With​‍​‌‍​‍‌​‍​‌‍​‍‌ easy and beginner-friendly evaluation models, you can decide to start a proprietary (prop) trading journey with Top One Trader. In fact, whether you just want to pass 1-step and 2-step challenges quickly and simply or you would rather trade right away with their low-cost Instant funded programs.
 

Traders at Top One Trader can get paid only after they meet simple conditions: make a profit of 2% of the account balance; withdraw the first time only after 30 days (or 14 days for 1-step flash challenge). Such conditions make the payout process both predictable and trader-friendly.
 

This blog will help you understand the main features of Top One Trader, as well as the payout process, account sizes, and costs of the 1-step and 2-step challenges, plus the funded programs. If you want to learn how Top One Trader works and still be able to start trading with confidence, then this guide will be your roadmap through each Top One Trader account ​‍​‌‍​‍‌​‍​‌‍​‍‌detail.
 

Ready to see whether Top One Trader suits your trading style? Let’s get started.

How the Top One Trader Funding Account Works

If you are going for the Top One Trader challenge models, then the first step is to pass the Top One Trader challenge to be eligible for a funded account.

• Choose the account size that suits your needs: Top One Trader offers account sizes ranging from $5000 to $200,000.
• You have two evaluation programs to choose from: a 1-Step challenge or a 2-Step challenge. You can even get a funded account instantly without any challenge phase - through the Top One Trader instant funding programs: Instant Funding and Instant Prime.
• Each challenge type has profit targets, daily loss limits, and drawdowns that you must meet to pass.
• Additional Requirements: You must place at least one trade every 30 days (for challenge accounts).
• Risk-management protections apply: e.g., “EquityShield” rule that auto-closes trades if daily loss exceeds 2% on any one symbol or 2.5% on all symbols.

Top One Trader Challenge and Funded Accounts

Comparison Table (2025)

Top One Trader Payout Rules & Process

At Top One Trader, after you get funded, you can withdraw your profits easily. Traders must make sure they understand and follow the key rules and processes outlined below to receive their payouts hassle-free.
 

• When Can You Request Your First Top One Trader Payout?

For Top One Trader payout eligibility, a trader can request their first payout after 30 days of being funded. But for a few account types, such as 1-Step/FLASH, request your first payout 14 days after being funded. Thereafter, get paid every 14 days or get yourself a Weekly Payout add-on.

• How Often Can You Request Payouts at Top One Trader?

   

  At Top One Trader, there are 4 account types. Its payout frequency is as explained below:
   

  1. For​‍​‌‍​‍‌​‍​‌‍​‍‌ a 1-Step Challenge (Flash) or 2-Step account: the first payout is usually allowed 14 days after you get your funded account, and then you can make a withdrawal every 14 days.

  2.In case you take the ‘Instant PRIME’ funding program, the initial payout is normally allowed 14 days after account funding, and then you can make a new withdrawal every 14 ​‍​‌‍​‍‌​‍​‌‍​‍‌days.

   

• What is the Minimum Profit Required to Request Payouts at Top One Trader?

The Top One Trader prop firm has a minimum payout structure, which is 2% of the initial account balance. If you have a $50,000 account, the minimum payout is 2% of the starting balance is $1000, and that is the minimum payout you can withdraw.

• Does Top One Trader offer a Payout Processing guarantee?

Top One Trader claims to process the trader payouts within 24 hours. But before that, your Top One Trader payout eligibility will be checked, and your account status (any rule violations) before sending it to you.

• How fast is the Top One Trader Payout?

Top One Trader has the data to prove that they have verified and sent payouts with an average speed of under 1 hour and 44 minutes.

Top One Trader Profit Split of All Accounts

Profit split is the percentage of profit share that traders can keep, and the remaining goes to Top One Trader. The Top One trader profit split depends on account type and may change based on add-ons selected by traders.

• Industry Standard Top One Trader Profit Split: 

The standard profit split of up to ~80% is available on all Top One Trader Challenge accounts. It is the standard profit share in Top One Trader for many of their challenge/funded setups.
 

Instant Funding Profit Split

• Starts at ~60%
• Increases +10% per payout
• Capped at 90%

Instant PRIME Profit Split

• 1st payout: 80%
• 2nd payout: 90%
• From 3rd onward: up to 100% (requires upgrade)
• Allowed add-ons and upgrades on the account:

Traders can enjoy the Top One Trader profit split of up to 90% by availing the applicable add-ons, depending on the account types.

Top One Trader Scaling Rules (Up to $5 Million)

The Top One Trader scaling plan is the reward for top traders who perform extraordinarily. Account scaling is a trader-benefit program that boosts the capital allocation of your account through Top One Traders’ unique scale-up option. Higher account size leads to higher position size and profits.
 

Top One Trader Scaling Eligibility

Top One Trader allows maximum scaling up to $5 million.

• Every 3 months, traders can opt for the Top One Trader scaling program. The condition is that they must achieve a total gain of 25%. At least ~8% gain in each month over the 3 months.
• Eligible traders can request scaling up to 25% of their initial account balance.

Summary

Start Trading on Top One Trader by choosing an instantly funded account or a challenge. In case you have selected the challenge, passing it is necessary to get a fund immediately.
 

The first payout request for Top One Trader payout eligibility can be made only after 14 to 30 days depending on the account type. You are required to adhere to the drawdown and consistency rules in order to be eligible for a Top One Trader payout. A profit split of 80% can be obtained with Top One trader, and at the checkout, you can raise it to 90% by add-ons/upgrades. There are some situations where you can get even a higher profit share.
 

Maintain your trading consistency and leverage the Top One Trader scaling to $5 million. Always follow the regulations, keep using stop losses, never employ restricted strategies, and benefit from the add-on features so that you can choose high-gain tactics such as news trading to maximize your profits and ​‍​‌‍​‍‌​‍​‌‍​‍‌income.
 

Start with a 1-Step or Instant PRIME today on Top One Trader!