Audacity Capital Review 2026

Introduction to Firm (Quick Overview)

When a prop firm has been operating since 2012 and amassed hundreds of trader reviews, there's clearly something worth examining. Audacity Capital presents an interesting case - a firm with strong institutional backing and a professional trading ecosystem, yet one that has drawn both passionate praise and sharp criticism from its user base.

The reality? Audacity Capital offers competitive profit splits, multiple funding models, and legitimate trading infrastructure. But it also has a trail of complaints about payout processes and customer support that you need to understand before handing over your money.

Let's dig into exactly what this firm offers, where it excels, and where it falls short.

What Is Audacity Capital?

Audacity Capital operates under the legal name AudaCity Global LTD, registered in the United Kingdom with company number 15850. The firm is led by CEO Karim Yousfi and is headquartered at: 25 Cabot Square, Level 11, London, E14 4QZ.

Founded in 2012, Audacity Capital has positioned itself as a proprietary trading firm that "develops trading talent" through structured evaluation programs. Unlike some newer prop firms that have appeared in recent years, Audacity brings over a decade of operational history to the table.

Audacity Capital is active in over 140 countries, with over $250 million paid out to its traders. It claims a community of 500,000+ traders. The firm offers structured evaluations and education through its Trader University, focusing on skill-building rather than speculation. Their official support contact is [email protected].

Audacity Capital Challenge Types: Full Breakdown

Audacity Capital offers three main funding programs: Ability Challenge (2-Step), Ability One (1-Step), and FTP (Instant Funding).

Ability Challenge (2-Step)

• Account Sizes: $5K – $200K

• Fees: $49 ($5K) to $1,049 ($200K) – original pricing

• Profit Target: 10% (Phase 1), ​​5% (Phase 2)

• Daily Drawdown: 7.5% (Phase 1), 5% (Phase 2 and Funded stage) – Static

• Max Drawdown: 15% (Phase 1), ​​10% (Phase 2 and Funded stage) – Static

• Minimum Trading Days: 4 days per phase

• Trading Period: Unlimited

• Leverage: Up to 1:100

• Profit Split: Up to 90%

• Refundable Fee: Yes, after passing and with first payout

Ability Challenge (2-Step) Pricing - Original and Discounted:

This is their main evaluation. Two phases with different targets and drawdowns. Best suited for traders who are not in a hurry and want to test their trading strategies in prop firm account.

Ability One (1-Step)

• Account Sizes: $5K – $100K

• Fees: $69 ($5K) to $699 ($100K) – original pricing

• Profit Target: 10%

• Daily Drawdown: 3% – Static

• Max Drawdown: 6% – Static

• Minimum Trading Days: 3 days

• Trading Period: Unlimited

• Leverage: Up to 1:100

• Profit Split: Up to 90%

• Refundable Fee: Yes, after first payout

Ability One (1-Step) Pricing - Original and Discounted:

The Ability One has tighter drawdown limits. 6% max drawdown and 3% daily is restrictive. That's not much room for normal market fluctuations, especially if you're trading volatile pairs or gold. One bad day and you're out.

FTP (Instant Funding)

• Account Sizes: $5K – $50K

• Fees: $119 ($5K) to $1,299 ($50K) – original pricing

• Profit Target: 10%

• Daily Drawdown: 5% – Trailing

• Max Drawdown: 10% – Absolute/Static

• Minimum Trading Days: 5 days (with at least 3 profitable days)

• Trading Period: Unlimited

• Leverage: Up to 1:30

• Profit Split: Up to 80%, depending on account size/stage and speed of reaching target

• Swap-Free: Yes

• Commission-Free: Yes

FTP (Instant Funding) Pricing - Original and Discounted:

The instant funding pricing is steep. A $50,000 instant account costs $1,299. Compare that to the $50,000 Ability Challenge at $1,049. The difference is the risk. Instant funding means you don't have to pass a challenge, but the upfront cost is high.

To buy an Audacity Capital challenge or instant funding account, traders can use payment methods like Crypto, Cards & other local bank methods.

The Drawdown Calculation: Understanding Each Account Type

Here's the part that causes most of the complaints we've seen for Audacity Capital.

Audacity uses a balanced-based drawdown with a trailing component. The daily drawdown resets at 12 AM GMT. But here's the catch: if your equity hits a new high during the day, your daily drawdown level recalculates from that new high.

• Audacity Capital does not use the same drawdown model across all programs. Ability One uses a 3% daily drawdown that is calculated at rollover using the higher of the account’s balance or equity. The limit remains fixed during that trading day and resets at the next rollover; its maximum drawdown is a separate, fixed 6% of the initial account balance. For example, on a $100,000 Ability One account, the daily floor is $97,000 and the overall maximum-loss floor is $94,000. Breaching either level can terminate the account.

• The Ability Challenge also uses a static daily drawdown model: 7.5% in Phase 1 and 5% in Phase 2, calculated from the higher balance or equity at rollover. Intraday profits do not raise the daily limit until the next reset. Maximum drawdown is fixed at 15% in Phase 1 and 10% in Phase 2, based on the initial balance and measured using equity, including open trades, commissions, and swaps.

• The FTP Instant Funding program is different because its 5% daily drawdown is trailing. The floor follows the account’s highest recorded equity during the day and does not move down if equity later falls; it resets at 00:00 MT5 server time. FTP also has a fixed 10% maximum drawdown based on the initial balance, so traders should monitor equity rather than balance alone.

The Profit Split: How It Actually Works

The advertised profit split of up to 90% at Audacity Capital is the maximum available under the relevant program - not necessarily the starting rate. For Ability One and Ability Challenge, traders generally begin with a 75% profit share of live-account profits. The share can increase to 85% when the applicable 10% profit condition is met, while up to 90% may become available after account scaling and consistent performance. Payouts are available every two weeks after the first eligible withdrawal, subject to account review and rule compliance.

The Audacity Capital FTP (Instant Funding) account uses a separate, stage-based profit split structure. The profit split depends on the account size, current stage, and whether the 10% profit milestone is reached in less or more than 30 days. Depending on these factors, the trader’s share can range from 50% to 80%; for example, a $5,000 FTP account pays 50%–70% in earlier stages (1-8) and up to 80% in later stages (9-10) when the target is reached within 30 days. Profit sharing is calculated against the applicable profit target, and any rule breach may result in payout denial or an account review. For complete details on of FTP profit split per stage, read the firm’s FAQs “What is the payout process and profit split for the Funded Trader Program (Instant Funding)?“.

Audacity Capital Trading Rules: Allowed vs Prohibited

Allowed Trading Practices at Audacity Capital

• Scalping: Permitted, but trades opened and closed within 2 minutes or less may be flagged as suspicious.

• News Trading: Allowed, but you must avoid opening, closing, or adding to positions within 3 minutes before or after high-impact news releases or speeches.

• Weekend & Overnight Holding: Traders are allowed to hold traders overnight and over the weekend - applicable on all Audacity Capital funding programs.

• Expert Advisors (EAs): Allowed only if you personally own/developed the EA, not third-party signals.

• Copy Trading: Allowed between your own Audacity Capital accounts; copying from an external account is allowed only if it belongs to you. Third-party copying is prohibited.

• Stop Loss: Not mandatory. However, traders must manage their own risk by planning strategies that aligns with the drawdown rules.

• No Time Limits: You have unlimited trading days to complete challenges.

Prohibited Trading Practices at Audacity Capital

Audacity Capital explicitly prohibits strategies that exploit the risk model or lack genuine trading skill. These include:

• High-Frequency Trading (HFT) and latency arbitrage

• Tick scalping (trader under 2 minutes held repeatedly)

• Hedging or group hedging across multiple accounts

• Martingale / Averaging Down strategies

• Dollar Cost Averaging (DCA) on losing positions

• Third-party Expert Advisors or copy-trading services

• Account management by third parties

• Grid trading strategies

• One-sided pending orders placed purely around news events

• Exploitation of system vulnerabilities, stale quotes, or pricing errors

• Uncritical directional trading without market analysis

• Automated multi-trade activity without active oversight

• Lot size abuse (e.g., disproportionately large positions relative to account size)

If you violate any rule,your account can be immediately invalidated, and you will be notified of the specific breach. Get a detailed look at the prohibited trading practices that is applicable on all Audacity Capital accounts on the firms FAQs page: “What are the prohibited strategies?“.

Audacity Capital Platforms and Instruments

Audacity Capital offers two main trading platforms:

• MetaTrader 5 (MT5) – available on Android, iOS, Windows, and Mac.

• DXtrade – the firm's modern, mobile-first platform with web terminal access.

It trades through a commercial liquidity provider rather than a traditional retail broker.

Instruments

• Forex: Major, minor, and exotic currency pairs

• Commodities: Energy products and agricultural commodities

• Indices: Global stock market indices

• Cryptocurrencies

• Metals: Gold, silver, and other precious metals

• and other instruments per firm data

Spreads and Commissions

• Spreads: "Minimum as 0.00001 in Currency" audacity.capital

• Commissions: $3 per trade for currency pairs, $5 per trade for Index CFDs

• The firm also provides a read-only test spreads account so you can inspect current spreads.

Maximum Lot Size

• Overall Limit: No overall lot size restrictions

• Per Position: "The account has implemented a maximum limit of 10 lots per open position as part of risk management measures. You may open multiple positions, but each individual position cannot exceed 10 lots."

Audacity Capital Scaling Plan

For those traders who want a prop firm account that scales with time, Audacity Capital offers a standard prop firm funded account scaling plan. But it differs based on the account type. Below are the details of Audacity Capital scaling plan based on account type:

Ability Challenge / Ability One

• Eligibility: Achieve 2.5%+ monthly profit for 3 consecutive months.

• Increase: Account balance doubles (100% increase) each cycle.

• Review: Every 3 months; you must have made at least 1 withdrawal.

• Scaling Process: Once the withdrawal is reviewed and approved, the account becomes eligible for the balance increase.

FTP (Instant Funding)

• Increase: Account doubles every time you hit the 10% profit target, regardless of timeframe.

• Profit Split: Typically 60% if target reached in under 30 days, 50% if over 30 days at early stages – then increases with account stage.

• Max Scaling: You can scale consistently up to $2M+ allocation.

Max allocation per program is $200,000; by combining programs, traders can access up to $400,000 in total (per firm data).

Audacity Capital Payout Rules: What You Need to Know

Before purchasing a prop firm account, understanding how payouts work an what payout rules are set is as important as understanding the risk rules. Below is an overview of Audacity Capital payout rules and eligibility terms:

• KYC required: Identity verification is mandatory only when you request a profit withdrawal.

• First Payout: For Ability programs, you can request your first payout 14 days after placing your first trade on the live funded account. Subsequent payouts are bi-weekly.

• Processing Timeline: Once approved, profits move from trading account to your dashboard wallet within one business day; withdrawal requests are typically processed within 3–5 business days.

• Minimum Withdrawal: $20.

• Withdrawal Methods: Bank Transfer (SWIFT/SEPA), PayPal, Crypto (USDC via ETH network), and Rise.

• Refundable Fee: Ability Challenge and Ability One fees can be refunded along with your first payout, provided the payout exceeds the fee and all rules are met.

• Profit Split: Standard profit share is 75%, increasing to 85% if you withdraw over 10% profit within 30 days, and up to 90% after consistent scaling. FTP splits range from 50% to 80% depending on stage/time.

• No payout if breached: If your account breaches a rule, nah payout can be processed – even if the account is in profit.

Audacity Capital Competition - Win a Funded Account

Audacity Capital runs a free monthly trading competition that gives traders the opportunity to win funded accounts without paying any entry fee. The competition is open to traders worldwide, and participants trade a simulated $100,000 Ability Challenge account to climb a live leaderboard. Registration is completely free, the only requirement is casting a vote for Audacity Capital as "Favorite Firm" on Prop Firm Match.

Prizes are awarded to the top 100 finishers each month. The champion receives a $200,000 Ability Challenge account, while second place earns a $100,000 Ability One account and third place a $100,000 Ability Challenge account. Additional prizes extend through 10th place, with discount vouchers offered to those ranking 11th through 100th. Winners are announced the following month after standard KYC verification.

To qualify for prizes, participants must meet specific criteria: a minimum of 5 trading days, a consistency score of at least 70, and compliance with the 5% daily drawdown and 10% maximum drawdown limits. Manual trading is required - meaning, expert advisors, bots, and copy trading are strictly prohibited. A maximum of 5 open positions and 5 lots per trade applies during the competition. News trading, overnight holds, and weekend positions are permitted.

Audacity Capital Free Trial - How Does It Work?

Audacity Capital offers a free trial prop firm account that lets traders practice with up to $200,000 in demo capital without any financial commitment. The trial is designed to help you familiarize yourself with the firm's trading environment, test your strategies, and build confidence before moving to a funded program.

Key Features:

• 100% Free – No credit card, no ID verification, and no hidden fees required. You only need to provide your name and email address to sign up.

• Flexible Account Sizes – You can choose a demo balance from $5,000 up to $200,000, allowing you to practice on an account size that matches your future funding goals.

• Real Market Conditions – The trial provides access to live market data across Forex, Gold, and Indices, with the same execution speeds and platforms (MT5 and DXtrade) used for funded trading.

• No Pressure – Unlike the paid evaluations, the free trial has no profit targets, no drawdown limits, and no time constraints. It is purely a practice environment.

Trial Duration: Free Trial accounts are valid for 30 days from the date they are created. Once your trial expires, you can immediately create a new free trial account and continue practicing [user-provided data].

What It Does NOT Include: The free trial is strictly for platform familiarization and strategy testing. It does not qualify for funded accounts or profits [user-provided data]. The trial is not the same as Audacity Capital's monthly trading competition, which offers funded accounts as prizes. To access real funded trading, you must purchase one of the paid programs: Ability Challenge (2-Step), Ability One (1-Step), or FTP (Instant Funding).

The free trial also allows you to test Expert Advisors (EAs) and automated strategies, and you can open multiple trial accounts if you want to test different approaches simultaneously audacity.capital. It's an excellent, zero-risk starting point for both new and experienced traders to evaluate whether Audacity Capital's conditions suit their trading style.

Restricted Countries

Audacity Capital services are not available to residents of:

• United States – except via the DXtrade platform

• Syria

• Iran

• North Korea

• Venezuela

You must also be at least 18 years old to participate.

Pros and Cons of Trading with Audacity Capital

Based on the information available, here is a summary of the potential advantages and disadvantages of trading with this firm.

Pros:

• Long-Standing Firm: Established in 2012, giving it over a decade of operation in the prop trading industry.

• Multiple Programs: Offers a choice between a 2-step challenge, a 1-step challenge, and an instant funding account, catering to various trader preferences.

• Clear Scaling Plan: A transparent pathway to scale accounts up to $2,000,000 based on consistent profitability.

• Fast Payouts: Bi-weekly payout frequency with a 3-5 business day processing time.

• Free Platform Choice: Access to both MetaTrader 5 and the web-based DXtrade.

• Refundable Fee: The challenge fee is refundable in the form of a bonus added to the first payout.

• Free Trial: Traders who want to test before risking their entry fees in a prop firm challenge, can use the free trial by Audacity Capital to try their funded account for free.

Cons:

• High Profit Targets: The profit targets of 10% for the 1-step and Phase 1 of the 2-step challenge are relatively high and challenging.

• Strict Evaluation Rules: The daily and maximum drawdowns are static for the evaluation programs, which are strict and do not account for high-equity fluctuations.

• Mixed User Reviews: Some reviews on the provided sources raise concerns about payout disputes and account terminations, although Audacity Capital has responded, stating that these cases involve rule violations. It's important to do independent research.

• Platform Restriction: The high leverage (1:100) is not available for the FTP (Instant Funding) account, which is limited to 1:30.

What Traders Are Saying about Audacity Capital

The provided context includes a Trustpilot review page for Audacity Capital, which reveals a mix of trader sentiment. It is important to note that the reviews are not independently fact-checked by the platform, and Audacity Capital has responded to negative feedback.

• Positive Feedback: Some traders have had positive experiences, noting that they "just started using this prop firm" and like the "reward accounts." Others have mentioned that support staff, such as "Genet spring," provided assistance and explained the process clearly.

• Negative Feedback: However, there are multiple negative reviews from traders who report serious issues. One trader stated, "I was genuinely considering Audacity Capital for my next prop challenge, but after researching the company and reading about several payout disputes, I decided not to proceed." Another expressed disappointment upon requesting payment, feeling that the outcome was a "clear red flag".

• Company Responses: Audacity Capital has publicly responded to these complaints. They state that the reviews do not reflect the "full account history" and mention that they have made efforts to reach a "reasonable resolution." They have also invited traders to schedule calls to discuss their cases further.

Audacity Capital sets itself apart by openly sharing both trader success stories and failure stories, giving real-world insight into what leads to profitability and what causes blown accounts. Few prop firms publish failure cases so transparently, and given Audacity's long track record in the industry, this approach offers a genuinely unique learning perspective. The provided context does not include direct, independent trader reviews. For more objective opinions, it’s best to check on trader feedback on prop firm review platforms like The Trusted Prop and community forums. In the meantime, starting with a small account is a sensible way to test the firm while more trader feedback accumulates over time.

Our Verdict: Should You Trade with Audacity Capital in 2026?

Based on the information provided, Audacity Capital is a well-established prop firm with a solid structure, clear program offerings, and a formal scaling plan. The 2-step "Ability Challenge" is a standard and structured evaluation. The firm also offers popular platforms (MT5/DXtrade) and a clear, defined payout process.

However, a decision to trade with them should be carefully weighed against the concerning trader feedback that appears in the provided context. The negative reviews, which mention payout disputes and a firm that's "not paying out," are a significant risk factor that cannot be ignored. While the firm has responded to these reviews, the complaints are a common concern shared by traders in the prop industry.

For traders who:

• Prefer a firm with a long operational history.

• Are comfortable with strict, static drawdown rules.

• Seek a direct scaling plan with a clear track record.

For traders who:

• Prefer flexibility with trailing drawdowns on all programs.

• Are risk-averse and concerned by mixed payout reviews.

• Want a firm with a more universally positive reputation.

Recommendation: It is highly recommended to proceed with caution. Conduct independent research by visiting trader trusted prop firm review platforms like The Trusted Prop and searching for recent feedback in trading communities. While the firm's rules and structure are clear, the conflicting feedback regarding payouts is a substantial risk that you should be prepared to take. Always read the latest terms and conditions on their official website to ensure you fully understand the rules before purchasing a challenge.

Disclaimer: This review is based solely on the information provided in the given context and related web sources. It is for informational purposes only and should not be considered financial advice. Trading involves significant risk, and you should never risk more than you can afford to lose.

Audacity Capital Discount Code

Audacity Capital is currently celebrating 14 years with a 14% discount on all programs. The discount appears automatically in pricing shown on their website – for example, a $5K Ability Challenge is listed at $42 instead of $49 after the discount. Always check the official website for the latest valid promotional offer before purchasing.

Final Thoughts on Audacity Capital

Audacity Capital is a well-established prop firm with strong longevity, flexible trading conditions, and a clear route to scaling. It stands out for allowing news trading, weekend holding, and own EAs, as well as for removing the consistency rule for standard accounts. Yet, its broad prohibited-strategy list and drawdown rules demand discipline.

Before buying any challenge, read the firm’s latest terms, use the free trial, and never risk money you cannot afford to lose. If you've traded with Audacity Capital, leaving a review on The Trusted Prop helps other traders make informed decisions.

All data sourced from firm’s official website as of Sept 2026. Prop firm information changes fast. Confirm rules and pricing on Audacity Capital's official website before purchasing any challenge.