Read our full Upcomers review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated August 2026.
|Forex|90% OFF
Discount Code
Coupon Code
TRUSTED
Profit Split
80% to 100%
Payout Speed
24-48h
Max Allocation
$1.5M
Starting Price
$175
$17.50
90% OFF
Traders have reported issues here — but no one from this firm has responded. All information is sourced from public data and community reviews only. Unresponsive firms will be deleted within 48 hours.
Bybit
DXTrade
cTrader
MatchTraderPros
Cons
Try Our Consistency Calculator
Advanced analytics to measure your trading edge · Drawdown Analysis · Risk Metrics
You've seen the ads. 100% profit split. On-demand payouts. No restrictions on news trading. Instant funding options that sound too good to be true.
And maybe you're wondering what's the catch.
We've spent the last few weeks digging through every piece of data on Upcomers: the challenge rules, the drawdown systems, the payout structure, and over 500 trader reviews across Trustpilot and The Trusted Prop. Some of it looks great on paper. Other parts should make you pause and reconsider your options.
Here's what we found based on our Upcomers Review:
Upcomers is a multinational prop trading firm with three registered entities:
Upcomers Ltd. (Saint Lucia) - Parent company, operates MT5 platforms using institutional liquidity providers.
Royal Flow - FZCO (UAE) - Technology arm, runs TradeLocker, Bybit, Match-Trader, and cTrader. (Headoffice)
UPCOMERS LTD (Cyprus) - Payment agent for all transactions.
The website and all services are owned and managed by Royal Flow - FZCO.
Together, these three entities provide a global infrastructure for futures and CFD prop‑trading, combining Caribbean regulatory oversight, Emirati fintech expertise, and EU‑compliant operations.
The CEO of Upcomers is Jakub Zeliska, and you can find his LinkedIn profile publicly available. The firm has been operating since 2023. That's not very long in prop firm terms. Some traders see that as a red flag. Others point to how fast they've grown and the fact they're still paying out.
Support: [email protected]
EU phone +31 970 102 385 15
US phone +1 (844) 803-0830
Upcomers has one of the widest range of challenge models in the industry right now - 15+ account types across evaluation, and instant funding models.
Leverage:
Forex: 1:100
Metals, indices, energies, shares, crypto CFDs: 1:30
Bybit crypto futures: 1:100
Upcomers offers access to six platforms for CFD trading: MT5, cTrader, TradeLocker, Match-Trader, Bybit, and Upcomers X (DXTrade). Each platform has different instrument coverage:
MT5 and cTrader both offer 1,300+ instruments across all asset classes.
TradeLocker covers forex, indices, commodities, and metals -but does not support .PRO instruments.
Bybit is crypto futures only: 700+ USDT perpetual pairs, available 24/7.
Note for US traders: cTrader and Match-Trader accounts are not available. US traders can use MT5, TradeLocker, and Bybit.
Below is a breakdown of each Upcomers account type.
Profit target: 2 % of the starting balance.
Time limit: None - trade at your own pace.
Drawdown: 3 % daily, 6 % trailing (Dynamic Risk Shield).
Account sizes: $5,000 - $1 M.
Payout rules: Max Single Trade Loss ≤ 3 %, Best Day ≤ 20 %, overall profit ≥ 1 %
Profit target: 2 % of the starting balance.
Time limit: 30 calendar days / max 7 trading days to hit the 2 % target (Trading day counts when you close at least one position).
Drawdown: 3 % daily, 6 % trailing (Dynamic Risk Shield).
Account sizes: $50,000 - $1 M.
Unique 50/50 payment model: Pay 50% upfront, 50% only after passing.
Payout rules: Max Single Trade Loss ≤ 1.5 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Profit target: 5 % of the starting balance.
Time limit: None.
Drawdown: 3 % daily, 6 % trailing (Dynamic Risk Shield).
Account sizes: $5,000 - $1.5 M.
Payout rules: Max Single Trade Loss ≤ 3 %, Best Day ≤ 20 %, ≥ 1 % overall profit.
Profit target: 4 % (easier target, tighter schedule).
Time limit: 7 trading days (must complete at least 5 of them).
Draw‑down: 3 % daily, 6 % trailing (Dynamic Risk Shield).
Account sizes: $50,000 - $1.5 M.
Unique 50/50 payment model: Pay 50% upfront, 50% only after passing.
Payout rules: Max Single Trade Loss ≤ 1.5 %, Best Day ≤ 20 %, ≥ 1 % overall profit.
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Profit target: 5 %.
Drawdown: 4 % daily, 6 % static max.
Time limit: None.
Account sizes: $5,000 – $1.5 M.
Payout rules: Max Single Trade Loss ≤ 1.5 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
15% Challenge Profit Share once your funded account reaches 20% cumulative growth. (you permanently lose eligibility if at any point during the funded phase you receive a Partially Approved or Declined payout)
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Profit target: 4 %.
Drawdown: Same 4 %/6 % static.
Time limit: 7 trading days (30 calendar days).
Account sizes: $5,000 – $1.5 M.
Unique 50/50 payment model: Pay 50% upfront, 50% only after passing.
Payout rules: Max Single Trade Loss ≤ 1.5 %, Best Day ≤ 20 %, overall profit ≥ 1 %. First payout after 6 days.
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Phase 1 profit: 3 %
Phase 2 profit: 3 % (total 6 %).
Drawdown: 4 % daily, 6 % static max.
Time limit: None.
Account sizes: $10,000 – $1.5 M.
Payout rules: Max Single Trade Loss ≤ 3 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
Phase 1 profit: 3 %
Phase 2 profit: 2 % (total 5 %).
Drawdown: 5 % daily, 10 % static max (more breathing room).
Time limit: None.
Account sizes: $10,000 – $1.5 M.
Payout rules: Max Single Trade Loss ≤ 2 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Profit target: 3 % in each phase (total 6 %).
Draw‑down: 4 % daily, 7 % static max.
Time limit: None.
Account sizes: $10,000 – $1.5 M.
Payout rules: Max Single Trade Loss ≤ 1.5 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
Minimum 5 valid trading days in funded phase, each with a profit of +0.5% or better to request payout.
Limited Drop (no restock): Ignite and Surge are finite-batch products. Once sold out, they're gone. Same applies to the Ember accounts.
Phase 1 & 2 profit: 3 % each.
Phase 3 profit: 2 %.
Drawdown: 4 % daily, 6 % dynamic trailing (equity‑based).
Time limit: Unlimited, no minimum trading‑day count.
Account sizes: $25,000 – $1.5 M (price starts at $307 for $25 k).
Payout rules – Max Single Trade Loss ≤ 3 %, Best Day ≤ 20 %, overall profit ≥ 1 %.
Phases 1‑2 profit: 3 % each.
Phases 3‑4 profit: 2 % each.
Drawdown: 4 % daily, 6 % dynamic trailing.
Time limit: Unlimited, no minimum days.
Account sizes: $50,000 – $1.5 M.
Payout rules – Max Single Trade Loss ≤ 3%, Best Day ≤ 20%, overall profit ≥ 1%.
Phases 1‑2 profit: 3 % each.
Phases 3‑5 profit: 2 % each.
Drawdown: 4 % daily, 6 % dynamic trailing.
Time limit: Unlimited, no minimum days.
Account sizes: $100,000 – $1.5 M.
Payout rules – Max Single Trade Loss ≤ 3%, Best Day ≤ 20%, overall profit ≥ 1%.
Model | Account Range | Daily / Max Drawdown |
Vanguard | $2,000 – $1 M | 4 % daily / 7 % max (Dynamic) |
Oracle | $5,000 – $1 M | 4 % daily / 5 % max (Dynamic) |
Ember | $2,000 – $1 M | No daily drawdown, 4 % max (Dynamic) |
Upcomers Payout Rules for all three Standard Instant Accounts:
Max single trade loss: ≤ 2 % for Vanguard & Oracle; ≤ 1.5 % for Ember.
Best Day Rule: No single trading day may exceed 20 % of your total profit in the current payout cycle.
Minimum trading days: Vanguard – 6 days; Oracle – 5 days; Ember – 5 days. Each qualifying day must deliver ≥ 0.5 % profit to request payout.
1% minimum profit per payout on instant funding accounts.
Account range: $5,000 – $200 k.
Profit target: 3% (reach within 24 hrs).
Drawdown: 2% daily / 3% max (Nonstop Dynamic Risk Shield - equity‑based, never resets).
Payout Rule: Max Single Trade Loss ≤ 1%, Best Trade ≤ 15%, minimum 7 trades.
Account range: $5,000 – $200 k.
Profit target: 2% (reach within 4 hrs).
Drawdown: 2% daily / 3% max (Nonstop Dynamic Risk Shield - equity‑based, never resets).
Max single‑trade loss: ≤ 1%.
Payout Rule: Max Single Trade Loss ≤ 1%, Best Trade ≤ 15%, minimum 7 trades.
Account range: $5,000 – $200 k.
Profit target: 2% within the first 60 minutes of the first trade.
Drawdown: 2% max trailing drawdown (Nonstop Dynamic Risk Shield - equity‑based, never resets). No daily drawdown.
Payout Rule: Max Single Trade Loss ≤ 1%, Best Trade ≤ 20%, minimum 5 trades.
All one-time models auto-close when the timer expires. Payouts are reviewed only after the full session window ends - even if you hit the target early.
Upcomers also provides funded accounts that trade real exchange‑listed futures via the platform: Upcomers X on DXtrade (browser-based, includes order ladder and Level II market depth). Traders can access roughly 50 liquid CME Group contracts across CME, CBOT, NYMEX and COMEX, covering indices (ES, NQ, YM, RTY), metals, energy, FX, rates, grains, livestock and crypto (Bitcoin, Ether) with micro‑contract options available.
Note: This is simulated execution on live CME prices. Orders are not routed to the exchange.
Contract limits: 1 mini or 10 micros per $10K of account size. For example, a $50K account allows up to 5 minis (or 50 micros, or a mix).
Daily reset: The drawdown and loss limits reset at 5:00 PM ET each trading day.
No fixed leverage. There's no "1:100" setting on a futures account. Instead, you post margin per contract:
Initial margin to open a position
Maintenance margin to keep it open
Leverage is a result, not a setting.
Effective leverage = contract notional value ÷ margin required
Since notional value moves with price and margin varies by instrument, your effective leverage changes on every contract, and as the market moves. On Upcomers futures, it typically lands around 10:1 on index and energy contracts, and much higher on FX.
Here’s a quick overview of the Upcomers Futures Accounts:
Futures Program | Account range | Daily / Max draw‑down | Profit target | Activation fee |
Thunderbolt Classic Futures | $25,000 – $400,000 | 3 % daily (2 % in funded) / 4 % trailing (Dynamic) | 6 % | One-time payment, no additional fees |
Thunderbolt Legacy Futures | $25,000 – $400,000 | 3 % daily / 4 % trailing (Dynamic) | 6 % | One-time payment, no additional fees |
Vanguard Futures (Instant) | $25,000 – $300,000 | 2 % daily / 3 % trailing (Dynamic) | 6 % (required for payout) | One-time payment, no additional fees |
Max Single Trade Loss (funded phase): ≤ 1.5 % for Thunderbolt Classic & Legacy, ≤ 2 % for Vanguard.
Best Day Rule: No single trading day may exceed - 20% for Thunderbolt Classic, 30% for Legacy, and 20% for Vanguard - of your total profit in the current payout cycle
Overall profit before payout: ≥ 1 % of the initial account size, all positions closed, drawdown compliant, and within the Best Day Rule.
Thunderbolt Classic and Vanguard futures accounts are overnight-only; weekend holding is exclusive to Thunderbolt Legacy accounts.
Challenge profit‑share: When you fund a Thunderbolt Classic or Thunderbolt Legacy account, a 15 % bonus of the profit earned during the challenge phase is paid out once you achieve the required growth and keep a clean payout record. The Vanguard program has no challenge phase, so the bonus does not apply.
In addition to futures, Upcomers runs a separate Prediction‑Markets product line that allows trading on real‑world outcomes using two formats (Signals and Conviction), each with its own payout schedule, caps and prohibited practices.
Upcomers X runs on DXtrade (for futures accounts), a trading platform built by Devexperts. But don't try logging in at the generic dx.trade URL - it won't connect. You access it directly at futures.upcomers.com.
It's browser-only. No desktop app, no mobile download. Just open Chrome, log in, and trade. That works fine for most futures traders, but if you prefer MT5 or cTrader, this won't fit.
The platform itself is clean. Charts load fast, order entry is straightforward, and you get the usual futures instruments. It's not flashy, but it gets the job done.
One thing to note: being browser-only means you're tied to your internet connection. No offline mode. Make sure you have a stable setup before entering a trade.
Trade real-world outcomes - politics, economics, sports, crypto, macro events - on a simulated Upcomers funded account. Binary YES/NO questions resolved against live market sources. No candles, no lots.
Key conditions (both Signals & Conviction):
1-step evaluation
9% profit target
80% profit split
14-day payout cycle
No daily drawdown
No minimum trading days
Account sizes: $5k – $100k
Two tiers:
Parameter | Signals (Accessible) | Conviction (Premium) |
Drawdown | 3% trailing from highest equity | 5% static from initial balance |
Per-question profit cap | 3% of initial balance | 4% of initial balance |
Max exposure per question | 3% | 5% |
Max total open exposure | 8% | 12% |
Signals = tighter caps, lower entry. Conviction = more room to size up.
Know more about Upcomers Prediction Markets via Upcomers Signals: Complete Rules & Overview or Upcomers Conviction: Complete Rules & Overview.
Sources: upcomers.com/futures – Getting Started with Futures, Futures Programs, Futures Trading Rules, Futures Payouts.
That's a lot. For most traders, the real choice comes down to: how much evaluation do you want to go through, and what kind of drawdown can you handle?
This is where Upcomers gets complicated. They use two drawdown systems across different account types, and knowing the difference is the difference between passing and blowing your account.
Static Drawdown - Fixed loss limit based on your starting balance. Does not change with profits. You know exactly where you stand. Used in Legacy models and some Classic challenges.
Example: On a $100,000 Phoenix Legacy account with 5% max drawdown, your loss limit is $5,000. No matter what happens with equity, that number stays.
The Dynamic Risk Shield™ is a trailing drawdown system that follows your highest equity in real time. It moves up with profits, never moves down, and locks permanently at your starting balance once you hit a certain profit threshold.
How it works:
Tracks your High-Water Mark (peak equity, including open trades)
Drawdown floor rises with equity, never drops
Locks at initial balance once account reaches the profit target
Example ($100,000 funded, 6% trailing drawdown):
Stage | Equity | Drawdown Floor | Buffer |
Start | $100,000 | $94,000 | $6,000 |
After 4% profit | $104,000 | $97,760 | $6,240 |
After 6% profit (lock) | $106,000 | $100,000 (locked) | $6,000 |
Once locked, the floor is static. You can trade freely against it.
Different account types:
Thunderbolt Classic / Legacy (futures): Trailing drawdown 4%, locks at 4% profit
Vanguard (futures): Trailing drawdown 3%, locks at 3% profit
ASH, Thunderbolt, Astral, Obsidian, Eon (CFD): Trailing drawdown 6%, locks at 6% profit
Before lock: Withdrawing profits does not reset the shield. Your drawdown floor stays at the peak-equity level. You effectively shrink your buffer.
Example: $104k equity → floor at $97,760. Withdraw $4k profit → balance $100k, floor still $97,760 → only $2,240 room left (not $6,000)
After lock: Withdrawing all profits can put your balance right at the floor, leaving zero room for any loss.
Example: $108k equity → floor locked at $100k. Withdraw $8k → balance $100k = floor → immediate breach on any loss
Rule of thumb: Always leave a buffer in your account after the shield locks. Taking profits too early can kill your funded account faster than a losing streak.
Traders who don't understand this system tend to blow their funded accounts within the first few weeks. Most of the times it's not the drawdown that gets them - it's the withdrawal.
Upcomers is a manual-first prop firm that also allows your own EAs/bots/cBots if unique and rule-compliant; mass-distributed bots are banned. The firm offers multiple trading benefits to traders but there are some important rules to follow in order for successful payout.
Here's what's banned at Upcomers:
Copy trading (unless accounts belong to the same person)
High-frequency trading (HFT)
Tick scalping (trades under 2 minutes)
Grid trading
Martingale
Hedging prohibited even within the same account (including group hedging)
Arbitrage/latency exploitation
And here's what's allowed at Upcomers:
News trading is allowed but news straddling (bracket orders exploiting event gaps) is prohibited)
Weekend holding
Overnight positions
EAs, bots and automated strategies (if the strategies are real, unique to the trader and rule-compliant). Allowed tools include custom EAs, personal bots, risk managers, lot calculators, SL/TP managers and semi-automated execution.
Copy trading between your own Upcomers accounts
The tick scalping rule is strict. If your average holding time drops below 2 minutes, you'll likely get flagged. That caught a lot of traders off guard, especially on the Supernova and Hypernova models where fast execution is almost built into the product design.
The All or Nothing rule is another one to watch. You can't pass a phase with a single trade or very few oversized positions. The system looks for reasonable trade distribution.
Account inactivity: For CFDs, if you don't trade for 35 consecutive days, your account is automatically closed. Futures accounts close automatically after 14 calendar days without a closed trade; clock starts at purchase; warning email; no appeal.
General use: VPNs and VPS are not strictly prohibited, but not recommended. They can interfere with internal data tracking.
Risks:
Logins from multiple IPs or locations may trigger a suspension or review
Violating the single-user policy breaches T&C
If you still use one:
Only access from your own device and IP address
Do not share your account or let anyone else log in
During KYC Verification — Strictly Prohibited
VPN or VPS connections are banned during KYC/AML verification. You must verify from your actual location on your own device.
If a VPN or VPS is detected:
KYC will not be completed
Your account may not be funded, or may be disabled or breached afterward
Upcomers processes withdrawals quickly, but you need to understand the exact rules, fees and caps to avoid surprises.
After you submit a payout request the platform validates the request for 24‑48 hours (checking that you have earned at least 1 % of the initial balance for that segment and that no strategy violations occurred)
Once validated, the money is sent out within the next 24 hours for bank transfers, within 12 hours for Futures‑program payouts, and typically within 10 minutes to 2 hours for crypto withdrawals. You will receive an email and an in‑platform notification with a transaction ID as confirmation.
Supported payout methods are limited to bank‑transfer (IBAN) and Cryptocurrency (USDT TRC20 or USDC ERC20).
Supported account fee payment methods are: PayPal. cards, Apple Pay/Google Pay, crypto, PayPal can be used only to fund the account; they are not available for withdrawals.
(from request → credited to trader's account)
What actually happens:
Risk Team validation: 24–48 hours (account frozen during this time - no trades allowed)
After approval:
Bank transfer: 2–5 business days
Crypto: 10 minutes – 2 hours (on-chain confirmation)
Real total time:
Bank: ~3–7 business days
Crypto: ~24–50 hours (validation + blockchain)
Payout freeze: Account is paused from request until decision. You can't open or close trades during that window.
Payout segments: Only current-segment profit is withdrawable. Profits above the cap stay in your balance but can never be withdrawn.
Payout processing fees:
Bank transfer (IBAN) – $19.90 + 2.49 % of the payout.
Crypto – $19.90 + 30 % of the payout.
Crypto‑paid orders – if you funded the account > 50 % with crypto, the crypto fee drops to $19.90 + 2.49 % (same as a bank transfer).
The fee is taken out of the withdrawal amount before the money is sent.
Returned payout (re‑processing): a flat $30 fee.
Minimum payout amounts differ by program: $45 for standard (non‑Futures) accounts and $100 for Futures accounts, and in every case the profit segment must be at least 1 % of the original balance.
Payout caps increase with each successive approved withdrawal and reset after the seventh payout:
$10 k account: $100 → $200 → $300 → $400 → $500 → $625 → $750 → unlimited thereafter.
$100 k account: $1 k → $2 k → $3 k → $4 k → $5 k → $6 250 → $7 500 → unlimited thereafter.
(Full payout cap tables for all Upcomers account sizes are listed in the “Payout Structure” article for CFDs and “Futures payout structure” article for futures on the firm’s official site.)
Turbo payout condition: Turbo accounts require 5 trading days each closing at +0.5% profit before payout.
Scaling plan: If you achieve ≥ 15 % cumulative growth over four straight months, complete at least two payouts in that period and keep the account balance positive, your allocation is increased by 35 %. The maximum allocation a trader can reach is $4 million, with $1.5 million being the largest starting account size.
200% Refunds: For Challenge programs only (Instant Funding is excluded), after you have received three fully approved payouts with no strategy violations you can request a 200 % refund of the challenge fee via Support.
Account fee Refund Policy: Bought the account by mistake - account fee refund is possible only if you haven't started trading.
Required before any payout. One-time process, takes 2to4 minutes plus signing the Traders Agreement. Restricted-country users cannot pass KYC.
When to complete:
Early (recommended): Do it right after registering. No delay when you pass - funded account activates immediately.
Later: After passing the evaluation. Adds a small delay but only takes a few minutes.
Upcomers blocks signups from 21 countries. They don't publicly list them all, but the banned list includes:
Afghanistan, Central African Republic, Crimea/Donetsk/Luhansk regions, Cuba, Iran, Iraq, Kosovo, Libya, Mali, Myanmar, North Korea, Pakistan, Palestine, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela.
Additionally, no US-based purchases are allowed on cTrader or Match-Trader. Users are responsible for checking local laws before signing up.
Industry-leading profit split. At Upcomers traders can pick the profit‑share that best fits their trading style – 80 %, 90 % or the full 100 % split. When you visit the official site, the 90 % split is presented as the baseline, offering an affordable fee schedule while still delivering a market‑leading share of the profits.
Massive account variety. Half-step, 1-step, 2-step, all the way to 5-step. Plus instant funding and breakout models. You can pick a structure that matches your trading style rather than forcing your style into their box.
Multiple Trading Platforms supported. Upcomers supports MetaTrader 5, cTrader, TradeLocker, Match-Trader, Bybit and DXtrade (DXtrade powers Upcomers Futures).
News trading allowed. You can trade during high-impact news without any blackout windows but news straddling (bracket orders exploiting event gaps) is prohibited.
You can hold over weekends. You can keep positions overnight. That flexibility is rare among prop firms that still ban news trading. Traders considering the Ultranova accounts must note that news straddling is prohibited on Ultranova.
On-demand payouts. Not fixed cycles. You request when you're ready. Processing is fast - just ensure you have followed all rules.
15% challenge profit bonus. After reaching 20% growth + clean record (one partial/declined payout voids it forever) + support-claim conditions, you get an additional 15% share from the profits you made during the challenge phase. That's extra money most firms don't offer.
Refundable fees after third payout. If you reach consistent payouts, your challenge fee comes back to you.
Active Discord community. The support team is responsive, and there's an engaged trader community running events, competitions, and sharing insights.
Competitive pricing with discounts. The TRUSTED code gives 90% off all challenges. That brings a $5,000 ASH Classic down to around $21.90.
No copy trading is allowed. Copy trading, HFT are all banned. If you rely on any of these then this firm is not for you.
Drawdown system complexity. The Dynamic Risk Shield confuses a lot of traders. The trailing mechanism + withdrawal impact creates scenarios where you can breach even while profitable.
Best Day Rule on all programs except Instant 24 accounts. Your best trading day can't exceed certain % of total profits in the payout cycle. It is a soft rule, it can delay a payout but never breaches the account.
Best Trade Rule - Applicable on Instant-24 models. No single trade should exceed 15% of the your total profit at the end of the trading window.
Max Single Trade Loss. The maximum loss you can take on a single trade is a hard‑stop that varies by account type. Once a trade would exceed the limits, the platform automatically stops the position to enforce the rule.
Payout caps on instant funding. The tiered system limits early withdrawals significantly. Made $4,000 on a $50K Vanguard? You can only take $500 on your first payout.
High crypto withdrawal fees. 10% eats into profits noticeably.
Account inactivity rule. 35 days without a trade and your account is closed. But traders get a warning email is sent 7 days before expiry, one closed trade
resets the timer, and no fee is charged on expiry. That's shorter than most firms.
Subjective compliance reviews. Multiple Trustpilot reviews (rated 1 star) describe payout denials based on "one-sided betting," "gambling behavior," or "tick scalping" interpretations that weren't clearly defined beforehand.
One Person, One Account policy (Help Center: General rules collection)
Upcomers has a Trustpilot score of 4.1 from 446 reviews. The Trusted Prop rating is 4.7 from 112 reviews. Those numbers look good, but the content tells a more complicated story.
Traders who follow the Upcomers rules and understand the drawdown system tend to report smooth payouts.
"I've received 3 payouts with them and going well." – TTP review
"After passing, they reinstated my account and the profits. Most firms wouldn't do that." – Trustpilot
"Best prop firm for prices, fast payouts, and the best dashboard in the industry." – TTP review
"The support team responds quickly. John and Arjun solved my technical issue immediately." – TTP review
The common thread: traders who read the rules, manage risk tightly, and understand the drawdown mechanics seem to get paid.
But there's a persistent pattern in the 1-star reviews of Upcomers on Trustpilot that deserves attention.
"I passed the 2-step challenge in a day, made $3,900 profit in 7 days on the live account. They rejected my payout and offered me $249." – Trustpilot
"They rejected my payout because 14 out of 16 trades were long positions. The market was clearly trending up." – Trustpilot
"They refused to disclose their HFT definition. Said it was proprietary secrets." – Trustpilot
"After I posted my review, they contacted me multiple times to remove it in exchange for a replacement account or compensation." – Trustpilot
These complaints cluster around three issues:
Subjective rule interpretation. "One-sided betting" when markets are trending. "Tick scalping" when trades close under 2 minutes due to market spikes, not strategy.
Compliance reviews applied post-profit. Some traders report passing challenge phases without issue, then facing compliance rejections only when requesting payout.
Review management practices. Multiple accounts of being offered compensation to remove negative reviews. That's common in the industry but worth noting.
TTP Reviews (112 reviews, 4.7 rating): Most reviews are positive, mentioning good support, fast payouts, and fair rules. About 8 reviews express frustration, mostly around payout denials or rule interpretations.
Trustpilot (446 reviews, 4.1 rating): Of the total:
5-star: 311 reviews (69.7%)
4-star: 39 reviews (8.7%)
3-star: 21 reviews (4.7%)
2-star: 7 reviews (1.6%)
1-star: 68 reviews (15.2%)
That 15% one-star rate is higher than top-tier firms like FTMO (around 5-8%). The 1-star reviews consistently mention the same issues: hidden rules, payout rejections, and vague compliance reasons.
Upcomers positions itself on the more flexible end of the spectrum. But that flexibility comes with strings.
Compared to FTMO: FTMO has a simpler structure. 2-step evaluation, fixed drawdowns, clear payout cycles. But lower profit split (80-90%) and stricter news trading rules. Upcomers offers higher profit potential but demands more rule awareness.
Compared to Funding Pips: Similar profit splits (flat 90%), but Funding Pips has more consistent positive Trustpilot reception. Upcomers has wider account variety and allows news trading, which Funding Pips restricts on funded accounts.
Compared to The5ers: The5ers focuses on scaling models. Upcomers offers more immediate payout options. But The5ers has been around longer and has more verified payout history.
The key difference: Upcomers gives you more freedom to trade, but that freedom is protected by a complex risk management system that punishes mistakes harshly.
Here's the final verdict on Upcomers prop firm after going through all of this.
Upcomers is a high-reward, high-responsibility prop firm. It's built for prop trading experienced traders who can manage trailing drawdowns, understand consistency rules, and trade with discipline. If you're that type of trader, the 80% to 100% profit split customization with affordable entry fees and flexible trading conditions make it one of the most rewarding options available right now.
But if you:
Take large directional bets
Don't read the fine print on drawdown mechanics
Expect every payout to go through without compliance review
Then Upcomers will frustrate you.
The firm is transparent about its rules if you dig deep enough. But the best day rule, the payout caps on instant funding, and the subjective behavioral reviews have caught traders off guard repeatedly.
For beginners: This is not a beginner-friendly firm unless you have strong risk management already. Start with the ASH Classic half-step challenge. The 2% target is achievable, and the lower stakes let you learn their system without risking too much.
For experienced traders: The Thunderbolt Classic or Phoenix models give you real flexibility. If you can maintain consistency and understand the drawdown lock mechanism, the up 100% profit split with affordable fees and default on-demand payouts is genuinely unmatched.
Final Numbers about Upcomers:
TTP Score: 9.0/10
TTP Rating: 4.7/5 from 112 reviews
Trustpilot: 4.1/5 from 446 reviews
Profit Split: 80% to 100% profit split with affordable entry fees
Max Account Size: $1,500,000
Max Scaling: $4,000,000
Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm's latest rules before purchasing.
Current offer: Use code TRUSTED for 90% OFF + BOGO upon payout on all Upcomers accounts.
Data collected from Upcomers official website, Trustpilot, and The Trusted Prop as of 2026. Firm rules can change. Confirm on the firm's official website before purchasing.
Apple Pay
Google Pay
PayPalCryptocurrencyDebit Card
Get Started
Start your funded trading journey today
90% OFF
Upcomers
Trust Score: 84/100 · 4.2
