Read our full Top One Futures review including Challenge types, Drawdown rules, Prohibited Strategies, Payout process, and exclusive discount codes. Updated June 2026.
|Futures|60% OFF
Discount Code
Coupon Code
TRUSTED
Profit Split
90%
Payout Speed
On Demand
Max Allocation
$500K
Starting Price
$44
$17.60
60% OFF
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Top One Futures Review 2026: Rules, Payouts, Discounts & Verdict
Futures prop firms are everywhere. Most of them offer the same deal. You get a Tradovate account, a two-step evaluation, and a promise of fast payouts. Top One Futures does things differently. It launched officially in 2025 (the team has been active since 2023) and has already moved over $22 million in trader payouts. That is not a small number. That is actual money going to actual traders .
I spent hours digging through their rules, pricing, Trustpilot reviews, and payout proofs to write this for TheTrustedProp. The goal is simple: give you a clear picture. Is Top One Futures worth your time and money? Or is it just another firm that looks good on paper but falls apart when you try to withdraw?
Let’s start with the basics and work through everything you need to know. If you are in a hurry, the short answer is that they are one of the better value plays in the futures space right now, provided you understand the restrictions.
Top One Futures is a US-based proprietary trading firm. It focuses on futures markets. The CEO is Matt, with Clay also listed in leadership . They say they operate under the guidelines of the Commodity Futures Trading Commission (CFTC).
Here is what you need to know about their credentials:
Legal Name: TOP ONE FUTURES
Year Launched: 2025 (active in prop trading since 2023)
Country: United States
Status: Active, verified on TheTrustedProp. Not closed, not flagged as a scam .
Website: toponefutures.com
The firm is verified on TheTrustedProp, which means they have passed a basic background check. Their Trustpilot score is 4.8 out of 5, based on over 4,000 reviews . That is a strong signal, but we will dig into the negative reviews later.
One thing that stands out immediately is the range of account types. They have a one-step challenge, a two-step challenge, a three-step challenge, and instant funding. That kind of variety is good for traders who like options, but it can also be confusing. We will break it down.
This is where Top One Futures gets interesting. They have six main account models, and each one targets a different type of trader.
This is the cheapest option. A $25k account costs $44. The drawdown is 4%. The profit target is 6%. You can pass it in one day. But it has a consistency rule, which means your best day cannot be more than a certain percentage of your total profit. This stops the "one lucky trade" pass .
Pricing:
For $44, this is a low-risk way to test the firm and your strategy. The consistency rule is annoying, but it forces you to trade properly.
This is the two-step challenge. The drawdown is 4% with a 2% daily loss limit. The profit target is 6%. It pays out daily, which is rare. The minimum trading days is zero for the evaluation phase. The price for a $25k account is $178 .
A three-step challenge. 4% drawdown, 2% daily drawdown. It costs $178 for a $25k account. This is more expensive and has more phases, but the rules are clearer than some other firms .
Skip the evaluation entirely. Get the account and start trading. The drawdown is 4%. There is no profit target. You can request a payout immediately. The price for a $25k account is $259 .
This is for traders who are confident and want to skip the line. It is more expensive upfront, but you avoid the stress of an evaluation.
A middle ground. $89 for a $25k account. One phase. 4% drawdown. The rules are simpler. No daily drawdown is listed. This is probably the sweet spot for many traders .
The traditional two-step evaluation. $161 for a $25k account. It has a consistency rule. The profit target is not clearly defined in the data, but it is a standard two-step model .
Every prop firm has rules. Some rules are just formalities. Some rules will cost you your account. Here are the ones you need to pay attention to.
This is a big one. It is a gambling prevention rule. If you enter a trade and exit in under 10 seconds, it can be flagged. The firm allows some of these trades. But if they make up more than 50% of your profit, your payout can be adjusted .
A Trustpilot reviewer named Michael O. mentioned this rule:
"I do have a concern with one of their 'rules' that states all trades must be held for at least 10 seconds. With very sharp market movements, there have been several occasions where a trade quickly hits my take profit target."
The firm replied that occasional violations are tolerated, as long as they do not represent more than 50% of profits. This is a critical detail for scalpers. If you scalp on the 1-minute chart, this firm might not be for you.
14 days. That is it. If you do not place a trade for 14 calendar days, the account is breached and closed. This is clearly stated in their documentation .
One trader left a 1-star review because of this:
"I had a 50k account trading very cautiously never broke any rules averaging one trade every 3 days, went on 2 weeks vacation only to receive an email saying account was breached due to inactivity!!!"
The firm replied and confirmed the rule. If you go on vacation, you need to set a reminder or lose your account. Most firms offer 30 to 90 days. 14 days is harsh.
Not allowed. All trades must be closed by the end of the day. This makes the firm unsuitable for swing traders who hold over the weekend .
The drawdown varies by account type. Most challenges use a 4% drawdown. Some use a trailing drawdown. The Elite Challenge uses a 5% trailing drawdown .
Here is the good part. Once you take a payout, the drawdown locks at that balance level. It stops being a trailing drawdown. This makes risk management easier for funded traders.
Applies to many of the funded accounts. It limits how much of your profit can come from a single day. This prevents "one lucky trade" passes, but it also restricts aggressive trading styles .
Copy trading is allowed between same-size and same-type accounts. They even provide an integrated trade copier inside Tradovate. This is a big advantage for traders who run multiple accounts .
This is the real test for any prop firm. Do they actually pay?
Profit Split: 90% trader / 10% firm.
Payout Frequency: Every 14 days. Some account types support faster recurring withdrawals, including daily payouts .
Payout Method: Via Rise (Riseworks), Crypto, and Bank Wire.
Minimum Payout: You only need 2% profit between withdrawals. This is lower than the industry standard of 4-6%. It means you can take smaller, more frequent payouts.
Payout Stats:
Total Paid All Time: $22,619,907
Total Payouts: 7,800
Largest Payout: $171,720
Average Payout: $2,899
Last 30 Days: $801,051 paid out across 429 traders .
These numbers suggest the firm is healthy and paying traders. The average payout of $2,899 is realistic. The largest payout of $171k shows that serious traders are using this platform.
One trader named Jose Martinez left a Trustpilot review:
"I love how fast they process my payment request. Their customer service is always prompt to answer any question I had and my money was sent to my account the same day."
Another trader mentioned a delay, but the issue was resolved quickly. Overall, the payout process seems solid.
Platform: ProjectX (Tradovate-based).
Instruments: Futures (NQ, ES, YM, RTY, CL, GC, etc.). The specific list is not in the data, but it is standard futures.
News Trading: Allowed. This is a big advantage. Many firms restrict news trading. Top One Futures allows it.
EA Trading: Not allowed.
HFT: Not allowed.
Martingale: Not allowed.
Hedging: Not allowed.
Slippage Score: 8.8 out of 10.
The platform is solid. Tradovate is a standard in the futures industry. The lack of MT5 might bother some traders, but for futures, Tradovate is the standard.
The support team gets consistently positive feedback. In the Trustpilot reviews, specific agents like Ash, Alves, Sam, Eliezer, Daniel, and Usman are mentioned by name .
Support Channels: Live Chat, Email, Discord.
Response Time: Most reviews mention fast response times. One trader said they got help at 9 PM on a Sunday night .
Here is a quote from a 5-star review:
"ASH was super helpful as I needed help troubleshooting a glitch with Ninja Trader. He was great. Very professional and speedy."
And another from a 1-star review:
"Customer service is pretty shit--they seem to hire novice English speakers who misunderstand their customers."
The negative reviews about support are rare. The positive ones are overwhelming. The firm also replies to every single negative review with a detailed explanation. That is a good sign.
Based on everything I have read, here are the pros and cons.
Cheapest Entry in the Market. The $44 1-step challenge is an incredible deal. It lowers the barrier to entry significantly. You can test the firm with very little risk.
Low Minimum Payout. The 2% minimum between withdrawals is very trader-friendly. It helps with cash flow and reduces the pressure to make huge profits before taking money out.
Support Team. The support team gets consistently positive feedback. They are fast, available 24/7, and actually solve problems. This is rare in the prop firm space.
News Trading Allowed. Many firms restrict news trading. Top One Futures allows it. This is a big advantage for news traders.
Drawdown Lock. Once you take a payout, the drawdown locks at that balance level. It stops being a trailing drawdown. This makes risk management easier for funded traders.
Built-in Trade Copier. Copy trading is allowed between same-size accounts, and they have an integrated copier. This makes multi-account management easier.
Too Many Account Types. Choosing between Elite, Instant, Ignite, S2F, etc., can be confusing for new traders. The pricing structure is not immediately transparent.
Strict Inactivity Rule. 14 days is harsh. Most firms offer 30 to 90 days. If you go on vacation, you lose your account.
No Weekend Holding. Swing traders who need to hold over the weekend cannot use this firm. All trades must be closed by end of day.
10-Second Rule Limits Scalpers. While the rule prevents gambling, it creates a grey area for genuine scalpers. If you scalp on the lower timeframes, you will run into problems.
Platform Ecosystem. You must use ProjectX (Tradovate). While Tradovate is good for futures, there is no MT5 option for those who want it.
Consistency Rules. The consistency rule can be a pain for traders who have one big winning day. It forces a more structured approach to passing the evaluation.
Top One Futures has a 4.8 rating on Trustpilot with over 4,000 reviews. That is an excellent score. But you have to look at the negative reviews to get the full picture.
1-Star Reviews:
One trader complained about an activation fee on the Elite account. The firm replied explaining the difference between the Elite Challenge and the Elite Daily. This highlights the complexity of their product lineup.
Another trader complained about the inactivity rule. The firm replied with a clear explanation of the 14-day requirement.
One trader claimed their payout was denied after making too much money. The firm replied with a detailed breakdown of the trade, showing that the daily loss limit was hit during a news event .
5-Star Reviews:
"I love how fast they process my payment request."
"Ash was very helpful and quick to address my issues."
"Fast support as usual, great customer service from Ash."
Analysis: The high score is authentic. The negative reviews are mostly based on rule enforcement or technical misunderstandings. The firm actively replies to all negative reviews with detailed explanations. This signals that they care about their reputation.
Top One Futures is a legitimate and well-run prop firm. The pricing is competitive, the payouts are happening, and the support is solid. It is not perfect. The account types can be confusing, and the inactivity rule is strict.
Who is this for?
Active day traders who trade futures (NQ, ES, CL).
Traders who want a cheap eval (the $44 challenge is a no-brainer to test the firm).
Traders who want to copy trade multiple accounts.
Who is this not for?
Swing traders who need to hold over weekends.
Scalpers who rely on sub-10 second trades.
Traders who hate Tradovate.
Score: Solid 4.5 out of 5.
If you want to try them, use the code TRUSTED to get 30% off all challenges . Start with the 1-step Elite challenge to test the waters. It only costs $44.
Risk Reminder: Trading challenges involve risk. Most traders do not pass evaluations. Always read the firm's latest rules before buying. The information in this review is based on data available as of May 2026. Prop firm rules change frequently, so confirm everything on the firm's official website before purchasing.
What is the Top One Futures discount code? The current discount code is TRUSTED. It gives you 30% off all challenges.
Does Top One Futures allow news trading? Yes. News trading is allowed.
How long does it take to get a payout? Most traders report receiving their payout within 24 to 48 hours after requesting it. Some account types support daily payouts.
What platform does Top One Futures use? They use ProjectX, which is built on Tradovate.
Can I hold trades over the weekend? No. All trades must be closed by the end of the trading day.
What is the inactivity rule? You must place at least one trade every 14 calendar days. Failure to do so will result in a breach and account closure.
What is the maximum number of accounts I can have? Traders can have a maximum of 3 accounts at the same time, regardless of account size. Some plans allow up to 5.
Is Top One Futures a scam? No. Based on the payout data, Trustpilot reviews, and verification status, Top One Futures is a legitimate prop firm. They have paid out over $22 million to traders.
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Top One Futures
Trust Score: 86/100 · 4.3
