In instant funding, there are two ways to get funded and trade without risking your own capital. The first way to get funded is to choose a funded account directly. The Instant Funding prop firm offers traders a funded account without going through multi phase challenge stages. The second way to get funded is to begin with the instant funding challenge. You need to pass the Instant Funding Challenge phases before getting funded.

You can choose from multiple challenge types - One-Phase, One-Phase Micro, Two-Phase, and Two-Phase Max. You can pick a instant challenge type based on your budget, trading style, goals, and risk tolerance. The entry cost of all challenge types is affordable.

In this Instant Funding challenge rules review blog, we will discuss each type of Instant Funding Challenge rules, the challenge phases, account size, profit split, and how to approach and pass the Instant Funding Challenges.

Instant Funding Challenge Types

Instant Funding offers 4 types of Instant Funding challenge. Each challenge matches a specific trading style, budget, and risk tolerance. 
 

Types of  Instant Funding Challenges

   1. Instant Funding One Phase 
   2. Instant Funding Two Phase Micro
   3. Instant Funding Two Phase 
   4. Instant Funding Two Phase Max

Let us explore the various Instant Funding Challenges, starting with the one phase challenge of Instant Funding.
 

1. One Phase Instant Funding Challenge

The Instant Funding 1 step is for traders who want to get funded quickly by passing a simple  1 phase. The fewer rules and just 1 step to pass the challenge gets you funded quickly  and start receiving profit payouts.
But, traders must be careful about the maximum and daily loss limits. 
 

The account sizes for Instant Funding One-Phase Challenge starts from $5,000 and go up to $200,000. The prices for each account mentioned below.

• $5,000 - starts at $49
• $10.000 - begins at 94
• $25,000 - starts at $199
• $50,000 - starts at $329
• $100,000 - starts at $599
• $200,000 - starts at $1199

Instant Funding Challenge Add-On Benefits

You can use more strategies, enjoy higher profit splits, reduce profit targets, increase max drawdown, and eliminate the minimum trading days rule if you upgrade with Add-on.

• Allows News Trading
• Allows Weekend Holding
• Add 10% extra to the profit split
• Reduce profit target by 2%
• Add 2% to Max Drawdown
• No  Minimum Trading days

Instant Funding One-Phase Challenge Rules & Targets

To pass the Instant Funding One-Phase Challenge, traders must achieve the mentioned profit target while staying within the drawdown limits. Other benefits of the Instant Funding 1 Phase account is also mentioned below:

• Instant Funding Profit Target - 10%

You must earn 10% profit on your starting balance to complete the challenge. With the add-on, you can reduce the target by 2%. Your new profit target becomes 8%.

• Instant Funding Daily Drawdown - 3%

Your daily losses must never exceed 3% of your balance. If you do, it may result in losing your account. This daily drawdown is applicable in both evaluation phase and funded phase for Instant Funding one phase challenge account.

• Max Drawdown - 8%

Never exceed your overall maximum drawdown limit of 8% of your starting balance. Or you may lose your account. You can increase it to 10% with the add-on. Add-on: add 2% to max drawdown. This max drawdown is applicable in both evaluation phase and funded phase for Instant Funding one phase challenge account.

• Instant Funding Profit Split - 80% to 90%

The standard is 80%, which can be increased to 90% by achieving a 10% profit in 3 months. You start with a standard  80% profit share. Reach 10% profit in 3 months and increase it to 90%. Or get 90% instantly with the add-on: Add 10% to profit split.

• Instant Funding Scaling Plan

With scaling, your account size can grow +25% every 90 days. For which, you need to achieve a profit of 10%. 

• Minimum Trading days - 3 days

To pass your challenge, you must complete at least 3 trading days of trading. You can use an add on to skip the minimum trading days. Open and close a new position to qualify it as a trading day.

•  Overnight Holding – Allowed

You can keep positions open when markets close for the day. 
 

• Instant Funding Weekend Holding – Allowed

You can hold weekend positions during the challenge phase. The add-on allows news trading and weekend holding.

• On-demand Payout

You can request payouts anytime with Instant Funding prop firm. To be eligible for on-demand payouts,  Learn more about Instant Funding On-Demand Payouts.

2. One Phase Micro Instant Funding Challenge

The One-Phase Micro challenge is a low cost entry to get funded. This challenge is ideal for beginners or traders aspiring to get funded from prop firm first time.
 

One Phase Micro Account Sizes

Instant Funding offers large account sizes, starting from $10,000 up to $200,000. Do not miss the cost for each account mentioned below.

• $10.000 - starts at $39
• $25,000 - starts at $64
• $50,000 - starts at $114
• $100,000 - starts at $219
• $200,000 - starts at $399

Instant Funding One-Phase Micro Account upgrades: Add 10% more profit split with the Add-on.
 

Manage Instant Funding One-Phase Micro Challenge Rules and Targets

The payout rules, profit target, profit split, scaling, minimum trading days, news trading, and weekend holding (allowed), and leverage work the same as mentioned for Instant Funding One-Phase above. The daily and maximum drawdown rules and targets are different.

Let us take a look at the daily and max drawdown for the Instant Funding One-Phase Micro challenge type below

• Instant Funding One-Phase Micro Daily Drawdown Rule - 4%

Don't let your daily losses exceed 4% of your balance to avoid losing your account. Example: with a $10,000 account, keep daily losses under $400.

• Instant Funding One-Phase Micro Max Drawdown Rule - 6%

Keep your losses under 6% of your starting balance to avoid losing your account.
 

3. Two Phase Instant Funding Challenge

The Instant Funding Two Phase Challenge offers just two steps to pass the challenge and get funded. It has relatively easier profit targets to pass the both phases of the challenge. Let us explore the account sizes, targets, and rules of the 2 phases instant funding challenge.
 

Instant Funding 2 Phase Account Sizes

Instant Funding offers large account sizes, starting from $5,000 up to $200,000. Do not miss the cost for each account mentioned below.

• $5,000 - starts at #39
• $10.000 - starts at $63
• $25,000 - starts at $149
• $50,000 - starts at $254
• $100,000 - starts at $439
• $200,000 - starts at $999

Instant Funding Two-Phase Challenge upgrades

You can upgrade with add-on to maximize account benefits.. You can use more strategies, enjoy higher profit splits, increase the max drawdown limit, and eliminate the minimum trading days rule if you upgrade with Add-on.

• Allows major News Trading
• Allows Weekend Holding
• Add 10% to the profit split
• Add 2% to Max Drawdown
• Remove the Minimum Trading days restriction

Instant Funding Two-Phase Challenge Rules & Targets for Passing

Instant Funding Two-Phase Challenge Payout - on-demand (refer to the on demand explanation mentioned in the earlier section)

• Instant Funding Two-Phase Challenge Profit Target - 8% & 5%

Achieve 8% in phase one, then 5% in phase two to successfully pass the challenge.

• Instant Funding Two-Phase Challenge Daily Drawdown - 5%

Don't let your daily losses exceed 5% of your balance to avoid losing your account.

• Instant Funding Two-Phase Challenge Max Drawdown - 10%

You must not exceed the maximum losses limit of 10% of your starting balance to avoid losing your account. Max Drawdown limit can be increased to 12% with the add-on: Add 2% to max drawdown.

• Instant Funding Two-Phase Challenge Profit Split

You can enjoy a profit split of 80%. You can increase the profit split to 90% by achieving 10% profit in 3 months

• Instant Funding Two-Phase Challenge Scaling

You can grow your account size +25% every 90 days if 10% profit is achieved, up to double the starting size

• Minimum Trading days

The Instant Funding 2  phase Challenge requires a minimum trading days of 3 days.
 

Instant Funding Two-Phase Challenge Trading Rules & Strategies

Knowing the trading rules and challenges is critical to survive through the challenge and achieve the funded account. The following rules and strategies will help you pass the challenge without breaching the account rules.

• Overnight Holding - Allowed

You can keep positions open overnight even after the markets close for the day. A swap fee for overnight holding may apply.

• Weekend holding - allowed

Holding trades over the weekend is allowed in both phases. Weekend holdings are available with the add-on for funded phase. The funded phase add on allows news trading and weekend holding.
 

4. Two Phase Max Instant Funding Challenge

The Two-Phase Max challenge maximizes rewards and benefits. It has a scalable profit split that can go up to 95%. Disciplined traders focused on scaling their account and maximizing payouts over time can benefit from the two phase instant funding challenge.
 

Instant Funding Two-Phase Max Challenge Account Sizes & Costs

• $5,000 - starts at #39
• $10.000 - starts at $49
• $25,000 - starts at $104
• $50,000 - starts at $214
• $100,000 - starts at $419
• $200,000 - starts at $899

Two Phase Max Challenge Rules & Targets

You need to meet the following criteria to pass Two Phase max challenge. Knowing the trading rules and challenges is critical to survive through the challenge and achieve the funded account. The following rules and strategies will help you pass the challenge without breaching the account rules.

• Two Phase Max Challenge Payout Rules every 5 days

With Two phase Max challenge, withdraw your profits anytime. The profit split improves over time:

• 5 to 13 days: Enjoy a 60% profit split
• 14 to 27 days: Enjoy an 80% profit split
• 28 days or later: Enjoy a 95% profit split

Profit Targets - Phase 1- 8% & Phase 2 - 4%

To pass, you must achieve 8% in phase one and 4% in phase two. That completes the challenge.

Two Phase Max Challenge Daily Drawdown - 4%

A trader must maintain a 4% Max Daily limit to avoid account closure.
 

Two Phase Max Challenge Max Drawdown - 10%

A trader must maintain a 10% Max drawdown limit (overall) to avoid account closure.
 

Two Phase Max Challenge Profit Split - up to 95%

Your profit split depends on the payout schedule:

• 5 to 13 days: Enjoy a 60% profit split
• 14 to 27 days: Enjoy an 80% profit split
• 28 days or later: Enjoy a 95% profit split

Instant Funding Two Phase Max Challenge Scaling

Account size grows 25% every 90 days. For which, you must achieve a profit of 10%.
 

Two Phase Max Challenge Minimum trading Days - 3 days

The trader must be active and trade for at least 3 days on the Instant Funding Platform.
 

Instant Funding Two Phase Max Challenge Strategies

• Overnight Holding -Allowed
• Weekend Holding - Allowed

Steps to Begin Instant Funding Challenge & Pass Quickly

Following these steps we have outlined below will give you clear idea and confidence about how to approach and pass the instant funding challenge quickly within the risk management constraints. Let us get you started with the instant funding challenge with exact steps you need to follow.

• Step 1: Sign up & Choose an Instant Funding Challenge Type

Create an account with Instant Funding. Go through the various challenge types. Each challenge has different account sizes, costs, and risk rules. Choose the one that best matches your trading style and goals.

• Step 2: Start trading on the selected Instant Funding Challenge account type

You will work on a simulated trading environment. You need to meet the proift targets withing the risk management parameters. You get a funded account only after successfully passing all phases of the challenge. A this stage, closely follow the drawdown limits and the Instant Funding trading rules.

• Step 3: Request Your First Payout

Once you trade with a funded account and make profits in the funded phase within instant funding trading rules, you can request your payouts based on the profit split. You will receive the payout at Instant Funding within hours via bank transfer or crypto.
Step

•  4: Scale Your Account & Earn More

To scale and grow your account, you must achieve the profit targets consistently. You can grow your trading account through scaling. It will allow you to earn higher profits and payouts. Instant Funding scaling allows you to manage up to $3,840,000 in capital with up to 90% of profit split.

Conclusion

If you are exploring instant funding for the first time or an experienced trader looking for a simple challenge phase, following the right steps is important. Getting started with the Instant Funding Challenge is straightforward if you follow the steps and the guidelines. It will also help you get funded with instant funding quickly. Choosing the correct challenge type, knowing the rules, and the risk management parameters will help you trade on the instant funding platform for long-term  and get faster payouts. Begin your Instant Funding Challenge with confidence.

If you want to read a more Instant Funding reviews, head to a leading prop firm review website, The Trusted Prop.

Now that all Instant Funding Challenge Rules are clear. Its time to choose your challenge account. To get started with the instant funding challenge account, sign up here with Instant Funding today.