iFunds prop firm provides large capital to prop traders with account sizes between $2,500 and $500,000.  iFunds is one of the leading prop firms that offers no daily drawdowns, unlimited trading time, and no consistency or minimum day requirements. 
In this iFunds review, we will discuss instant funding, account sizes, profit splits, payouts, and withdrawal processes and conditions. We will also share our verdict along with what the trader community feels about iFunds, and whether you should join it.
 

About iFunds Prop Firm

iFunds is located in Rodney Bay, St. Lucia, a Caribbean island country in the eastern Caribbean. iFunds started its operation in March 2024. The CEO of iFunds is Layth Sanjaq. They do not offer a challenge phase. At iFunds.io, traders can start with its instant funding accounts directly. It allows traders to skip the multi-stage challenges. The trading rules are straightforward with easy risk management parameters. Traders can receive on-demand payouts. They guarantee payout processing within 24 hours, or get 10% extra up to $1000. Traders can start trading instantly with funded capital.
 

iFunds Instant Funding Accounts and Cost Structure

iFunds instant funding accounts start from $2,500 to $500,000. You choose a size that fits your trading style and goals. Its trader-first approach provides a profit split of 50% - 80% and a trader-focused account scaling opportunity. Traders can enjoy on-demand payouts with a 24-hour guarantee of receiving their profit. The iFunds withdrawal methods are USDT, USDC, and Rise. The iFunds platform runs on the MT5 trading platform. iFunds has a direct connection to multiple tier-1 liquidity providers. iFunds supports FX, Metals, Indices, Crypto, Futures, and Stocks with freedom to trade using their favorite trading strategies. It allows EAs, copy trading, news trading, hedging, and scalping. iFunds prop firm provides large funded accounts with no limit on how much you can scale - No restrictions, no consistency rules.
 

How to start with iFunds Instant Funded Accounts

They offer instant funding up to $500k. Traders enjoy large capital and account sizes in both stages once funded. iFunds offers 3 types of instant funding accounts:

iFunds Beginners Instant Funding Accounts

• Intern: account size $2.5k
• Starter: account size #5k
• Ambitious: account size $10k

In this instant funding category, iFund Starter is the most popular choice.

iFunds Advanced Instant Funding Accounts

• Pro: account size $25k
• Expert; account size $50k
• Master: account size $85k

In this instant funding category, iFund Expert is the most popular choice.

iFunds Guru Instant Funding Accounts

• Dubai: account size $150k
• London: account size $250k
• New York: account size $500k

In this instant funding category, iFund London is the most popular choice.

iFunds Instant Funding Account Size and iFund Fees

iFunds Rules: Drawdown, Profit Split, and Strategy

You can set your own profit split based on your risk appetite (maximum drawdown).  Here is how your maximum drawdown depends on the profit split.

iFunds Profit Split & Maximum Drawdown Combination Table

iFunds Profit Split and Maximum Drawdown Slider

You can use the slider to select your profit split and the corresponding maximum drawdown, as shown in the figure below:

Why Traders Prefer iFunds Instant Funding Accounts

• Instant funding is access to capital $2,500 to $500,000
• Skip evaluation
• Start trading instantly with instant funding
• Traders can earn profits from the first day.
• Zero Profit Target
• No minimum trading days
• Static drawdown of 6%–10% varies with the chosen risk level and account size
• Use Scalping, EA bots, news trading, hedging, swing, and copy trading
• Profit Split of 50%–80%, depending on the chosen risk level
• Offers on-demand payouts,
• 24-hour payout processing guarantee, or 10% extra up to $1000, if not met

iFunds Review of Instant Funding Account

Our Verdict on iFunds Instant Funding Accounts

Traders will find iFunds' challenge and instant funding account helpful and simple. Traders will enjoy payout processing guarantee, no daily loss limit, and high leverage of 1:100. The iFunds challenge helps traders skip multi-phase challenges.
 

iFunds Rules for Risk Management

• Static Drawdown - 6 to 10% of the starting balance, the account is closed if exceeded.
• Allowed trading strategies - News trading, Weekend holding, Auto trading, Third-party EAs, Hedging, Trade copiers, Third-party Copy trading, Multiple IP addresses,
• Prohibited trading - latency arbitrage, exploiting latency, feed errors, or broker and platform inefficiencies, grid and martingale, or spam trading.
• No minimum trading days
• No consistency rule because iFunds feels it is counterproductive.
• Allowed: EAs and copy trading within the risk management parameters.

iFunds Consistency Rules

iFunds prop firm does not believe in consistency rules. They think it affects productivity. You can trade daily or as needed.
 

Inactivity Rule: There is no inactivity rule. Traders will not get a penalty if they don't trade. Your funded account does not expire due to inactivity unless you breach the drawdown limit.
 

iFunds Review on Trading Platform Supported

iFunds prop firm only supports the advanced and most popular MT5 platform. The trading conditions are friendly and fast. It is for both algorithmic and manual traders.
 

What Trading Instruments Can You Trade on the iFunds prop firm?

iFunds prop firm offers a broad selection of financial markets, making it suitable for nearly all trading styles.
 

iFunds support a wide variety of financial instruments as follows:

• Forex: iFunds support major and minor currency pairs
• Metals: Primarily Gold, Silver
• Indices: All major indices, including US30, NAS100, GER40, UK100
• Crypto: All major cryptocurrencies, including BTC, ETH, LTC, and more
• Energies: Primarily Crude oil, natural gas

Verdict: iFunds covers almost all major instruments to support traders of all types - scalpers, swing traders, algo traders, EAs, and Bots. Even multi-asset traders can find the iFunds platform helpful.
 

iFunds Payout Policy and Process

iFunds prop firm offers fast and reliable payouts with a transparent payout process for its traders. iFunds doesn’t follow a particular payout schedule. It doesn't provide profit withdrawal in any payout cycles, but rather, iFunds offers on-demand payouts to its traders. With iFunds, traders can request a profit payout from the first day of trading on their iFunds account. No limits on payout timing and frequency. You can request a payout at any time and as many times as needed. The only prop firm that guarantees on-demand payouts and actually stands on it is the iFunds prop firm.

Traders do have to make a minimum profit of $50 to request a withdrawal but there is no maximum payout limit. No restriction on maximum payout. It enables traders to accumulate profit with no limits or restrictions.

iFunds payouts are processed within 24 hours on business days. If your payout is not processed in 24 hours (business days), iFunds will compensate with 10% extra, up to $1000. Multiple payout requests allowed. Request payouts at any time of the day. No limit on the number of daily payouts

iFunds Payout Conditions

• You should not have any open trades or floating P&L at the time of requesting a payout.
• Close all open traders before requesting a payout.
• You can continue trading after placing the payout request.
• If any loss from trading wipes out your profits and no balance in your account at the time of processing, you will receive a message “insufficient funds.”

On-Demand iFunds Withdrawals

• Traders in iFunds prop firms can withdraw profits from the first day of trading. There is no waiting period or waiting cycle.
• Traders can request a payout for any profit amount they have made. But they must have earned at least $50. There are no restrictions. Traders can enjoy multiple iFunds withdrawals daily.
• You can withdraw directly to your cryptocurrency wallet.
• They may offer withdrawal into the Rise Pay account in the future.

Fast Processing or Get Extra

• Once you request a payout, iFunds prop firm promises to process it within 24 hours. They process payouts only on business days.
• If the payout is not processed within 24 hours, iFunds will add a 10% extra, up to $1,000.

iFunds Review of Payout & Withdrawal Eligibility

Start withdrawing immediately after you have a profit. Your balance for withdrawal must be $50 or above.

• Instant Funding with on-demand payout, no time limit, withdraw anytime, multiple times.

iFunds Prop Firm Payment Methods

Payout processing Speed is fastest, processed the same day, and within a few hours.
 

It supports:

• The most popular Cryptocurrency
• e-wallets, if available to you
• If allowed for you, an Internal transfer between accounts

iFunds Profit Split

Traders choose their iFunds profit split and max drawdown limit. It is tailored to their risk appetite. The lower the drawdown risk, the higher the profit split.
For example, depending on the instant funding account types, a 50% profit split with a 10% maximum drawdown.
 

Select your own iFunds Profit Split and Max Drawdown

iFunds prop firm has a flexible profit-sharing structure. Traders have full control to trade. Traders exercise the power to choose based on their needs. 

• Ifunds offer a maximum profit split of up to 80%
• The iFunds profit split depends on the maximum drawdown limit
• Some traders prefer a conservative risk profile. They will opt for a lower drawdown but get a higher split.
• Some traders are aggressive and may opt for a higher drawdown and higher iFunds profit splits.

iFunds Review of Scaling: Growing Your Funded Account

iFunds offers an attractive account scaling. If you generate profit,  use those profits to upgrade or scale up your funded account to a higher funding tier. It provides access to larger capital and larger positions.
 

How iFunds Scaling Works

• Sacling is unlocked for you the moment you total a profit of $50 or more.
• Once you achieve the minimum withdrawable profit $50, scaling is available.
• You can scale up your account to one of the 2 next higher plans by paying the cost difference between your current plan and the higher plan.
• To upgrade to a larger account, you must pay the price difference between your current plan and the next plan.
• Multiple iFunds scaling options are available
• Yes, you can keep scaling your accounts up to $500k
• Scale up your iFunds account from $2500 to $500k in just 4 steps.

How to pay the cost difference for scaling

• To scale up, you can pay the difference using your iFunds profit split. If your profit split is not sufficient to cover the cost difference, you can pay the cost difference using your iFunds profit split and a direct payment using any of the available payment methods.
• You can cover that cost difference using your profit split amount, or if that’s insufficient, combine the iFunds profit split with a direct payment via any available payment method.
• If your profit split is insufficient to pay the difference in cost, you can use the available iFunds profit split amount and pay for the deficit using any of the available payment methods.
• If you have excess profit split left in your account, that will be paid into your iFunds wallet.

Excess profit Rollover

Any excess profit above what’s needed to pay the cost difference is NOT wiped out. That excess amount is credited to your new upscaled account and remains withdrawable.

iFunds Account Scaling Process
 

Scaling from $2,500 up to $500,000. 
 

The levels of iFunds scaling passing through the tiers:
$5,000 → $10,000 → $25,000 → $50,000 → $85,000 → $150,000 → $250,000 → $500,000.
You can scale up to the next two tiers. Hence, to reach scaling from $2,500 up to $500,000 in just 4 steps:
$10,000 → $50,000 → $150,000 → $500,000
iFunds prop firm claims that you can reach the top $500,000 level in just 4 scaling steps.
Also, during scaling, you can adjust your max drawdown and iFunds profit split for the new account. It offers further flexibility.
 

How to Pass iFunds Challenge quickly - Real Traders Tips

• Ideal strategy- keep a small lot size
• Manage your max drawdown well within limits
• Don't keep balance accruing, transfer profits regularly
• Avoid prohibited strategies, such as artingale or grid systems
• EAs if you need, but with approval
• One strategy at a time
• never revenge trade, maintain emotional balance
• Stick to 4-trade rules for challenge accounts

Real Traders' Feedback and how the Trust Factor fares
 

PROS - Good feedback from Real Traders

• Traders agree to have received fast payouts
• They appreciate the straightforward rules
• They can access Instant funding with ease
• Supports the most demanded strategies, such as EAs and scalping
• Wide range of trading instruments, multi-instrument trade

Cons - Not so good feedback from real Traders

• Limited transparency if traders want to know more about brokers/liquidity providers
• Relative new prop firm, started in 2024, not much to gather from the history
• A few traders have experienced some payout and withdrawal delays
• Support mostly Crypto for payout withdrawal

What does the Trader Community say about the iFunds Prop Firm

The iFunds review suggests that the key is to manage risks well and withdraw frequently. Traders must not over-leverage or trade emotionally. They may blow accounts faster. Static drawdown is critical to maintain at all times. The community sentiment is positive, but they are cautious.
 

Should You Trust iFunds Prop Firm?

Based on iFunds reviews, we would say yes. You must be realistic. iFunds seems legitimate. The payouts are quick and with a guarantee. The rules are easy and clear. It is a new prop firm. The iFunds prop firm doesn't talk much about brokers and its liquidity partners when traders raise questions.
 

Final Verdict: Is iFunds Worth Trading on It in 2025?

Yes. As per our final iFunds review, you need prior experience and a disciplined trader. The instant funding is attractive. It offers flexible trading conditions. You can get fast payouts. The platform is overall simple and attractive, considering it is a newer prop firm.
Beginners or traders with poor risk management may choose to stay away. The static drawdown is critical to manage.
 

Bonus Tip: Watch for iFunds Discount coupons & Cashbacks

iFunds frequently runs promotional discounts, seasonal offers, and cashback events on instant funding accounts. Waiting for these deals can significantly reduce your upfront cost.

Conclusion

Get more reviews on payout processes, leverage, profit splits, and scaling on The Trusted Prop and other prop firm review websites. It will help you to make an informed decision. If you are confident, get started with iFunds Prop Trading; the time may be just right for you to be profitable.