Full FundedElite Review for 2025 – Features, Payouts, Rules Explained

FundedElite is a fast growing prop trading firm that has caught the attention of many traders worldwide and for good reason. Founded in 2023 and based in Latina, Italy, it offers a straightforward path for traders to access capital through flexible challenge models. Whether you are a beginner on a budget or a seasoned pro looking for serious payouts, FundedElite has something for everyone. With challenge fees starting at just $19 and profit splits reaching up to 95%, it strikes a strong balance between affordability and reward. 

The firm operates using trusted brokers like Purple Trading and ThinkMarkets and supports trading across major platforms like MetaTrader 5 and TradeLocker. From Forex and indices to crypto, metals, and commodities, FundedElite gives you access to the markets you want, with rules that are clear, fair, and built for growth. 

FundedElite Prop Firm Overview 

Pros & Cons of FundedElite – Quick Comparison
 

Before jumping into any prop firm, it is smart to know what you are getting into. FundedElite has made a name for itself with flexible challenge options, fast payouts, and a generous profit split model. But no firm is perfect. Here is a quick, honest look at what traders tend to love and what some might find limiting.
 

Challenge Types, Fees and Profit Split offered by FundedElite
 

FundedElite gives traders a mix of challenge types to suit different skill levels, risk appetites, and budgets. 
Whether you want to go through a classic 2-step evaluation, prefer a faster 1-step route, or jump straight into live trading with the Instant model, there is something here for everyone. Each model comes with its own set of rules around profit targets, drawdowns, and payout structures. From affordable Lite challenges starting at just $19 to premium instant access options, FundedElite makes it flexible for traders to get funded on their own terms, while still offering up to a generous 95% profit split. Take a look at the full comparison below to find the challenge that matches your style.

FundedElite Challenge Comparison Table
 

FundedElite 1-Step Challenge
 

The FundedElite 1-Step Challenge is a simple, no-nonsense route to getting funded. There’s only one phase to clear hit a 12% profit target with risk managed under a 3% daily and 8% overall drawdown, and you're in. FundedElite 1-Step Challenge accounts use a static drawdown model, and you get access to a 95% profit split once funded. With account sizes from $7,000 to $300,000 and fees starting at just $90, it is built for traders who want capital without delays or complex evaluations.

Fundedelite 1-Step Challenge breakdown:

 
Why Choose FundedElite’s 1-Step Challenge?

• Only One Phase: Just hit 12% once no second round, no waiting.
• High Profit Split: Keep 95% of your profits once you're funded.
• Clear Risk Rules: 3% daily and 8% overall static drawdown.
• Fast Payouts: Request withdrawals every 7 days.
• Fee Refund: Get your challenge fee back when you pass.
• Trader-Friendly: News trading, weekend holding allowed. Scalping is not.

This challenge is perfect for serious traders who want a fast-track to funding without jumping through hoops.

FundedElite 2-Step Challenge
 

The FundedElite 2-Step Challenge is designed for disciplined traders who prefer a structured path to funding. You will need to pass two evaluation phases first by reaching an 8% profit target, then a smaller 5% in phase two all while staying within a 5% daily and 8% total drawdown limit. With account sizes starting from $7,000 and going up to $300,000, the challenge gives you room to grow without overwhelming risk. 
It is an ideal route for traders who value consistency, clear rules, and high potential returns.

Why Choose the FundedElite 2-Step Challenge?
 

• Two manageable phases: Clear 8% and 5% targets with room for smart trading.
• Affordable fees: Starts at just $89 for a $7,000 account.
• Generous drawdown buffer: 5% daily and 8% total static and simple.
• Scalable options: Go up to $300,000 in funding with payout access every 7 days.
• High profit split: Keep 95% of what you earn after passing.
• Refundable fee: Get your challenge fee back once you're funded.

This challenge is built for traders who want a fair shot at big capital, without rushing or dealing with overly tight rules.

FundedElite Lite 1-Step Challenge Account Sizes & Fees

The FundedElite Lite 1-Step Challenge is made for traders who want to skip the multi-phase grind and get straight to the action. It’s a single-phase evaluation with clear rules: hit a 12% profit target, stay under 3% daily drawdown, and don’t exceed a 6% max loss. That’s it. With account sizes ranging from $5,000 to $300,000 and fees starting at just $24, this challenge is both affordable and fast-paced perfect for confident traders who want results without delays.

Why Choose the FundedElite Lite 1-Step Challenge?

• No multi-step process: One clean phase to pass, and you’re done.
• Budget-friendly: Start with as little as $24.
• Clear targets: A straight 12% profit goal with manageable risk limits.
• Multiple account sizes: Grow your way up from $5K to $300K.
• For quick executors: Ideal if you trust your strategy and want to get funded fast.

If you are ready to take on a challenge that values speed and simplicity, the Lite 1-Step from FundedElite is one of the best low-cost opportunities in the prop firm space.

FundedElite Lite 2 Step Challenge
 

If you are looking to get funded without spending a fortune, the FundedElite Lite 2-Step Challenge is a great choice. It is designed for traders who want lower entry fees without compromising on fair rules. You will need to hit an 8% profit target in Phase 1 and a 5% target in Phase 2, while staying within a 4% daily and 8% max drawdown limit. With account sizes starting from just $5,000 and fees as low as $19, it is a cost effective way to prove your edge and grow into larger capital.

Why Choose the FundedElite Lite 2-Step Challenge?
 

• Affordable start: Get started with as little as $19.
• Same rules, smaller cost: You will face the same evaluation logic as premium models, but at a fraction of the price.
• Manageable drawdown: 4% daily and 8% max keeps risk in check while still giving room to trade.
• Wide range of account sizes: Scale up from $5K to $300K.
• Great for budget-conscious traders: Ideal if you are confident in your strategy but don’t want to spend big upfront.

Whether you are testing the waters or building toward higher capital, FundedElite’s Lite 2-Step is the smart way to get started without breaking the bank.

FundedElite Instant Challenge
 

If you are not into evaluations and just want to dive straight into live trading, the FundedElite Instant Challenge is built for you. With account sizes starting at $7,000 and going up to $100,000, this model skips the testing phase and gets you trading real capital from day one. There is no profit target, just simple risk rules: a 3% daily loss limit and a 6% max drawdown. The one time fee starts at $159, giving you a direct path to a funded account with no waiting.

Why Choose the Instant Challenge?
 

• No evaluation needed: You are funded immediately after payment.
• Start trading live capital on day one: No need to prove anything first.
• Straightforward risk rules: Just manage your risk: 3% daily, 6% overall.
• No pressure from targets: Focus on trading well, not hitting profit marks.
• Account sizes from $7K to $100K: Scales with your budget and confidence.

For traders who already know their edge and just want to get to work, FundedElite’s Instant Challenge is a option with total control.

Which FundedElite Challenge Is Best for You?
 

Our Review of FundedElite Challenges
 

FundedElite has done a great job building a challenge model that suits different types of traders from complete beginners to advanced, from budget-limited to capital-heavy.
If you want a low cost entry, the Lite 2 Step or Lite 1 Step models are the way to go. For a more traditional route with greater capital, the 1 Step and 2 Step evaluations offer structure with generous payout splits. And if you are done with evaluations entirely? The Instant Challenge gets you funded right out of the gate.
The risk rules are clear, the fee refunds are fair, and the payout system is consistent. You are not bogged down by unnecessary restrictions like no news trading or strict timing limits. All you need to do is trade well and manage your risk.
In a market full of overcomplicated challenges, FundedElite keeps things simple, trader friendly, and scalable.

FundedElite Scaling Plan: How Your Account Grows Over Time
 

At FundedElite, the scaling plan is built to reward traders who stay consistent and follow the rules. It is not just about getting funded once your account has the potential to grow with you step by step as you prove yourself.
 

Here is how FundedElite Scaling Plan works:
 

Initial Funded Stage
 

When you first get funded, you start with an account balance you choose (like $100,000).
 

• Profit Split: You keep 80% of your profits.
• Payouts: Your first withdrawal is available after 21 days, then every two weeks.
• Drawdown: Your max loss limit is set right at the start (for example, 10% of your initial balance).

Balance Increase Stage
 

If you keep trading well, your funding grows.
 

• How it works: Every time you complete 3 successful payouts, your balance goes up by 10%.
• Example: If you started with $100,000, after 3 payouts it becomes $110,000 after 6 payouts, it moves to $121,000.
• Drawdown Increase: Along with each balance increase, your maximum drawdown rises by 1%, up to a limit. So over time, you have a bigger cushion to work with.

Enhanced Profit Split Stage
 

• Condition: After 5 successful payouts.
• Reward: Your profit split jumps to 90%, letting you keep more of what you earn.

Increased Payout Frequency Stage
 

• Condition: After 7 successful payouts.
• Reward: Instead of biweekly payouts, you can withdraw profits every week.

Key Points to Remember

• Scaling only starts once you’re funded, not during evaluation.
• You must maintain good performance and follow the rules to unlock each stage.
• There is a cap on how much your drawdown can increase, to help manage risk.
• As your account grows, your drawdown and payouts adjust so you can trade larger positions safely.

In simple terms: the more consistently you perform, the more your funding grows. You get higher balances, more frequent payouts, and a better profit split all designed to keep you motivated and rewarded as you scale up.
 

Spreads & Commissions at FundedElite
 

At FundedElite, trading conditions are built with the trader in mind. You will get access to ultra low spreads, starting from just 0.01 on major forex pairs, which means tighter entries and more profit potential.
Even better? There are zero commissions on indices and crypto, giving you more room to focus on strategy, not costs.
Whether you are trading Forex, metals, indices, or crypto, the environment is designed to stay stable, even during news events or high volatility. That means no slippage, no surprises just smooth, reliable execution when it matters most.

In short: low spreads, no hidden fees, and stable pricing make FundedElite a great place to trade with confidence.

How Drawdown Works at FundedElite
 

Drawdown is one of the most important things to understand if you want to stay funded and avoid getting disqualified. At FundedElite, there are two types of drawdown every trader needs to know and manage carefully: 

• Daily Drawdown
• Total Drawdown.
   

What is the Daily Drawdown?
 

This is the maximum loss you are allowed to take in a single day. It resets every day and is calculated dynamically based on your performance. For example, if you are in a 2 Step Challenge with a 5% daily limit and your starting balance is $100,000, you cannot lose more than $5,000 in one day. If you do, the account is breached.
 

Let us say you make $3,000 profit during the day, your daily drawdown buffer increases to $8,000 (because it is now calculated from $103,000). But if you hold those profits overnight, the next day’s 5% drawdown is calculated from your new balance, so your loss limit moves up accordingly.

Important: Profits earned during the day help increase your buffer for the same day, but the next day resets based on your highest equity at the end of the previous day.
 

What is the Total Drawdown?
 

This is your overall maximum loss limit for the challenge. It is fixed and calculated from your initial starting balance, not your current equity.
In a Two Step Challenge, the total drawdown is 8%. So, with a $100,000 starting balance, your account must not fall below $92,000 at any point during the challenge.
Even if you grow your account first and then draw it back down, that loss still counts against your total.

Drawdown by Challenge Type
 

In Instant Challenges, the daily drawdown is based on intraday equity, and the total drawdown is trailing, which means it follows your equity up and locks in your high-water mark.

Our Reveiw on Drawdown at FundedElite
 

FundedElite’s drawdown system is fair, but strict. It rewards traders who can grow their account without taking on too much risk. The daily limit adjusts with your performance, and the total limit is fixed, keeping your trading disciplined. Always know your numbers, stay mindful of the limits, and you will stay in the game.

FundedElite Trading Rules (What is Allowed and What is Not)
 

When it comes to trading with FundedElite, the trading rules are clear, fair, and built to protect both traders and the platform. If you are planning to take on one of their challenges or trade a funded account, here is exactly what you are allowed to do and what could get your account shut down.

✅ What is Allowed at FundedElite
 

1. Expert Advisors (EAs):

You are free to use trading bots or tools that help with analysis, risk management, or execution just make sure they are built for your own strategy, not shady shortcuts.
 

2. Grid Trading:
 

Setting up multiple buy/sell orders around a price range is fine, as long as you are not using it to manipulate the market or avoid real risk.
 

3. Hedging (Same Account Only):
 

Yes, you can hedge trades within the same account. Just do not use this to create guaranteed profits or exploit instability.
 

4. Martingale:
 

Allowed if you are responsible. No over-leveraging, no “all-in” trades, and no shared EAs doing the work.
 

5. News Trading:
 

You can hold through news events great for swing traders but don’t use it for fast arbitrage or copying between accounts to pass a challenge.
 

6. Copy Trading (Your Own Accounts):
 

You can mirror trades between your own accounts, using your strategy. Copying others or using public signals is off-limits.
 

7. Weekend Holding:
 

You can hold trades over the weekend (from Friday to Monday), but you can’t open new trades during weekends.

❌ What’s Not Allowed at FundedElite
 

1. HFT & High-Frequency Scalping:
 

No opening tons of micro-trades in under 3 minutes to exploit demo servers. That is considered abusive and unfair.
 

2. One-Sided Betting (Funded Accounts Only):
 

Don’t risk more than half your daily drawdown on one trade. Example: If your daily loss limit is 5%, you can’t put more than 2.5% at risk in a single setup.
 

3. Tick Scalping:
 

No exploiting tiny price ticks to farm profits with fast trades.
 

4. Account Sharing & Management:
 

Only you can trade your account from your own IP address. No password sharing, no remote trading, and no outside managers.
 

5. Cross-Platform Hedging:
 

Don’t hedge trades across two firms to avoid loss. It is flagged as risk-free manipulation.
 

6. Latency Arbitrage:
 

No taking advantage of price delays between the broker and real market. This trick is strictly banned.
 

7. Challenge Passing Services:
 

No hiring third parties to pass your challenges. This is considered a major breach.
 

8. Server Spamming:
 

Flooding the system with hundreds or thousands of pending orders to overload servers is toxic behavior and it will get flagged.
 

9. Weekend Trading:
 

You are allowed to hold trades over the weekend, but you cannot place new trades on Saturday or Sunday.
 

10. IP Sharing Is Not Allowed
 

Your trading account is yours only. FundedElite does not allow any shared IP access not even from family or team members. The platform tracks:
 

• Login and platform usage
• Device and IP activity
• Payment and identity verification

If you are caught trading from a shared IP or someone else accesses your account, your account will be closed immediately, and you may be permanently banned. No exceptions.

What Happens If You Break the Rules?
 

If you violate any of the rules above, here is what can happen:
 

• You may be removed from the Live Program
• All accounts could be closed
• Any profits earned may be forfeited

Our Review of FundedElite’s Trading Rules 
 

FundedElite gives traders plenty of flexibility EAs, hedging, grid, martingale, and weekend holding are all allowed. But they take rule-breaking seriously. High-frequency scalping, latency arbitrage, account sharing, or using passing services will get you banned fast.
Their rules are built to protect legit traders, not punish them. If you trade responsibly and stick to the risk limits, you will have no issues. Just don’t try to cheat the system they are watching.

Instruments You Can Trade with FundedElite
 

At FundedElite, you are not limited to just a few markets you get access to a wide range of instruments across multiple asset classes. Whether you are into Forex, metals, indices, energies, or crypto, you will find what you need to run your strategy your way.
 

Forex (CFD Currencies)
 

Trade all the major and exotic pairs from the classics like EURUSD, GBPJPY, and USDCHF to crosses like EURZAR, USDTRY, and USDMXN. There is a deep list of currency pairs to diversify your trades.
 

Metals (CFD Metals)
 

You can trade gold (XAUUSD), silver (XAGUSD), platinum (XPTUSD) and even metals like nickel (XNIUSD) or aluminum (XALUSD). There are also metal pairs with currencies like XAUEUR or XAGGBP for more advanced strategies.
 

Indices (CFD Indices)
 

Get exposure to global stock markets with indices like US500 (S&P 500), GER40 (DAX), UK100, USTech100 (Nasdaq), and J225 (Nikkei). You can also trade volatility via VIX or regional indices like EUR50, CHN_H, and IND50.
 

Energies (CFD Energies)
 

Take positions in popular energy markets like Brent Crude (BRN), WTI Crude, and Natural Gas (NG). These offer strong momentum opportunities for short term traders.
 

Cryptos (CFD Cryptos)
 

Dive into a massive list of cryptocurrencies including BTC, ETH, XRP, SOL, DOGE, and many altcoins like UNI, AAVE, MKR, DOT, and LTC. Whether you are into majors or hidden gems, there is plenty of room to trade the crypto market at scale.

Final Thoughts on FundedElite’s Trading Instruments
 

If you are a trader who likes flexibility and variety, FundedElite truly delivers. You are not boxed into just one market or asset class you have got the full spectrum. From major forex pairs and global indices to precious metals, energies, and a massive lineup of cryptocurrencies, there is something here for every trading style.
Whether you are scalping EURUSD, holding gold through uncertainty, or riding crypto momentum plays, FundedElite gives you the freedom to build your edge without limitations. This kind of market access is a huge plus especially for traders who want to stay agile and capitalize on opportunities across different sectors.

Payment Options & Payout Process at FundedElite
 

Paying for Your Challenge
 

Getting started with FundedElite is pretty straightforward. You can pay using all major payment methods just head to the checkout page and pick what suits you best. But here is something important: for security reasons, always use a credit card that is in your own name. It keeps the transaction clean, avoids verification issues, and protects both you and the platform.
And yes, there is a fee to join any FundedElite challenge. But it is not just a charge for the sake of it it serves two real purposes:
 

• It motivates traders to treat the account seriously (as if it were their own capital).
• It helps cover the technology and tools you use to manage and track your progress.
• Think of it this way: it is a small price compared to the size of the account you are aiming to manage.

Refund Policy: Can You Get Your Fee Back?
 

It depends on how you perform:

• If you pass on your first attempt, your challenge fee gets refunded on your third payout.
• If you used the Second Chance (free retry) feature, the refund does not apply. This is because you have already had an extended opportunity to prove your trading skills.

Also, because FundedElite gives you access to the evaluation platform right after payment, all sales are final once you receive your login details. But if no trades have been made yet and you reach out early, the support team may help with exceptions. Just contact live chat to check your options.

Payouts: Fast, Flexible, and Fair
 

Once you are funded and eligible for payouts (after your first 21 days), FundedElite starts processing your reward. The first payout usually lands within 24 to 72 hours, and after that, you move to bi-weekly payouts.
All payouts are handled through Rise a reliable payout partner that offers multiple options, from bank transfers to crypto. 
And no, there are no crazy restrictions just make sure you’ve followed the rules, and you are good to go.

Quick Recap:
 

• Use your own credit card for payments.
• Challenge fees support platform operations and encourage responsible trading.
• Refunds only apply if you pass on your first try and have not used the Second Chance.
• Payouts are processed quickly, through Rise, once your eligibility window is complete.
• FundedElite wants to pay you just play fair and stick to the rules.

It is all designed to keep things transparent, simple, and trader-focused.

Final Thoughts on Payment Options & Payout Process at FundedElite
 

When it comes to payments and payouts, FundedElite keeps things clean and simple. You are not jumping through hoops or guessing what is next? the process is transparent from start to finish.
Payment-wise, it is a smooth setup. You can use any major payment method, just make sure the card is in your name. That is not just for formality it is for security, and it keeps things safe for everyone. And yes, there is a challenge fee, but it is more than just a buy in it shows you are serious about managing real capital and helps cover the tech that powers your account dashboard.
Now, about getting that fee back yes, you can. If you pass the challenge on your first go and have not used a Second Chance retry, FundedElite will refund your fee on your third payout. Fair, right? But once you get those login credentials, the sale is final. Not started trading yet? Reach out to support they might help you sort it out.
Payouts? Fast and reliable. After your first 21 days, your initial withdrawal typically lands within 24 to 72 hours. After that, you’re on a bi-weekly schedule. FundedElite uses Rise as its payout partner, offering flexible options like bank transfers and crypto whatever fits your style.

Country Restrictions at FundedElite
 

FundedElite aims to make its platform accessible to traders around the world, but due to legal and regulatory reasons, there are a few exceptions.
If you are based in the United States, Israel, Iran, Palestine, Syria, or Canada, you unfortunately won’t be able to access FundedElite’s services. This includes everything from MetaQuotes platform access to live trading accounts and investment services.
 

Final Thoughts on FundedElite
 

FundedElite is not trying to be just another prop firm it is building something that actually feels trader first. And that shows up in the way they have structured everything from the low cost Lite challenges to the high-reward scaling plan. Whether you are just starting out with $19 or gunning for a $300K account with a 95% profit split, they have created a clear, fair path that actually respects your skill.
They have no confusing trading rules, no surprise fees, and no schemes. Instead, you get a simple setup: clear drawdowns, fast payouts through Rise, multiple trading platforms (MT5 and TradeLocker), and access to a wide variety of assets Forex, indices, metals, crypto, and more.
Do FundedElite have limitations? Sure. You cannot use MT4, leverage is capped at 1:30, and rule breakers don’t get second chances. But that is a small trade off for a firm that is transparent, scalable, and genuinely rewards consistency.
If you are looking for a prop firm that balances structure with trader flexibility, FundedElite is a great pick. From how they treat your challenge fee to how fast they pay you once funded this firm is trying to do things the right way.
In short? FundedElite feels less like a hurdle and more like a partner. And in a space crowded with promises, that’s a rare thing.