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Instant Funding in 2025: Still the Best Choice?

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TheTrustedProp

Date: March 4, 2025

Are you a trader who is constantly failing in prop firms' challenge phases or you are a trader who wants to trade with bigger capital but does not have access? Today, we'll discuss a prop firm that aims to revolutionize your trading experience, making it both easier and more profitable.

Prop firm has been around for over a decade now and as it looks really easy to pass all the 1-Phase and 2-Phase challenge accounts and get funded by the prop firm, it is not that easy. There are countless reports that suggest that only around 15 out of 100 traders manage to pass phase 1 and fail in phase 2 if they trade in a 2-Step Challenge and the numbers shrink more for the 1-Step challenges as the rules get harder.

Although prop firms are ever-evolving and in the past 3 months, Every popular and trusted prop firm has shown their interest in offering Instant Funding.
Prop firms like Arctic Funding, FundingPips, Lark Funding are also offering Instant Funding accounts now.

But one key question remains—Is Instant Funding still the best option for instant funding programs?

What Instant Funding offers?

Instant Funding has been operating for almost 4 years now and as they were the first to initiate and disrupt the prop firm space with instant funding programs where traders will not have to trade in challenge phases and fail, Instead traders can trade and start earning profits from day one. 
This reduces the chances for traders to lose their paid amount which they have given to purchase the funded account. Let’s look at few key points on what Instant Funding offers.

1). Lowest prices for any Instant Funding Program

Instant Funding offers the most affordable Instant Funding Program which starts from just $44 and in that price, Traders will be given $625 to trade and these instant funding programs offers funding of up to $80,000 which is more than enough for any trader who wants to trade directly in a funded account.

2). No Consistency Rule

Let’s be honest, Consistency rule is one of the great features which allow traders to stay disciplined but for any beginner trader or any trader who has never tried any instant funding programs, Consistency Rule becomes a big hurdle in the way.

To tackle that issue, Instant Funding has removed the Consistency Rule totally and added a new “Lock-In” rule in which trader will have to gain only 5% profit so that your smart drawdown limit does not go below -5%.

Get more info on how Smart Drawdown and Lock-In Rule works here - https://instantfunding.io/help/how-does-our-smart-drawdown-work/

3). Option to choose between Raw Spreads and Commission-Free accounts

Instant Funding gives traders the flexibility to choose between which kind of accounts they want to purchase as traders can either opt for either Raw Spreads account or Commission Free account.

But what’s the difference?

Accounts with Raw Spreads offer really tight spreads which are as low as 0.5 pips and traders will have to pay commission per lot if they trade with these accounts.

On the other hand, Commission Free accounts does not charge any commission but the spreads will be higher than usual.

To check the commissions, Click here - https://instantfunding.io/help/instrument-commissions/

4). 80% Profit Split and Scaling Plan

Instant Funding is one of the few firms which offer traders the standard 80% profit split on their Instant Funding program right from the start and if a trader purchases add-ons then they can get up to 90% profit split.

Usually other Instant Funding programs start their profit split from 50% or 70% and to reach 80% profit split, traders will have to scale up their funded accounts which will take months.

And talking about scaling plan, Instant Funding offers scaling plan on their Instant Funding programs with which traders can increase their funding to up to $1.28 Million and to make it easier, Traders can scale up each time they make 10% profit and their funding will be doubled.

Conclusion

So, does Instant Funding still holds it’s place as the best Instant Funding Prop Firm?

There is no doubt on this as Instant Funding offers various benefits to traders while also not making the Instant Funding programs difficult. 
Affordable Prices with not too hard rules and options to choose between raw spreads and commission free accounts make it more suitable for trader’s need for executing trades while keeping the extra charges low.
Not to forget the part that traders will get 80% profit from the start with an easy scaling plan to excel in their trading career with Instant Funding.
If you are a beginner trader or even an experienced one who hasn’t tried Instant Funding Programs, Instant Funding Prop Firm might be a great place to start.

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