Inspire Funding Review 2026– Prop Firm Features, Rules & Payout Explained

Inspire Funding is a prop trading firm that provides traders with the capital and resources necessary to grow and thrive in the financial markets. Whether you're just starting your trading journey or already experienced, Inspire Funding offers various programs to help you reach your full potential with their flexible capital allocation, generous profit splits, and evaluation process. Let's dive into the details of Inspire Funding's programs, pricing, rules, and what makes them stand out from the competition.

Company Information

• Company Name: Inspire Funding
• Company Legal Name: Phoenix Inspired Ltd
• Company Registration No.: 11960090
• Country of Registration: United Kingdom
• Support Mail: [email protected]
• Phone: 0345 0123 4331

Challenge Details

Inspire Funding offers 3 type of trading challenges with varying account sizes, pricing, and rules. Below is a breakdown of their main challenges: Inspire Funder, Swift Trader, and Premier Trader.

Inspire Trader

Account Sizes & Pricing:

• $10,000 account: $88
• $25,000 account: $178
• $50,000 account: $278
• $100,000 account: $498
• $200,000 account: $848

Rules:

• Profit Target(Phase 1): 9%
• Profit Target(Phase 2): 5%
• Maximum Drawdown: 10%
• Daily Drawdown: 5%
• Profit Share : 90%
• Drawdown Type : balance-Based Drawdown
• Time Limit : Unlimited
• Leverage : Forex  - 1:75, Indices - 1:10, Gold- 1:20‍, Commodities - 1:20
• Payout Frequency : 7 Days
• Allows Copy Trading : Yes
• Min Trading Days : 5

Swift Trader

Account Sizes & Pricing:

• $10,000 account: $98
• $25,000 account: $168
• $50,000 account: $268
• $100,000 account: $519
• $200,000 account: $898

Rules:

• Profit Target: 10%
• Maximum Drawdown: 7%
• Daily Drawdown: 4%
• Profit Share : 90%
• Drawdown Type : balance-Based Drawdown
• Time Limit : Unlimited
• Leverage : Forex  - 1:75, Indices - 1:10, Gold- 1:20‍, Commodities - 1:20
• Payout Frequency : 7 Days
• Allows Copy Trading : Yes
• Min Trading Days : 5

Premier Trader

Account Sizes & Pricing:

• $10,000 account: $88
• $25,000 account: $188
• $50,000 account: $278
• $100,000 account: $498
• $200,000 account: $898

Rules:

• Profit Target(Phase 1): 8%
• Profit Target(Phase 2): 5%
• Maximum Drawdown: 8%
• Daily Drawdown: 5%
• Profit Share : 90%
• Drawdown Type : balance-Based Drawdown
• Time Limit : Unlimited
• Leverage : Forex  - 1:75, Indices - 1:10, Gold- 1:20‍, Commodities - 1:20
• Payout Frequency : 7 Days
• Allows Copy Trading : Yes
• Min Trading Days : 5

Scaling Plan

Inspire Funding's scaling plan allows traders to grow their accounts when they show consistent profit on their funded account. Traders can grow their account up to $2 Million.

Spreads and News Trading Rules

Spreads:

Inspire Funding offers competitive spreads across all account types, which vary depending on the trading instrument.

News Trading:

News trading is permitted during evaluation phases, but it is prohibited on funded accounts. Traders are not allowed to open or close trades within a 3-minute window before and after high-impact news events. Any profits earned during this period will be voided.

Payout Methods

Inspire funding offer 2 Payouts methods for withdrawal of profits.

• Rise
• Cryptocurrencies

Trading Commissions

Inspire Funding charges competitive trading commissions based on the platform used (MT4 or MT5). Below are the fee structures for each platform:

• MT4 Commissions:
  • Forex: $0-7 per lot
  • Commodities: $7 per lot
  • Metals/Indices/Oil: $0 per lot
• MT5 Commissions:
  • Forex: $0-7 per lot
  • Commodities: $7 per lot
  • Metals/Indices/Crypto/Oil: $0 per lot

IP Rules

• IP Address Monitoring: Inspire Funding monitors IP address activity to prevent violations. If suspicious activity, such as multiple IPs associated with one account or hedging across accounts, is detected, it could result in policy violations.
• Multiple IP Usage: Traders who wish to use multiple IP addresses must notify Inspire Funding in advance for approval. Requests are typically reviewed within 24 hours.