Introduction

The prop firm market in 2026 is highly competitive with new prop firms entering the industry more often then ever. One of these is ATFunded, a broker-backed prop firm built around transparent operations and an affordable entry model. The partnership between ATFunded prop firm and its globally regulated broker named ATFX, gives traders in the firm a very stable and professional trading environment with good execution and clear rules.

Before joining any evaluation program, traders naturally want to assess whether ATFunded offers the right opportunity and value for their investment in 2026. In this detailed ATFunded review, we break down the challenge types, rules, profit splits, payout structure, and real trader feedback to help you decide whether it’s the right fit for your trading style.
Want to learn more about this firm, lets get it into our ‘ATFunded Review’ page at The Trusted Prop site.
 

What Is ATFunded?

ATFunded is a broker-backed prop firm launched in 2023. It offers traders a simulated capital to trade with if they can prove consistent risk management and profitability. However, ATFunded differs from most other firms because it is an official brand of ATFX, a globally regulated brokerage. This direct partnership is a major advantage, as it ensures tighter spreads, institutional-level liquidity and more reliable execution than unregulated independent firms.

Traders are given a two options when it comes to evaluation for a funded account. A big area of focus at ATFunded is the potential for copy trading, which means that successful trader’s strategies can be copied onto the broker's live liquidity accounts, providing a bridge between prop trading and the professional brokerage world.

Traders are given a couple of options when it comes to evaluation for a funded account. A big area of focus at ATFunded is the potential for copy trading, which means that successful traders strategies can be copied on the broker's live liquidity accounts.
 

Key Highlights About ATFunded:

• Broker Backed: Powered by ATFX infrastructure.
• Low Entry Cost: Challenges starting as low as $25.
• Leverage: Up to 1:30 for Forex, 1:20 for Indices and Metals.
• Platform: MetaTrader 5 (MT5).
• No Time Limits: Traders can pass at their own pace without expiration pressure.

ATFunded Challenge Types Explained (2026)

ATFunded has two main assessments being the Pro Program (1-Phase Challenge) and 2-Phase Challenge. The prop firm offers different account sizes to suit all trading levels from newbies to high-capital managers, starting as low as $5,000 and going up to $200,000. The trading execution platform available for use is MetaTrader 5 (MT5).

Here we have a comprehensive description of each ATFunded funded challenge type to give you an idea of which model fits your risk profile and trading goals.

ATFunded Pro Program (1-Phase Challenge)

The ATFunded Pro account is an express funding model that omits the second evaluation phase. It is based on CFDs prop firm models and leverages a trailing drawdown and a strict consistency rule to locate high-precision traders who are eager to get funding status quickly.

ATFunded Pro Account Rules and Key Details:

• Profit Target: Traders need to attain a single 6% profit target to successfully finish the evaluation stage.
• Max Drawdown: The account has a maximum drawdown which is a trailing type that follows your highest equity until it gets back to the starting balance, at that point it becomes fixed.
• Daily Drawdown: The ATFunded Pro program does not have a daily loss limit.
• Minimum Trading Days: There is no definite minimum number of trading days. However, the 30% consistency rule dictates that traders must make their profits in at least four different days.
• Profit Split: Traders get a 50% profit split for the initial two withdrawals, which then goes up to 80% starting from the third payout.
• Payout Frequency: Profit withdrawals can be requested every 14 days, providing a consistent and reliable payout schedule for funded traders.
• Leverage: For controlled market exposure, traders are allowed to use a leverage of 1:30 on Forex and 1:20 on both Indices and Metals.
• Fee Refund: Upon reaching their third successful payout, the one-time activation fee is fully reimbursed by the trader in the form of a bonus.

Experience professional trading with direct access to substantial capital and structured scaling opportunities. The ATFunded Pro Program is built for experienced traders who are ready to grow their accounts and maximize their earning potential.

ATFunded 2-Phase Challenge

The ATFunded 2-Phase Challenge is the standard funding model designed for traders who value consistency and prefer a fixed drawdown over a trailing one. It is a prop firm challenge model with a traditional setup and balanced profit goals and is aimed at disciplined traders who showcase their abilities through two separate phases.

ATFunded 2-Phase Challenge Passing Rules and Key Details:

• Profit Target: Traders have to make an 8% profit in Phase 1 and a 5% profit in Phase 2.
• Max Drawdown: The account is permitted a 10% overall static drawdown relative to the starting balance.
• Daily Drawdown: Traders should not exceed a daily loss of 4% (the daily loss limit is based on the balance at the start of the day).
• Minimum Trading Days: At least 3 profitable days (0. 5% gain per day) are required for each phase.
• Profit Split: The usual 80% profit split is in place once you become funded.
• Payout Frequency: Traders are allowed to ask for payouts every 14 days (bi-weekly).
• Leverage: 1:30 for Forex, 1:20 for Indices and Metals. 1:2 for Crypto.
• Fee Refund: The evaluation fee is refunded as a bonus after the third successful withdrawal.

Prove your consistency through a structured two-phase evaluation and unlock access to professional trading capital. This model is designed for disciplined traders who aim to build long-term performance within a strong trading community.

Which ATFunded Account to Choose?

It is not only the low fee that should determine your choice of an ATFunded account. It is more about how well your trading style, risk tolerance and consistency level fit the evaluation model. This ATFunded review focuses mainly on the factors one should consider to understand each account's drawdown and profit target before starting.

Choose the right ATFunded funded challenge type to pass and keep your funded account for the long term.

• If you prefer a structured and traditional evaluation model, the 2-Phase Challenge is a suitable choice. It allows you to demonstrate consistency step-by-step with clearly defined profit targets of 8% in Phase 1 and 5% in Phase 2. This option is often more comfortable for beginners, as the rules are straightforward and easier to manage.
• If you have a strong strategy and want a faster route to funding, the ATFunded Pro Challenge may be the better fit. It requires only a single 6% profit target, but it includes a trailing drawdown and starts with a lower initial profit split that increases over time. This model is generally more suitable for experienced traders who are confident in their risk management and can carefully control trailing drawdown.

Each ATFunded prop firm account model is designed to a different type of trader. The crucial thing is not to pick the easiest goal, but to choose the model that matches your actual trading data. It is advisable to check your average monthly return, maximum drawdown history, risk per trade (preferably 1% to 2%) and consistency over trading days before taking on any ATFunded challenge. Funded trading success is a matter of discipline rather than speed. Making the right account choice can raise your chances of passing the ATFunded evaluation and leading a funded trading career significantly.

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ATFunded Rules and Restrictions (2026 Updated)

ATFunded rules are one of the main factor that can help you to keep your account and get secure payouts. However, you have to comply with the firm’s risk control and account management rules.

1. Drawdown and Loss Limits

ATFunded uses a balance-based drawdown system for their standard challenges but the detailed logic depends on your chosen program.

• Daily Drawdown: Normally this is figured out from the starting balance of that day (00:00 server time). If your equity or balance falls below this level, then the account is considered breached.
• Max Drawdown (2-Phase): This is generally a static limit from the original account balance (e.g. 10% total) that's set.
• ATFunded Pro (Trailing): In contrast to the standard challenge, the Pro has a trailing drawdown based on the highest equity recorded. The trail of the drawdown level stops when it reaches the initial starting balance.

2. The 30% Consistency Rule

To discourage risky gambling on a single lucky trade, the 30% Consistency Rule is a feature of the ATFunded.

• The Logic: A single trading day mustn't exceed 30% of your total profit target (during evaluation) or your total profit (during the funded stage).
• The Correction: Overdoing it is not a breach; however, you need to keep trading to reduce that "big day" until it drops back under the 30% limit.

3. News Trading Restrictions

ATFunded keeps a very careful atmosphere concerning high-impact market events.

• Prohibited Window: You are not allowed to open or close trades within a certain window (typically 2 minutes before and after) around a high-impact red folder news event.
• Violation: Repeated news trading across multiple payout periods or during the first phase, even after warnings, may lead ATFunded to flag your funded or evaluation account for breach.

4. Trading Style & EA Usage

• Expert Advisors (EAs): ATFunded basically allows the use of EAs if they are not used for high, frequency trading (HFT), latency arbitrage or toxic flow.
• Minimum Trading Days: You have to trade at least 3 days (each day leading to a profit of at least 0.5%) to be able to move on to the next phases of the evaluation.
• Minimum Trades for Payout: In order to get your first withdrawal, you need to have made at least 5 trades of which each trade amount has to be at least 80% of your biggest trade.

It is vital for your trading approach to comprehend these limits. By operating with discipline inside these boundaries, you carry on a long-term trading journey with the prop firm and can scale your trading portfolio.

ATFunded Platform Access & Trading Conditions

ATFunded offers a transparent trading environment that is supported by institutional grade technology. The prop firm believes that in order for traders to succeed in the market over the long-term, they should have access to the necessary tools and trading conditions.

Platform & Technology

• Trading Interface: Use the MetaTrader 5 (MT5), an industry-leading trading platform that is performance and user experience optimized for desktop as well as mobile.
• In-house Technology: Take full advantage of proprietary software created in-house, to experience highly reliable connectivity and an intuitive user dashboard for monitoring results.
• Execution Model: Get fast order execution directly with the liquidity pool of the worlds top financial institutions delivered through the ATFX brokerage ecosystem.

ATFunded Trading Conditions

• Leverage: If you are trading majors forex pairs, you can trade with a reasonable leverage of 1:30 that helps achieve perfect position sizing and therefore risk management stays in control.
• Tradable Assets: Besides the major asset classes of FX, Indices and Commodities that the prop firm has to offer, you should be able to further diversify your portfolio while making a profit.
• Spreads & Commissions: ATFunded provides raw spreads that start as low as 0.0 pips with transparent and low commissions on all the trades made.

Rules & Requirements

• Profit Targets: Under normal circumstances, the profit targets will be 8% for Phase 1 and 5% for Phase 2 toward the progress of the phases.
• Drawdown Limits: The firm enforces fair yet strict risk-control rules which includes 4% daily loss limit and 10% maximum overall drawdown in order to enforce long-term risk management.
• Payout Flexibility: Traders who have fulfilled all ATFunded payout conditions can receive payouts via direct bank transfer, cryptocurrency plus an option to move their profits in their live ATFX brokerage account.

ATFunded trading conditions are here to help ambitious and skilled traders to have a transparent, secure and smooth path to becoming a pro funded trader who can manage prop firm funded account and grow their trading portfolio.

ATFunded Profit Split and Scaling Plan

ATFunded profit split and scaling plan is basically set up to reward a trader's consistency. The idea is that a trader, through structured growth and incentives, can make a career out of prop trading and really push their earning potential.
 

ATFunded Profit Split

ATFunded utilizes a tiered approach to payouts, ensuring that a majority of the profits go to the actual traders generating gains.

• Standard Split: The starting profit split ratio for traders is 80/20.
• Performance Bonus: After a trader makes a withdrawal, they may become eligible to have their profit split increased by 10% making it 90%.
• Elite Status: The highest tier performers can be awarded a 100% profit split as their final target under certain promotional or scaling milestones.
   

ATFunded Scaling Plan

The ATFunded scaling plan is designed to maximize a trader’s earnings potential, allowing their account size to grow as their performance improves.

• Eligibility: The trader who is able to deliver a 10% return on capital within a four, month period gets the eligibility.
• Capital Increase: Following the completion of the given task, the account gets bumped up by 25% of the size of the original starting capital.
• Maximum Cap: Traders who keep up with the profitability challenge can keep scaling their capital until they reach the firm's maximum publicly disclosed scaling structure allocation of $2,000,000.

The ATFunded scaling model fulfills the promise that well disciplined traders will be provided with huge funding opportunities and overall support necessary for them to become financially independent in long-term.

ATFunded Payout Rules and Withdrawal Process

ATFunded provides a streamlined and reliable payout process designed to reward consistent performance-driven traders. Connecting with the ATFX ecosystem, the platform ensures that all traders can withdraw securely, transparently and with great flexibility.

Payout Rules & Eligibility at ATFunded

To help facilitate a seamless experience from trading to receiving profits, ATFunded lays down certain payout rules which, if fulfilled, a trader can proceed with the profit withdrawal request:

• Profit Split: Traders enjoy a standard 80% profit split of all profits generated in the funded account.
• Minimum Growth: For a payout to be made, the account must show at least 3% growth from the initial or last payout balance.
• Payout Frequency: Traders can submit withdrawal requests on a bi-weekly basis (every 14 days), managing their cash flow efficiently.
• KYC Verification: Prior to their first payout, every trader is required to complete the Know Your Customer (KYC) identity verification process.
• Account Status: The trading account gets temporarily locked during the withdrawal processing to finalize the balance and profit distribution.

Withdrawal Process at ATFunded

The ATFunded withdrawal process has been reported to be transparent and smooth by multiple traders. The firm is offering several convenient profit withdrawal options for traders to choose from:

• Request Submission: Traders can understand the ATFunded payout system via signing in to the firm’s dashboard. After achieving the 3% profit threshold, you can simply enter the amount that you want to withdraw.
• Method Selection: You have an array of flexible options such as Bank Wire, Cryptocurrency or even a direct transfer to an ATFX Brokerage Account that you can select from.
• Processing Time: If your payout has been approved, then the withdrawal is normally completed and the money sent within 24 to 72 business hours, depending on the payment method that you have selected.
• Brokerage Advantage: Choosing to transfer your funds to an ATFX brokerage account enables you not only to create personal capital but also to enjoy the benefits of the infrastructure of a regulated global broker.

ATFunded withdrawal process is highly oriented towards your long, term success. If you adhere to these simple rules, you will be able to concentrate on your trading while at the same time we will efficiently process your payouts.

ATFunded Real User Feedback & Trust Factor

Based on public disclosure and the firm’s reputation in the market, ATFunded appears as a credible and trader-centric prop firm. In contrast with many other firms, the globally regulated broker ATFX supports ATFunded in providing institutaional grade trading conditions. The prop firm is noted by traders on Trustpilot, where they have a great 4.6/5 score, this undoubtedly gives the traders confidence.

On forums and social media, the general sentiment is that traders are happy with the execution as it is very close to what is seen on the chart and also the fact that there are no slippage issues as many prop firms have reported for slippage issues. The majority of complaints are basically from a misunderstanding of the 30% consistency rule or the 4-trade limit per symbol rather than the traders being denied payouts.

Is ATFunded Legit And Trustworthy Or Scam?

ATFunded is a legit prop firm, this can be seen from its more than one year of real operations in 2026, payout proofs from many funded traders and its direct connection with a regulated brokerage (ATFX). It has a very high level of openness, the rules are made public, and the customer service team is very helpful and available via Discord and live chat.

Key trust indicators include:

• Broker Backing: ATFX partnership means you get the same stable trading conditions and reliable liquidity as the broker.
• Rapid Payouts: Many users report their withdrawals being processed in less than 24 hours (and sometimes even 2 hours) via crypto or bank transfer.
• Transparent Rules: There are no hidden rules, everything about lot sizes and consistency is explained in the dashboard.
• KYC Integration: Great security with the KYC check being necessary before you can get funded.

How to Pass ATFunded Challenges in 2026

The main point of an ATFunded challenge is to change your approach from aggressive scaling to a balance that ensures long-term sustainability. As time is not a factor, the traders who patiently look for opportunities while analyzing alignment of prop firm structure with thir trading style will have a high chances of success.

• Respect the 30% Consistency Rule (Pro): If you happen to secure a large winning trade that makes up 50% of your profit target, you won’t be disqualified. Instead, the firm will adjust your target so that the single trade represents only 30% of the total profit. Focus on building consistent, smaller gains rather than relying on one big win.
• Monitor the 4-Trade Limit: Avoid more than 4 position openings on the same pair. Spread your trades among various assets like Gold (XAUUSD), Forex and Indices.
• Focus on Profitable Days: Keep in mind that Phase 2 Challenge requires that you have 3 days with profits of at least 0.5% each. Reaching and exceeding the target should not be a reason for you to stop trading.
• Mind the 1-Minute Rule: Make sure your method is not a scalping strategy with a very high frequency. It is mandatory that at least half of all your trades be ones where you keep the position for more than 60 seconds.

Final Verdict - Is ATFunded Worth It in 2026?
 

In this ATFunded review, we have analyzed the firm’s challenge models, trading rules, profit split structure, scaling plan and payout system to determine whether it offers real value to traders in 2026.

Being supported by the institutional stability of ATFX broker, the ATFunded prop firm is a trustworthy partner for those who are comfortable with structured risk parameters. The consistency and news trading regulations demands precision from traders but it helps in building long-term risk management consistency. If you are ready to demonstrate your discipline, the right choice of an ATFunded challenge type can become the push that will allow you to level up your professional trading career in 2026.

Compare ATFunded prop firm with 2026's top-rated firms on The Trusted Prop - Find your perfect funded account match today.