Full T4TCAPITALFM Review for 2025 – Features, Payouts, Rules Explained

T4TCapitalFM is a leading proprietary trading firm that offers traders the opportunity to manage the capital of up to $1 Million,  scale accounts up to $4 million and earn up to 90% of their profits. With their two unique funding challenges and transparent rules, T4TCapitalFM is designed to help traders succeed. Whether you're aiming for a $25,000 account or a $1 million account, T4TCapitalFM provides you with the resources and support to grow.

Company Information

• Company Name: T4TCapitalFM
• Company Legal Name: T4TCapital Funds Management Ltd
• Country of Registration: USA
• CEO: Bradley Gilbert
• Support Mail: support@T4TCapitalFM.com

Challenge Details

T4TCapitalFM offers two challenges that cater to traders of all levels: the 1 Phase Challenge and the 2 Phase Challenge. Let's dive into the specifics of each.

1 Phase Challenge

Pricing:

• $25,000 Account: $125
• $50,000 Account: $250
• $100,000 Account: $500
• $250,000 Account: $1,250
• $500,000 Account: $2,500
• $1,000,000 Account: $5,000

Rules:

• Profit Target: 10%
• Total Loss Limit: 6%
• Daily Loss Limit: 5%
• Drawdown Type: Trailing Drawdown
• Profit Share: Up to 90%
• Leverage: Up to 100:1
• Max Lot Size: Unlimited
• Payout Frequency: 30 Days
• Allows Copy Trading: Yes
• Minimum Trading Days: 5
• Time Limit: Unlimited

2 Phase Challenge

Pricing:

• $25,000 Account: $100
• $50,000 Account: $200
• $100,000 Account: $400
• $250,000 Account: $1,000
• $500,000 Account: $2,000
• $1,000,000 Account: $4,000

Rules:

• Profit Target (Phase 1): 10%
• Profit Target (Phase 2): 5%
• Total Loss Limit: 6%
• Daily Loss Limit: 5%
• Drawdown Type: Trailing Drawdown
• Profit Share: Up to 90%
• Leverage: Up to 100:1
• Max Lot Size: Unlimited
• Payout Frequency: 30 Days
• Allows Copy Trading: Yes
• Minimum Trading Days: 5
• Time Limit: Unlimited

Scaling Plan

T4TCapitalFM offers a scaling plan that allows traders to grow their accounts exponentially. The scaling plan works by doubling the account size every time a trader achieves 10% profits consistently for three consecutive months. Along with the increase in account size, traders also receive an additional 5% increase in profit share, with the maximum profit share of 90%.

Entry-Level Scaling:

• $100,000 Account: 75% Profit Share
• $250,000 Account: 80% Profit Share
• $500,000 Account: 85% Profit Share
• $1,000,000 Account: 90% Profit Share

The scaling plan offers opportunities to reach up to $4,000,000 in trading capital, which makes it an ideal solution for traders who want to grow their accounts and earnings.

Spreads and News Trading Rules

Spreads:

T4TCapitalFM offers competitive spreads and trading commissions on various instruments. For specific spreads and commissions, traders can check the following link: Tradable Instruments.

News Trading Rules:

Traders can hold positions and trade during high-impact news events, but they are not allowed to trade during high impact news events.

Other Important Rules

Daily Drawdown Calculation

The daily drawdown limit is calculated based on the equity of the account at the start of the day. Traders are required to stay within the 5% daily drawdown limit to avoid breaching the rules. as it is Equity Based Drawdown, daily drawdown limit will increase and decrease based on the PnL and current account size.

Countries Banned from Purchasing

T4TCapitalFM has not mentioned any countries where they do not provide their funding services.

Gambling Rules

T4TCapitalFM prohibits any form of trading that resembles gambling. This includes placing high-risk trades without any form of strategy or risk management.

Prohibited Trading Strategies

To ensure fairness and integrity, T4TCapitalFM has a list of prohibited trading strategies that traders must avoid. These include:

• High-Frequency Trading (HFT) or using algorithms that exploit system errors.
• Latency Arbitrage – profiting from delayed price updates.
• News Straddling or taking advantage of sudden price changes during news releases.
• Martingale Strategy – where traders double their position after each loss.
• Use of Expert Advisor robots or AI-generated algorithms.
• Opposite positions on different accounts or colluding with other traders.
• "Evaluation passing" services or paying third parties to manage the account during the evaluation phase.

Violation of any of these rules can result in account termination, and profits will not be paid out.

Payout Methods

T4TCapitalFM offers multiple payout methods to ensure traders can easily access their earnings:

• Bank Wire: The fastest and most reliable payout method. Traders must provide their bank details using the SWIFT format to ensure successful transfers. The account must be in the trader's name.
• Cryptocurrency: Traders who paid in cryptocurrency can receive their payouts in crypto. This is an efficient method for traders who prefer digital assets.

Trading Commissions

T4TCapitalFM applies trading commissions depending on the instruments traded. Traders can access the commission structure via the Tradable Instruments page.

IP Rule

T4TCapitalFM strictly enforces its IP rules. Traders are not allowed to open multiple assessment accounts using the same IP address and different emails. If caught, those accounts will be forfeited, and no refunds will be issued for any fees paid.