Introduction
 

The My Funded Futures Pro Challenge is one of the firm’s most structured evaluation programs in 2026. However, many traders fail not because of poor strategy, but because they misunderstand the trading rules, especially the trailing drawdown and 50% consistency requirement.

In this My Funded Futures guide 2026, we break down the Pro Challenge profit targets, daily loss limits, payout buffer, 1-Day Add-On feature and the transition from Sim Funded to Live accounts, so you know exactly what to expect before purchasing.

If you are looking for a complete overview of the firm rather than a particular challenge breakdown, then read our detailed My Funded Futures Review on The Trusted Prop site.

What is My Funded Futures?

My Funded Futures is one of the leading futures prop firm that has been in the markets since 2023, with its registered office located in U.S., offering structured evaluation programs for traders seeking access to simulated capital. The firm provides multiple one-step challenge models designed for futures traders, allowing them to demonstrate disciplined profitability in a simulated environment before passing for funded payouts and potential live account opportunities.

My Funded Futures – Funding Process Explained

My Funded Futures offers three one-step funding models: Flex, Rapid and Pro accounts. Traders must first pass the evaluation phase before receiving a Sim Funded account, where they can generate profits and request payouts. Consistent performers may later qualify for a Live account transition. Before progressing, it’s important to understand how the Pro evaluation works, including its rules and restrictions.

What Is the My Funded Futures Pro Challenge?
 

The My Funded Futures Pro Plan is designed with strict risk controls and consistency requirements. It is structured to encourage disciplined trading behavior rather than aggressive short-term profit attempts. The My Funded Futures Pro Plan offers:
   • A stipulated profit target relative to the size of the account.
   • Restrictive daily and trailing maximum loss limits.
   • Protection against gambling behavior with the help of a 50% consistency rule.
   • Requiring certain buffers before the first payout is made.
   • There is no activation fee after passing the challenge, traders have only to pay the account fee.

My Funded Futures Pro Challenge: Account Size & Fees

Account Size    Monthly Fee
$50,000    $227
$100,000    $344
$150,000    $477
Want to know about other account types of the firm, check our My Funded Futures Flex Challenge via The Trusted Prop.

My Funded Futures Pro Challenge Rules Explained

   • Profit Target: Profit target for each account size is 6%, that varies as a specific figure. To pass the evaluation, your account equity must hit the profit target with all positions closed.
   • Trailing Drawdown: The trailing drawdown is determined from your closed trade highest balance which is applicable in both challenge and funded phase. The account will be failed if your account equity hits the trailing drawdown limit at any time. The drawdown stops trailing once it reaches the original starting balance plus a small buffer (depending on the particular account size).
   • Daily Loss Limit: There is no daily loss limit in the My Funded Futures Pro account. This is means traders don’t have pressure to maintain a track of daily losses in order to avoid account breach. But, traders are advice to stay within the max trailing drawdown limit.
   • 50% Consistency Rule: The 50% consistency rule means that no single day of trading should account for more than 50% of the total profit made.

Example: Let's say the profit target is $3,000, and you make $2,000 in one day, you are not considered a failure, but you have to keep trading until your total profits are at least $4,000 (so that the $2,000 day is exactly 50%).

You can read the full My Funded Futures Rules breakdown on The Trusted Prop website.

My Funded Futures Pro Plan 1-Day Add-On

My Funded Futures has a feature called the 1-Day Add-On only. It basically lifts the minimum trading day requirement for the evaluation stage.

Is it possible to pass the Pro Challenge in one day?

Yes, if you use the add-on and meet the profit target in a single trading session without breaking the daily loss or trailing drawdown limits, you will be able to pass.

But, this is psychologically risky. Rushing to pass the My Funded Futures Pro Challenge leads to over-leveraging. This approach increases psychological pressure and risk exposure. Traders should consider if the fast break is really worth it as they are more likely to hit a loss limit when going for large sizes in an aggressive manner.

Before start trading in My Funded Futures, get ‘50% OFF on all Pro Plans for New users and 30% for Existing users + 20% OFF on Rapid Plans’ using the coupon code ‘TRUSTED’ at The Trusted Prop.
 

Sim Funded vs Live Funded Account

After completing the evaluation phase of My Funded Futures pro challenge, traders move into the Sim Funded stage, where performance is tracked in a professional simulated environment using real-time market data. Consistent traders under the Pro Plan may later qualify for a Live Funded account based on defined transition criteria.

My Funded Futures Sim Funded and Live Funded Account explained by The Trusted Prop

Feature    Sim Funded    Live Funded
Market Execution    Simulated environment (Real-time data)    Real Market / Instant Brokerage execution
Payout Eligibility    Yes after buffer + qualification period)    Yes
Risk Oversight    Rule-based monitoring    Stricter (Manual Review)
Transition Criteria    Eligible for live review after 3 consecutive payouts.    Direct live capital allocation.
Excess Profit Allocation    Profits above $100,000 payout cap may be partially transferred to Live (plan-specific limits apply).    Live balance increases based on approved allocation.
Data Fees    Usually included in activation    May vary depending on live setup

The risk team may also review high-performing traders at its discretion for live funding consideration.
Moving from Sim to Live represents a performance-based progression, where sustained profitability and disciplined risk management determine eligibility for real capital deployment.

My Funded Futures Pro Challenge Payout Process

The My Funded Futures Pro Challenge payout process is regulated by the payout buffer. Traders cannot withdraw their full account balance immediately. They must maintain a required payout buffer to remain eligible for future withdrawals.

   • Minimum Threshold: Before the first payout, traders are required to trade for a minimum number of days.
   • The Buffer: Withdrawals are allowed only out of the profits over and above the amount of buffer required.
   • Consistency: The 50% consistency rule is still enforced during the payout phase so that traders are not allowed to use extreme bets to provoke a withdrawal.

Common Reasons Traders Fail the Pro Challenge

Understanding and following the Prop firm trading rules is the only way to secure the funded account. Below are the reasons of most of the traders failed in My Funded Futures:

   • Violated the Consistency Rule: instead of a repeatable process, the trader banked on one lucky windfall.
   • Trailing Drawdown Sensitivity: Not realizing that the drawdown follows their peak balance, diminishing their room for breathing as they win.
   • Over-Leveraging: Using contract amounts that are too large for their account size and therefore, the Daily Loss Limit has been hit instantly.
   • Emotional Decision Making: Trying to pass too quickly and therefore making emotional mistakes.

Following these specific guidelines helps you to pass the challenges successfully. By maintaining strict risk management and following all protocols, you significantly increase your chances of securing and keeping your funded account secure.
 

Tips to Pass My Funded Futures Pro Challenge

Based on performance trends shared within the Pro trading community, consistent risk control and disciplined scaling are key success factors. Below are some tips to pass My Funded Futures Pro Challenge:

   • Trade Smaller Sizes: Use the lowest number of contracts required to reach the goal over a longer period.
   • Protect the Buffer: Once you attain the payout eligibility zone, cut your risk so that you don't fall back into the buffer zone.
   • Track Your Percentages: Maintain a spreadsheet to keep track of the days when your profits reach 40% to 45%, giving you a safety margin for the 50% rule.
   • Check the Firm’s Rules: Always refer to the official help center to verify what are the My Funded Futures Pro plan profit targets and payout rules as they can be changed from time to time. Traders can also get a verified detailed My Funded Futures review and rule breakdown at The Trusted Prop.

Who Should Select My Funded Futures Pro Plan?

The My Funded Futures Pro Plan may be suitable for:
   • Consistent Traders: People who trade for a long time and like gradual, strong growth rather than fast, short and risky profits.
   • Risk Managers: Traders who need the discipline of a Daily Loss Limit to be safe from their own trading mistakes.
   • Professional Aspirants: People who study and practice to go to a live brokerage environment someday.

Final Verdict of My Funded Futures Pro Challenge
 

The My Funded Futures Pro Challenge has a clear, disciplined path to funded trading. The biggest advantage is that there is no daily loss limit and activation fee plus the Sim-to-Live transition makes it a complete trading journey for futures traders. But, the requirement to be 50% consistent and the trailing drawdown rule are quite restrictive and demand a high professional level of restraint. Traders who focus on long-term trading strategies and capital preservation rather than short-term profit chase will find the My Funded Futures Pro Plan to be a suitable choice in the 2026 futures market. However, traders who prefer flexible drawdown models or dislike consistency rules may find the Pro Plan a bit restrictive.

If you are confident in passing the My Funded Futures Pro Challenge then head to The Trusted Prop and save 50% OFF on all Pro plans.