Full Lark Funding Review for 2025 – Features, Payouts, Rules Explained
Read our full Lark Funding prop firm review, including detailed breakdowns of evaluation steps, drawdown rules, account types, and payout systems.
4.0
Lark Funding
4.0
Forex, Crypto, Commodities, Indices
CA
2023
CEO: Matt L.
10% Off + Upto 400 Trust Points
Coupon Code:
We have not evaluated this firm yet.
cTrader
DXTrade
Wire Transfer/ Bank Transfer
Crypto
Credit/Debit Card
Crypto
ThinkMarkets
Eightcap
Lark Funding Prop Firm Review 2025
Lark Funding, with its unique single-phase challenge evaluation model, appears to be targeting prop traders with profits of up to 90% and funding exceeding $400,000. We can tell that they are, indeed, a new player in the industry but they have set their sights on becoming a favorite among traders as they offer lower fees, consistent payouts, and easy accessibility.
They offer fast execution and raw spreads with sub 0.0 pip spreads, hence their appeal to both scalpers and swing traders. Traders are provided with a challenge that has no time constraints alongside an accelerated scaling plan and bi-weekly payouts.
Does this mean Lark Funding is the best prop firm for your trading career? Let's find out together as we analyse the specifics.
Lark Funding Prop Firm Overview
| Features | Details |
| company Name | Lark Funding |
| company Legal Name | Lark Funding LLC |
| Registration Number | The registration number of Lark Funding is not publicly available. |
| Headquarters | Lark Funding is registered in Canada |
| Years in operation | Lark Funding has been operation since 1 years |
| Broker | The broker associated with Lark Funding is ThinkMarketsEightcap. |
| CEO | |
| Challenge Types | The challenges offered at Lark Funding include One Phase Challenge, Two Phase Challenge, Three Phase Challenge. |
| Challenge Fees | |
| Profit Split | Lark Funding offers 80-90% profit split |
| Account Sizes | Lark Funding challenge accounts range from 5,000-400,000 |
| Payout | Lark Funding provides Biweekly payouts |
| Financial Markets | Lark Funding offers trading instruments like Forex, Commodities, Indices, and Crypto |
| Trading platforms | Lark Funding supports trading on cTrader, DXTrade. |
| TrustPilot score | Lark Funding has a rating of 4.1/5 on Trustpilot |
| Coupon Code | TRUSTED - Get 10% off on all Lark Funding Challenge |
Pros and Cons of Lark Funding Prop Firm
Lark funding is a global prop firm, distinguished by an up to 90% profit share, no minimum trading days and low evaluation fees. From a trader-first perspective, Lark Funding supports both novice and seasoned traders through simple funding rules, fast scaling options, and flexible terms. As any prop firm, it has its drawbacks as well. Below are the key pros and cons for you to consider when deciding if Lark Funding is the prop firm that suits your trading needs.
| Pros (Why Prop Traders Choose Lark Funding) | Cons (Things to Consider Before Signing Up) |
| Up to 90% Revenue Sharing | Absence of MT4 Support |
| No Minimum Trading Requirement | No Compensation Attempts for Unsuccessful Challenges |
| Fastest Payments (Within 1-2 Days) | Account Size Limitations Relative to Top Competitors |
| Cost-Effective Challenge Fees | No Immediate Funding (Requires Evaluation Completion) |
| Scaling Target Exceeding $500,000 | Funding Growth Limits Lower than Some Rivals |
| MT5 Platform Association with Low Spreads | Less Established Brand Internationally (Newer Firm) |
| Permits EAs & News Trading | Limited Community Features and Instructional Materials |
Lark Funding Challenge Types, Fees, Profit Split, and More
Lark Funding prop firm is a great option for aspiring traders as they have profit splits as high as 90%, different evaluation programs and trading style rules, and no time limits.
Lark Funding Challenge Comparison
| Criteria | 1-Step Challenge | 2-Step Challenge | 3-Step Challenge |
| Account Sizes | $5,000 - $200,000 | $5,000 - $200,000 | $5,000 - $200,000 |
| Challenge Fees | $75 - $1,000 | $95 - $1,000 | $60 - $700 |
| Time Limit | None | None | None |
| Profit Split (Funded) | 80% (Up to 90%) | 80% (Up to 90%) | 80% (Up to 90%) |
| Profit Target | 10% | Phase 1: 8%, Phase 2: 5% | Phase 1: 5%, Phase 2: 4%, Phase 3: 3% |
| Max Drawdown (Evaluation) | 6% | 10% | 5% |
| Max Daily Drawdown (Evaluation) | 5% | 5% | 5% |
| Max Drawdown (Funded) | 6% | 10% | 5% |
| Max Daily Drawdown (Funded) | 5% | 5% | 0% |
| Minimum Active Trading Days (Evaluation) | 0 | 0 | 0 |
| Minimum Active Trading Days (Funded) | 0 | 0 | 0 |
| Drawdown Type | static | static | static |
| Leverage | Forex & Metals: 15:1, Indices: 10:1, Crypto: 2:1 | Forex & Metals: 15:1, Indices: 10:1, Crypto: 2:1 | Forex & Metals: 15:1, Indices: 10:1, Crypto: 2:1 |
| Payout Frequency | Every 14 days | Every 14 days | Every 14 days |
| Allows Copy Trading | Yes | Yes | Yes |
Lark Funding One-Step Challenge
The One-Step Challenge was crafted for traders looking for an easy appraisal to navigate and for those who seek no temporal challenge. It best suits traders exuding self-belief and are surmountable due to a 10% profit provision constrained by 6% total drawdown, 5% daily drawdown, risk mitigation, capital preservation. Without any time limits, traders can spend ample time showcasing their skills.
| Account Size | One-Time Fee | Profit Target | Max Drawdown | Max Daily Drawdown |
|---|---|---|---|---|
| $5,000 | $75 | $500 | $300 | $200 |
| $10,000 | $150 | $1,000 | $600 | $400 |
| $25,000 | $250 | $2,500 | $2,500 | $1,000 |
| $50,000 | $400 | $5,000 | $3,000 | $2,000 |
| $100,000 | $750 | $10,000 | $6,000 | $4,000 |
| $200,000 | $1,500 | $20,000 | $12,000 | $8,000 |
WHY Choose One-Step Challenge
Nothing like the flexibility of trading on your own terms. Best suited towards the experienced trader who has a good, robust strategy and wishes to display their capabilities.
Two-Step Challenge of Lark Funding
In case you are looking for a more orderly evaluation, the Two-Step Challenge is great for you. It divides the challenge into two phases. Phase 1 sets the required profit target to 10%, while Phase 2 sets it at 5%. Both phases observe a 10% fixed drawdown cap. It is meant for traders who want to gradually level up while proving profitability consistently.
| Account Size | One-Time Fee | Phase 1 Target | Phase 2 Target | Max Drawdown | Max Daily Drawdown |
|---|---|---|---|---|---|
| $5,000 | $75 | $500 | $250 | $500 | $250 |
| $10,000 | $150 | $1,000 | $500 | $1,000 | $500 |
| $25,000 | $250 | $2,500 | $1,250 | $2,500 | $1,250 |
| $50,000 | $400 | $5,000 | $2,500 | $5,000 | $2,500 |
| $100,000 | $750 | $10,000 | $5,000 | $10,000 | $5,000 |
| $200,000 | $1,500 | $20,000 | $10,000 | $20,000 | $10,000 |
Why Choose the Two-Step Challenge?
- Gradual Evaluation - Test your skills with two phases and more time to prove consistency.
- Larger Drawdown Allowance - A 10% static drawdown provides a greater risk cushion.
- Structured Challenge - Ideal for traders who prefer a more calculated, step-by-step evaluation.
Three-Step Challenge of Lark Funding
The Three-Step Challenge is for traders who prefer a very gradual path to funding. With three evaluation phases, each with its own profit target, this challenge is perfect for traders who want ample time and multiple stages to demonstrate their trading consistency and skill. This challenge requires traders to meet 5%, 4%, and 3% profit targets for each respective phase.
| Account Size | One-Time Fee | Phase 1 Target | Phase 2 Target | Phase 3 Target | Max Total Loss | Max Daily Loss |
|---|---|---|---|---|---|---|
| $5,000 | $60 | $250 | $200 | $150 | $500 | $250 |
| $10,000 | $100 | $500 | $400 | $300 | $1,000 | $500 |
| $25,000 | $200 | $1,250 | $1,000 | $750 | $2,500 | $1,250 |
| $50,000 | $350 | $2,500 | $2,000 | $1,500 | $5,000 | $2,500 |
| $100,000 | $650 | $5,000 | $4,000 | $3,000 | $10,000 | $5,000 |
| $200,000 | $1,200 | $10,000 | $8,000 | $6,000 | $20,000 | $10,000 |
Why Choose the Three-Step Challenge?
- Step-by-Step Evaluation - A more gradual, measured evaluation that gives traders plenty of room to adjust and prove their strategy.
- Reduced Risk - Lower profit targets at each stage to help reduce pressure.
- For Disciplined Traders - Best suited for traders who want to grow capital with a more deliberate, multi-phase process.
Lark Funding Rapid Challenge
The Rapid Challenge is perfect for traders looking to access funding quickly. Complete funding access with only a 7-day evaluation period and a 5% profit target. This challenge is tailor-made for traders that can make quick, authoritative decisions. In addition, a trailing drawdown is implemented making it crucial for traders to controll their risk while showcasing their abilities.
| Account Size | One-Time Fee | Profit Trarget | Max Drawdown | Max Daily Drawdown |
|---|---|---|---|---|
| $10,000 | $50 | $500 | $400 | $100 |
| $25,000 | $100 | $1,250 | $1,000 | $750 |
| $50,000 | $200 | $2,500 | $2,000 | $1,500 |
| $100,000 | $300 | $5,000 | $4,000 | $3,000 |
Why Choose the Rapid Challenge?
- Motivation for aggressive traders with the intention to satisfy.
- Fast Evaluation - 7 day completion for optimized funding retrieval.
- Greater flexibility for aggressive traders all the while seamlessly driving under revenue generating conditions.
- Trailing Drawdown - ensuring that risk management is skillful along with an adaptable drawdown.
Which Lark Funding Challenge Should You Choose?
- Lark Funding 1-Step Challenge: Alluring proposition for uncontested time traders within the first phase.
- Lark Funding 2-Step Challenge: More structured with phases, ideal for two-phase evaluators.
- Lark Funding 3-Step Challenge: Detailed evaluation offered for trades preferring multi-phased assessments.
Our Review of Lark Funding Challenges
From what we understood from the review, it appears that Lark Funding has several models of evaluation catering to different trading styles or preferences. The One-Step Challenge is particularly suitable for low-maintenance traders as it provides a one-phase evaluation and a direct path to funding. The Two-Step and Three-Step Challenges are more structured and allow traders to showcase their skills over several levels. All challenges have time limits that are not too restrictive, which enables traders to advance at their own convenience. Given the competitive profit splits, clearly defined rules, and flexibility in supported trading strategies, Lark Funding is ideal for traders looking to get funded accounts with sophisticated trading platforms.
Lark Funding's Spreads & Commission Spread
Spreads
Every prop trader receives competitive trading conditions thanks to the collaboration that Lark Funding prop firm has with reputable brokers such as Eightcap and ThinkMarkets. Even though specific values concerning spread are publicly available, we know from acquaintances that these partnerships are known for tight spreads.
Commission Fees
- Forex and Metals: A fixed commission applied for all trades at the rate of $7 per standard lot.
- Commodities, Indices, and Cryptocurrencies: These markets have done away with commissions creating lower-cost trading opportunities. citeturn0search14
- The pricing model supports different trading methods, whether you consider yourself a high-frequency trader or a day trader or a swing trader.
Daily Drawdown Calculation at Lark Funding
The daily drawdown for Lark Funding is computed with respect to the trader's balance or equity, whichever is higher, and this amount is taken at the end of the trading day. There is a set drawdown limit of 5% and it resets daily at 5 PM EST.
Lark Funding Trading Rules For Discipline Based Trading
Trading without boundaries does sound appealing, but many will assume that it is an absolute free-for-all. In all honesty, no prop firm wanting to hand out six-figure accounts intends to see chaos. Lark Funding understands that. They have minimal restrictions that comes with accountability. In 2025, their trading rules are structured to allow the serious traders to thrive while avoiding reckless trading.
So, whether you’re an EA lover, a seasonal weekend scalper, or are simply looking to start with a mini account, Lark lets you operate. However, if you decide to not adhere to the rules, then you are risking much more than your phase reset.
Let's break down everything step by step on what trading strategies are allowed and not allowed at Lark Funding:
What Is Allowed At Lark Funding?
| Rule | Allowed? | What It Means |
|---|---|---|
| High-Impact News Trading | ✅ Yes | Trading news events is allowed, but using oversized positions may trigger “All-or-Nothing” violations. |
| Weekend Trading | ✅ Yes (with upgrade) | Weekend holds are allowed if you upgrade for 10% of your challenge fee. Otherwise, close trades by Friday 3:45 PM EST. |
| Weekend Copy Trading (Funded) | ✅ Yes | Copy trading between funded accounts is allowed. Not permitted in evaluation accounts. |
| Using Expert Advisors (EAs) | ✅ Yes | Smart EAs are fine. However, HFT or arbitrage strategies are strictly prohibited. Use advanced, not exploitative bots. |
| IP Address Restrictions | ✅ Yes | You can trade from different locations. Just inform the firm if you're crossing international borders. |
| Multiple Account Ownership | ✅ Yes | Multiple accounts are allowed, but total simulated capital must not exceed $400,000 across all accounts. |
What Is Not Allowed and Why.
| Rule | Forbidden? | Why It’s a Problem |
|---|---|---|
| Evaluation - Copy Trading | ❌ No | All evaluation challenges must be completed individually. Copying trades is not allowed as progress must be earned fairly. |
| HFT & Arbitrage | ❌ No | High-speed bots, tick scalping, and latency/price-feed exploiters are considered unfair advantages and are strictly banned. |
| Overleveraging | ❌ No | Using nearly all of your margin (e.g., 90% or more) is seen as reckless and unsustainable. |
| All-In Trades | ❌ No | Betting your entire account on one trade is viewed as gambling, not strategic trading, and violates risk management rules. |
| Scalping Abuse | ❌ No | While scalping is allowed, excessive hyper-scalping (like over 50% of trades under 1 minute) can lead to rule violations. |
| Martingale or Grid | ❌ No | Strategies that double down on losses or use layered orders (grid) are considered dangerous and unsustainable under prop firm risk standards. |
| Reverse Trading After Losses | ❌ No | Reversing trades immediately after a loss is not allowed. A minimum cooldown of 5 minutes must be observed to prevent impulsive behavior. |
| Third-Party Management | ❌ No | Only the trader registered with the account may trade. No hired traders, bots, or team-based management is allowed. |
| VPN Spoofing | ❌ No | Masking or spoofing your IP address with a VPN to hide location is considered deceptive and against platform trust policies. |
Prohibited Trading Strategies (And What Happens If You Try)
As a trader seeking as many opportunities as possible within Lark's ecosystem, you need to remain within strategies that can keep the firm afloat. The following strategies breach trader firm sustainability and thus should never be pursued:
1. All-or-Nothing Trading
A fast track to trouble is giving undue focus to one or two trades. Extremely risky trading.
Example: 90%+ margin accounts or large lot size additions during news events.
Result:
Evaluation: Phase 1 will be given as a free retry but no refund during reset.
Funded: That trade will not be considered during the three violation count leading to funding loss.
2. Martingale
Risking defaulting on a collection of requirements by repeatedly doubling a lost bet? We think of this as reckless abandon.
Consequence:
Evaluation: Phase revert for those in funded trades without payout.
Funded: No compensation will come from the payout for those trades not executed.
3. Grid Trading
Order layering without allocating specific risk thresholds for buy/sell price zones is reckless no matter the sophistication of your bot.
4. High-Frequency Trading (HFT)
Mimicking micro-second trades executed by a Wallstreet firm? Not on our watch.
5. Hedging Across Accounts
Lark can see through any attempts to circumvent their system by profiting from multiple accounts' hedging strategies.
Consequence: There will be no second chances with a permanent ban.
6. Share CFDs During Earnings
Do not hold stock CFDs with shares of individual companies during earnings. Cuts need to happen before 3:50 PM EST or be prepared for a hard breach.
Our Review on Trading Rules of Lark Funding
There are no complicated rules meant to trap you with Lark funding policies. All they want is to preclude those who gamify the system by providing skill based traders, not reckless gamblers, who employ balanced risk management strategies effortless chances.
Your style should be your own, but be smart about it. Funding is not about shooting your shot; it’s about claiming your domain methodically throughout the ride, consistently, under control, and on your way to earning it all.
Assets and Instruments for Trading Available at Lark Funding
Lark Funding hands traders a wide range of financial instruments tailored to their unique trading techniques and interests. Whether you are a Forex trader, an indices investor, or a commodities speculator, there are countless opportunities in highly liquid and volatile markets at Lark Funding. Here is a summary of the options and benefits available for trading:
Forex Trading
Traders have access to Forex trading at Lark Funding with a host of Forex currency pairs, including the major ones like EUR/USD, GBP/USD, and USD/JPY, in addition to minors and exotic. Traders can take part in efficient Forex trading with high liquidity and low competitive spreads, which allow them to benefit from minimal slippage and deep market access.
Lark Funding makes trading easier by offering an endlessly dynamic Forex trading environment for all strategies, whether you prefer to trade the stability of major pairs or the volatility of exotic currencies.
Indices Trading
Traders can access all the major global indices from US, Europe, and Asia, as well as popular ones such as S&P 500, Dow Jones, Nasdaq at Lark funding. Traders can take advantage of market movements while managing risk effectively due to maximum leverage of 1:10 on Indices Lark funding offers.
Cryptocurrency Trading
Lark Funding probably has the biggest selection of cryptocurrency to trade with out of all the prop trading firms allowing traders to take advantage of new and old crypto markets. The 1:2 maximum leverage gives traders the flexibility to trade 24/7 while also managing the risk due to the volatility of the cryptocurrency market.
Top Cryptocurrencies Available:
- Bitcoin (BTC)
- Ethereum (ETH)
- Litecoin (LTC)
- Ripple (XRP)
- Cardano (ADA)
- Solana (SOL)
- Polkadot (DOT)
And more
With top-tier pairs such as BTC/USD, ETH/USD, LTC/USD, and XRP/USD, not to mention the ever-growing list of altcoins like ADA/USD, SOL/USD, and DOT/USD, Lark Funding ensures tight spreads and competitive execution at any time of the day.
Trade Commodities with Lark Funding - Metals, Energy & More
Lark Funding gives the opportunity to trade some of the most liquid commodities such as precious metals, energy products, and industrial materials which enables traders to market diversify and profit from global trends.
Traders can trade metal instruments such as Gold (XAU/USD) and Silver (XAG/USD), as well as energy commodities like UK Brent and US WTI Crude Oil with a maximum leverage of 1:10 which optimizes capital and helps manage the risk exposure.
Our Take on Trading Instruments
An analysis of the offerings from Lark Funding prop trading firm reveals that they are committed to fostering a range of diverse trading strategies. Lark Funding provides traders with numerous commodities such as metals, energgy products, and industrial materials which helps in effective risk management, taking advantage of market volatility, and portfolio diversification.
Lark Funding traders have access to gold, silver, crude oil, and more which allows traders to capitalize on global commodity trading and even have access to competitive spreads and risk-averse leverage. Foremost in importance, whether one deals in Forex, equities markets, cryptocurrency, or even commodities, Lark Funding provides unconditional access to prop trading under smooth operations and fair and clear guiding rules that seek to enhance trader capabilities in the market.
Lark Funding Payout Requirement and Process Explained
Traders are able to settle their one-time evaluation challenge fee using any of these methods.
- Credit/Debit Cards: Payments can be made instantly and securely using any Major credit or debit card.
- Cryptocurrency: Payments can also be made using common cryptocurrencies for those who prefer digital assets.
- Wise: Wise is also accepted for fee payment and offers low cost international transfers with favorable exchange rates.
Lark Funding does not currently accept fees paid using e-wallet services such as Neteller or Skrill.
Payout Requirements and Options by Lark Funding
Traders can begin requesting payouts through Lark Funding's system after successfully clearing their evaluations and completing the KYC process.
Overview of the payout process:
- Evaluation Completed: A contract is sent over through docusign and a KYC verification link is sent over with Veriff.
- Account Activation: Funded account credentials are provided 2-3 business days after post KYC and signing of the contract. This process is often completed quicker.
- Payout Request: Post the first trade, payouts can be requested via dashboard between day 7-30 dependent on the program.
- Minimum Payout: Account holders are required to maintain a minimum profit of $100 in order to request withdrawal.
Payouts are reviewed and processed within 3 business days, but many traders report receiving funds in under 24 hours. - Every payout in Lark Funding is processed individually and the trader is contacted regarding their preferred fund disbursement method which adds an extra layer of flexibility and transparency.
Countries Restricted by Lark Funding
The countries listed below are restricted by Lark Funding due to compliance policies and regulatory restrictions:
- Afghanistan
- Burundi
- Central African Republic
- Congo Republic
- Cuba
- Crimea
- Democratic Republic of Congo
- Eritrea
- Guinea
- Guinea-Bissau
- Iran
- Iraq
- Liberia
- Libya
- Myanmar
- North Korea
- Papua New Guinea
- Somalia
- Sudan
- South Sudan
- Syria
- Vanuatu
- Yemen
- Zimbabwe
Due to compliance and financial regulations, these traders do not have the option to buy or take part in any of Lark Funding’s programs.
Final Thoughts of Lark Funding Prop Firm
Lark Funding appears to be one of the more competitive prop trading firms out there. This is because it allows its traders to trade in Forex, indices, commodities, cryptocurrencies, and a whole lot of other assets. With scaling opportunities of up to $1 million, a profit split of 90% and raw spreads of up to 0.1 pips, Lark Funding is certainly one of the best out there for long term traders.
Lark Funding is a prop firm with something for everyone due to clearly defined trading rules, evaluation challenges, multiple trading instruments, sophisticated trading platforms, high leverage, and competitive trading conditions. Some types of trading such as high frequency, arbitrage, or news trading are not permitted which can be quite limiting for some traders.
Despite the restrictions, Lark Funding offers balanced trading experiences. They provide numerous trading opportunities while simultaneously employing risk management, consistent payout options, transparent funding instructions, and multiple funding guidelines, thus making it a suitable choice for prop traders who seek peace of mind and reliability.