FTMO Futures Review 2026– Prop Firm Features, Rules & Payout Explained

Introduction to Firm (Quick Overview)

FTMO is one of the most recognisable names in the proprietary trading industry. Founded in 2015 in the Czech Republic, the firm started as “Získej účet” and grew into a global prop trading powerhouse. Its CEO and co-founder is Otakar Šuffner, who launched FTMO alongside co-founder Marek Vašíček. Today, FTMO reports more than 4.5 million customers worldwide, over $650 million paid in rewards, and service in 140+ countries. The company is headquartered in Prague, with the office address listed as Purkynova 2121/3, 110 00 Prague, Czech Republic. A specific company registration number is not disclosed in the provided source material, so traders should check FTMO’s official legal documentation if that detail is important to them.

In mid-September 2026, FTMO launched FTMO Futures, a dedicated futures evaluation product designed for traders who want to trade futures contracts in a simulated environment while aiming for funded trading status this review looks at how FTMO Futures works, the account types, trading rules, payouts, scaling plan, and whether it is worth considering in 2026.

What Is FTMO Futures?

FTMO Futures is FTMO’s futures-focused prop trading programme. Instead of trading CFDs, traders can trade futures in a simulated environment using live CME market data. The overall structure remains similar to FTMO’s CFD offering: a trader completes an Evaluation, then receives a Sim-Funded Account, and top performers may eventually be invited to a Live Funded Account.

The core journey is:

1. Evaluation – Trade in a simulated futures environment, hit the Profit Target, and respect the trading objectives. There is no time limit.

2. Sim-Funded Account – Once you pass the Evaluation, you receive a Sim-Funded Account. You can earn real payouts while trading simulated funds.

3. Live Funded Account – By invitation only, top traders may be considered for a Live Funded Account with daily payouts after a one-time buffer is cleared.

One of FTMO’s key selling points is its track record. The firm says it has paid out more than $650 million to traders since 2015. FTMO Futures also offers several notable USPs:

• 90% payout ratio – traders keep 90% of simulated profits.

• No consistency rule on Sim-Funded Accounts.

• News trading allowed.

• No intraday trailing drawdown.

• No activation fee.

• Drawdown trailing lock – once the maximum drawdown limit locks at the initial capital, it stays there.

• Up to $450,000 in simulated capital across accounts.

• Up to 3 concurrent Sim-Funded Accounts.

FTMO also stresses that all accounts are demo accounts with fictitious funds and trading is in a simulated environment only. This is important to understand: you are not trading real markets or real capital until/unless you are moved to a Live Funded Account.

FTMO Futures Account Types: Full Breakdown

FTMO Futures offers two account tracks: Growth and Pro.

Growth Accounts

Growth accounts are aimed at traders who want easier rules and more frequent payout opportunities. The payout cap starts at $2,500, and payouts can be requested every 4 days. The Growth plan uses a soft daily loss limit on the Sim-Funded Account, meaning a breach suspends trading for the day rather than terminating the account.

Growth $50K – $119/month

• Evaluation Profit Target: $3,000

• Evaluation Max Drawdown: $2,000

• Evaluation Daily Loss: None

• Consistency Rule: 40%

• Max Contracts: 5

• Sim-Funded Max Drawdown: $2,000

• Sim-Funded Daily Loss: $1,000 Soft

• Sim-Funded Max Contracts (scaling): 5

• Payout Eligibility: 4 days at $150+ per qualifying day

• Withdrawable Amount: 50%

• Payout Cap: $2,500 per request

• Payout Ratio: 90%

Growth $100K – $169/month

• Evaluation Profit Target: $6,000

• Evaluation Max Drawdown: $3,500

• Evaluation Daily Loss: None

• Consistency Rule: 40%

• Max Contracts: 10

• Sim-Funded Max Drawdown: $3,500

• Sim-Funded Daily Loss: $2,000 Soft

• Sim-Funded Max Contracts (scaling): 10

• Payout Eligibility: 4 days at $250+ per qualifying day

• Withdrawable Amount: 50%

• Payout Cap: $3,000 per request

• Payout Ratio: 90%

Growth $150K – $229/month

• Evaluation Profit Target: $9,000

• Evaluation Max Drawdown: $5,000

• Evaluation Daily Loss: None

• Consistency Rule: 40%

• Max Contracts: 15

• Sim-Funded Max Drawdown: $5,000

• Sim-Funded Daily Loss: $3,000 Soft

• Sim-Funded Max Contracts (scaling): 15

• Payout Eligibility: 4 days at $300+ per qualifying day

• Withdrawable Amount: 50%

• Payout Cap: $4,000 per request

• Payout Ratio: 90%

Pro Accounts

Pro accounts are designed for traders who want full access to their profits and higher payout caps. Pro traders can withdraw 100% of their profit above the initial simulated capital, with payout caps of $5,000, $6,000, or $8,000 depending on account size. Pro accounts also use a hard daily loss limit, meaning breaching it leads to account termination.

Pro $50K – $139/month

• Evaluation Profit Target: $3,000

• Evaluation Max Drawdown: $3,000

• Evaluation Daily Loss: $1,000 Hard

• Consistency Rule: 50%

• Max Contracts: 5

• Sim-Funded Max Drawdown: $3,000

• Sim-Funded Daily Loss: $1,000 Hard

• Sim-Funded Max Contracts (scaling): 5

• Payout Eligibility: 5 days at $200+ per qualifying day

• Withdrawable Amount: 100%

• Payout Cap: $5,000 per request

• Payout Ratio: 90%

Pro $100K – $199/month

• Evaluation Profit Target: $6,000

• Evaluation Max Drawdown: $4,500

• Evaluation Daily Loss: $1,500 Hard

• Consistency Rule: 50%

• Max Contracts: 10

• Sim-Funded Max Drawdown: $4,500

• Sim-Funded Daily Loss: $1,500 Hard

• Sim-Funded Max Contracts (scaling): 10

• Payout Eligibility: 5 days at $300+ per qualifying day

• Withdrawable Amount: 100%

• Payout Cap: $6,000 per request

• Payout Ratio: 90%

Pro $150K – $269/month

• Evaluation Profit Target: $9,000

• Evaluation Max Drawdown: $6,000

• Evaluation Daily Loss: $2,000 Hard

• Consistency Rule: 50%

• Max Contracts: 15

• Sim-Funded Max Drawdown: $6,000

• Sim-Funded Daily Loss: $2,000 Hard

• Sim-Funded Max Contracts (scaling): 15

• Payout Eligibility: 5 days at $500+ per qualifying day

• Withdrawable Amount: 100%

• Payout Cap: $8,000 per request

• Payout Ratio: 90%

The Pro track also offers a target-to-drawdown ratio starting as low as 1:1 on some account sizes, which FTMO promotes as a key advantage.

FTMO Futures Trading Rules: Allowed vs Prohibited

FTMO Futures has clear trading rules, but they differ between the Evaluation and Sim-Funded phases.

Allowed Trading Behaviour

• News trading is allowed.

• No intraday trailing drawdown applies.

• No consistency rule on Sim-Funded Accounts.

• No minimum trading days during the Evaluation.

• No activation fee.

• Drawdown trailing lock – once the max drawdown limit reaches the initial capital, it locks there permanently.

• Evaluation resets are available for a reduced fee if you need to restart.

Prohibited or Restricted Trading Behaviour

• Weekend holding is not allowed.

• Overnight holding is not allowed.

• Expert Advisors (EA) / algorithmic trading is not allowed.

• Forbidden Trading Practices apply to all FTMO Futures accounts and may result in account termination.

FTMO also defines a trading day as the period from 6:00 p.m. ET to 4:10 p.m. ET on the following calendar day. This matters for daily loss limits, profit targets, and consistency calculations.

During the Evaluation, traders must meet multiple objectives at the same time: Profit Target, Max Drawdown, and for Pro accounts a Hard Daily Loss Limit. Growth accounts do not have a Daily Loss Limit during the Evaluation phase. The Consistency Rule applies only during the Evaluation: 40% for Growth and 50% for Pro. Exceeding the Consistency Rule is not a breach; it simply means you must keep trading until your best day represents a smaller percentage of total profit.

On Sim-Funded Accounts, there is no Profit Target and no Consistency Rule. Traders only need to respect the Max Drawdown and the Daily Loss Limit. Growth uses a soft daily loss limit: hitting it automatically closes open positions and pauses trading until the next trading day. Pro uses a hard daily loss limit: breaching it permanently terminates the account.

FTMO Futures Platforms and Instruments

FTMO Futures supports popular futures trading platforms, including:

• TradingView

• Tradovate

• NinjaTrader

Trading is done in a simulated environment with live CME market data. This means traders can practise with realistic price action while avoiding real market risk. If a trader reaches the Live Funded Account stage, a market data fee applies for access to live market data, with FTMO covering one exchange.

FTMO Futures Scaling Plan

FTMO Futures includes a scaling plan on Sim-Funded Accounts that increases your maximum contracts as your simulated profit grows. The scaling plan is based on end-of-day profit above the Initial Simulated Capital.

For example:

• $50K account starts at 2 contracts and can scale to 5 contracts.

• $100K account starts at 4 contracts and can scale to 10 contracts.

• $150K account starts at 6 contracts and can scale to 15 contracts.

If the account balance falls back, the contract limit can be adjusted downward again. This makes the scaling plan a useful tool for traders who prove consistent profitability without needing to buy a new, larger account.

FTMO Futures Payout Rules: What You Need to Know

FTMO Futures payout rules are structured around qualifying trading days and payout caps.

On a Growth Sim-Funded Account, you need 4 qualifying days with a minimum daily profit ($150, $250, or $300 depending on account size) before you can request a payout. Payouts can be requested every 4 days. The withdrawable amount is 50% of your profit above the initial simulated capital, and the payout cap is $2,500, $3,000, or $4,000 per request.

On a Pro Sim-Funded Account, you need 5 qualifying days with a minimum daily profit ($200, $300, or $500 depending on account size). Payouts can be requested every 5 days. Pro traders can withdraw 100% of their profit above the initial simulated capital, with caps of $5,000, $6,000, or $8,000 per request.

All FTMO Futures accounts use a 90/10 payout ratio – you keep 90% of the requested payout, while FTMO retains 10%. There is also a requirement that at least 50% of the requested payout amount represents new profit generated in the current payout cycle. The minimum payout amount is $20.

For traders invited to the Live Funded Account, the rules change significantly. You must first clear a one-time buffer before your first payout. Once cleared, you can request daily payouts with no payout cap, while maintaining the 90/10 ratio. This is one of the most attractive long-term features of FTMO Futures.

Restricted Countries at FTMO Futures

Due to business decisions based on risk management considerations, FTMO does not provide FTMO Futures to clients from a defined list of countries and regions. The restricted list includes:

Afghanistan, Albania, Angola, Antigua and Barbuda, Australia, Barbados, Belarus, Belize, Bhutan, Burkina Faso, Burundi, Cape Verde, Central African Republic, Chad, China, Comoros, Congo (Republic), Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, the Falkland Islands, Fiji, Gabon, Gambia, Ghana, Grenada, Guinea, Guinea-Bissau, Guyana, the Heard and McDonald Islands, the Holy See, Indonesia, Iraq, Jamaica, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kyrgyzstan, Laos, Lesotho, Liberia, Libya, Malawi, Mali, the Marshall Islands, Mauritania, Mayotte, Micronesia, Monaco, Montserrat, Namibia, Nauru, Niger, Niue, Papua New Guinea, the Russian Federation, Rwanda, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, the Solomon Islands, Somalia, South Georgia and the South Sandwich Islands, South Sudan, Sri Lanka, Sudan, Suriname, Svalbard and Jan Mayen, Tajikistan, Timor-Leste, Togo, Tokelau, Tonga, Tunisia, Turkmenistan, Tuvalu, Ukraine, Uzbekistan, Vanuatu, Venezuela, Vietnam, and Western Sahara.

Traders resident in these jurisdictions are not eligible to open FTMO Futures evaluations. For traders outside this list, FTMO Futures is available globally, with registration accepted from natural persons only. Before signing up, it is always advisable to check FTMO’s official terms and support pages for the latest country restrictions, as the list may change.

Pros and Cons of Trading with FTMO Futures

Pros

• Strong brand reputation – FTMO has paid out $650M+ to traders since 2015.

• 90% payout ratio across all Futures accounts.

• No consistency rule on Sim-Funded Accounts.

• News trading allowed.

• No intraday trailing drawdown.

• Scaling plan that increases contract limits based on performance.

• Multiple platforms supported: TradingView, Tradovate, and NinjaTrader.

• No minimum trading days in the Evaluation.

• Live Funded Account potential with daily payouts and no payout cap.

• Up to 3 Sim-Funded Accounts at the same time.

Cons

• Monthly subscription fees apply, even if the Evaluation account is breached.

• No overnight or weekend holding is allowed.

• EA/algorithmic trading is not allowed.

• Growth accounts only allow 50% withdrawal of profit above initial capital.

• Pro accounts carry a hard daily loss limit – breaching it terminates the account.

• Live Funded Accounts are invitation only, not automatic.

• The dedicated FTMO Futures Trustpilot page is mixed, with a noticeable share of negative reviews.

What Traders Are Saying about FTMO Futures

FTMO as a whole has a strong Trustpilot rating of 4.8 out of 5, based on 52,986 reviews, with 92% five-star reviews and only 3% one-star reviews. That suggests the wider FTMO CFD offering is generally well received.

However, the dedicated FTMO Futures Trustpilot page tells a more mixed story. Based on the data provided, FTMO Futures has:

• 143 total reviews

• 86 reviews in the last 12 months

• 31% 5-star

• 7% 4-star

• 11% 3-star

• 5% 2-star

• 46% 1-star

This suggests that while many traders appreciate the product, a significant portion of recent reviewers have had negative experiences. Common themes on prop firm review sites often include account breaches, rule misunderstandings, and frustration with payout delays – although the provided context does not include specific review text. Traders should read both positive and negative reviews and, more importantly, read the official FTMO Futures rules carefully before starting.

Our Verdict: Should You Trade with FTMO Futures in 2026?

FTMO Futures is a credible and well-structured futures prop product from one of the most established names in the industry. The 90% payout ratio, scaling plan, news trading allowance, and no consistency rule on Sim-Funded Accounts make it attractive for experienced futures traders. The path from Evaluation to Sim-Funded and then to a possible Live Funded Account is clearly explained, and there is no time limit during the Evaluation.

That said, there are important drawbacks. The monthly subscription model can become expensive if you fail repeatedly, especially on larger accounts. The no overnight and no weekend holding rules will disqualify swing traders who prefer to hold positions for several days. The Pro account’s hard daily loss limit is unforgiving, and even on Growth accounts, the soft daily loss limit halts trading for the day.

For traders who fit the FTMO Futures mould – day traders or news-focused intraday traders who can respect strict loss limits – FTMO Futures is worth considering in 2026. For traders who need flexibility, hold positions long-term, or rely on automated strategies, it is probably not the right fit.

As with any prop firm, most traders do not pass evaluations. Never risk money you cannot afford to lose. Always read the latest rules on FTMO’s official website before purchasing, and understand that all FTMO accounts are simulated until a Live Funded Account is offered.

FTMO Futures Discount Code

The provided context does not include a specific FTMO Futures discount code. FTMO sometimes runs promotions, such as a 20% discount on certain CFD challenges, but no equivalent code for FTMO Futures is listed in the supplied material. If you want to save money, check FTMO’s official website, newsletter, or affiliate partners for the latest offers. Do not trust random discount codes from third-party sources unless you can verify them.

Final Thoughts on FTMO Futures

FTMO Futures is a strong addition to the prop trading market. It leverages FTMO’s established brand, transparent payout system, and proven track record of paying traders. The product is not perfect – the restrictions on holding positions overnight and at weekends, the monthly fees, and the mixed Trustpilot reviews on the dedicated Futures page mean it is not for everyone.

However, for disciplined intraday futures traders who value a high profit split, clear rules, and a realistic scaling plan, FTMO Futures deserves a place on your shortlist in 2026.

We will keep updating this prop firm review as FTMO Futures changes rules or as new trader feedback comes in. If you’ve traded with FTMO Futures, leave a review on The Trusted Prop to help other traders make informed decisions.

Risk reminder: Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm’s latest rules before buying. Never risk money you cannot afford to lose.