so the system detect it and breach was sent so thats valid.” That review actually confirms the system works. It’s automated. No manual review, no discretion. If you hit the limit, you’re out.
The Pro Program uses a trailing drawdown. The max loss limit is based on the highest balance or equity your account has reached at the end of any day. If your account peaks at $110,000, the trail stops rising when it reaches your original account size. If your balance drops after that peak, the limit stays at the higher level until you hit a new peak.
This is more complex to track manually, but the dashboard handles it.
One verified trader on The Trusted Prop wrote: “The dashboard is really detailed. The only thing I didn’t like was my trading. I blew it on day one due to DLL 2K.”
That’s the honest feedback you need. The rules are clear. The dashboard shows them. But you still have to trade within them.
Expert Advisors (EAs): Yes, but they must be original. Plug-and-play EAs shared by dozens of traders can get flagged.
Trade copiers for personal use: Yes. You can mirror trades across your own accounts.
Hedging within the same account: Yes, if you’re managing risk. Opening opposite positions across multiple accounts to game the system is not allowed.
Weekend holding: Yes on both programs (updated September 2025 for Pro).
Overnight holding: Yes.
Risk management tools: Encouraged.
Group hedging or arbitrage across prop firms: Banned.
Copy trading from other traders: Not allowed. Trades must come from your own analysis.
High-frequency trading (HFT): Not permitted.
Tick scalping: Banned. The firm defines this as strategies targeting tiny pip movements with short holding times.
Latency arbitrage: Strictly prohibited. One Trustpilot 1-star reviewer claimed they were banned for this. ATFunded’s reply: “You were engaged in two-legged latency arbitrage. You open a buy and sell position at the same time and close one when the price delay occurs.”
News trading: Not allowed within 5 minutes before or after major news events. The system automatically removes profits from trades that violate this rule.
If you blow 5 challenge accounts in a month, you cannot buy a new one for 30 days. Same rule applies to losing 3 funded accounts. After 3 total bans, you are permanently banned from the platform.
The firm positions this as a learning reset, not just a punishment. That’s fair. If someone loses 5 accounts in 30 days, they need to step back.
Commission is $5 per lot round turn across all pairs. That’s flat, no tiered pricing.
This is competitive with firms like FTMO ($4 per lot on most pairs) and cheaper than some others that charge $7-8 per lot. It’s consistent, no markup on different asset classes.
Spread quality depends on the instrument and market conditions, but because ATFunded routes through ATFX, traders report tight raw spreads. One Trustpilot reviewer said: “Spread super good.” Another: “Tight spreads, smooth execution, almost zero slippage.”
I haven’t seen widespread complaints about execution manipulation, which is a common issue with smaller prop firms that use B-book models. ATFunded claims to use A-booking for profitable traders after a certain number of withdrawals. That’s hard to verify independently without trader account statements, but the general sentiment on Discord and Trustpilot is that execution is fair.
This is where ATFunded shines based on trader feedback.
Payout cycle: Biweekly, 14 days from your first trade on the funded account.
Minimum payout: $100 for 2-Phase accounts, $125 for Pro accounts.
Profit split: Up to 80% on the 2-Phase from day one. Pro starts at 50% for the first two payouts, then 80% from the third.
Minimum trades for payout: 5 trades. Each trade must be at least 80% of your largest trade size.
KYC: Required before first payout. You submit a government ID, face verification, and proof of address. One 1-star Trustpilot review involves a trader who could not pass KYC and was refunded. Another 1-star review claims AML screening failed, but the trader was from a restricted country and ATFunded issued a full refund.
Payout speed: Multiple Trustpilot reviews report same-day or next-day processing. One trader wrote: “Payout processed in less than 24 hours, sometimes in just an hour.” Another: “I received my payout within 2 hours of requesting it.”
Withdrawal methods: Bank wire, cryptocurrency (USDT TRC20/ERC20), Skrill, Neteller, credit/debit card, and several regional options like PIX (Brazil), MACH (Chile), and Blik (Poland).
Payment methods for purchasing challenges: Visa, Skrill, Neteller, PIX, MACH, ePay, PagoEfectivo, MyBank, MBWay, Multibanco, Przelewy24, Blik, Rapid Transfer, and crypto.
One trader noted that Indian traders would benefit from local payment options to avoid P2P crypto conversions and taxes. That’s a legitimate gap.
This is ATFunded’s weakest area. There is no traditional scaling plan where your account size increases automatically after hitting performance milestones.
Instead, the firm uses the ATFunded+ program. After 3 months of funded trading, you become eligible. Your account size stays the same, but you earn passive income when other traders on the ATFX platform copy your trades. The profit split on copied trades goes to you on top of your 80% profit share.
This is a different model from what most prop firms offer. It rewards consistency and track record rather than just hitting a higher account size. But if you want to grow your account from $50K to $100K without additional challenges, you won’t find that here.
One Trustpilot reviewer who gave 5 stars said: “ATFunded+ program is motivating for every profitable trader.” Another noted the lack of scaling as a reason to consider alternatives.
Low entry cost. The $25 Pro account ($17.50 with the TRUSTED code) is one of the cheapest paths to funding in the industry. The $35 5K 2-Phase account is also affordable.
Backed by a real broker. ATFX is not a shell company. This gives ATFunded better execution and liquidity than most independent prop firms.
Fast payouts. Multiple trader reports confirm payouts processed within 24 hours, sometimes within 2 hours. That’s rare in this industry.
Clear rules. The consistency rule, drawdown limits, and trade restrictions are documented. The complaints I found involve traders who did not read the rules, not hidden terms.
Automated enforcement. The system flags violations without manual review. That reduces discretion and bias.
Discord community active. The support team, including CJ and Matt, is responsive and helpful.
Refund for failed KYC. If you cannot pass verification, you get your money back. That shows good faith.
Minimum payout is reasonable. $100 is lower than many competitors who require $200 or more.
No hidden news trading penalties. The system automatically removes profits from restricted news trades. You won’t get banned for a first offense.
30% discount available. Use code TRUSTED on The Trusted Prop for 30% off.
No scaling plan. ATFunded+ is not traditional account scaling. If you want your account size to grow automatically, this isn’t the firm.
New firm. January 2025 launch means less than 18 months of operating history. The long-term track record is unproven.
Only one platform. MT5 only. No cTrader, no TradingView integration, no proprietary web trader.
Limited account sizes for Pro. Max $150K. Some traders want $300K+.
News trading restriction is restrictive. If you trade news as part of your strategy, this firm is not for you.
Trailing drawdown on Pro can confuse traders. It’s not intuitive for everyone.
Inactivity rule at 30 days is shorter than some competitors. If you take a break, your account gets breached.
Restricted country list is long. 24 countries banned. US and Canada traders cannot join.
No web trader or mobile app for the dashboard. The dashboard is accessible but not as polished as some competitors.
Profit split on Pro starts at 50% for the first two payouts. Traders on the 2-Phase get 80% from day one. The Pro program penalizes new funded traders for the first two payout cycles.
ATFunded bans traders from 24 countries including the US, Canada, China, Russia, UAE, Pakistan, and several others. If you’re from a restricted country, do not attempt to register. The KYC process will catch it and you’ll lose the fee.
In September 2025, ATFunded temporarily halted purchases from Pakistan due to a surge in chargebacks. They stated it was temporary and they were working on a solution. As of early 2026, I haven’t seen confirmation that Pakistan has been reinstated.
Multiple traders report receiving 5+ payouts without issues. One trader on Trustpilot wrote: “I’ve received 8 payouts, all processed on time.” Another: “I’ve been trading for 5 months, got 3 payouts, never asked to write a review.” That last part matters. Some firms pressure traders for positive reviews. ATFunded, according to this trader, does not.
Support quality gets consistent praise. CEO CJ and support manager Matt are mentioned by name in multiple reviews as responsive and helpful. One trader said: “CJ responded 2 minutes after I sent a message.”
The 30% consistency rule catches traders off guard. One Trustpilot reviewer complained: “I passed the exam, but they didn’t let me pass.” ATFunded’s reply: “The challenge was not passed because the consistency rule was violated. The system automatically adjusted the profit target. This rule is clearly explained in the program rules and FAQ.”
Another review about the 4-trade limit per currency pair: “You’ll be penalised if you opened 5 or more trades on a single currency pair when you close the trade. They won’t stop you from opening trades but will deduct all profit when you close the trade.” ATFunded replied that this rule is clearly outlined on their rules page and FAQ.
There are three 1-star reviews. Let’s look at each:
Consistency rule violation: The trader failed because the consistency rule adjusted their profit target. ATFunded explained the rule was in the FAQ. No payout denial, just a breach of rules.
KYC failure: The trader could not pass AML screening. ATFunded issued a full refund.
Latency arbitrage: The trader was banned for two-legged latency arbitrage. ATFunded provided detailed explanation.
Neither case shows a trader who passed a challenge, met all rules, and was denied a payout. That’s important. Payout denial is the biggest fear in prop trading, and ATFunded’s record on this is clean based on available data.
ATFunded is not a hype firm. It doesn’t promise instant funding with no rules. It doesn’t offer 90% profit splits from day one on every account type. It doesn’t have a flashy scaling plan that doubles your account every quarter.
What it does offer is simple. Real broker infrastructure. Clear rules. Automated enforcement. Fast payouts. And entry fees that are among the lowest in the industry.
If you’re a swing trader or position trader who values consistency over speed, the 2-Phase Challenge is a solid choice. The static drawdown gives you a fixed floor. The 8% and 5% targets are achievable. The biweekly payouts are fast.
If you’re a more aggressive trader who wants faster funding, the Pro Program is worth considering. Just understand the trailing drawdown and the tiered profit split.
The complaints I found are not about hidden rules or payout denial. They’re about traders not reading the rules or not passing KYC. That’s not a firm problem. That’s a trader problem.
The risk, as with any new prop firm, is sustainability. 18 months is not enough to prove a firm will last 5 years. But the ATFX backing, positive trader sentiment, and automated systems make ATFunded one of the more convincing new entrants.
Before you buy any challenge, confirm you are not from a restricted country. Read the rules on the ATFunded website. Check the consistency rule carefully. Start with a smaller account size until you understand how the drawdown limits interact with your strategy.
And if you do decide to join, use the TRUSTED code at checkout on The Trusted Prop to get 30% off. It drops the $50K Pro account from $49 to $34.30, and the $10K Pro account from $25 to $17.50. That savings can cover your first month of trading.
Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm’s latest rules before buying.
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ATFunded
Trust Score: 95/100 · 4.8
