Soar Funding Review 2025 – Prop Firm Features, Rules & Payout Explained

Looking for a fresh prop firm that combines affordable challenges with competitive payouts? Soar Funding might just be the prop firm to watch in 2025. Officially launched in July 2025 under Soar Software LTD, Soar Funding offers both 1-Step and 2-Step challenges, tight spreads and a first payout structure that lets traders keep 100% of their profits. With fair rules, multiple account sizes and support for different trading strategies, Soar Funding positions itself as a serious option for traders who want instant funded accounts.
 

Soar Funding Prop Firm Overview

Pros and Cons of Trading with Soar Funding

When considering any new prop trading firm, it’s important to weigh the benefits against the potential drawbacks. Soar Funding, launched in July 2025, offers attractive pricing and fair rules, but like every firm, it comes with certain limitations. Below is a quick breakdown of what traders can expect.
 

Soar Funding Challenge Types, Fees & Profit Split Explained (2025)

Soar Funding provides traders with the choice of two evaluation models: the 1-Step Challenge and the 2-Step Challenge. Both options are competitively priced and come with distinct rule sets, giving traders the flexibility to select the model that fits their trading style.
 

The 2-Step Challenge is the most popular prop firm challenge that comes with two phases and a fixed maximum loss while the 1-Step Challenge offers a quicker path to funding but has a trailing drawdown rule.
 

Here is the complete breakdown of Soar Funding challenge types:
 

Soar Funding 2-Step Challenge

The 2-Step Challenge is the most balanced way to becoming a funded trader with Soar Funding. It comes with two evaluation phases: Phase 1 requires an 8% profit target while Phase 2 requires 6%. Once both phases are passed - traders move to a funded account where they can earn real payouts.
 

The risk rules are straightforward: a 4% maximum daily drawdown (calculated on the higher of balance or equity at end of day) and an 8% maximum total drawdown. There are no time limits and no minimum trading days - giving traders the flexibility to trade at their own pace.
 

Soar Funding 2-Step Challenge Breakdown
 

Why Choose the 2-Step Challenge?
 

The 2 Step Challenge is best suited for traders who want a lower entry cost and balanced trading rules. 
With an affordable fee structure and no time pressure this challenge model allows traders to prove consistency in two phases while managing risk carefully. 
 

It’s a good choice for traders who prefer structure and discipline over speed.

Soar Funding 1-Step Challenge

For traders who want to get funded faster, Soar Funding also offers a 1-Step Challenge. This challenge model requires traders to hit a 10% profit target in a single phase. However, the rules are slightly stricter - the daily drawdown is 3% and the total drawdown is set at 8% trailing - meaning it moves with your account’s highest equity.
 

The appeal of the 1-Step Challenge is its simplicity: pass one test and you get a funded account once verifed. While the trailing drawdown may be tougher than 2-step, this model rewards traders who can perform strongly and consistently right from the start.
 

Soar Funding 1-Step Challenge Breakdown
 

Why Choose the 1-Step Challenge?

This model is ideal for traders who want to get their payouts quickly without going through multiple evaluation stages. So if you are confident in your strategy and can handle tighter drawdown limits then the 1-Step Challenge offers a faster route to trading real capital with Soar Funding.

Soar Funding Drawdown and News Trading Rules

When choosing a prop firm, one of the most important things to understand is how they handle drawdown limits and news trading restrictions. Soar Funding has set up clear rules in both areas - making it easier for traders to plan their strategies while avoiding unexpected breaches.
 

Drawdown Details
 

2-Step Challenge

Max Loss (Overall Drawdown): 8% fixed
Daily Loss Limit: 4% (calculated on balance or equity, whichever is higher at the end of the day)

1-Step Challenge

Max Loss (Overall Drawdown): 8% trailing, based on highest equity
Daily Loss Limit: 3% (calculated on balance or equity whichever is higher at EOD)

Traders should note that the trailing drawdown in the 1-Step challenge can be more restrictive compared to the fixed model in the 2-Step. However, Soar Funding does offer an optional 10% max loss add-on at checkout - giving traders more breathing room if they need it.
 

News Trading Details

Soar Funding takes a cautious approach to high impact news events. Traders are not allowed to open or close positions within 5 minutes before or after high impact news releases. The News Trading rule is designed to prevent unfair slippage or abnormal market spikes.
 

Importantly, breaking this rule won’t result in a hard or soft breach, but profits gained during restricted news periods may be deducted. For those who want complete flexibility they can purchase a news trading add-on is available when buying a challenge -  to bypass this restriction.

Spreads & Commissions at Soar Funding – What You Really Pay
 

Trading costs can quickly eat into profits which makes spreads and commissions a key factor when selecting a prop firm. Soar Funding offers a low spreads and standard commission rates that are easy to understand.
 

Spreads
 

Forex Majors: Fixed at 0.3 pips
Exotic Pairs: Around 1 pip
Other Instruments: Competitive spreads across Metals, Indices, Energy, and Crypto

These spreads are tighter than what many other prop firms offer which gives traders an advantage especially those who rely on short term strategies like scalping or intraday trading.
 

Commissions
 

$7 per 1 lot traded

The commission is in line with industry standards and ensures that trading costs remain transparent and predictable for traders. Combined with their fixed spreads - the commission structure of Soar Funding allows traders to calculate their potential costs upfront.
 

Trading Instruments Offered by Soar Funding
 

Soar Funding gives traders the opportunity to access multiple markets, making it easier to diversify trading strategies and adapt to different trading conditions. Having a broad range of instruments is valuable for traders who want to balance their risk or take advantage of market volatility. With market coverage across forex, commodities, indices and cryptocurrencies - Soar Funding ensures traders are not restricted to a single asset class and can build trading strategies that suit their trading style.
 

Available Trading Instruments at Soar Funding
 

Forex (FX): Major, minor and exotic currency pairs with spreads starting from 0.3 pips on majors and 1 pip on exotics.
Metals: Popular commodities such as gold and silver with leverage up to 1:10.
Energy: Includes oil and other energy based assets also offered with 1:10 leverage.
Indices: Access to global stock indices with leverage of 1:5 - allowing traders to capture broader market moves.
Cryptocurrencies: Trading in leading cryptocurrencies with 1:1 leverage which is - designed for traders who want to explore digital assets without the excessive risk.

With their variety of trading instruments, Soar Funding caters to different trading preferences whether you focus on forex scalping, long term positions in commodities or volatility in crypto and indices.
 

Soar Funding Trading Rules (2025): What is Allowed and What is Not
 

Every prop firm comes with its own set of trading rules and Soar Funding is no different. Understanding what’s allowed and what isn’t - can save traders from unexpected breaches and ensure smooth progression toward payouts. In 2025, Soar Funding has positioned itself as a trader friendly prop firm with clear guidelines on trading styles, drawdown calculations and risk management. Below is a breakdown of the rules you need to know before starting your challenge at Soar Funding:

Trading Strategies at Soar Funding
 

Prohibited Trading Practices at Soar Funding
 

While Soar Funding gives traders flexibility - some practices are strictly off limits to ensure fair play and sustainability:
 

• High-Frequency Trading (HFT) or latency arbitrage
• Copy trading or account mirroring
• Hedging across multiple accounts
• Gambling style trading or random, abusive lot sizing
• Unapproved Expert Advisors (EAs) - all EAs must pass a risk review
• Toxic trading behaviors that exploit broker feeds or system inefficiencies

This structured rule set makes Soar Funding relatively trader-friendly compared to many prop firms. The main restrictions apply to strategies that could be considered abusive, high risk or manipulative - while most normal trading approaches like scalping, swing trading and discretionary trading are fully allowed.
 

Scaling Plan at Soar Funding

Scaling plans are an important feature for traders who want to grow their accounts as they prove consistency. At the moment, Soar Funding does not have a scaling plan in place. Their funded accounts are capped at a maximum allocation of $300,000 which is the highest balance traders can manage with this prop firm for now.
 

While this may feel limiting compared to prop firms that offer aggressive scaling - Soar Funding is still in its early stages - having launched in July 2025. For now, traders who join Soar Funding should plan around the existing allocation cap but it is worth keeping an eye on prop firm updates as new features are rolled out.

Payment Methods & Payout Process at Soar Funding

Getting paid is one of the most important aspects of joining a prop firm and Soar Funding has designed its payout system that is consistent and competitive.
 

Supported Payment Methods by Soar Funding
 

Traders at Soar Funding can receive withdrawals through:
 

• Bank Transfer: Ideal for traders who prefer direct deposits to their accounts.
• Cryptocurrency: A popular choice for traders seeking faster and more flexible global payments.

Soar Funding Payout Options & Profit Split
 

First Payout is available 30 days after passing the challenge and receiving a funded account.
 

• Ongoing Payouts: Processed bi weekly after the first withdrawal.
• Profit Share: Traders keep 100% of profits on their first payout followed by 80% on subsequent payouts. For those who want a bigger cut , can get an add-on option which allows profit splits to increase by up to 90%.

How the Payout Works at Soar Funding
 

Once traders meet the firm’s payout criteria and request a withdrawal - Soar Funding processes payments via the chosen method (bank or crypto). The first payout requires 30 days of live trading but after that the withdrawals become more frequent - giving traders faster access to their earnings.
 

This payout structure is particularly appealing because the 100% first payout allows traders to fully benefit from their early wins while the bi weekly cycle ensures steady cash flow going forward.

Countries Restricted at Soar Funding

Soar Funding accepts traders from many regions worldwide but there are a few exceptions due to regulatory and compliance requirements. If you are based in one of the below restricted regions then you won’t be able to register for a challenge account at this time. 
 

Currently restricted countries include:
 

• Iran
• Syria
• North Korea
• Sudan
• Vietnam
• Russia
• United States (expected to be reviewed soon)

By keeping these restrictions in mind - traders can avoid wasting time during registration and plan accordingly.

Our Final Verdict on Soar Funding
 

Soar Funding may be new to the prop trading scene, but it already shows promise as a well structured and affordable option for traders looking to scale their strategies with funded capital. This prop firm offers a choice between 1-Step and 2-Step challenges, with some of the most competitive pricing in the industry. Add-ons such as a higher profit split, extended drawdown, and double leverage provide flexibility that many traders will appreciate.
 

The trading rules are straightforward with no time limits and no minimum trading days - making it a flexible environment for both short-term and swing traders. The payout system is also attractive, with 100% profit share on the first payout followed by bi weekly withdrawals at 80% (or 90% with an add-on). While the absence of a scaling plan and certain restrictions like trailing drawdown on the 1 Step challenge may not appeal to everyone - the overall conditions remain trader friendly.
 

For now, Soar Funding is best suited for traders who value affordability, competitive spreads and a transparent payout model. As the firm grows and expands features such as scaling, it could quickly become a strong contender in the prop firm industry.