Why Instant Funding Matters in 2025
Waiting weeks just to prove yourself on a demo account is getting old.

In 2025, more traders are skipping the long evaluation process and going straight to the prop firms with instant funding options.
If you already have a trading plan, know how to manage risk, and want to avoid all the extra steps, instant funding is a game-changer.
But not all prop firms offering instant funding accounts are worth your time or money. Some are higher in fees and some have strict trading rules that make trading harder for traders than it should be.

That’s why we have put together this list of the cheapest and most fair prop firms with instant funding options of 2025 so you can pick the one that fits your trading style and respects your wallet.

Let’s break down the prop firms that offer fast payouts, simple rules, and instant funding access to real capital.

Cheapest Instant Funding Prop Firms in 2025

Below is the curated list of top prop firms with the cheapest instant funding options, based on the best pricing, fair trading rules, and payout on instant funding accounts by The Trusted Prop.  

If you are a beginner just starting or aiming big, these prop firms present accessible capital options, quick funding, minimal trading limitations, and low costs.

1. Maven Trading

Maven Trading runs on MatchTraderPurple as its broker and has been active in the trading space since 2022.

Maven Trading offers 4 types of Evaluation models:

• One-Phase Challenge
• Two-Phase Challenge
• Three-Phase Challenge
• Instant Funding

Maven Trading supports MatchTrader and cTrader Trading PlatformsTraders can earn up to an 80% profit split, depending on the challenge type and performance. Challenge fees start from just $15, making Maven Trading one of the most affordable entry points in the prop firm space.

Read the full Maven Trading review on The Trusted Prop
Use The Trusted Prop verified coupon code: TRUSTED and get up to 4% off on Maven Trading challenge fee.

2. Funding Pips

Funding Pips is associated with the MatchTrader brokerage platform and has been active in the world of prop trading since November 2022. The company is based in Dubai, United Arab Emirates.

Funding Pips offers 3 types of challenge models:

• One-Step Challenge
• Two-Step Challenge
• Instant Funding

Funding Pips supports trading platforms such as MatchTrader, cTrader.
You can earn up to a 90% profit split depending on your performance and the type of challenge you select. Funding Pips offers Challenge fees starting from $69 for a $5K account.

Read the full Funding Pips review on The Trusted Prop
Use our exclusive coupon code TRUSTED to save 5% instantly on any challenge.

3. Overview Funding Program (OFP)

The broker associated with the Overview Funding Program is not disclosed publicly. 

Overview Funding Program offers Evaluation models:

• Two-Phase Challenge
• Instant Funding

Overview Funding Program supports MatchTrader, cTrader, and Trade Locker Trading Platforms.
Traders can earn up to a 95% profit split, depending on the challenge type and performance. Challenge fees start from just $23 for a 5K account.

For more details, visit The Trusted Prop to read the full review on the Overview Funding Program.

4. Instant funding

Instant funding runs on IF Pro as its broker and was launched in June 2022.
Starting Fees and Account size: Instant funding offers a Challenge Fee starting from $44 for a 625k Account. Instant funding provides up to a 70% Profit Split.

Instant funding Evaluation models include: 

• One-Phase challenge
• Two-Phase challenge
• Instant Funding

Instant funding supports trading platforms such as cTrader, MatchTrader, and MetaTrader.
Want to save more on challenges?

Use The Trusted Prop coupon code: TRUSTED  and save up to 10% on Instant Funding Challenges.
For In-depth, check out our full review of Instant Funding.

5. FXIFY

FXIFY works with FXPIG as its brokerage platform.
FXIFY offers a challenge Fee starting from $69 for a $1,000 account with a profit Split of up to 80%.
Trading Platforms supported by FXIFY are DXTrade, MetaTrader.

FXIFY Evaluation Models include: 

• One-step challenge
• Two-step challenge 
• Three-step Challenge
• Instant Funding

To save on challenges, Use The Trusted Prop coupon code: TRUSTED and save up to 15% on FXIFY challenges.

Read The Trusted Prop full review on FXIFY.

Not sure which prop firm suits your style best?
Use our Prop Firm Comparison Tool to filter prop firms by pricing, profit splits, platforms, and payout rules and find the perfect instant funding prop firm for your trading journey.

Reasons Why Traders Are Picking Instant Funding Prop Firms

The instant funding prop firm model is making it easier for skilled traders to transition into live markets since there are no long evaluation phases to pass. 

Here are the reasons why most traders are avoiding prop firms which require long evaluation periods:

Spend Zero Time on Evaluation

“Out of the glass cage” means just that - no demo evaluation is necessary. 

These prop firms give you real capital right away if the risks are managed appropriately. You can head straight to live trading since there are no evaluations.

Instant Access To Funds

Wave goodbye to 30-day challenge models. Most prop firms are much better than that and will issue your funded account in under 48 hours, while some are now able to issue same-day access.

Set Fee Model

All pricing displayed is final. It is impossible to add any more hidden costs or extra charges. Many prop firms like Instant Funding and Overview Funding Program allow onboarding with only $50 challenge fees which makes them attractive.  

Freedom To Trade

Do you prefer running your personal strategies or do you have personal bots? Are you a scalper or swing trader? These prop firms allow you trade as per your trading style.

Ideal for Self-Assured Traders

Have you completed an evaluation previously? And are you confident in your trading skills? who are ready to go live, rather than taking time to prove themselves time again and again through evaluations. 

Final Insights 

In 2025, skilled and experienced traders will be skipping the slow and tedious process and gaining instant access to trading capital. Say goodbye to evaluations that take weeks or months, prop traders will be able to access trading capital within minutes.  
Already have a strategy? Then don’t overthink it too much. Choose a prop firm that resonates with your trading approach. 

For immediate savings on prop firm challenge fees, head to The Trusted Prop Best Deals Page.