Crypto markets don’t pause like Forex markets do. Traders don’t wait for Monday to start their trading session. And if you are serious about crypto trading then you already know the pressure - volatility at 3 AM, breakouts on weekends, liquidations moving fast – that is how cryptocurrency market works. But the real question isn’t whether the opportunity exists but rather it is whether you have enough capital to capitalize on it.

That is where crypto prop firms like My Crypto Funding enters the conversation.

As a dedicated crypto prop firm, the firm promises up to $400,000 in funding, 100x leverage, tight spreads and fast payouts. But in 2026, flashy numbers are not enough, traders need clarity on My Crypto Funding rules, realistic insight into how My Crypto Funding challenge works and transparency around the firm’s payout reliability.

At The Trusted Prop, we evaluate prop firms the way funded traders think - risk first, profits second and consistency third. We break down drawdown rules, scaling logic, platform stability and whether the prop firm funding structure genuinely supports consistent performance. This is not marketing but rather it is a trader focused, data-backed My Crypto Funding Review designed to help you decide if this is truly a contender for the best crypto prop firm 2026 or just another name in the crowded prop firm 2026 landscape. If you are considering a crypto funded account and want facts over hype then you are in the right place.

What Is My Crypto Funding?

My Crypto Funding is a crypto prop firm that has been in the industry since 2024, offering up to $400,000 in simulated capital to traders who can prove consistency through a structured evaluation.
And unlike many traditional prop firm models built around forex first and crypto second, My Crypto Funding leans heavily into crypto markets - offering 940+ crypto pairs, tight spreads, low commissions and fast payouts reportedly processed within 2 hours.
Now we know, that payout speed alone often catches a trader’s attention. But as we always emphasize at The Trusted Prop, payout speed alone does not define a reliable prop firm. Structure, risk controls, and realistic rules matter far more.
So before calling this the best prop firm 2026, let’s examine how the crypto prop firm model actually works.

My Crypto Funding Evaluation Model Overview

The My Crypto Funding challenge comes in two evaluation models:
   • My Crypto Funding 1 Step Challenge
   • My Crypto Funding 2 Step Challenge
 

Both of these crypto challenges are built around clear, performance based parameters and rules that are designed to simulate professional risk management among traders and not reckless trading.

Here is what crypto traders must work with:
   • 10% profit target
   • 4% max daily drawdown
   • 6% trailing drawdown
   • 100x leverage
   • Unlimited trading days
   • Weekend trading allowed
   • News trading allowed
   • Up to 100% profit split
 

That “unlimited time to pass challenge” clause? For serious traders, that is not just a feature, it is a psychological edge as there is no countdown timer that could result in forcing bad entries. No artificial pressure to overtrade – you just to pass the crypto prop firm challenge while adhering to the drawdwon rules and trading conditions.
In the evolving prop firm 2026 market - flexibility combined with disciplined prop firm rules is what separates sustainable funded accounts from short lived ones. And that is exactly what we are about to break down below.

My Crypto Funding 1-Step Challenge

If you are the kind of trader who is comfortable with strict yet fair drawdown rules, a large 10% profit target and one clean shot instead of multiple evaluation phases then the My Crypto Funding 1-Step Challenge is built exactly for that mindset. Traders can select the account size they are comfortable in managing as per their risk tolerance, financial budget and trading goals.
 

Account Sizes & Pricing

   • $5K account for $60 entry fees
   • $10K account for $125 entry fees
   • $25K account for $275 entry fees
   • $50K account for$449 entry fees
   • $100K account for $749 entry fees
   • $200K account for $1449 entry fees
 

My Crypto Funding Rules for 1-Step Challenge

   • Profit Target: Traders must achieve a 10% profit target in order to pass the 1-step challenge by My Crypto Funding.
   • Max Daily Drawdown: Besides achieving the profit target, traders also have to stay within the 4% max daily drawdown limit. Exceeding this limit will lead to failure of passing the challenge or account closure in funded stage.
   • Max Trailing Drawdown: There is a 6% overall drawdown limit of trailing type which is calculated based on highest equity. Traders also have to ensure not exceeding this drawdown rule in order to avoid challenge failure or account closure.
   • Minimum Trading Days: To pass the My Crypto Funding 1-Step challenge, traders need to fulfil the requirement of minimum 5 trading days.
   • Leverage: Traders can benefit from 100x leverage while trading crypto in both the challenge and funded phase.
   • Max Trading Days: Unlimited
 

The trailing drawdown model is strict but achievable for pro traders but for beginners – it might be restrictive. For example, on a $100K account, if your equity peaks at $120K, your trailing threshold moves to $114K. And if you drop below that limit then you have breached the account rule.

This aligns with serious prop firm rules seen in 2026 - capital protection is non-negotiable.
From our analysis at The Trusted Prop, the structure of My Crypto Funding 1-Step challenge is clearly designed for traders who understand prop firm risks, respect drawdown limits and focus on structured crypto trading growth rather than reckless leverage plays.
If you are confident in your trading strategy and disciplined with risk then the My Crypto Funding 1-Step Challenge is your next move towards a crypto funded account. 
 

My Crypto Funding 2 Step Challenge

The My Crypto Funding 2 Step Challenge is designed for traders who prefer structured evaluation with clearer risk boundaries. Compared to trailing models, the static 10% max drawdown provides more stability and psychological breathing room — something experienced traders often value.
 

Pricing is slightly lower on higher tiers:

   • $25K account for $249 entry fees
   • $50K account for $419 entry fees
   • $100K account for $744 entry fees
   • $200K account for $1299 entry fees

Step 1 – The Test

   • Profit Target: 8%
   • Max Daily Drawdown: 5%
   • Max Drawdown: 10% (static)
 

Step 2 – The Confirmation

   • Profit Target: 5%
   • Same Risk Limits Apply
 

Funded Stage

   • Profit Split: Up to 100%
   • Trading Duration: Unlimited
   • Payout Eligibility: Minimum 15 trading days
 

As the drawdown is static rather than trailing in this 2-step model - your risk threshold does not tighten as your equity (profit) grows. That is why this makes the performance management more predictable and often easier to execute strategically for beginner traders. There are no maximum trading days which is a major advantage in the prop firm 2026 landscape as you are evaluated based on discipline and not speed. Once funded, traders can scale profits with up to 100% profit split based on payout history.

For the disciplined crypto traders who focus on steady profit returns instead of aggressive swings then this My Crypto Funding 2-step challenge offers a balanced pathway to a funded account.

We advise traders to evaluate both the My Crypto Funding challenge models carefully and choose the one that aligns with your risk management style before starting your funded account journey.

Trading Platforms: MCF Platform vs MetaTrader 5

A crypto prop firm is only as strong as its execution. Tight spreads, fast fills and platform stability directly impact long term trading performance. This is where My Crypto Funding separates itself from many crypto prop firms in 2026.
 

MCF Platform

The firm has specifically built the MCF Platform for crypto-focused traders, offering:
   • TradingView integration
   • 130+ crypto pairs
   • Clean, exchange-style interface
   • Fast execution speeds

The MCF Platform feels intuitive for anyone experienced in spot or derivatives crypto markets. The TradingView integration is especially useful for traders who already rely on advanced charting and automated journaling also help traders to stay compliant with the prop firm rules.

One standout feature is automated journaling - the dashboard tracks daily performance, win rate, recovery factor, most traded symbols and directional bias. Plus traders also benefit from economic calendar, TradingView forex heatmap and clear breach level visibility – a must have for long term crypto trading in the prop firm industry.
 

MetaTrader 5

For advanced or systematic traders, full MetaTrader 5 support is available.
   • 940+ crypto pairs
   • 1000+ instruments total
   • DOM (Depth of Market) view
   • Custom indicators & EAs
   • Drag-and-drop order functionality
 

This flexibility is particularly valuable for algorithmic traders and those managing structured risk models.
MCF Platform features explained by The Trusted Prop
 

Leverage

My Crypto Funding offers up to 100x leverage across instruments. While this enhances capital efficiency, it also increases exposure risk. Proper risk management remains essential under all prop firm rules.

Before committing to a crypto prop firm challenge – traders are advised to test the platform execution. To do so, you can simply contact My Crypto Funding’s support team for demo access and evaluate the firm’s spreads, slippage and overall performance firsthand.

The account metrics section clearly displays rule thresholds and breach levels. And for the traders who are serious about compliance with prop firm rules, this level of transparency helps and builds trust.

Instruments Available at My Crypto Funding

Although branded as a crypto prop firm, at the My Crypto Funding prop firm, you can trade:
   • Crypto pairs (940+)
   • Forex
   • Indices
   • Commodities
   • Other CFDs
So technically, this isn’t only a crypto prop firm, but crypto remains the firm’s flagship offering.
 

My Crypto Funding Rules Explained

• If you are evaluating a My Crypto Funding challenge, then understanding the rules is non-negotiable. Here is a simplified, trader focused summary of My Crypto Funding rules:

Hedging

• In both challenge and funded phase of My Crypto Funding, hedging is allowed within the same account but cross-account hedging is not permitted. This prevents trading strategy manipulation across multiple funded accounts and keeps performance evaluation fair.

Weekend Trading

• My Crypto Funding allows weekend trading in both evaluation phase and funded phase. Since crypto trading runs 24/7, My Crypto Funding supports uninterrupted execution which is a major advantage over many traditional prop firm models.

News Trading

• On both My Crypto Funding challenge accounts and in funded phase - traders are allowed to do news trading. There are no restrictions around trading during high-impact events.

Max Daily Loss

• Traders have to stay within the 4% daily loss limit which is calculated at 00:00 UTC based on the starting daily balance.

Trailing Drawdown

• There is a 6% trailing drawdown which is calculated based on the highest equity (including unrealized gains). This dynamic drawdown rule requires disciplined risk management - especially for aggressive traders.

Overall, these My Crypto Funding rules are competitive compared to many crypto prop firm structures in 2026 - especially with weekend and news trading fully allowed.

Profit Split & My Crypto Funding Payout Model

Now to what traders care about most - My Crypto Funding profit and payout structure. 
   • Initial Profit split: 80%
   • Every 5 Payouts: +5% increase
   • Maximum Profit Split: 100%
   • Payout Eligibility: Every 15 trading days
   • Processing Time: Average 2 hours
 

That 2-hour payout processing window is notably fast within the prop firm 2026 space – especially in crypto prop firms. If consistently delivered, it positions My Crypto Funding among the most past payout prop firms in the industry.
The firm’s scaling model towards a 100% profit split also rewards traders with long-term consistency which is something many prop firms fail to provide traders properly.

Payment Methods

My Crypto Funding payout methods are:

   • Crypto
   • Debit/Credit Card
   • PayPal
 

Flexible global payment options make onboarding straightforward for international traders entering the crypto prop firm space. 
If you are comparing funding models or evaluating the best prop firm 2026 for crypto trading, then the firm’s rule clarity and payout reliability should be your first filters and this firm’s funding structure checks several important boxes.

Customer Reputation & Transparency

In the prop firm 2026 landscape, reputation isn’t a bonus — it’s everything. And to their credit, My Crypto Funding openly encourages traders to verify feedback on platforms like Trustpilot and independent review hubs such as The Trusted Prop.

As of early 2026, My Crypto Funding maintains a strong public trust profile. On Trustpilot, the firm has 200+ verified trader reviews, with approximately 83% rated 5-stars, while only around 9% and 2% fall into the 1-star and 3-star categories respectively. On The Trusted Prop, the firm has accumulated 729+ trader likes and saves, signaling consistent community engagement and interest.

More importantly, transparency goes beyond ratings. Clear prop firm rules, visible breach levels inside the dashboard, defined My Crypto Funding payout timelines, and open communication through Discord all reinforce operational credibility.
Because in crypto trading - fast payouts are good, but visible rules and accountability are better.

Is My Crypto Funding the Best Prop Firm 2026?

The answer depends entirely on what you prioritize as a trader. If you are crypto-native, comfortable navigating 24/7 volatility, and disciplined enough to manage tight drawdown limits, then My Crypto Funding is unquestionably competitive in the prop firm 2026 space. It especially appeals to traders who value fast payout cycles and unlimited evaluation time without deadline pressure.
That said, if trailing drawdowns feel restrictive or 100x leverage exposure does not align with your personal risk management model, comparing alternatives would be a prudent move before committing to a funded account. In today’s evolving prop firm landscape, specialization is becoming more powerful than generalization, and My Crypto Funding clearly positions itself as a crypto-first operation rather than a broad multi-asset firm trying to serve everyone.
 

Final Verdict from The Trusted Prop

At The Trusted Prop, we evaluate prop firms based on transparency, rule clarity, payout consistency and structural sustainability and not based on marketing hype.
Our honest assessment is that My Crypto Funding stands out as a strong crypto prop firm contender in 2026. The firm combines aggressive yet flexible leverage, clearly defined prop firm rules, professional grade trading platforms, performance based profit split scaling and fast payout processing that averages around two hours. For serious traders focused on disciplined trading rather than emotional decision-making then this crypto funding structure can be highly effective.
 

Ready to Start Your Funded Account?

If your strategy can consistently target 8–10% returns while respecting strict daily drawdown limits, this opportunity may align well with your goals. You can explore the My Crypto Funding challenge in detail, compare it with other leading prop firm options, or review updated rankings for the best prop firm 2026 before making a final decision.
At The Trusted Prop, our mission remains straightforward: help traders make informed funding decisions grounded in research and clarity, not impulse. In prop trading, preparation matters. Discipline matters. And choosing the right prop firm matters even more.