IFunds Review 2025 – Prop Firm Features, Rules & Payout Explained

In this era, prop trading is always changing day-by-day and many new firms are evolving. iFunds is a new prop firm that started in March 2024. This review will look closely at what iFunds offers, focusing on their Instant Funding model, the different account sizes they have and their trading rules. If you are a trader who is looking for a firm with no daily drawdown, no profit target with flexible rules, this firm's Instant Funding model might be the one to consider to start your prop firm journey in 2025.

iFunds Prop Firm Overview

iFunds offers traders the chance to manage capital without the requirement to pass long multi-step evaluations. Instead of proving yourself over weeks of phases, you get immediate access to a funded account - making it appealing for traders who want faster payout opportunities and fewer restrictions. Here is detailed info about iFunds prop firm.

Pros and Cons of Trading with iFunds

When choosing a prop firm, it is important to point out the advantages against the disadvantages. iFunds has a unique structure - especially with its Instant Funding model and flexible rules but new traders should still look at all the details before getting in. Below is a quick pros and cons of trading with iFunds prop firm.

iFunds Account Types, Fees & Profit Split

iFunds only offers one main account type, which is Instant Funding. Which means a trader doesn’t need to pass any profit target to get a funded account. You pay the fee and start trading in a funded account immediately. This model is a very good option for traders who do not like the time limit pressure or a selective profit goal.
 

Here is a quick look at the main features of the Instant Funding model by iFunds:
 

Instant Funding Account Breakdown

The Instant Funding account is available in 3 different versions (Beginner, Advanced, Guru) and 9 different account sizes, ranging from a small $2,500 account up to a large $500,000 account.

Instant Funding - Beginner Accounts

These accounts are designed for traders who are new to prop firm trading or those with smaller capital requirements.

Why Choose Instant Funding - Beginner Accounts by iFunds

• Intern: Lowest entry cost for the Instant Funding model with immediate capital.
• Starter: Offers a balance of capital and affordability while still providing more money ($500) as a static drawdown.
• Ambitious: Allows access to five-figure capital without any daily drawdown pressure or requirement to hit a profit target.

Instant Funding - Advanced Accounts

These accounts are suitable for experienced traders looking to manage a mid-range capital size.

Why Choose Instant Funding - Advanced Accounts

• Pro: A solid entry fee into the higher capital accounts with a static drawdown limit of $2,500.
• Expert: Offers substantial funding with a scalable profit split of up to 80% from the very first day.
• Master: It offers a generous $8,500 maximum static drawdown and provides s significant capital protection for a large account size.

Instant Funding - Guru Accounts

These accounts are for highly capitalized traders who all are seeking the largest funding opportunities offered by iFunds.

Why Choose Instant Funding - Guru Accounts

• Dubai: The first step toward the largest capital, offering an immediate $150,000 without passing any evaluation phase.
• London: Offers a quarter-million dollars in trading capital with the assurance of a guaranteed 24-hour payout.
• New York: The largest account size available, granting maximum trading capital up to the scaling limit of $500,000.

Our Verdict on iFunds Account Types

The Instant Funding model is a strong point because it removes the pressure of the evaluation phase. There is no Daily Drawdown and no Profit Target rules. Which makes this an extremely flexible option for traders. However, the one time fee is a little bit high, especially for the ‘Guru’ accounts and it is not refundable. Traders must be very sure about their trading strategy before buying an account. The static drawdown of up to 10% is generous.
 

iFunds Drawdown and News Trading Rules

The rules about Drawdown and News Trading are some of the key points to notice while choosing a prop firm. iFunds has very flexible rules in these areas, which is good for traders who use many different trading strategies.
 

Drawdown Details

• No Daily Drawdown: This is a big advantage for you, as it means your trading is not stopped based on the daily movement of your account.
• Max Drawdown: The maximum loss allowed is Up to 10% of the initial account balance.
• Drawdown Type: It is a Static Drawdown, calculated from the initial balance. This is easier to manage than a trailing drawdown. (For eg: on a $10,000 account, you can never let the balance fall below $9,000).

News Trading Details

• Allows News Trading: Yes, trading during news events is allowed.
• Prohibited Trading: A specific rule says that placing opposite trades or orders during news is not allowed.

iFunds Spreads & Commissions

At iFunds or any prop firm - the extra cost you pay while trading such as spreads and commissions - changes based on how much you are trading. It is important to know these additional fees before starting your prop trading journey.

• Spreads: iFunds uses spreads that can change, which means the difference between the buy and sell price changes based on the market conditions.
• Trading Commissions: iFunds does not charge any commission fees ($0). This is a good feature, because you only have to pay for the spread which makes your total trading cost lower in the long run.

Trading Instruments offered by iFunds

A wide range of trading instruments offered to traders to find opportunities in many markets. iFunds offers a good variety across different asset classes.
 

In iFunds you can trade in:

• FX (Forex, or currency pairs)
• Metals (like Gold and Silver)
• Indices (stock market indexes)
• Crypto (Cryptocurrencies)
• Futures (Futures contracts)
• Stocks (Shares of companies)

iFunds Trading Rules - What is Allowed and What is Not

iFunds is known for its flexible trading rules, allowing many styles and tools that some other prop firms do not allow.

Prohibited Trading Practices at iFunds:

• Market manipulation EAs: This means using EAs that try to take advantage of small delays in the price information. This is called latency arbitrage.
• Placing opposite direction trades/orders during news: You cannot open a long and a short trade at the same time when big news hits. This stops you from trying to win money on both sides of a price jump.

Scaling Plan at iFunds

A scaling plan is one of the fastest way for a successful trader to get a larger account size rather than buying multiple accounts. This helps to earn more profits. At iFunds, traders can scale their funded accounts with no limits to how much they can scale.

• Max Scaling: The maximum account size you can scale up to is unlimited.
• Max Allocation: The maximum total capital a trader can manage is $500k.

This shows long-term growth is possible for funded traders at iFunds.
 

Payment Methods & Payout Process at iFunds

Knowing how you can pay for your account type and most importantly, how you can withdraw your profits is an important one. iFunds offers multiple ways to transfer money for Account Payment and Profit Withdrawal.
 

Details of Payment Method Supported By iFunds:

You can pay for your Instant Funding model using many options:

• Card
• USDT (Tether cryptocurrency)
• USDC (USD Coin cryptocurrency)
• Skrill
• Neteller
• SEPA Transfer
• AliPay
• SOFORT
• MyBank
• MultiBanco
• PIX
• Blik
• Local Payment Methods

Details of Payout Pptions Supported By iFunds:

At iFunds, traders can withdraw profits using below options,

• USDT
• USDC
• Rise

Details of how the payout process works:

• Payout Frequency: On-demand payouts are available which traders receive within 24-hours.
• Payout Guarantee: They have a 24-Hour Guarantee for processing payout.
• Payout Eligibility: You must have a minimum of ($50) profit to request a payout.
• Profit Split: The standard split is 50%, and it scalable up to 80% as you grow.

Countries Restricted at iFunds

Some countries are not allowed to purchase an account with iFunds. Below are the list of restricted countries at iFunds.

• USA
• North Korea
• South Sudan
• Sudan
• Iran
• Israel
• Myanmar

Our Final Verdict on iFunds

iFunds stands out from other prop firms by offering only an Instant Funding model that also has no daily drawdown and no profit target. This makes it an excellent choice for experienced traders who want high flexibility and immediate capital access in their hands. The ability to keep up to an 80% profit split and receive a guaranteed payout within 24 hours from the very first day are strong features. While the initial fees are high and non-refundable, the flexible trading rules, allowing EAs, copy trading and weekend holding are the features which makes iFunds a very attractive option for traders who need full freedom in their trading strategy.