Read our full Funding Traders review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated August 2026.
|Forex|55% OFF
Discount Code
Coupon Code
TRUSTED
Profit Split
100%
Payout Speed
24-48 h
Max Allocation
$400K
Starting Price
$39
$17.55
55% OFF
MetaTrader 5 (MT5)
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Cons
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Advanced analytics to measure your trading edge · Drawdown Analysis · Risk Metrics
Last Updated: 2026
Funding Traders launched in 2023 and has already funded over 53,000 accounts. The firm is operated by FT US Inc, registered in Saint Lucia, with its operational office at 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States. The CEO of Funding Traders is Stan G.K.
What makes Funding Traders stand out is their Payout Guarantee - they pay within 48 hours or owe you $1,000 ($500 cash + $500 credit). That's not a marketing claim alone, it's a claim backed by a real financial penalty.
Funding Traders offer four account types: Instant Funded, 2-Step PRO10, 2-Step PRO6, and 1-Step. With a default profit split of 80-90% and upgrades to 100%, plus traders can avail a 50% discount on challenges using code TRUSTED, they've positioned themselves as a serious option in the prop firm space.
But let's dig into the details. Because the rules matter more than the marketing.
Funding Traders is a proprietary trading firm that provides simulated capital to traders through evaluation challenges. You pay a one-time fee, prove your skills by hitting profit targets without breaching drawdown limits, and once funded, you trade the firm's capital and keep up to 100% of the profits.
The firm runs on MetaTrader 5 and TradeLocker, covering forex, indices, commodities, and more. They offer 24/7 human support, a reset feature for failed prop firm challenges, and a real-time payout tracker showing every verified payout.
Traders must also note that Funding Traders do not accept traders from below mentioned countries:
Afghanistan, Kazakhstan, Mongolia, Morocco, Poland, Taiwan, Ukraine, Venezuela, Vietnam, Central African Republic, North Korea, Congo, Zaire, Iran, Iraq, Libya, Mali, Saipan, Somalia, South Sudan, Yemen, Ontario, Myanmar, and the Russian Federation. MT5 services are not available to U.S. citizens or residents.
For those traders who are confident in their trading and want to skip the challenge completely - Funding Traders offers an Instant Funding account. Pay the fee, get immediate access to capital.
Account Size | Fee | Profit Target | Daily Loss (3%) | Max Loss (6%) | Min. Trading Days | Risk Per Trade (1%) | Profit Split | Consistency Score | Payout Schedule |
$400,000 | $2,349 | None | $12,000 | $24,000 | None | $4,000 | 90%-100% | 15% | 14 Days |
$200,000 | $1,349 | None | $6,000 | $12,000 | None | $2,000 | 90%-100% | 15% | 14 Days |
$100,000 | $679 | None | $3,000 | $6,000 | None | $1,000 | 90%-100% | 15% | 14 Days |
$50,000 | $449 | None | $1,500 | $3,000 | None | $500 | 90%-100% | 15% | 14 Days |
$25,000 | $289 | None | $750 | $1,500 | None | $250 | 90%-100% | 15% | 14 Days |
$10,000 | $159 | None | $300 | $600 | None | $100 | 90%-100% | 15% | 14 Days |
Key rules: No profit target required. 15% consistency score applies. No news trading allowed. 3% non-withdrawable safety cushion. Payouts every 14 days with 90% default profit split.
Traditional two-phase evaluation with 10% target in Phase 1 and 5% in Phase 2.
Account Size | Original Fee | Discounted Fee | Profit Target Phase 1 (10%) | Profit Target Phase 2 (5%) | Daily Loss (5%) | Max Loss (10%) | Risk Per Trade (2%) | Profit Split | Payout Schedule |
$200,000 | $999 | $500 | $20,000 | $10,000 | $10,000 | $20,000 | $4,000 | 80%-100% | 14-21 Days |
$100,000 | $539 | $270 | $10,000 | $5,000 | $5,000 | $10,000 | $2,000 | 80%-100% | 14-21 Days |
$50,000 | $299 | $194 | $5,000 | $2,500 | $2,500 | $5,000 | $1,000 | 80%-100% | 14-21 Days |
$25,000 | $199 | $129 | $2,500 | $1,250 | $1,250 | $2,500 | $500 | 80%-100% | 14-21 Days |
$10,000 | $99 | $64 | $1,000 | $500 | $500 | $1,000 | $200 | 80%-100% | 14-21 Days |
$5,000 | $59 | $38 | $500 | $250 | $250 | $500 | $100 | 80%-100% | 14-21 Days |
Key rules: No consistency score on funded account. News trading unrestricted during challenge. On funded, no trades 2 minutes before/after high-impact news. No more than 30% of profits from news trades. Risk per trade capped at 2% of account.
Lower profit targets (6% per phase) with tighter drawdown limits (3% daily, 6% max).
Account Size | One-Time Fee | Refundable Portion | Profit Target Phase 1 (6%) | Profit Target Phase 2 (6%) | Daily Loss (3%) | Max Loss (6%) | Risk Per Trade (2%) |
$200,000 | $799 | $400 | $12,000 | $12,000 | $6,000 | $12,000 | $4,000 |
$100,000 | $419 | $210 | $6,000 | $6,000 | $3,000 | $6,000 | $2,000 |
$50,000 | $229 | $149 | $3,000 | $3,000 | $1,500 | $3,000 | $1,000 |
$25,000 | $119 | $77 | $1,500 | $1,500 | $750 | $1,500 | $500 |
$10,000 | $59 | $38 | $600 | $600 | $300 | $600 | $200 |
$5,000 | $39 | $25 | $300 | $300 | $150 | $300 | $100 |
Key rules: Same profit target in both phases (6%). Tighter drawdown limits (3% daily, 6% total) compared to PRO10. No consistency score on funded. News trading rules same as PRO10.
Single-phase evaluation with 10% profit target and 10% max loss.
Account Size | Challenge Fee | Daily Loss (3%) | Profit Target (10%) | Max Loss (10%) | Min Trading Days | Consistency Score (50%) | Risk Per Trade (2%) | Profit Split | Payout Schedule |
$200,000 | $999 | $6,000 | $20,000 | $20,000 | 4 | 50% | $4,000 | 90%-100% | 14 Days |
$100,000 | $539 | $3,000 | $10,000 | $10,000 | 4 | 50% | $2,000 | 90%-100% | 14 Days |
$50,000 | $299 | $1,500 | $5,000 | $5,000 | 4 | 50% | $1,000 | 90%-100% | 14 Days |
$25,000 | $199 | $750 | $2,500 | $2,500 | 4 | 50% | $500 | 90%-100% | 14 Days |
$10,000 | $90 | $300 | $1,000 | $1,000 | 4 | 50% | $200 | 90%-100% | 14 Days |
$5,000 | $49 | $150 | $500 | $500 | 4 | 50% | $100 | 90%-100% | 14 Days |
Key rules: Single phase. 50% consistency score on funded. Minimum 4 trading days. 3% daily loss limit. 10% total max loss. Default 90% profit split, upgradable to 100%.
Manual trading and manual copy trading across your own FT accounts
News trading on 1-Step, 2-Step PRO6, and 2-Step PRO10 accounts during challenge (restrictions apply on funded)
EA usage on MetaTrader 5
Weekend trading (on supported instruments)
Hedging (check instrument-specific rules)
Scaling up after consistent performance
Automated copy trading software between FT Instant Funded accounts
Copzing trades from other traders (manually or via signals)
News trading on Instant Funded accounts (hard breach)
Opening or closing trades within 2 minutes of high-impact news on funded 1-Step/PRO6/PRO10 accounts
More than 30% of total profits from news-influenced trades
Breaching daily or max drawdown limits
Using multiple accounts to circumvent risk rules
Trading on behalf of others
MetaTrader 5 (MT5): The industry standard. Supports EA trading, advanced analytics, and full automation.
TradeLocker: Browser-based platform with intuitive interface. No download needed. Works on mobile.
Funding Traders covers forex pairs, indices (US100, US500), commodities (Gold, Silver, WTI), and more. Specific instrument lists are available in the client dashboard.
Funding Traders offers account scaling based on consistent performance. Traders who show profitability over multiple payout cycles can scale from $10K up to $400K. The exact scaling criteria depend on the account type and performance metrics.
According to trader testimonials on their site, some users have scaled from $50K to $150K accounts through the program.
Account Type | Default Schedule | Available Upgrade |
Instant Funded | Every 14 days | On-Demand |
1-Step | Every 14 days | Bi-Weekly |
2-Step PRO6 | Every 21 days | 14-day add-on available |
2-Step PRO10 | Every 21 days | 14-day add-on available |
Crypto (USDT-ERC20): Minimum $50 withdrawal. Processing time 2-5 business days.
Bank Transfer via Rise: Minimum $200 withdrawal.
Funding Traders guarantees payout within 48 hours. If they fail, they pay you $1,000 ($500 in cash and $500 in credit).
Default: 80-90% depending on account type
Upgradable to: 100% (available on all account types)
Evaluation fees are refunded with your first successful payout.
Payout Guarantee: 48-hour payout or you get $1,000. Real accountability.
Multiple Account Types: Instant Funded, 2-Step PRO6, 2-Step PRO10, 1-Step. Flexibility for different trading styles.
Low Entry Cost: $5,000 account for $39 (PRO6) or $49 (1-Step). $10,000 Instant Funded for $159.
High Profit Split: 90-100% on most accounts.
No Consistency Score on PRO6/PRO10 Funded: Rare in the industry. Most firms enforce this.
Reset Feature: Failed Phase 1? Reset at 50% off. Or continue from Phase 2.
24/7 Human Support: Live chat, WhatsApp, email. Response time under 30 seconds.
Real-Time Payout Tracker: Every payout is verifiable on their site.
First Challenge 50% Off: Using code TRUSTED via The Trusted Prop.
No News Trading on Instant Funded: Hard breach if you trade during high-impact news. Tighter than competitors.
15% Consistency Score on Instant Funded: Forces diverse trading days. Not suitable for big single-day winners.
3% Non-Withdrawable Safety Cushion on Instant Funded: Locks 3% of account equity until account closure.
Limited Instrument Range Compared to Some Firms: Check the dashboard for specific pairs and indices.
Not Available in Many Countries: Restricted list includes 22+ countries. U.S. citizens cannot use MT5.
Relatively New Firm: Launched October 2024. Less track record than established firms like FTMO or FundedNext.
FundingTraders has a 3.5/5 Trustpilot rating (as of mid-2026). Here's the highlight of some of the trader reviews:
Adal Basharat: "Being able to scale up to 2 million worth of funding is every trader's dream. The more capital, the better return with less percentages."
Yunes Guerinal: "Even if I have difficulties with my language, they helped me a lot as much as they could."
CJ Clarke: "Shoutout to FundingTraders for being the most influential, accessible and lifechanging prop firms out there."
Bhuwan Ghole: "What helped me is their strong clear focus on risk management and consistency."
Gerad Gomez: "I started with 50K and I scaled it up to 150K account. Thanks for the program and support."
The Funding Traders payout tracker on their website shows real-time verified payouts with names, amounts, countries, and account types. This is a strong trust signal compared to prop firms that only show screenshots.
Funding Traders is a serious contender in the prop firm space. Here's how we see it:
Choose Funding Traders if:
You want a firm with a payout guarantee that actually costs them money if they fail
You prefer no consistency score on two-step evaluations (PRO6/PRO10)
You want instant funded access without passing a challenge
You value 24/7 human support with fast response times
You're comfortable with MetaTrader 5 or TradeLocker
Think twice if:
You rely on news trading as a primary strategy (not allowed on Instant Funded)
You're a U.S. citizen (can't use MT5 through this firm)
You prefer a longer track record (firm launched October 2024)
You're from a restricted country
Risk reminder: Over 53,000 accounts funded doesn't mean everyone passes. Most traders fail evaluations. The profit targets and drawdown limits are real. Don't buy a challenge expecting guaranteed funding.
Use code TRUSTED at checkout on the Funding Traders website to get 55% off all account types. This is an exclusive deal for The Trusted Prop readers.
How to use:
Go to thetrustedprop.com and read the Funding Traders review.
Compare each account and understand the rules for both evaluation phase and funded phase.
Choose your account type (Instant Funded, 2-Step PRO10, 2-Step PRO6, or 1-Step)
Select your account size
Enter code TRUSTED at checkout
Pay 55% less
Funding Traders brings real innovation to the prop firm space. The 48-hour payout guarantee is not just marketing - it's a legally binding commitment backed by a $1,000 penalty. The range of account types covers traders who want instant access, those who prefer traditional two-step evaluations, and everyone in between.
The firm is still young (October 2024 launch), which means less track record than established competitors. But the 53,000+ funded accounts, verified payout tracker, and growing community suggest they're building something solid.
What we'd like to see improve:
More instruments and pairs
Longer track record for trust
Clearer scaling criteria documentation
Wider country availability
Bottom line: If you're looking for a prop firm with real accountability (payout guarantee), flexible challenge options, and strong trader reviews, Funding Traders deserves your attention. The 50% discount using the exclusive The Trusted Prop coupon code TRUSTED on Funding Traders accounts makes the entry cost even lower.
Funding Traders promises to process your payout within 2 business days. If they fail to meet that deadline, they pay you $1,000 - split as $500 in cash and $500 in credit. The firm displays a real-time payout tracker on their website showing every verified payout with trader names, amounts, and dates. This is one of the strongest payout guarantees in the prop firm industry and creates real accountability for the firm to process withdrawals on time.
Instant Funded accounts give you immediate access to capital with no challenge required, a 90% default profit split, but tighter rules including no news trading, a 15% consistency score, a 3% non-withdrawable safety cushion, and payouts every 14 days. Evaluation accounts (1-Step, 2-Step PRO6, 2-Step PRO10) require passing a challenge first but offer more flexible funded rules including news trading with restrictions, no consistency score on PRO6/PRO10 accounts, and longer payout schedules with the option for 14-day payouts as an add-on.
Drawdown rules vary by account type. The 2-Step PRO10 uses 5% daily loss and 10% max loss limits. The 2-Step PRO6 uses tighter 3% daily loss and 6% max loss limits. The 1-Step uses 3% daily loss and 10% max loss limits. Instant Funded accounts use 3% daily loss and 6% max loss limits. All drawdowns are calculated from the account's starting balance or highest equity depending on the specific rule. Breaching any drawdown limit results in account termination and loss of the challenge fee.
News trading rules depend entirely on your account type. Instant Funded accounts prohibit news trading completely - opening, closing, or holding positions within the restricted window around high-impact news events is a hard breach. On 1-Step, 2-Step PRO6, and 2-Step PRO10 accounts, news trading is unrestricted during the challenge phase. On funded evaluation accounts, you may not open or close trades within 2 minutes of high-impact news events, and no more than 30% of total profits can come from news-influenced trades.
Funding Traders supports MetaTrader 5 and TradeLocker. MetaTrader 5 is the industry standard platform with full EA support, advanced analytics, charting tools, and automated trading capabilities. TradeLocker is a next-generation browser-based platform with an intuitive interface that works on desktop and mobile without requiring any downloads. Both platforms provide access to forex, indices, commodities, and other instruments available through the firm.
Payouts can be requested through the dashboard by selecting your funded account and choosing your withdrawal method. Crypto payments via USDT-ERC20 require a minimum of $50 and take 2-5 business days to process. Bank transfers via Rise require a minimum of $200. The default payout schedule is every 14 days for Instant Funded and 1-Step accounts, and every 21 days for 2-Step PRO6 and PRO10 accounts with a 14-day add-on available. Your evaluation fee is refunded with your first successful payout.
The consistency score ensures your profits are spread across multiple trading days rather than concentrated in one large win. On Instant Funded accounts, your highest single-day profit cannot exceed 15% of your total profits. On 1-Step funded accounts, the consistency score is 50%. 2-Step PRO6 and PRO10 funded accounts do not have a consistency score requirement. Exceeding the threshold does not breach your account - you simply keep trading until the ratio comes back within the limit. This rule forces traders to build consistent daily performance.
Manual copy trading across your own Funding Traders accounts is allowed. Using automated copy trading software between FT Instant Funded accounts is not allowed. Copying trades to or from another trader's account - whether manually or through signal services - is strictly prohibited and will result in termination of all your accounts. If you want to run multiple accounts with the same strategy, you need to execute the trades manually across each account.
Funding Traders offers a reset feature that gives you a fair second chance. If you fail Phase 1, you can reset at 50% off the standard fee. You can also continue from Phase 2 at a higher fee if you prefer. The firm frames failing as a normal part of learning to trade rather than a permanent loss. The reset feature is available on evaluation accounts and provides a more affordable path to retrying the challenge compared to buying a completely new challenge.
Based on available evidence, Funding Traders appears to be a legitimate prop firm. The firm displays a real-time payout tracker on their website showing verified payouts to traders with names, amounts, countries, and account types. They have funded over 53,000 accounts since their October 2024 launch. The 48-hour payout guarantee creates financial accountability. Trader testimonials on their site report positive experiences with payouts and support. However, as with any prop firm, traders should read the latest rules on the official website before purchasing a challenge and understand that most traders do not pass evaluations.
We'll keep updating this prop firm review as Funding Traders might change rules or as new trader feedback comes in. If you've traded with Funding Traders, leave a review on The Trusted Prop to help other traders make informed decisions.
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Funding Traders
Trust Score: 90/100 · 4.5
