Introduction

Thinking about taking the ATFunded Challenge in 2025 or simply curious about how their payout system actually works? This guide breaks it all down - from the two-phase challenge structure to profit splits, payouts and everything in between.
 

ATFunded has built a name as a transparent, trader focused prop firm - offering structured challenges, bi weekly payouts and fair reward system for consistent traders.
 

ATFunded Challenge Models (2025 Overview)

ATFunded offers two main challenge models for traders who are looking to get funded:

• Pro Challenge - a 1-step challenge model built for pro traders who can easily prove themselves and are looking for instant capital needs.
• 2-Phase Challenge - a 2-step challenge model comes with different profit targets for each phase.

Both of these categories of challenges are prerequisites to trading substantial capital allocated to you after you demonstrate trading consistency. Next, we'll take a closer look at ATFunded's Pro Challenge and 2-Phase Challenge, focusing on account details and targets. 
 

Pro Challenge (One-Phase Evaluation)

ATFunded's Pro Challenge is a one-phase process for fast evaluation. It is more appropriate for traders who want their funding fast and want as few rules as possible. 

• Account Sizes: 

  1.  $10K account for $25 fee
  2.  $50K account for $49 fee
  3.  $100K account for $99 fee
  4.  $150K account for $149 fee

   

• Profit Target: 6% (no profit target once funded)
• Drawdowns: No daily drawdown; 5% maximum drawdown
• Max Allocation: Trading with capital of up to $150K allocated per trader

Why traders love it: A faster route to funded accounts with no daily limits and a simpler, more balanced evaluation structure.

2-Phase Challenge (Two-Phase Evaluation)

A 2-Phase Challenge offers a very classical evaluation path - perfect for traders who prefer a balanced structure and scrutiny before getting some funding.

• Account Sizes: 

  1.  $5K account for $35 fee
  2.  $10K account for $69 fee
  3.  $25K account for $135 fee
  4.  $50K account for $250 fee
  5.  $100K account for $460 fee
  6.  $200K account for $920 fee

   

• Profit Targets: 8% (Phase 1) | 5% (Phase 2)
• Drawdowns: 4% daily drawdown with a 10% overall drawdown
• Max Allocation: Up to $200K capital can be allocated per trader

Why traders love it: Balanced evaluation difficulty, clear rules and strong risk control - great for proving consistency before managing large capital.

Funded Account

Once you successfully pass the challenge, you are given a funded account - an allocated amount of capital that you trade on behalf of the prop firm and you keep a large share of the profits. The rules are slightly altered: there are no longer profit targets, but the rules around drawdowns still apply.

Profit Split & Payouts - How Much Can You Keep?

One of the main considerations for any trader is: “How much of my profits can I actually keep?” ATFunded lays this out clearly.

• Initial Profit Split: Up to 50% for early payouts.
• After Third Payout: Your profit split jumps to up to 80%, with no withdrawal limits.
• Payout Frequency: Bi-weekly.
• Minimum Withdrawal: $125

So the better you trade, the more you will get to keep from your trading profits. This can be a great motivating factor for disciplined and effective traders.
 

Why Do Traders Choose ATFunded?

• Trader Favorite Evaluations: The one-phase and two-phase models are the most favored by traders globally and provide clear rules to qualify for funded accounts.
• Scalable Profit Split: You can scale and keep more of your profits with an 80% profit split at the advanced level.
• Risk Management Importance: Daily and total drawdown limits support disciplined trading that protects both the trader and the firm.
• Bi-weekly Payouts: For dedicated traders looking to live off trading income, bi-weekly payouts provide a regular cash flow.
• Trading Rules Transparency: The rules for both the challenge phase and funded phase are clearly stated on the website and traders can also reach out to support on the website or in Discord should they have any questions.

Tips for Maximizing Success in the ATFunded Challenge

• Mastering Risk Management: It is easy to fail because the moment you exceed a 10% drawdown, you will fail. So you will want to ensure size, risk and stop-loss are all correlated.
• Focus on Consistent Returns, not explosive returns: In Phase 1 and in Phase 2, the budget for returns are modest (8%, 5%), so focus on being consistent.
• Do Not Trade on News Events: If the challenge says "News Trading allowed: No" and you did not follow this rule, then you can lose the challenge instantly.
• Plan Withdrawals: Pay-outs are bi-weekly and will not increase until your third pay-out, so the sooner you withdraw successfully - plan on successful pay-outs.
• Understand Leverage: ATFunded offers reasonable leverage (e.g., 1:30 FX) - just don't overexpose yourself.

Final Thoughts

If you are a trader who is serious about becoming a funded trader and building a career. Then the ATFunded Challenge is a very attractive model for you. You know the targets, and you know the rules - they are a little strict but fair, plus there is a big upside potential for profit split, which is up to 80%. You are in a position for success. Remember, consistency, risk management and discipline are important. Whatever the challenge is, come in with a plan, hit your milestones and the payouts will come.

Join the firm with an exclusive 5% discount on the ATFunded Challenge through The Trusted Prop site using code TRUSTED

To know more about the firm or connect with their support team - head to the ATFunded website.