PipFarm Review 2025 – Prop Firm Features, Rules & Payout Explained

PipFarm is a Singapore based prop trading firm that was started in 2023. Its goal is to transform the prop trading world. It helps both new and advanced traders by providing them with customized trading options and scalable funded accounts. With its technology and strategies, PipFarm offers funding starting from $5,000 going all the way to $300,000, allowing traders to increase their capital during the funding period by $1.5 million, making PipFarm one of the most agile firms on the market.

What makes this prop trading firm different from others is the XP (Experience Points) model, which pays traders for consistently performing well and improves the trading conditions as traders progress. PipFarm allows scalpers, swing traders, and even algorithmic traders to greatly benefit from its structured advancement model. The firm provides prop traders with institutional-level tools, offering them access to forex, crypto, commodities, and even indices on the cTrader platform.

In this PipFarm review, we are going to discuss everything that makes this proprietary trading firm a go-to for serious traders looking to grow and advance their trading career in 2025.

PipFarm Prop Firm Snapshot:

Pros & Cons of PipFarm - Quick Comparison  

PipFarm is a next generation Prop Firm, providing an adaptive and innovative prop trading experience. Distinct in the 2025 prop trading scene, this proprietary trading firm sets itself apart with it’s unique XP-based reward system, performance-based scaling, and flexible evaluation models. However, as is the case for all prop firms, there are caveats. Some traders who prefer using other than cTrader or have restricted strategy may find themselves with limitations.

PipFarm Challenges Types , Fees, and Profit Split  

In the prop trading industry, few companies stand out offering two Challenge designs aimed at testing different levels of trader discipline and skill: 1-Stage Evaluation and 2-Stage Evaluation. Each challenge is designed to help traders claim a funded account with low fees, high revenue-sharing potential, and scalable capital.

PipFarm has set its evaluation models for various trading styles: scalping with high leverage or swing trading with longer-term setups. As a modern prop firm, PipFarm alleviates challenge options and flexibility to align with risk appetite which makes it seamless to scale, ideal for prop traders seeking to earn passive income using their skills.

Both challenge models allow traders to enjoy high leverage, funded accounts, performance-based scaling, and up to 90% profit split, along with the proprietary trust which allows them to sustainably and efficiently grow their capital.

PipFram Challenge Types Comparison Table:

The PipFram 1-Stage Challenge

The PipFram 1-Stage Challenge is best for self-assured traders who want to explode right into the action and secure funding with a single, decisive performance. With a trailing 9% drawdown, this challenge not only pushes you to perform, but incredibly rewards you with up to 95% profit split once funded.

This challenge comes with no time limits. Just maintain steady performance, hit the trading goals, and control your risks. Upon passing, you will be well on your way to managing a real funded account.

PipFram 1-Step Challenge Breakdown:

What Makes the PipFram 1-Stage Challenge Unique?

• High Reward Potential: With a generous 95% profit share, successful traders are rewarded more than most other firms in the market.
• Challenging Yet Worth It: A 12% profit target and 9% trailing drawdown mean this challenge is for serious, skilled traders but if you’re confident in your strategy, it’s a strong opportunity.
• Flexible Rules, Clear Objectives: No time limits, no forced minimum trading days just clear targets and room to focus.
• Smart Risk Metrics: Daily loss calculated from the previous EOD balance ensures you're judged fairly based on consistent performance.

The PipFram 2-Stage Challenge

With The PipFram 2-Stage Challenge, traders who prefer a more sequential approach will benefit greatly. Rather than reaching one colossal target all at once, this model allows you to achieve a 9% profit in Phase 1, and a 6% target in Phase 2. Both phases are protected with a robust static drawdown of 9%, which provides ample breathing room while still ensuring you meet minimums.

You will enjoy all the benefits up to 95% profit share with no maximum time limit. Also, you gain access to popular trading platforms MT5, Match Trader, and cTrader. This challenge is designed for those who wish to increase their trading capital through smart and consistent trading.

PipFram 2-Step Challenge Breakdown:

What Makes the PipFram 2-Stage Challenge Unique?

• Step-by-Step Progress: If you like breaking your goal into smaller wins, this structure makes it manageable without being overwhelming.
• No Rush, Just Results: No deadline stress take your time and trade smart. That’s all that matters.
• Pro-Level Profit Share: Once funded, you can earn up to 95% of your profits more than what many big-name firms offer.
• Fair Risk Limits: Static drawdown keeps the rules clean and predictable, while daily loss is tied to your real performance, not momentary spikes.

The PipFram 2-Stage Challenge strikes a nice balance between challenge and flexibility. If you're a trader who likes structure but doesn't want to feel boxed in by harsh time limits or tricky conditions, this one's your lane.

The PipFram Instant Funding Program

Do you want to skip the evaluations and multi-tired challenges? Here at PipFram, the Instant Funding plan is designed specifically for you. You move directly into trading live capital, though there are rules in place to ensure fairness and professionalism.

With us, you can access funded accounts ranging from $2,500 all the way to $50,000 instantly. This plan features a 6% trailing equity drawdown, no rigid daily loss limits, and weekly payouts every Friday if you maintain the required consistency score. If you are self-assured about your strategy and want to trade significant figures instantly, then this is your chance.

PipFram Instant Funding Breakdown:

What Makes PipFram Instant Funding Different?

• No Waiting, No Phases: You don’t have to “prove” yourself through multiple stages. If you are ready, you are  funded.
• Weekly Payouts: You don’t have to wait forever to get paid. Earn consistently? Get rewarded every Friday.
• Built for Confident Traders: You know your edge. This plan gives you live capital without hoops and hurdles.
• Rules That Make Sense: The 6% trailing drawdown is fair and resets after you get paid. Plus, you can risk up to 2% per trade with no hard daily cap.

Which PipFram Challenge type  Should You Pick?

Our Evaluation on PipFarm Competitions

PipFarm’s competition frameworks rank within the most agile and trader-friendly in today’s prop trading industry. Allowing traders the choice between a 1 Stage and 2 Stage evaluation enables the prop firm to cater to all skill levels, from strategy centric swing traders to high-paced scalpers.

What differentiates PipFarm from the rest is its XP system, which gamifies performance measurement by encouraging consistent, disciplined trading while maintaining a fair penalty system for rule-breakers. This increases engagement during evaluation without sacrificing professionalism.

When taking into consideration the value of the benefits that are provided, such as the absence of time constraints, high profit split rates (up to 90%), and access to scalable funded accounts, the fees for these challenges are paragons of competitive pricing. Its trader-centric design, clear rules, and low fees for challenge participation position PipFarm as one of the most flexible and rewarding challenge structures for prop traders in 2025.

PipFarm Scaling Programs Explained 

PipFarm gives you two solid ways to grow your funded account over time:

Smart Scaling and Simple Scaling.

Both get you closer to that million-dollar goal, but they work a little differently based on your challenge type and trading style.

What’s the Difference between PipFarm scaling programs?

Smart Scaling (Endurance & Consistency Accounts)

If you’re in Endurance or Consistency mode, this is the scaling plan for you.

How It Works:

• Every time you hit 12% profit counting both your withdrawals AND what’s left in the account, you’re ready to scale.
• Your account automatically closes, and PipFarm gives you a new one with a bigger balance.
• You don’t lose any profits during this process.
• Your trading positions close automatically, and payouts come as scheduled.

Example:

• Let’s say you started with $100,000.
• You withdrew $2,000 and then $3,000 over time. That’s $5,000 total or 5% profit.
• You now only need another $7,000 profit in the account to hit 12%.
• Once you do? And congrats you are scaled.

How Much Does the Account Grow?

Depends on your Experience Rank:

Formula:

New Balance = Previous Balance + (Initial Balance × Scaling Boost %)

Simple Scaling (Classic Mode)

This one’s for Classic Challenge traders. It is  straightforward and hands-free.

How It Works:

You scale up if you:

• Complete 4 payouts, or
• Hit 12% profit

Once you hit the goal, PipFarm automatically closes your current Simulated Account and upgrades you to a new one with a higher balance.

Same ranks, same boost logic.

Final Thoughts on PipFarm Scaling Program

Whether you like to build gradually with Smart Scaling or keep things simple with Classic mode, PipFarm has made growing your account easy, automatic, and rewarding.
The more you trade well, the faster you climb. No begging. No confusing rules. Just pure trading performance = growth.
Need help picking your scaling route? Head to your dashboard and check your account mode or ask support, they’re genuinely helpful.

Instruments you Can Trade with PipFarm?

If you are wondering what assets you can actually trade on PipFarm  PipFarm offers a clean, well-balanced lineup across Forex, Metals, Indices, Cryptos, and Oil. Whether you are someone who loves the speed of EUR/USD or wants to try your hand at Bitcoin or Gold, they have got you covered.
What really stands out?
They keep spreads tight and commissions simple so you can focus more on your strategy and less on sneaky fees.

Let’s break it down by category:

Forex

Ideal for: Intraday traders who love tight pricing and high liquidity.

Metals

Indices

Commission-free index trading with competitive spreads? That’s a win for scalpers and news traders.

Cryptocurrencies

Crypto markets are wild but at least here, you won’t be hit with extra charges.

Oil & Energy

Great for those who like trading commodity reactions to global headlines.

Final Thoughts on PipFarm Instrument 

PipFarm keeps things simple they give you the tools, the assets, and the pricing that most prop traders actually want. Whether you’re into major currency pairs, shiny metals, fast-moving indices, or the ever-hyped crypto and oil markets the list is solid.
Low spreads. Transparent commissions. And enough variety to fit almost any trading style.
If you’re planning your first funded trade or mapping out your challenge strategy now you know exactly what you can trade.
Want to go deeper? Just check their trading dashboard or hit up support they’re pretty responsive.

How is daily drawdown calculated :

At Pipfarm, Daily Drawdown is being calculated from the balance of a trader after the trading day ends. Let us assume that there is a trader who starts with an account balance of $10000 and the daily drawdown is calculated at 3% on their account balance at the end of the day, which is 21:00 UTC. Then the drawdown limit would be placed at $9700 meaning the trader is losing $300 . In the case whereby the trader makes profit on the day and the account balance is $11000, the daily drawdown will be reset by the end of the day and it will be 3% of the new end-of-day balance, which is now $11000. Accordingly, Daily Drawdown will be $330.

PipFarm Prohibited and Allowed Trading Practices Explained

At PipFarm, they take fair trading seriously. The firm has set clear boundaries to keep the playing field level and prevent manipulation. While traders are free to use a range of strategies, there are specific activities that go against their rules. If any of these are detected, accounts may be suspended or permanently closed even if you're already funded.
Here’s a clear breakdown of what’s allowed and what's not allowed and why:

Allowed and Prohibited Trading Practices Table:

News Trading Rules :-

There is no restriction to news trading at all. Traders can trade the way they want during the news event.

Final Thought on Trading rules of PipFarm

PipFarm is not out to punish creativity they just want all traders to play fair and trade with integrity. These rules are there to protect serious traders who work hard and follow the challenge honestly.
So if you are trading with real strategy and discipline no shady shortcuts, no bots, no mirroring you're good to go. Keep it clean, and PipFarm has your back covered.

Trading Competitions

Currently, PipFarm does not offer trading competitions, but there are XP based rewards and leaderboard-style XP rankings that gamify your trading experience.

Payment & Payout Methods at PipFarm

How You Get Paid:

At PipFarm, payouts are fast, predictable, and happen every Friday no need to click any "Withdraw" button. If you’ve met the trading requirements and closed all positions before Friday, the payout gets processed automatically.

You just need to make sure your preferred payout method and account are set inside your dashboard. If you don’t choose, PipFarm will pick your highest-performing account for the week.

Payout Schedule:

Setting Your Payout Method

Inside your PipFarm dashboard:

• Click the Settings icon (top right).
• Choose your account for payouts.
• Select one of the methods below:Rise (Email required), Skrill (Email required), USDT – TRC20 (Wallet address required)
• Hit Update before Friday 6:00 GMT if you're making changes.

Payout Options

Minimum Profit Needed to Qualify

To withdraw, your simulated profits must hit a certain percentage of your account balance, depending on your challenge type.

• Classic Mode – 3%
• Endurance/Consistency Mode – 1%
• Instant Funding Mode – 3%

You’ll also need to meet specific trading day or consistency score rules based on your account size and type.

PipFarm  Payment & Payout Methods  Final Word

No surprises. No last-minute withdrawal requests. As long as you follow the rules and update your payout info on time, Friday becomes payday. Simple, smooth, and fully automated.

Countries With Restrictions at PipFarm

Countries:

Due to geopolitical issues, some countries are not eligible to join PipFarm and are not serviced by PipFarm. These countries include: 

• Afghanistan
• Central African Republic
• Republic of Congo
• Crimea
• Democratic Republic of Congo
• Iran
• Libya
• North Korea
• Somalia
• South Sudan
• Sudan
• Syria
• United States
• Yemen.

PipFarm Concluding Thoughts

As a next-generation proprietary prop firm, PipFarm effortlessly integrates innovation with performance incentives and flexibility for traders. its XP-based gamified approach actively seeks consistency over long periods. At the same time, the firm respects trading regulations with transparent, free trade rules for all tiers of traders.

With this deep review of PipFarm, it stands out that the firm focuses not exclusively on discipline, but also on growth, offering unrivaled profit splits, generous scaling, and no time limits across evaluations. With raw spreads included and execution through cTrader, a powerful trading platform, efficiency and cost-effectiveness go hand in hand.

PipFarm’s support for a wide range of asset classes combined with one of the most trader-centric proprietary trading infrastructures makes it the optimal prop trading firm for traders from 2025. It seamlessly adapts for experienced and new prop traders looking for a scalable and modern approach to funded trading.