RZR Funded Review 2026– Prop Firm Features, Rules & Payout Explained

Last updated: 19th Oct 2026

Important note: RZR Funded is the new name for Hantec Trader, with the same team, challenges, payout terms and trader support. Existing accounts, balances, progress, trading conditions and payout schedules remain unchanged, so the rebrand should not affect active or funded traders. This review uses the supplied post-rebrand pricing and account information together with the available Hantec Trader documentation.

What Is RZR Funded?

RZR Funded is a broker-backed prop trading firm associated with Hantec Markets. The firm was formerly known as Hantec Trader and was launched in 2023 is led by the CEO Bashaar Gokal. RZR Funded and Hantec Markets Limited are separate entities. HM Provider Limited, an RZR Funded affiliate within the Hantec Group, provides transaction-related support services and is registered in the UK under company number 14429485 at 12 Kinghorn Street, London. RZR Funded Limited is incorporated in Saint Lucia (Company No. 2026-00682), with its registered office at Unit 1, La Place Creole Building, Rodney Bay, Gros-Islet. A separate RZR Funded Limited entity is incorporated in Mauritius (Company No. C191400), registered at Suite 201, The Catalyst, Silicon Avenue, 40 Cybercity, Ebene.

The firm markets access to simulated trading accounts ranging from $1,000 to $200,000, depending on the selected programme. Traders pay a one-time challenge or account fee and must follow predefined risk rules. Depending on the account type, traders either complete an evaluation or receive immediate access to a simulated funded account.

RZR Funded’s association with Hantec Markets may be attractive to traders looking for a prop firm connected to an established brokerage group. However, this should not be confused with regulatory protection. The available legal disclaimer states that the prop firm operates simulated trading environments with virtual funds, does not act as a broker, and is not regulated by the FCA.

That distinction is essential. RZR Funded traders are not depositing money into a live brokerage account or trading directly with company capital. Trading takes place in a simulated environment using real-time market data, and reward payments are subject to the company’s rules and verification procedures.

The firm advertises up to 95% reward sharing, payout processing within 24 business hours and account sizes up to $200,000. It also reports more than 100,000 traders worldwide and over $6 million paid to traders, although these figures are company marketing claims and should not be treated as independently audited performance data.

RZR Funded Challenge Types: Full Breakdown

RZR Funded offers several account types designed for different trading styles. The main distinction is between evaluation challenges and instant-access programmes.

Instant24

The Instant24 account by RZR Funded is designed for traders who want immediate access and a very short trading window.

Key Instant24 account sizes and one-time pricing:

• $2,000 account: $13

• $5,000 account: $17

• $10,000 account: $38

• $25,000 account: $89

• $50,000 account: $190

• $100,000 account: $299

Rules and conditions:

• No profit target

• 2% maximum daily loss

• 3% maximum total loss

• 1% maximum open loss

• 15% trade consistency requirement

• 24-hour trading period from the first trade

• Up to 95% reward share

• Reward request available after the time limit

The published Instant24 rules state that only one position may be open at a time. A minimum profit of 3% is required before requesting a reward, and the withdrawal must be made in full rather than split into partial payouts. This is a highly restrictive product and is better suited to short-term traders who understand the time and exposure limits.

Instant Lite

The RZR Funded’s Instant Lite account provides immediate access without a traditional evaluation and offers a larger account range.

Key Instant Lite account sizes and one-time pricing:

• $1,000 account: $19

• $2,000 account: $39

• $5,000 account: $79

• $10,000 account: $129

• $25,000 account: $239

• $50,000 account: $369

• $100,000 account: $600

Rules and conditions:

• No profit target

• 3% maximum daily loss

• 5% maximum total loss

• 1% maximum open loss

• 20% consistency requirement

• Five minimum profitable days per payout cycle

• Weekend holding and news trading available with an add-on

• 14-day standard reward cycle, reduced to seven days with the relevant add-on

• Up to 95% reward share

Instant Lite also has a mandatory 3% safety buffer. The first 3% of profit must remain in the account and cannot be withdrawn. The firm explains that this buffer is intended to reduce the chance of breaching the account’s loss limit immediately after a payout.

Instant Funding

The firm’s classic Instant Funding model removes the evaluation stage and provides immediate access to a simulated account.

Key Instant Funding account sizes and one-time pricing:

• $1,000 account: $43

• $2,000 account: $86

• $5,000 account: $214

• $10,000 account: $428

• $25,000 account: $1,069

• $50,000 account: $2,139

Rules and conditions:

• No profit target

• 6% maximum daily loss

• 6% maximum total loss

• 3% maximum open loss

• No consistency requirement

• 14-day standard reward cycle, or seven days with the add-on

• Up to 95% reward share

• Weekend holding and news trading available with an add-on

The total loss limit initially trails the account balance and eventually locks at the starting balance after sufficient profit is achieved. EA and robot trading is not allowed on Instant Funding accounts. There is no scaling programme for this product.

Express

The RZR Funded’s Express model is a one-stage evaluation designed for traders who prefer a simple challenge structure.

Key Express 1-step account sizes and one-time pricing:

• $2,000 account: $39

• $5,000 account: $59

• $10,000 account: $99

• $25,000 account: $199

• $50,000 account: $319

• $100,000 account: $529

• $200,000 account: $999

Rules and conditions:

• 10% profit target

• 5% maximum daily loss

• 6% maximum total loss

• No minimum trading days

• Weekend holding allowed

• News trading allowed in evaluation stage, restricted in funded stage

• Standard 14-day reward cycle

• Up to 95% reward share

• First payout on demand available with an add-on

The Express account has a trailing maximum loss during the challenge and funded stages. The loss limit locks at the starting balance after the account reaches a specified profit increase. The first reward is normally available 14 days after the first trade, with a default 80% split unless the trader buys the 95% add-on.

Enhanced

The Enhanced model by RZR Funded is a two-stage evaluation with a 10% target in Stage 1 and a 5% target in Stage 2.

Key Enhanced 2-step account sizes and one-time pricing:

• $5,000 account: $59

• $10,000 account: $99

• $25,000 account: $219

• $50,000 account: $359

• $100,000 account: $599

• $200,000 account: $1,169

Rules and conditions:

• Stage 1 target: 10%

• Stage 2 target: 5%

• 5% maximum daily loss

• 10% maximum total loss

• Three profitable days required at each stage

• Each profitable day must generate at least 0.5%

• No maximum trading period

• Weekend holding allowed

• Up to 95% reward share

• Reward cycle normally 14 days

Enhanced is potentially more forgiving from a total drawdown perspective than Express, but the trader must complete two stages and satisfy the profitable-day requirement. The three-day rule also applies during funded payout cycles unless the appropriate add-on is selected.

EnhancedX

EnhancedX is another two-stage programme, but with reduced profit targets and tighter overall risk limits.

Rules and conditions:

• Stage 1 target: 8%

• Stage 2 target: 4%

• 4% maximum daily loss

• 8% maximum total loss

• 35% consistency requirement

• No minimum trading days

• Standard 14-day reward cycle

• Up to 95% reward share

• First payout on demand available with an add-on

The consistency formula is based on the best trading day’s profit divided by total profit. The best trading day must not represent more than 35% of total profits. EnhancedX may suit traders who prefer lower targets but can maintain relatively even daily performance.

Endurance

The RZR Funded’s Endurance is the most structured challenge, requiring three stages to get funded account.

Key pricing supplied:

• $5,000 account: $29

• $10,000 account: $59

• $25,000 account: $109

• $50,000 account: $189

• $100,000 account: $299

• $200,000 account: $499

Rules and conditions:

• Stage 1 target: 6%

• Stage 2 target: 6%

• Stage 3 target: 6%

• 4% maximum daily loss

• 8% maximum total loss

• Minimum of three trading days per stage

• No consistency requirement

• Standard 14-day reward cycle

• Up to 95% reward share

The three trading stages make Endurance slower than Express or Enhanced, but its pricing is comparatively low. It may be appropriate for traders who prefer gradual progression over aggressive targets. The official rules state that a trading day is counted when a new trade is opened.

RZR Funded Trading Rules: Allowed vs Prohibited

RZR Funded’s rules vary by account and trading stage, so traders should review drawdown limits, open exposure, news restrictions, payout conditions and automation rules—not just the profit target.

Trading Practices Generally Allowed

Depending on the account, traders may:

• Hold positions over weekends on Express, Enhanced, EnhancedX and Endurance accounts.

• Trade crypto during weekends, subject to market availability and maintenance.

• Trade without using a stop loss, although RZR Funded recommends risk protection because slippage can affect execution.

• Use Expert Advisors on Express, Enhanced, EnhancedX and Endurance, provided they do not breach the firm’s prohibited-strategy policy.

Instant Funding, Instant Lite and Instant24 do not permit Expert Advisors or robots.

Key Trading Conditions & Restrictions

Knowing what is allowed is important but it is even more essential to understand what is restricted and prohibited on each RZR Funded accounts. Below are the trading conditions include:

• Daily loss: 2% on Instant24, 3% on Instant Lite, 6% on Instant Funding, 5% on Express and Enhanced, and 4% on EnhancedX and Endurance.

• Maximum total loss: Ranges from 3% to 10%, depending on the programme.

• Open exposure: Funded challenge accounts generally limit combined floating loss to 3% of starting balance; Instant Lite and Instant24 use a stricter 1% limit.

• Consistency: Instant Lite requires a maximum 20% best-day ratio, EnhancedX applies a 35% limit, and Instant24 limits an individual trade to 15% of total profit.

• Inactivity: At least one trade must generally be placed every 30 days or the account may be deactivated.

• News trading: Challenge accounts generally allow news trading, while funded accounts may restrict opening or closing trades within three minutes of high-impact news. Instant account news trading may require an add-on.

• Weekend holding: Express, Enhanced, EnhancedX and Endurance allow weekend holding. Instant Funding and Instant Lite require positions to be closed before the specified Friday market close unless the relevant add-on is purchased. Instant24 closes open trades automatically before the weekend.

Prohibited Strategies

RZR Funded prohibits or restricts traders from performing below trading practices:

• Group and copy trading

• Overleveraging and excessive exposure

• One-sided betting

• Reverse hedging

• Prohibited scalping methods

• Multiple registrations

• Coordinated trading between accounts

• Unauthorised EAs or robots

• Attempts to bypass consistency or open-risk limits

Traders should read the complete prohibited-strategy policy before using an EA, trade copier or highly automated system. A profitable strategy may still breach the rules if it is considered abusive or designed to exploit the simulated environment.

RZR Funded Platforms, Leverage and Instruments

RZR Funded offers access to trader-favorite MT5 trading platform and markets, with its trading-conditions resources covering leverage, spreads, commissions, swaps, rollover and slippage.

Available markets include:

• Forex

• Indices

• Bullion and metals

• Commodities

• Cryptocurrencies

The supplied information does not confirm the exact platform, leverage limits or complete symbol list for every account. Traders should verify these details before purchasing, particularly the leverage by instrument, trading hours, swap charges, weekend availability and whether conditions change between challenge and funded stages.

Higher leverage does not increase the permitted risk. It can simply make the daily-loss and open-exposure limits easier to breach.

RZR Funded Spread, Execution and Commissions

RZR Funded promotes broker-backed infrastructure, competitive spreads and stable execution. The firm provides these relevant details on “Trading Product Specifications“ page, traders should check:

• Typical spreads for preferred instruments

• Commission per lot or per side

• Swap and rollover charges

• News-event spread widening

• Slippage treatment

• Differences between challenge and funded accounts

RZR Funded accounts use simulated trading with virtual funds rather than providing direct access to company capital. The firm states that simulated execution may differ from live-market execution during major news, low liquidity and fast-moving conditions. This is especially relevant to scalpers, news traders and strategies using tight stop losses.

RZR Funded Scaling Plan

RZR Funded offers scaling for Express, Enhanced, EnhancedX and Endurance challenge accounts. Instant programmes do not appear to include scaling.

The scaling structure allows a trader who completes a challenge to choose between keeping the same balance or progressing to the next account size. For example, a trader completing a $25,000 challenge may choose the $25,000 funded account or take the next $50,000 challenge.

The RZR Funded scaling plan can progress up to $200,000. The supplied information also states that traders may manage multiple funded accounts up to a maximum simulated allocation of $400,000.

The key advantages are:

• No additional challenge fee when scaling

• Larger simulated account balances

• Existing reward-share upgrades and add-ons carried forward

• Same general trading environment and instruments

• A defined progression route for consistent traders

However, traders must pass the next challenge. Scaling is not automatic and higher account sizes create larger nominal profit and loss amounts.

RZR Funded Payout Rules: Payment Methods and Withdrawal Conditions

RZR Funded advertises reward shares of up to 95%. The default profit split for several account types is 80%, while the higher split is available as an add-on.

The standard reward cycle is generally 14 days. A weekly payout add-on can reduce this to seven days. Some products have special conditions:

• Instant24: reward request after the 24-hour period, subject to the minimum profit and consistency requirements

• Instant Lite: 3% mandatory buffer before profits can be withdrawn

• Instant Funding: first reward normally available 14 days after the first trade

• Challenge accounts: reward eligibility depends on passing, funded-account rules and any profitable-day requirements

RZR Funded advertises a 24-hour reward guarantee. It states that reward requests are approved within 24 business hours or doubled up to $1,000, subject to the terms of the guarantee.

Payment methods listed in the firm’s official data include:

• Bank transfer

• Cryptocurrency

• PayPal

• Skrill

• Neteller

• Visa and Mastercard-related payment services

• Apple Pay

• Pix

• Korapay

• M-PESA

Actual availability may depend on the trader’s location and verification status. Traders should also be aware that reward approval is not automatic. Accounts can be reviewed for breaches, prohibited strategies, identity verification and compliance with the selected programme.

The RZR Funded Open Competition

The supplied information does not provide verified details about a specific RZR Funded open competition, tournament or leaderboard for 2026. The former Hantec Trader material refers to trader rewards and promotional activity, but it does not establish the rules, prize pool, eligibility criteria or dates for an RZR Funded Open Competition.

If RZR Funded launches such a competition after the rebrand, traders should verify:

• Entry requirements

• Whether a separate fee applies

• Prize structure

• Minimum trading period

• Eligible account types

• Whether participants trade simulated accounts

• Withdrawal or tax conditions

• Rules regarding copy trading, EAs and news trading

Until official terms are published, claims about an open competition should be treated as unconfirmed.

Restricted Countries at RZR Funded

Based on the updated eligibility information provided, RZR Funded services are not available to residents of the following countries and territories:

• Afghanistan

• Australia

• Belgium

• Bulgaria

• Congo (Brazzaville)

• Congo (Kinshasa)

• Czech Republic

• Egypt

• Germany

• Haiti

• Iran

• Israel

• Jordan

• Kosovo

• Laos

• Libya

• Malaysia

• Myanmar

• North Korea

• Pakistan

• Puerto Rico

• Qatar

• Romania

• Russia

• Serbia

• Somalia

• South Sudan

• Taiwan

• Thailand

• United States of America

• Uzbekistan

• Vietnam

• Yemen

Traders located in these jurisdictions should not purchase an RZR Funded challenge or account. The firm’s terms also state that services are only intended for clients in jurisdictions where access is permitted under local law, and that RZR Funded does not provide services to U.S. residents or citizens. Because country eligibility can change following the RZR Funded rebrand, traders should confirm their status on the official website before paying for an account. A trader who accesses the service from a restricted jurisdiction may risk account closure, cancellation of eligibility or refusal of rewards.

Pros and Cons of Trading with RZR Funded

Pros

• Broker-backed brand association with Hantec Markets

• Multiple challenge types

• Account sizes from small balances to $200,000

• Instant-access and evaluation options

• Up to 95% reward share

• Advertised 24-business-hour reward guarantee

• MT5 support

• Web, desktop and mobile access

• Scaling route for challenge accounts

• Weekend and news-trading add-ons

• Transparent account-specific risk rules

Cons

• Accounts are simulated rather than live

• RZR Funded itself is not presented as a regulated broker

• No FCA regulatory protection

• Rules differ significantly between products

• Some programmes have strict consistency requirements

• Instant24 has an extremely short 24-hour window

• Instant Lite includes a mandatory buffer

• Add-ons may be required for preferred trading conditions

• Full spread, commission and leverage details were not supplied

• Country restrictions may limit availability

• Prohibited-strategy rules require careful reading

What Traders Are Saying About RZR Funded

The available Trustpilot information relates to the former Hantec Trader brand rather than a fully established RZR Funded review history. The supplied page displays a Trustpilot rating of approximately 4.3 and includes trader comments about payouts, customer support, spreads and platform usability.

Some published reviews claim that traders received rewards quickly and found the rules clear. Other comments praise support responsiveness and dashboard functionality. However, reviews on Trustpilot are individual experiences and should not be treated as proof that every trader will receive the same result.

Because the brand is being reintroduced as RZR Funded, traders should monitor whether the new profile has:

• A separate Trustpilot page

• A stable rating over time

• Verified reviews after the rebrand

• Complaints about delayed rewards

• Complaints about rule interpretation

• Reports involving account closures or prohibited strategies

A 4.3 rating is a useful positive signal, but it is not a substitute for reading the legal terms and current trading rules.

Our Verdict: Should You Trade with RZR Funded in 2026?

RZR Funded may be worth considering for traders who want a broad range of prop firm programmes, including low-cost evaluations, instant funding and a scaling route up to $200,000. Its association with Hantec Markets provides more background than an entirely anonymous startup, and the platform, instruments and payout structure are clearly presented in the supplied information.

The main caution is that RZR Funded accounts are simulated. Traders are not receiving direct access to company capital, and the firm is not a regulated broker. The reward guarantee and marketing claims should therefore be viewed alongside the legal disclaimer and account-specific rules.

The best programme depends on your trading approach:

• Express: suitable for traders comfortable with a one-stage 10% target.

• Enhanced: suitable for traders who prefer a two-stage structure and larger total drawdown.

• EnhancedX: suitable for traders who can maintain consistent daily performance.

• Endurance: suitable for traders who prefer lower targets spread over three stages.

• Instant Funding: suitable for traders who want immediate access and can manage the higher entry cost.

• Instant Lite: suitable for traders who accept the buffer and consistency rules.

• Instant24: suitable only for traders comfortable with a 24-hour trading window.

Overall, RZR Funded appears more credible than many unknown prop firms because of its corporate and broker-backed background. Nevertheless, credibility is not the same as regulatory protection or guaranteed profitability. Traders should start with an account size and fee they can afford to lose.

RZR Funded Discount Code

No verified RZR Funded discount code was provided in the available information. Traders should avoid relying on unverified coupon websites or social-media promotions. If a discount is advertised, confirm that it applies to the exact account type and is displayed through an official RZR Funded channel.

Final Thoughts on RZR Funded

RZR Funded offers a broad product range, flexible challenge formats and a potentially attractive reward share. Its main strengths are product variety, MT5 access, multiple account sizes, simulated trading conditions and a defined scaling pathway.

Its main weaknesses are the complexity of the rules, different restrictions across programmes and the fact that the accounts are simulated rather than live. The transition from Hantec Trader to RZR Funded also means that traders should verify the latest legal entity, website terms, Trustpilot profile and payout conditions after the rebrand.

We will keep updating this prop firm review as RZR Funded may change its rules, pricing, account conditions or trader feedback. If you have traded with RZR Funded, leave a review on The Trusted Prop to help other traders make informed decisions.

Risk reminder: Trading challenges involve risk, and most traders do not pass evaluations. Always read the firm’s latest rules before buying. Never risk money you cannot afford to lose.