FNC FUNDING Review 2026 – Prop Firm Features, Rules & Payout Explained

FNC Funding LLC, founded in November 2022 and registered in the USA, is a proprietary trading firm dedicated to supporting traders globally. FNC Funding offers two types of challenges to identify and fund skilled traders: the 1-Step Challenge and the 2-Step Challenge.

The 1-Step Challenge requires traders to achieve a 10% account gain without any time limit, while maintaining a maximum loss of 6% and a maximum daily loss of 5%. Successful traders move on to the funded stage, where they continue under the same conditions with a profit split of 75%.

The 2-Step Challenge also starts with achieving a 10% account gain, but with a higher maximum loss allowance of 8% and a maximum daily loss of 4%. Upon passing this stage, traders enter the Verification phase with identical requirements. Successful verification leads to becoming a funded trader, with the same profit split and conditions.

FNC Funding prides itself on a robust support system, emphasizing the importance of trade and risk management. Traders can trade a variety of products, including FX pairs, CFD indices, metals, equity shares, and cryptocurrencies. The firm allows trading during news events and the use of Expert Advisors, subject to certain policies.

Global participation is encouraged, excluding OFAC-listed countries, and the firm permits copy trading with specific restrictions. Inactivity results in account breaches, and all positions must be closed by 3:45 pm EST on Fridays. FNC Funding aims to foster a community where traders can thrive and achieve financial success through disciplined and strategic trading.